Last update: Nov 2026

Cost of Living Comparison Between Naples and Bergamo

For one person, living is cheaper in Bergamo: $1,610 a month against $1,832 in Naples, rent and utilities included – about $2,700 less a year. Rent and utilities account for about half of the difference.

88

Cost of Living Index in Naples
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Naples Living Index
77

Cost of Living Index in Bergamo
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Bergamo Living Index

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Naples

🇮🇹 Italy

$1,832

/mo nomad

Bergamo

🇮🇹 Italy

$1,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples and in Bergamo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples and in Bergamo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,832 in Naples versus $1,610 in Bergamo.

Naples $1,832
Bergamo $1,610

Estimated couple costs with rent: $2,787 in Naples versus $2,458 in Bergamo.

Naples $2,787
Bergamo $2,458

Monthly costs for a family of three with rent: $3,742 in Naples versus $3,306 in Bergamo.

Naples $3,742
Bergamo $3,306

Living in Naples is roughly 14% more expensive than in Bergamo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Naples 35% above, Bergamo 19% above.

Meal at Budget Restaurant

$16.53 €14.72

$15.51 €13.81

6.58%

Three-Course Dinner for Two, Mid-Range

$75.6 €67.3

$85.2 €75.9

-11.29%

Fast Food Meal (McDonalds, etc)

$11.37 €10.12

$11.32 €10.08

0.44%

Cappuccino

$2.24 €2.00

$1.86 €1.66

20.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.18

$3.17 €2.83

-22.71%

Water (0.33 liter bottle)

$1.31 €1.16

$1.28 €1.14

2.34%

Local Beer (0.5 liter draught)

$5.48 €4.88

$5.60 €4.99

-2.14%

Imported Beer (0.33 liter bottle)

$5.45 €4.86

$5.47 €4.87

-0.37%

Milk (1 liter)

$2.00 €1.78

$1.41 €1.25

41.84%

White Bread (500g)

$1.93 €1.72

$2.04 €1.81

-5.39%

Rice (white) (1kg)

$3.03 €2.70

$2.94 €2.62

3.06%

Eggs

$4.46 €3.97

$3.67 €3.27

21.53%

Local Cheese (1kg)

$16.64 €14.82

$14.90 €13.26

11.68%

Chicken Fillets (1kg)

$12.22 €10.88

$11.40 €10.15

7.19%

Beef Round Steak (1kg)

$20.76 €18.48

$16.10 €14.34

28.94%

Apples (1kg)

$2.57 €2.29

$2.18 €1.94

17.89%

Banana (1kg)

$2.17 €1.93

$1.65 €1.47

31.52%

Oranges (1kg)

$2.24 €2.00

$2.34 €2.08

-4.27%

Tomato (1kg)

$3.64 €3.24

$2.52 €2.24

44.44%

Potato (1kg)

$1.80 €1.60

$1.76 €1.57

2.27%

Onion (1kg)

$1.77 €1.58

$2.22 €1.97

-20.27%

Lettuce (1 head)

$1.35 €1.20

$1.86 €1.65

-27.42%

Water (1.5 liter bottle)

$0.59 €0.52

$0.45 €0.40

31.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.09

$7.06 €6.29

-3.12%

Wine (Bottle)

$6.35 €5.65

$4.23 €3.77

50.12%

Local Beer (0.5 liter bottle)

$1.86 €1.66

$1.20 €1.06

55.00%

Imported Beer (0.33 liter bottle)

$3.15 €2.81

$1.76 €1.56

78.98%

One-way Ticket (Public Transport)

$1.64 €1.46

$1.86 €1.66

-11.83%

Public Transport Monthly Pass (Regular Price)

$39.58 €35.24

$42.89 €38.19

-7.72%

Taxi Start (Normal Tariff)

$4.36 €3.88

$10.37 €9.23

-57.96%

Taxi (Normal Tariff) (1km)

$1.29 €1.15

$2.19 €1.95

-41.10%

Taxi 1hour Waiting (Normal Tariff)

$23.12 €20.59

$39.52 €35.19

-41.50%

Gasoline (1 liter)

$2.14 €1.91

$2.08 €1.85

2.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.1K

$35.6K €31.7K

1.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.3K

$35.7K €31.7K

4.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 €179

$196 €174

2.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.54 €8.49

$8.90 €7.93

7.19%

Internet (50+ Mbps, Unlimited Data)

$30.83 €27.45

$28.45 €25.33

8.37%

Gym Membership (Monthly)

$56.1 €49.93

$30.03 €26.73

86.75%

Tennis Court (1 Hour on Weekend)

$21.27 €18.94

$22.96 €20.44

-7.36%

Cinema Ticket

$10.12 €9.01

$10.97 €9.77

-7.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$440 €391

$580 €516

-24.14%

International Primary School, 1 Child (Yearly)

$7,953 €7,081

$16.2K €14.5K

-51.03%

Jeans (Levis 501 Or Similar)

$94.8 €84.4

$71.3 €63.5

32.94%

Summer Dress (H&M, Zara, etc)

$42.35 €37.71

$32.53 €28.96

30.19%

Sport Shoes (Adidas, Nike)

$102 €91.2

$86.4 €76.9

18.59%

Men's Leather Business Shoes

$137 €122

$103 €91.8

32.60%

1-bedroom Apartment, City Center (Monthly)

$955 €850

$732 €652

30.51%

1-bedroom Apartment, Outside City Center (Monthly)

$696 €619

$590 €525

17.96%

3-bedroom Apartment, City Center (Monthly)

$1,849 €1,647

$1,374 €1,224

34.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,129 €1,005

$897 €798

25.89%

Buy Apartment in City Center (m2)

$4,416 €3,932

$3,535 €3,147

24.93%

Buy Apartment Outside City Center (m2)

$2,360 €2,101

$2,616 €2,329

-9.78%

Average Monthly Net Salary (After Tax)

$1,872 €1,667

$2,361 €2,103

-20.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.08

3.05

0.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: November 3, 2026

Last update for Bergamo: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples

$696 38%

Bergamo

$590 36.6% 15.2% $106

Groceries & Markets

Naples

$345 18.9%

Bergamo

$294 18.3% 14.8% $51

Eating Out

Naples

$247 13.5%

Bergamo

$237 14.7% 3.8% $9.4

Monthly Utilities & Internet

Naples

$242 13.2%

Bergamo

$233 14.5% 3.5% $8.4

Clothing & Footwear

Naples

$169 9.2%

Bergamo

$132 8.2% 22.1% $37

Sport & Entertainment

Naples

$76 4.2%

Bergamo

$52 3.2% 31.9% $24

Getting Around

Naples

$57 3.1%

Bergamo

$72 4.5% 25.8% $15

Cost Breakdown

A one-bedroom apartment in the center runs $955 in Naples and $732 in Bergamo. Housing cost is often the main lever when comparing two cities.

Bergamo pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76 in Naples vs $85 in Bergamo. Groceries flip the comparison at $345 vs $294, with Bergamo cheaper for home cooking.

Good to know

🇮🇹 Naples

🇮🇹 Bergamo

🕒 Local time

02:07 2:07 AM

Same time as Naples

🌤 Weather

👥 Population

972,212

120,569

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Naples Bergamo 650 km ≈ 1 h 15 min nonstop flight

From you

Naples
Bergamo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Bergamo: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,832 in Naples and $1,610 in Bergamo, so Bergamo is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 21% lower in Naples. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $955 in Naples versus $732 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naples – a meal for two runs $76 versus $85 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,832 per month in Naples versus $1,610 in Bergamo – Bergamo is about 12% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Bergamo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.