Last update: Oct 2026

Cost of Living Comparison Between Naples and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,842 in Naples, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

88

Cost of Living Index in Naples
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Naples Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Naples

🇮🇹 Italy

$1,842

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,842 in Naples versus $1,349 in Ubud, Bali.

Naples $1,842
Ubud, Bali $1,349

Estimated couple costs with rent: $2,786 in Naples versus $2,305 in Ubud, Bali.

Naples $2,786
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,730 in Naples versus $3,261 in Ubud, Bali.

Naples $3,730
Ubud, Bali $3,261

Living in Naples is roughly 37% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.69 €14.97

$3.32 Rp 60.3K

402.71%

Three-Course Dinner for Two, Mid-Range

$74.1 €66.5

$35.64 Rp 646.7K

107.88%

Fast Food Meal (McDonalds, etc)

$10.98 €9.84

$5.53 Rp 100.4K

98.55%

Cappuccino

$2.35 €2.11

$2.72 Rp 49.3K

-13.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.24

$1.70 Rp 30.9K

46.47%

Water (0.33 liter bottle)

$1.28 €1.14

$0.76 Rp 13.8K

68.42%

Local Beer (0.5 liter draught)

$5.57 €4.99

$2.65 Rp 48.2K

110.19%

Imported Beer (0.33 liter bottle)

$5.73 €5.14

$4.38 Rp 79.5K

30.82%

Milk (1 liter)

$2.03 €1.82

$1.49 Rp 27.1K

36.24%

White Bread (500g)

$1.92 €1.72

$2.28 Rp 41.3K

-15.79%

Rice (white) (1kg)

$3.14 €2.82

$1.19 Rp 21.6K

163.87%

Eggs

$4.39 €3.94

$2.04 Rp 36.9K

115.20%

Local Cheese (1kg)

$16.48 €14.78

$17.70 Rp 321.2K

-6.89%

Chicken Fillets (1kg)

$12.54 €11.25

$3.96 Rp 71.9K

216.67%

Beef Round Steak (1kg)

$20.83 €18.68

$12.19 Rp 221.2K

70.88%

Apples (1kg)

$2.51 €2.25

$3.66 Rp 66.3K

-31.42%

Banana (1kg)

$2.10 €1.88

$1.52 Rp 27.5K

38.16%

Oranges (1kg)

$2.28 €2.05

$2.23 Rp 40.4K

2.24%

Tomato (1kg)

$3.74 €3.35

$1.97 Rp 35.8K

89.85%

Potato (1kg)

$1.74 €1.56

$1.85 Rp 33.5K

-5.95%

Onion (1kg)

$1.76 €1.58

$2.42 Rp 44.0K

-27.27%

Lettuce (1 head)

$1.42 €1.27

$0.99 Rp 18.0K

43.43%

Water (1.5 liter bottle)

$0.59 €0.53

$0.51 Rp 9,316

15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$6.73 €6.04

$2.22 Rp 40.3K

203.15%

Wine (Bottle)

$6.36 €5.71

$22.24 Rp 403.6K

-71.40%

Local Beer (0.5 liter bottle)

$1.76 €1.58

$2.26 Rp 41.0K

-22.12%

Imported Beer (0.33 liter bottle)

$3.02 €2.71

$2.97 Rp 53.9K

1.68%

One-way Ticket (Public Transport)

$1.71 €1.53

$0.25 Rp 4,555

584.00%

Public Transport Monthly Pass (Regular Price)

$38.77 €34.78

$7.82 Rp 142.0K

395.78%

Taxi Start (Normal Tariff)

$4.40 €3.95

$0.44 Rp 7,975

900.00%

Taxi (Normal Tariff) (1km)

$1.25 €1.12

$0.43 Rp 7,804

190.70%

Taxi 1hour Waiting (Normal Tariff)

$23.77 €21.32

$5.41 Rp 98.2K

339.37%

Gasoline (1 liter)

$2.16 €1.94

$0.82 Rp 15.0K

163.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €31.5K

$23.8K Rp 432.6M

47.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €33.1K

$31.7K Rp 576.1M

16.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €181

$79.1 Rp 1.4M

155.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.07 €8.14

$6.45 Rp 117.0K

40.62%

Internet (50+ Mbps, Unlimited Data)

$31.47 €28.23

$18.58 Rp 337.1K

69.38%

Gym Membership (Monthly)

$56.5 €50.7

$49.48 Rp 897.9K

14.17%

Tennis Court (1 Hour on Weekend)

$20.68 €18.55

$17.65 Rp 320.2K

17.17%

Cinema Ticket

$10.25 €9.20

$4.27 Rp 77.6K

140.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 €406

$491 Rp 8.9M

-7.76%

International Primary School, 1 Child (Yearly)

$7,863 €7,053

$5,674 Rp 103.0M

38.59%

Jeans (Levis 501 Or Similar)

$93.2 €83.6

$44.64 Rp 810.0K

108.78%

Summer Dress (H&M, Zara, etc)

$42.18 €37.83

$34.95 Rp 634.2K

20.69%

Sport Shoes (Adidas, Nike)

$105 €93.8

$79.9 Rp 1.4M

30.80%

Men's Leather Business Shoes

$135 €121

$79.4 Rp 1.4M

69.62%

1-bedroom Apartment, City Center (Monthly)

$986 €885

$1,125 Rp 20.4M

-12.31%

1-bedroom Apartment, Outside City Center (Monthly)

$702 €630

$671 Rp 12.2M

4.56%

3-bedroom Apartment, City Center (Monthly)

$1,879 €1,686

$3,565 Rp 64.7M

-47.28%

3-bedroom Apartment, Outside City Center (Monthly)

$1,118 €1,003

$1,723 Rp 31.3M

-35.13%

Buy Apartment in City Center (m2)

$4,503 €4,039

$2,732 Rp 49.6M

64.83%

Buy Apartment Outside City Center (m2)

$2,382 €2,137

$2,284 Rp 41.4M

4.29%

Average Monthly Net Salary (After Tax)

$1,860 €1,669

$164 Rp 3.0M

1035.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

13.78

-77.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples

$702 38.1%

Ubud, Bali

$672 49.8% 4.4% $31

Groceries & Markets

Naples

$346 18.8%

Ubud, Bali

$288 21.4% 16.7% $58

Eating Out

Naples

$249 13.5%

Ubud, Bali

$108 8% 56.8% $141

Monthly Utilities & Internet

Naples

$243 13.2%

Ubud, Bali

$104 7.7% 57.1% $139

Clothing & Footwear

Naples

$169 9.2%

Ubud, Bali

$108 8% 36.2% $61

Sport & Entertainment

Naples

$77 4.2%

Ubud, Bali

$58 4.3% 24.6% $19

Getting Around

Naples

$56 3.1%

Ubud, Bali

$11 0.9% 79.7% $45

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Naples and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Naples pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $74 in Naples vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $346 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇹 Naples

🇮🇩 Ubud, Bali

🕒 Local time

10:13 10:13 AM

17:13 5:13 PM

7 h ahead of Naples

🌤 Weather

👥 Population

972,212

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,195 IDR (100,000 IDR = 4.95 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Naples Ubud, Bali 11,550 km ≈ 15 h nonstop flight

From you

Naples
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 27% lower than in Naples. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Naples is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $986 in Naples versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $74 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,842 per month in Naples versus $1,349 in Ubud, Bali – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Naples on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.