Cost of Living Comparison Between Negros and Chiang Mai Cost of Living Comparison Between Negros and Chiang Mai

Monthly Cost of Living

A single person spends $786 per month in Negros vs $869 in Chiang Mai, rent included.

A couple spends around $1,216 per month in Negros vs $1,362 in Chiang Mai, rent included.

A family of three spends $1,646 per month in Negros vs $1,855 in Chiang Mai, rent included.

Negros is about 10% cheaper than Chiang Mai, driven mainly by Monthly Utilities & Internet.

Both Negros and Chiang Mai are more affordable than the global median – Negros 42% lower, Chiang Mai 35% lower.

Currency
🍽 Eating Out
Negros
Chiang Mai
Difference
Meal at Budget Restaurant
$3.59 ₱218
$1.98 ฿64.3
81.31%
Three-Course Dinner for Two, Mid-Range
$13.32 ₱809
$18.80 ฿612
-29.15%
Fast Food Meal (McDonalds, etc)
$3.12 ₱190
$7.75 ฿252
-59.74%
Cappuccino
$1.58 ₱95.9
$1.92 ฿62.5
-17.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.33 ₱20.16
$0.79 ฿25.79
-58.23%
Water (0.33 liter bottle)
$0.46 ₱27.81
$0.36 ฿11.62
27.78%
Local Beer (0.5 liter draught)
$1.29 ₱78.4
$2.21 ฿72.1
-41.63%
Imported Beer (0.33 liter bottle)
$2.09 ₱127
$3.66 ฿119
-42.90%
🛒 Groceries & Markets
Negros
Chiang Mai
Difference
Milk (1 liter)
$2.24 ₱136
$1.65 ฿53.8
35.76%
White Bread (500g)
$1.52 ₱92.1
$1.63 ฿53.2
-6.75%
Rice (white) (1kg)
$1.17 ₱71.0
$1.19 ฿38.86
-1.68%
Eggs
$2.31 ₱140
$2.00 ฿65.1
15.50%
Local Cheese (1kg)
$12.73 ₱773
$15.98 ฿520
-20.34%
Chicken Fillets (1kg)
$5.34 ₱324
$3.03 ฿98.5
76.24%
Beef Round Steak (1kg)
$7.65 ₱465
$10.86 ฿354
-29.56%
Apples (1kg)
$3.50 ₱212
$2.76 ฿90.0
26.81%
Banana (1kg)
$1.46 ₱88.9
$1.18 ฿38.42
23.73%
Oranges (1kg)
$3.27 ₱198
$1.64 ฿53.5
99.39%
Tomato (1kg)
$2.24 ₱136
$1.52 ฿49.51
47.37%
Potato (1kg)
$2.68 ₱163
$1.38 ฿45.10
94.20%
Onion (1kg)
$2.49 ₱151
$1.19 ฿38.84
109.24%
Lettuce (1 head)
$0.92 ₱55.9
$0.70 ฿22.86
31.43%
Water (1.5 liter bottle)
$0.84 ₱51.2
$0.56 ฿18.13
50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.15 ₱191
$4.58 ฿149
-31.22%
Wine (Bottle)
$6.57 ₱399
$16.56 ฿539
-60.33%
Local Beer (0.5 liter bottle)
$1.21 ₱73.6
$1.83 ฿59.5
-33.88%
Imported Beer (0.33 liter bottle)
$2.34 ₱142
$3.20 ฿104
-26.88%
🚌 Getting Around
Negros
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.65
$0.88 ฿28.56
-70.45%
Public Transport Monthly Pass (Regular Price)
-
$18.72 ฿610
-
Taxi Start (Normal Tariff)
$0.89 ₱53.9
$1.36 ฿44.16
-34.56%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.25
$1.34 ฿43.65
-81.34%
Taxi 1hour Waiting (Normal Tariff)
$2.59 ₱157
$7.84 ฿256
-66.96%
Gasoline (1 liter)
$1.15 ₱69.5
$1.23 ฿39.92
-6.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K ₱1.8M
$21.6K ฿704.3K
36.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.7M
$22.5K ฿734.3K
21.43%
🧾 Monthly Utilities & Internet
Negros
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$97.3 ₱5,909
$70.5 ฿2,298
37.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.75 ₱2,110
$13.68 ฿445
154.02%
Internet (50+ Mbps, Unlimited Data)
$29.67 ₱1,802
$17.45 ฿568
70.03%
🎉 Sport & Entertainment
Negros
Chiang Mai
Difference
Gym Membership (Monthly)
$34.05 ₱2,067
$41.33 ฿1,346
-17.61%
Tennis Court (1 Hour on Weekend)
$4.48 ₱272
$6.96 ฿227
-35.63%
Cinema Ticket
$6.07 ₱369
$5.77 ฿188
5.20%
🧸 Childcare & Education
Negros
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 ₱13.9K
$307 ฿10.0K
-25.33%
International Primary School, 1 Child (Yearly)
$3,908 ₱237.3K
$14.6K ฿475.9K
-73.25%
👕👟 Clothing & Footwear
Negros
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$46.54 ₱2,826
$55.8 ฿1,817
-16.58%
Summer Dress (H&M, Zara, etc)
$23.38 ₱1,420
$26.21 ฿854
-10.80%
Sport Shoes (Adidas, Nike)
$76.1 ₱4,620
$85.8 ฿2,793
-11.27%
Men's Leather Business Shoes
$55.1 ₱3,347
$72.2 ฿2,353
-23.70%
🏠 Accommodation & Living
Negros
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$261 ₱15.8K
$430 ฿14.0K
-39.28%
1-bedroom Apartment, Outside City Center (Monthly)
$179 ₱10.9K
$239 ฿7,774
-25.03%
3-bedroom Apartment, City Center (Monthly)
$582 ₱35.3K
$817 ฿26.6K
-28.81%
3-bedroom Apartment, Outside City Center (Monthly)
$395 ₱24.0K
$511 ฿16.6K
-22.60%
Buy Apartment in City Center (m2)
$2,267 ₱137.6K
$1,983 ฿64.6K
14.31%
Buy Apartment Outside City Center (m2)
$971 ₱59.0K
$1,484 ฿48.3K
-34.57%
💵 Salaries & Financials
Negros
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$247 ₱15.0K
$619 ฿20.2K
-60.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
5
40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: June 8, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A central one-bedroom costs $261 in Negros versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 150% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Negros versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $241 vs $241 – making Negros the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Negros vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Negros or Chiang Mai?
Chiang Mai costs about 11% more than Negros, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Negros vs Chiang Mai?
For a comfortable life, plan on about $1,179 per month in Negros and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Negros or Chiang Mai?
Rent is clearly cheaper in Negros, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Negros vs Chiang Mai?
A mid-range dinner for two costs $13.00 in Negros and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Negros or Chiang Mai?
Groceries cost about 0% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Negros or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $786 in Negros and $869 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Negros or Chiang Mai?
For digital nomads, it depends on budget. Negros costs $786 versus $869 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Negros compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Negros or Chiang Mai?
If budget matters most, go with Negros. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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