Cost of Living Comparison Between Naxos and Ubud, Bali Cost of Living Comparison Between Naxos and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,454 in Naxos versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,329 in Naxos versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,204 in Naxos versus $3,660 in Ubud, Bali.

Living in Naxos is roughly 2% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Naxos 9% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Naxos
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.00 €12.05
$3.56 Rp 64.3K
293.26%
Three-Course Dinner for Two, Mid-Range
$58.5 €50.4
$32.73 Rp 590.3K
78.77%
Fast Food Meal (McDonalds, etc)
$10.41 €8.96
$4.95 Rp 89.2K
110.30%
Cappuccino
$4.18 €3.60
$2.71 Rp 48.9K
54.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 €2.02
$1.34 Rp 24.2K
75.37%
Water (0.33 liter bottle)
$0.56 €0.48
$0.70 Rp 12.6K
-20.00%
Local Beer (0.5 liter draught)
$5.83 €5.02
$2.92 Rp 52.7K
99.66%
Imported Beer (0.33 liter bottle)
$5.69 €4.90
$3.96 Rp 71.4K
43.69%
🛒 Groceries & Markets
Naxos
Ubud, Bali
Difference
Milk (1 liter)
$1.94 €1.67
$1.81 Rp 32.6K
7.18%
White Bread (500g)
$1.42 €1.22
$2.52 Rp 45.4K
-43.65%
Rice (white) (1kg)
$2.86 €2.46
$1.16 Rp 20.9K
146.55%
Eggs
$5.16 €4.44
$2.46 Rp 44.4K
109.76%
Local Cheese (1kg)
$12.78 €11.00
$14.71 Rp 265.3K
-13.12%
Chicken Fillets (1kg)
$11.01 €9.48
$4.32 Rp 77.9K
154.86%
Beef Round Steak (1kg)
$15.33 €13.20
$12.14 Rp 218.9K
26.28%
Apples (1kg)
$1.46 €1.26
$3.84 Rp 69.3K
-61.98%
Banana (1kg)
$2.14 €1.85
$1.56 Rp 28.1K
37.18%
Oranges (1kg)
$1.42 €1.22
$2.83 Rp 51.1K
-49.82%
Tomato (1kg)
$2.35 €2.03
$2.33 Rp 41.9K
0.86%
Potato (1kg)
$1.30 €1.12
$1.91 Rp 34.5K
-31.94%
Onion (1kg)
$1.19 €1.02
$2.20 Rp 39.7K
-45.91%
Lettuce (1 head)
$0.95 €0.82
$1.01 Rp 18.3K
-5.94%
Water (1.5 liter bottle)
$0.63 €0.54
$0.78 Rp 14.0K
-19.23%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 €4.44
$3.32 Rp 59.8K
55.42%
Wine (Bottle)
$11.65 €10.03
$23.74 Rp 428.0K
-50.93%
Local Beer (0.5 liter bottle)
$2.04 €1.76
$2.79 Rp 50.3K
-26.88%
Imported Beer (0.33 liter bottle)
$2.90 €2.50
$2.86 Rp 51.6K
1.40%
🚌 Getting Around
Naxos
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.55 €1.33
$0.27 Rp 4,848
474.07%
Public Transport Monthly Pass (Regular Price)
$46.27 €39.83
$8.03 Rp 144.8K
476.21%
Taxi Start (Normal Tariff)
$4.65 €4.01
$0.46 Rp 8,230
910.87%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 8,116
-
Taxi 1hour Waiting (Normal Tariff)
$17.53 €15.09
$6.10 Rp 109.9K
187.38%
Gasoline (1 liter)
$2.14 €1.84
$0.79 Rp 14.3K
170.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K €24.9K
$26.1K Rp 471.6M
10.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K €25.4K
$32.1K Rp 579.2M
-8.12%
🧾 Monthly Utilities & Internet
Naxos
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$163 €140
$79.9 Rp 1.4M
103.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.80 €23.07
$4.06 Rp 73.3K
560.10%
Internet (50+ Mbps, Unlimited Data)
$34.11 €29.36
$23.52 Rp 424.1K
45.03%
🎉 Sport & Entertainment
Naxos
Ubud, Bali
Difference
Gym Membership (Monthly)
$64.1 €55.2
$98.7 Rp 1.8M
-35.10%
Tennis Court (1 Hour on Weekend)
$26.53 €22.84
$6.63 Rp 119.6K
300.15%
Cinema Ticket
$10.49 €9.03
$4.15 Rp 74.8K
152.77%
🧸 Childcare & Education
Naxos
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$550 €473
$304 Rp 5.5M
80.93%
International Primary School, 1 Child (Yearly)
$11.2K €9,644
$6,613 Rp 119.3M
69.38%
👕👟 Clothing & Footwear
Naxos
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$93.9 €80.8
$55.5 Rp 1.0M
68.98%
Summer Dress (H&M, Zara, etc)
$47.66 €41.03
$38.31 Rp 690.9K
24.41%
Sport Shoes (Adidas, Nike)
$101 €86.6
$88.6 Rp 1.6M
13.52%
Men's Leather Business Shoes
$123 €106
$77.9 Rp 1.4M
57.89%
🏠 Accommodation & Living
Naxos
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$579 €498
$1,006 Rp 18.1M
-42.50%
1-bedroom Apartment, Outside City Center (Monthly)
$403 €347
$675 Rp 12.2M
-40.35%
3-bedroom Apartment, City Center (Monthly)
$1,118 €962
$3,442 Rp 62.1M
-67.53%
3-bedroom Apartment, Outside City Center (Monthly)
$783 €674
$2,039 Rp 36.8M
-61.60%
Buy Apartment in City Center (m2)
$3,541 €3,048
$2,841 Rp 51.2M
24.62%
Buy Apartment Outside City Center (m2)
$2,391 €2,059
$2,264 Rp 40.8M
5.63%
💵 Salaries & Financials
Naxos
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$943 €812
$165 Rp 3.0M
470.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.99
13.28
-62.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naxos: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $579 in Naxos and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naxos pays 471% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Naxos vs $33.00 in Ubud, Bali. Groceries flip the comparison at $300 vs $302, with Naxos cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naxos vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Naxos?
Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 2% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Naxos or Ubud, Bali?
Naxos pays 471% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Naxos and Ubud, Bali?
Rent for a central apartment: $579 in Naxos versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Naxos or Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in Naxos. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Naxos vs Ubud, Bali?
All in, you'll spend $1,454 per month in Naxos versus $1,419 in Ubud, Bali – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for Naxos or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,454 in Naxos, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Naxos. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Naxos or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Naxos, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Naxos or Ubud, Bali?
Safety-wise, Naxos and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Naxos. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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