Cost of Living Comparison Between Netherlands and Germany Cost of Living Comparison Between Netherlands and Germany

Monthly Cost of Living

Monthly costs for one person with rent: $2,589 in Netherlands versus $2,062 in Germany.

Estimated couple costs with rent: $3,821 in Netherlands versus $3,093 in Germany.

Monthly costs for a family of three with rent: $5,053 in Netherlands versus $4,124 in Germany.

Living in Netherlands is roughly 26% more expensive than in Germany on average.

Both countries sit above the global median: Netherlands 88% above, Germany 50% above.

Internal cost variation is higher in Netherlands: monthly costs span $1,251 to $3,523, compared to $1,373$2,819 in Germany. City choice carries more weight in Netherlands.

Currency
🍽 Eating Out
Netherlands
Germany
Difference
Meal at Budget Restaurant
$23.09 €19.85
$17.76 €15.27
30.01%
Three-Course Dinner for Two, Mid-Range
$93.8 €80.6
$75.8 €65.1
23.79%
Fast Food Meal (McDonalds, etc)
$14.23 €12.24
$12.99 €11.17
9.55%
Cappuccino
$4.27 €3.68
$4.21 €3.62
1.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.85 €3.31
$3.61 €3.11
6.65%
Water (0.33 liter bottle)
$3.17 €2.73
$3.15 €2.71
0.63%
Local Beer (0.5 liter draught)
$7.13 €6.13
$5.15 €4.43
38.45%
Imported Beer (0.33 liter bottle)
$5.74 €4.93
$4.76 €4.09
20.59%
🛒 Groceries & Markets
Netherlands
Germany
Difference
Milk (1 liter)
$1.38 €1.19
$1.39 €1.19
-0.72%
White Bread (500g)
$2.37 €2.04
$2.27 €1.95
4.41%
Rice (white) (1kg)
$3.04 €2.62
$3.67 €3.15
-17.17%
Eggs
$5.04 €4.34
$4.04 €3.48
24.75%
Local Cheese (1kg)
$14.25 €12.26
$15.25 €13.11
-6.56%
Chicken Fillets (1kg)
$14.87 €12.78
$12.19 €10.48
21.99%
Beef Round Steak (1kg)
$17.61 €15.14
$22.15 €19.04
-20.50%
Apples (1kg)
$2.72 €2.34
$3.29 €2.83
-17.33%
Banana (1kg)
$2.49 €2.14
$2.06 €1.77
20.87%
Oranges (1kg)
$2.12 €1.82
$2.36 €2.03
-10.17%
Tomato (1kg)
$4.39 €3.77
$4.45 €3.83
-1.35%
Potato (1kg)
$1.96 €1.69
$1.48 €1.27
32.43%
Onion (1kg)
$1.87 €1.61
$1.47 €1.27
27.21%
Lettuce (1 head)
$1.33 €1.14
$1.70 €1.46
-21.76%
Water (1.5 liter bottle)
$0.99 €0.86
$1.07 €0.92
-7.48%
Cigarettes 20 Pack (Marlboro, Camel)
$14.65 €12.59
$10.26 €8.82
42.79%
Wine (Bottle)
$7.17 €6.16
$5.84 €5.02
22.77%
Local Beer (0.5 liter bottle)
$1.58 €1.35
$1.13 €0.97
39.82%
Imported Beer (0.33 liter bottle)
$2.74 €2.35
$1.67 €1.44
64.07%
🚌 Getting Around
Netherlands
Germany
Difference
One-way Ticket (Public Transport)
$3.85 €3.31
$3.91 €3.36
-1.53%
Public Transport Monthly Pass (Regular Price)
$97.9 €84.2
$74.4 €63.9
31.65%
Taxi Start (Normal Tariff)
$4.88 €4.20
$5.49 €4.72
-11.11%
Taxi (Normal Tariff) (1km)
$3.00 €2.58
$2.93 €2.52
2.39%
Taxi 1hour Waiting (Normal Tariff)
$35.12 €30.20
$41.10 €35.33
-14.55%
Gasoline (1 liter)
$2.42 €2.08
$2.18 €1.88
11.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.7K €37.6K
$33.6K €28.9K
30.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4K €34.8K
$40.1K €34.4K
0.96%
🧾 Monthly Utilities & Internet
Netherlands
Germany
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$267 €229
$361 €310
-26.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.14 €20.76
$25.64 €22.04
-5.85%
Internet (50+ Mbps, Unlimited Data)
$52.4 €45.07
$50.2 €43.13
4.46%
🎉 Sport & Entertainment
Netherlands
Germany
Difference
Gym Membership (Monthly)
$43.12 €37.08
$41.38 €35.58
4.20%
Tennis Court (1 Hour on Weekend)
$26.57 €22.85
$28.86 €24.81
-7.93%
Cinema Ticket
$16.35 €14.05
$15.35 €13.20
6.51%
🧸 Childcare & Education
Netherlands
Germany
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,265 €1,948
$595 €511
280.81%
International Primary School, 1 Child (Yearly)
$9,252 €7,955
$18.1K €15.6K
-49.02%
👕👟 Clothing & Footwear
Netherlands
Germany
Difference
Jeans (Levis 501 Or Similar)
$100 €86.3
$92.3 €79.4
8.72%
Summer Dress (H&M, Zara, etc)
$43.96 €37.80
$44.49 €38.25
-1.19%
Sport Shoes (Adidas, Nike)
$106 €91.1
$104 €89.4
1.89%
Men's Leather Business Shoes
$139 €120
$136 €117
2.46%
🏠 Accommodation & Living
Netherlands
Germany
Difference
1-bedroom Apartment, City Center (Monthly)
$1,708 €1,469
$937 €806
82.20%
1-bedroom Apartment, Outside City Center (Monthly)
$1,322 €1,137
$710 €610
86.25%
3-bedroom Apartment, City Center (Monthly)
$2,639 €2,269
$1,718 €1,477
53.57%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 €1,797
$1,341 €1,153
55.86%
Buy Apartment in City Center (m2)
$6,811 €5,856
$6,286 €5,405
8.35%
Buy Apartment Outside City Center (m2)
$4,959 €4,264
$4,188 €3,601
18.40%
💵 Salaries & Financials
Netherlands
Germany
Difference
Average Monthly Net Salary (After Tax)
$3,942 €3,389
$3,400 €2,923
15.93%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.86
3.96
-2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Netherlands: September 7, 2026

Last update for Germany: September 7, 2026

Cost Breakdown

National rent averages: $1,448 in Netherlands, $838 in Germany. Capital cities: $2,624 in Amsterdam vs $1,533 in Berlin.

National salary averages: $3,749 in Netherlands, $3,229 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 73% higher in Netherlands.

Dining out costs 19% more in Netherlands.

Public transport is 31% more expensive in Netherlands.

Salaries are 16% higher in Netherlands, and purchasing power comes out stronger in Germany.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Netherlands vs Germany: Cost of Living - Frequently Asked Questions
Which country is more expensive to live in: Germany or Netherlands?
At $2,096 per month in Germany and $2,387 in Netherlands, there's a 14% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Where are groceries and transport cheaper: Germany or Netherlands?
Day-to-day life is simply cheaper in Germany: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
How do rents compare between Germany and Netherlands?
Rent in Netherlands is consistently higher than in Germany across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
How far does $3,000 go in Germany compared to Netherlands?
In Germany, $3,000 covers most cities easily; in Netherlands it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
How do I choose between living in Germany and in Netherlands?
It depends on what you're after: Germany wins on affordability; Netherlands may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

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