Cost of Living Comparison Between Negros and Chiang Mai Cost of Living Comparison Between Negros and Chiang Mai

Monthly Cost of Living

A single person spends $783 per month in Negros vs $852 in Chiang Mai, rent included.

A couple spends around $1,238 per month in Negros vs $1,354 in Chiang Mai, rent included.

A family of three spends $1,692 per month in Negros vs $1,857 in Chiang Mai, rent included.

Negros is about 8% cheaper than Chiang Mai, driven mainly by Monthly Utilities & Internet.

Both Negros and Chiang Mai are more affordable than the global median – Negros 42% lower, Chiang Mai 36% lower.

Currency
ðŸ― Eating Out
Negros
Chiang Mai
Difference
Meal at Budget Restaurant
$3.45 ₱213
$1.96 āļŋ64.0
76.02%
Three-Course Dinner for Two, Mid-Range
$13.51 ₱833
$18.81 āļŋ615
-28.18%
Fast Food Meal (McDonalds, etc)
$3.11 ₱192
$7.92 āļŋ259
-60.73%
Cappuccino
$1.63 ₱101
$1.91 āļŋ62.6
-14.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.31 ₱19.03
$0.84 āļŋ27.41
-63.10%
Water (0.33 liter bottle)
$0.42 ₱25.83
$0.35 āļŋ11.51
20.00%
Local Beer (0.5 liter draught)
$1.30 ₱80.5
$2.21 āļŋ72.1
-41.18%
Imported Beer (0.33 liter bottle)
$2.09 ₱129
$3.80 āļŋ124
-45.00%
🛒 Groceries & Markets
Negros
Chiang Mai
Difference
Milk (1 liter)
$2.29 ₱141
$1.64 āļŋ53.5
39.63%
White Bread (500g)
$1.50 ₱92.6
$1.62 āļŋ53.1
-7.41%
Rice (white) (1kg)
$1.16 ₱71.6
$1.18 āļŋ38.62
-1.69%
Eggs
$2.29 ₱142
$2.01 āļŋ65.8
13.93%
Local Cheese (1kg)
$12.87 ₱794
$15.89 āļŋ520
-19.01%
Chicken Fillets (1kg)
$5.12 ₱316
$3.01 āļŋ98.5
70.10%
Beef Round Steak (1kg)
$7.63 ₱471
$10.77 āļŋ352
-29.16%
Apples (1kg)
$3.62 ₱223
$2.61 āļŋ85.5
38.70%
Banana (1kg)
$1.51 ₱93.1
$1.22 āļŋ39.88
23.77%
Oranges (1kg)
$3.31 ₱204
$1.70 āļŋ55.7
94.71%
Tomato (1kg)
$2.24 ₱138
$1.58 āļŋ51.5
41.77%
Potato (1kg)
$2.62 ₱162
$1.32 āļŋ43.14
98.48%
Onion (1kg)
$2.54 ₱157
$1.17 āļŋ38.23
117.09%
Lettuce (1 head)
$1.00 ₱61.6
$0.67 āļŋ21.98
49.25%
Water (1.5 liter bottle)
$0.85 ₱52.2
$0.56 āļŋ18.32
51.79%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱201
$4.53 āļŋ148
-28.26%
Wine (Bottle)
$6.42 ₱396
$18.20 āļŋ595
-64.73%
Local Beer (0.5 liter bottle)
$1.19 ₱73.7
$1.83 āļŋ60.0
-34.97%
Imported Beer (0.33 liter bottle)
$2.32 ₱143
$3.23 āļŋ106
-28.17%
🚌 Getting Around
Negros
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.28 ₱17.28
$0.89 āļŋ29.00
-68.54%
Public Transport Monthly Pass (Regular Price)
-
$19.38 āļŋ634
-
Taxi Start (Normal Tariff)
$0.89 ₱54.9
$1.35 āļŋ44.20
-34.07%
Taxi (Normal Tariff) (1km)
$0.25 ₱15.52
$1.35 āļŋ44.05
-81.48%
Taxi 1hour Waiting (Normal Tariff)
$2.69 ₱166
$8.25 āļŋ270
-67.39%
Gasoline (1 liter)
$1.10 ₱68.1
$1.27 āļŋ41.64
-13.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K ₱1.9M
$21.2K āļŋ691.8K
42.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K ₱1.7M
$22.5K āļŋ735.3K
20.46%
ðŸ§ū Monthly Utilities & Internet
Negros
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.2 ₱5,933
$70.2 āļŋ2,294
37.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.57 ₱2,132
$13.77 āļŋ450
151.05%
Internet (50+ Mbps, Unlimited Data)
$30.37 ₱1,873
$17.60 āļŋ575
72.56%
🎉 Sport & Entertainment
Negros
Chiang Mai
Difference
Gym Membership (Monthly)
$33.95 ₱2,094
$41.57 āļŋ1,360
-18.33%
Tennis Court (1 Hour on Weekend)
$4.48 ₱277
$6.60 āļŋ216
-32.12%
Cinema Ticket
$5.82 ₱359
$5.78 āļŋ189
0.69%
ðŸ§ļ Childcare & Education
Negros
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 ₱14.4K
$306 āļŋ10.0K
-23.96%
International Primary School, 1 Child (Yearly)
$3,910 ₱241.2K
$14.8K āļŋ484.8K
-73.63%
👕👟 Clothing & Footwear
Negros
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$45.71 ₱2,819
$54.4 āļŋ1,778
-15.93%
Summer Dress (H&M, Zara, etc)
$23.10 ₱1,425
$26.14 āļŋ855
-11.63%
Sport Shoes (Adidas, Nike)
$75.6 ₱4,663
$84.5 āļŋ2,764
-10.57%
Men's Leather Business Shoes
$55.2 ₱3,405
$69.4 āļŋ2,270
-20.48%
🏠 Accommodation & Living
Negros
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$266 ₱16.4K
$424 āļŋ13.9K
-37.30%
1-bedroom Apartment, Outside City Center (Monthly)
$179 ₱11.0K
$238 āļŋ7,788
-24.87%
3-bedroom Apartment, City Center (Monthly)
$582 ₱35.9K
$825 āļŋ27.0K
-29.41%
3-bedroom Apartment, Outside City Center (Monthly)
$394 ₱24.3K
$515 āļŋ16.8K
-23.59%
Buy Apartment in City Center (m2)
$2,145 ₱132.3K
$2,049 āļŋ67.0K
4.69%
Buy Apartment Outside City Center (m2)
-
$1,523 āļŋ49.8K
-
ðŸ’ĩ Salaries & Financials
Negros
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$245 ₱15.1K
$635 āļŋ20.8K
-61.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
5
40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: April 27, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $266 in Negros versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 159% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Negros versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $241 vs $243 – making Negros the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Negros vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Negros or Chiang Mai?
Chiang Mai costs about 9% more than Negros, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Negros vs Chiang Mai?
For a comfortable life, plan on about $1,175 per month in Negros and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Negros or Chiang Mai?
Rent is clearly cheaper in Negros, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Negros vs Chiang Mai?
A mid-range dinner for two costs $14.00 in Negros and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
Are groceries more expensive in Negros or Chiang Mai?
Groceries cost about 1% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Negros or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $783 in Negros and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Negros or Chiang Mai?
For digital nomads, it depends on budget. Negros costs $783 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Negros compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Negros or Chiang Mai?
If budget matters most, go with Negros. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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