Last update: Oct 2026

Cost of Living Comparison Between Cebu and the Netherlands

For one person, living is cheaper in Cebu: $934 a month against $2,659 in the Netherlands, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇳🇱 Netherlands
$2,659
/mo nomad
🙂 Solo nomad: Cebu is 57.1% cheaper than the Netherlands without rent, and 64.9% cheaper with rent.
🙂 Family of 3: Cebu is 57.9% cheaper than the Netherlands without rent, and 63.5% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Netherlands
Difference
Meal at Budget Restaurant
$3.03 ₱190
$22.46 €20.04
-86.51%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$89.9 €80.2
-73.88%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$13.89 €12.39
-70.55%
Cappuccino
$2.52 ₱158
$4.16 €3.71
-39.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$3.69 €3.30
-58.27%
Water (0.33 liter bottle)
$0.49 ₱30.98
$3.15 €2.81
-84.44%
Local Beer (0.5 liter draught)
$1.79 ₱112
$6.62 €5.91
-72.96%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$5.48 €4.89
-58.76%
🛒 Groceries & Markets
Cebu
Netherlands
Difference
Milk (1 liter)
$1.95 ₱122
$1.33 €1.19
46.62%
White Bread (500g)
$1.43 ₱89.7
$2.26 €2.01
-36.73%
Rice (white) (1kg)
$1.02 ₱63.8
$2.76 €2.46
-63.04%
Eggs
$2.06 ₱129
$4.93 €4.40
-58.22%
Local Cheese (1kg)
$9.81 ₱615
$13.92 €12.42
-29.53%
Chicken Fillets (1kg)
$4.61 ₱289
$14.32 €12.78
-67.81%
Beef Round Steak (1kg)
$7.70 ₱483
$17.09 €15.25
-54.94%
Apples (1kg)
$3.31 ₱207
$2.63 €2.34
25.86%
Banana (1kg)
$1.45 ₱90.9
$2.48 €2.22
-41.53%
Oranges (1kg)
$2.36 ₱148
$2.07 €1.85
14.01%
Tomato (1kg)
$1.54 ₱96.4
$4.24 €3.79
-63.68%
Potato (1kg)
$2.36 ₱148
$1.87 €1.67
26.20%
Onion (1kg)
$1.99 ₱125
$1.88 €1.67
5.85%
Lettuce (1 head)
$1.15 ₱72.1
$1.27 €1.13
-9.45%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.90 €0.80
-25.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$13.89 €12.40
-78.40%
Wine (Bottle)
$6.35 ₱398
$6.79 €6.06
-6.48%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.52 €1.36
-13.82%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.61 €2.33
-33.72%
🚌 Getting Around
Cebu
Netherlands
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$3.88 €3.46
-93.56%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$95.1 €84.8
-86.69%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$4.53 €4.04
-83.66%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$3.04 €2.71
-93.09%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$33.23 €29.66
-86.97%
Gasoline (1 liter)
$1.33 ₱83.5
$2.50 €2.23
-46.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$40.8K €36.4K
-46.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$39.2K €35.0K
-50.50%
🧾 Monthly Utilities & Internet
Cebu
Netherlands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$261 €233
-53.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$22.50 €20.08
-35.78%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$51.3 €45.76
-44.82%
🎉 Sport & Entertainment
Cebu
Netherlands
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$42.47 €37.90
-23.05%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$25.73 €22.96
-75.17%
Cinema Ticket
$5.46 ₱342
$15.43 €13.77
-64.61%
🧸 Childcare & Education
Cebu
Netherlands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$2,256 €2,014
-87.88%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$9,006 €8,037
-9.44%
👕👟 Clothing & Footwear
Cebu
Netherlands
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$95.9 €85.6
-48.30%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$42.51 €37.93
-41.50%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$105 €94.1
-27.37%
Men's Leather Business Shoes
$59.3 ₱3,717
$133 €119
-55.55%
🏠 Accommodation & Living
Cebu
Netherlands
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$1,625 €1,450
-68.87%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$1,316 €1,174
-76.49%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$2,570 €2,293
-59.08%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$2,022 €1,804
-69.38%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$6,529 €5,826
-55.34%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$4,871 €4,347
-61.67%
💵 Salaries & Financials
Cebu
Netherlands
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$3,761 €3,356
-90.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.86
86.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for the Netherlands: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Netherlands
$1.3K 325% $1K
Groceries & Markets
Cebu
$210
Netherlands
$340 61.8% $130
Monthly Utilities & Internet
Cebu
$163
Netherlands
$335 105% $172
Clothing & Footwear
Cebu
$95
Netherlands
$170 79.4% $75
Eating Out
Cebu
$88
Netherlands
$343 288% $254
Sport & Entertainment
Cebu
$44
Netherlands
$73 68.2% $30
Getting Around
Cebu
$15
Netherlands
$130 744% $115
Good to know
🇵🇭 Cebu
🇳🇱 Netherlands
🕒 Local time
12:55 12:55 PM
06:55 6:55 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
17,100,715
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Netherlands 10,970 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Netherlands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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