Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Naxos

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,436 in Naxos, rent and utilities included – about $1,000 less a year. The total is higher in Naxos despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
69

Cost of Living Index in Naxos
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Naxos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Naxos

🇬🇷 Greece

$1,436

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naxos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naxos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,436 in Naxos.

Ubud, Bali $1,349
Naxos $1,436

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,258 in Naxos.

Ubud, Bali $2,305
Naxos $2,258

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,079 in Naxos.

Ubud, Bali $3,261
Naxos $3,079

Living in Ubud, Bali costs roughly 6% less than in Naxos, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$13.42 €12.02

-75.26%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$55.8 €49.96

-36.11%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.23 €10.06

-50.76%

Cappuccino

$2.72 Rp 49.3K

$4.03 €3.61

-32.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.23 €2.00

-23.77%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 €0.52

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.74 €5.14

-53.83%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$5.63 €5.05

-22.20%

Milk (1 liter)

$1.49 Rp 27.0K

$1.88 €1.68

-20.74%

White Bread (500g)

$2.28 Rp 41.2K

$1.46 €1.31

56.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.65 €2.38

-55.09%

Eggs

$2.04 Rp 36.9K

$4.80 €4.30

-57.50%

Local Cheese (1kg)

$17.70 Rp 320.8K

$12.40 €11.11

42.74%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$10.43 €9.34

-62.03%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.52 €13.00

-16.05%

Apples (1kg)

$3.66 Rp 66.2K

$1.42 €1.28

157.75%

Banana (1kg)

$1.52 Rp 27.5K

$1.93 €1.73

-21.24%

Oranges (1kg)

$2.23 Rp 40.4K

$1.37 €1.22

62.77%

Tomato (1kg)

$1.97 Rp 35.7K

$2.11 €1.89

-6.64%

Potato (1kg)

$1.85 Rp 33.5K

$1.09 €0.97

69.72%

Onion (1kg)

$2.42 Rp 43.9K

$1.14 €1.02

112.28%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.88 €0.79

12.50%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.59 €0.53

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.14 €4.60

-56.81%

Wine (Bottle)

$22.24 Rp 403.0K

$9.97 €8.92

123.07%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.05 €1.83

10.24%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.31 €2.07

28.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$1.48 €1.32

-83.11%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$48.65 €43.57

-83.93%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$4.59 €4.11

-90.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.00 €0.89

-57.00%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$16.64 €14.90

-67.49%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.29 €2.05

-64.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$27.4K €24.5K

-13.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$27.1K €24.3K

17.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$159 €142

-50.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$25.74 €23.05

-74.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$30.52 €27.33

-39.12%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$60.8 €54.5

-18.67%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$26.70 €23.91

-33.90%

Cinema Ticket

$4.27 Rp 77.4K

$10.54 €9.44

-59.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$575 €515

-14.71%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$13.0K €11.7K

-56.45%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$87.8 €78.6

-49.13%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$39.67 €35.53

-11.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$104 €93.2

-23.18%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$121 €108

-34.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$551 €494

104.13%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$394 €353

70.45%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,050 €940

239.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$748 €669

130.53%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,484 €2,225

9.96%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,250 €2,015

1.53%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.48

207.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Naxos: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Naxos

$394 27.4% 41.3% $278

Groceries & Markets

Ubud, Bali

$288 21.4%

Naxos

$282 19.6% 2.3% $6.8

Eating Out

Ubud, Bali

$108 8%

Naxos

$241 16.8% 123% $133

Clothing & Footwear

Ubud, Bali

$108 8%

Naxos

$159 11% 47.5% $51

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Naxos

$215 15% 107% $111

Sport & Entertainment

Ubud, Bali

$58 4.3%

Naxos

$82 5.7% 41.2% $24

Getting Around

Ubud, Bali

$11 0.9%

Naxos

$64 4.5% 462% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $551 in Naxos. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $56 in Naxos. Groceries flip the comparison at $288 vs $282, with Naxos cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Naxos

🕒 Local time

09:37 9:37 AM

03:37 3:37 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

7,070

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Naxos 10,560 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Naxos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naxos: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 6% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $2,154 in Naxos to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $551 in Naxos. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 84% less than in Naxos. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,436 in Naxos – Ubud, Bali is about 6% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Ubud, Bali and Naxos are both considered safe, so it’s unlikely to be the deciding factor between them.