Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Naples

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,842 in Naples, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Naples

🇮🇹 Italy

$1,842

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,842 in Naples.

Ubud, Bali $1,349
Naples $1,842

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,786 in Naples.

Ubud, Bali $2,305
Naples $2,786

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,730 in Naples.

Ubud, Bali $3,261
Naples $3,730

Living in Ubud, Bali costs roughly 27% less than in Naples, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$16.69 €15.00

-80.11%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$74.1 €66.6

-51.90%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$10.98 €9.86

-49.64%

Cappuccino

$2.72 Rp 49.0K

$2.35 €2.11

15.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.49 €2.24

-31.73%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.28 €1.15

-40.63%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$5.57 €5.00

-52.42%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$5.73 €5.15

-23.56%

Milk (1 liter)

$1.49 Rp 26.9K

$2.03 €1.82

-26.60%

White Bread (500g)

$2.28 Rp 41.0K

$1.92 €1.72

18.75%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.14 €2.82

-62.10%

Eggs

$2.04 Rp 36.7K

$4.39 €3.94

-53.53%

Local Cheese (1kg)

$17.70 Rp 319.1K

$16.48 €14.81

7.40%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$12.54 €11.27

-68.42%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$20.83 €18.71

-41.48%

Apples (1kg)

$3.66 Rp 65.9K

$2.51 €2.26

45.82%

Banana (1kg)

$1.52 Rp 27.4K

$2.10 €1.88

-27.62%

Oranges (1kg)

$2.23 Rp 40.2K

$2.28 €2.05

-2.19%

Tomato (1kg)

$1.97 Rp 35.6K

$3.74 €3.36

-47.33%

Potato (1kg)

$1.85 Rp 33.3K

$1.74 €1.56

6.32%

Onion (1kg)

$2.42 Rp 43.7K

$1.76 €1.58

37.50%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.42 €1.27

-30.28%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.59 €0.53

-13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$6.73 €6.05

-67.01%

Wine (Bottle)

$22.24 Rp 400.9K

$6.36 €5.72

249.69%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.76 €1.58

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.02 €2.72

-1.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.71 €1.54

-85.38%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$38.77 €34.83

-79.83%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$4.40 €3.95

-90.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.25 €1.12

-65.60%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$23.77 €21.35

-77.24%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.16 €1.94

-62.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$35.1K €31.6K

-32.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$36.9K €33.1K

-13.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$202 €182

-60.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$9.07 €8.15

-28.89%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$31.47 €28.28

-40.96%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$56.5 €50.8

-12.41%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$20.68 €18.58

-14.65%

Cinema Ticket

$4.27 Rp 77.0K

$10.25 €9.21

-58.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$452 €407

8.41%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$7,863 €7,065

-27.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$93.2 €83.7

-52.10%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$42.18 €37.90

-17.14%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$105 €93.9

-23.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$135 €121

-41.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$986 €886

14.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$702 €631

-4.36%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,879 €1,689

89.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,118 €1,004

54.17%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,503 €4,046

-39.33%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,382 €2,140

-4.11%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,860 €1,672

-91.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.08

347.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Naples: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Naples

$702 38.1% 4.6% $31

Groceries & Markets

Ubud, Bali

$288 21.4%

Naples

$346 18.8% 20% $58

Eating Out

Ubud, Bali

$108 8%

Naples

$249 13.5% 131% $141

Clothing & Footwear

Ubud, Bali

$108 8%

Naples

$169 9.2% 56.8% $61

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Naples

$243 13.2% 133% $139

Sport & Entertainment

Ubud, Bali

$58 4.3%

Naples

$77 4.2% 32.7% $19

Getting Around

Ubud, Bali

$11 0.9%

Naples

$56 3.1% 393% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $986 in Naples. Housing cost is often the main lever when comparing two cities.

Naples pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $74 in Naples for a mid-range dinner for two. Groceries echo the gap at $288 vs $346 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Naples

🕒 Local time

18:06 6:06 PM

11:06 11:06 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

972,212

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Naples 11,550 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Naples

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naples: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 27% lower than in Naples. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $986 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $74 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,842 in Naples – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Ubud, Bali wins on affordability, Naples on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.