Last update: Oct 2026

Cost of Living Comparison Between Negros and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Negros: $741 a month against $936 in Chiang Mai, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

35

Cost of Living Index in Negros
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Negros Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Negros

🇵🇭 Philippines

$741

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Negros and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negros and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $741 per month in Negros vs $936 in Chiang Mai, rent included.

Negros $741
Chiang Mai $936

A couple spends around $1,093 per month in Negros vs $1,457 in Chiang Mai, rent included.

Negros $1,093
Chiang Mai $1,457

A family of three spends $1,445 per month in Negros vs $1,979 in Chiang Mai, rent included.

Negros $1,445
Chiang Mai $1,979

Negros is about 21% cheaper than Chiang Mai, and outside of rent the biggest gap is in transport.

Both Negros and Chiang Mai are more affordable than the global median – Negros 46% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$3.22 ₱206

$2.24 ฿75.5

43.75%

Three-Course Dinner for Two, Mid-Range

$11.88 ₱760

$19.00 ฿640

-37.47%

Fast Food Meal (McDonalds, etc)

$2.70 ₱173

$5.55 ฿187

-51.35%

Cappuccino

$1.38 ₱88.1

$1.67 ฿56.4

-17.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱44.30

$0.64 ฿21.51

7.81%

Water (0.33 liter bottle)

$0.41 ₱26.05

$0.31 ฿10.29

32.26%

Local Beer (0.5 liter draught)

$1.14 ₱72.7

$2.36 ฿79.5

-51.69%

Imported Beer (0.33 liter bottle)

$1.90 ₱121

$3.66 ฿123

-48.09%

Milk (1 liter)

$1.90 ₱122

$1.95 ฿65.7

-2.56%

White Bread (500g)

$1.13 ₱72.6

$1.44 ฿48.41

-21.53%

Rice (white) (1kg)

$0.97 ₱62.0

$1.33 ฿44.97

-27.07%

Eggs

$1.92 ₱123

$2.28 ฿77.0

-15.79%

Local Cheese (1kg)

$9.50 ₱608

$16.45 ฿554

-42.25%

Chicken Fillets (1kg)

$4.35 ₱278

$2.78 ฿93.8

56.47%

Beef Round Steak (1kg)

$7.27 ₱465

$9.31 ฿314

-21.91%

Apples (1kg)

$3.29 ₱211

$2.35 ฿79.3

40.00%

Banana (1kg)

$1.35 ₱86.5

$0.97 ฿32.75

39.18%

Oranges (1kg)

$2.36 ₱151

$1.60 ฿53.8

47.50%

Tomato (1kg)

$1.45 ₱92.6

$1.50 ฿50.6

-3.33%

Potato (1kg)

$2.30 ₱147

$1.28 ฿43.06

79.69%

Onion (1kg)

$1.92 ₱123

$1.10 ฿37.14

74.55%

Lettuce (1 head)

$1.10 ₱70.7

$0.71 ฿23.79

54.93%

Water (1.5 liter bottle)

$0.60 ₱38.54

$0.49 ฿16.34

22.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 ₱188

$4.14 ฿140

-29.23%

Wine (Bottle)

$6.23 ₱399

$17.52 ฿590

-64.44%

Local Beer (0.5 liter bottle)

$1.21 ₱77.7

$1.61 ฿54.4

-24.84%

Imported Beer (0.33 liter bottle)

$1.70 ₱109

$2.78 ฿93.8

-38.85%

One-way Ticket (Public Transport)

$0.25 ₱15.77

$0.87 ฿29.27

-71.26%

Public Transport Monthly Pass (Regular Price)

$11.20 ₱717

$54.1 ฿1,823

-79.29%

Taxi Start (Normal Tariff)

$0.73 ₱46.83

$1.16 ฿39.00

-37.07%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.09

$0.53 ฿17.78

-58.49%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱121

$2.42 ฿81.6

-21.90%

Gasoline (1 liter)

$1.36 ₱86.9

$1.45 ฿48.82

-6.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.4M

$21.1K ฿709.7K

0.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$26.9K ฿907.9K

-29.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,525

$62.2 ฿2,095

89.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.78 ₱1,010

$12.17 ฿410

29.66%

Internet (50+ Mbps, Unlimited Data)

$27.98 ₱1,790

$20.12 ฿678

39.07%

Gym Membership (Monthly)

$32.93 ₱2,108

$37.31 ฿1,257

-11.74%

Tennis Court (1 Hour on Weekend)

$5.62 ₱360

$3.77 ฿127

49.07%

Cinema Ticket

$5.32 ₱341

$6.49 ฿219

-18.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 ₱8,406

$736 ฿24.8K

-82.16%

International Primary School, 1 Child (Yearly)

$7,971 ₱510.1K

$14.8K ฿497.6K

-46.01%

Jeans (Levis 501 Or Similar)

$33.13 ₱2,120

$53.4 ฿1,799

-37.92%

Summer Dress (H&M, Zara, etc)

$19.33 ₱1,237

$24.64 ฿830

-21.55%

Sport Shoes (Adidas, Nike)

$75.9 ₱4,855

$91.5 ฿3,083

-17.06%

Men's Leather Business Shoes

$56.0 ₱3,583

$71.9 ฿2,424

-22.17%

1-bedroom Apartment, City Center (Monthly)

$270 ₱17.3K

$482 ฿16.3K

-44.08%

1-bedroom Apartment, Outside City Center (Monthly)

$175 ₱11.2K

$309 ฿10.4K

-43.32%

3-bedroom Apartment, City Center (Monthly)

$480 ₱30.7K

$1,006 ฿33.9K

-52.32%

3-bedroom Apartment, Outside City Center (Monthly)

$308 ₱19.7K

$633 ฿21.3K

-51.44%

Buy Apartment in City Center (m2)

$2,799 ₱179.1K

$2,363 ฿79.6K

18.43%

Buy Apartment Outside City Center (m2)

$1,194 ₱76.4K

$1,589 ฿53.6K

-24.86%

Average Monthly Net Salary (After Tax)

$232 ₱14.8K

$590 ฿19.9K

-60.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

25.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Negros

$200 26.9%

Chiang Mai

$234 25.1% 17.5% $35

Accommodation & Living

Negros

$175 23.6%

Chiang Mai

$309 33% 76.4% $134

Monthly Utilities & Internet

Negros

$161 21.8%

Chiang Mai

$94 10.1% 41.5% $67

Clothing & Footwear

Negros

$83 11.2%

Chiang Mai

$109 11.6% 31% $26

Eating Out

Negros

$64 8.7%

Chiang Mai

$78 8.3% 20.8% $13

Sport & Entertainment

Negros

$44 5.9%

Chiang Mai

$50 5.4% 15.4% $6.7

Getting Around

Negros

$14 1.9%

Chiang Mai

$61 6.6% 338% $47

Cost Breakdown

A central one-bedroom costs $270 in Negros versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 2.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12 in Negros versus $19 in Chiang Mai. Monthly groceries follow the same trend: $200 vs $234 – making Negros the more affordable choice for daily food spending.

Good to know

🇵🇭 Negros

🇹🇭 Chiang Mai

🕒 Local time

18:38 6:38 PM

17:38 5:38 PM

1 h behind Negros

🌤 Weather

👥 Population

4,414,131

127,240

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100 THB = 2.97 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.41 PHP (100 PHP = 1.4 EUR).

Thai Baht exchange rates as of October 29, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.61 THB (100 THB = 2.66 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Negros Chiang Mai 2,760 km ≈ 4 h nonstop flight

From you

Negros
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 26% more than Negros, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,111 per month in Negros and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Negros, especially for central apartments: a one-bedroom in the center costs $270 there versus $482 in Chiang Mai.

Kindergarten costs $131 per month in Negros and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 17% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Negros – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Negros. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.