Cost of Living Comparison Between Naples and Bergamo Cost of Living Comparison Between Naples and Bergamo

Monthly Cost of Living

Monthly costs for one person with rent: $1,850 in Naples versus $1,846 in Bergamo.

Estimated couple costs with rent: $2,794 in Naples versus $2,746 in Bergamo.

Monthly costs for a family of three with rent: $3,739 in Naples versus $3,645 in Bergamo.

Monthly costs are close between Naples and Bergamo; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Naples 38% above, Bergamo 38% above.

Meal at Budget Restaurant

$17.54 €15.34

$18.81 €16.45

-6.75%

Three-Course Dinner for Two, Mid-Range

$69.9 €61.2

$94.2 €82.4

-25.76%

Fast Food Meal (McDonalds, etc)

$11.72 €10.26

$11.53 €10.09

1.65%

Cappuccino

$2.21 €1.93

$1.99 €1.74

11.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 €1.82

$3.29 €2.88

-36.78%

Water (0.33 liter bottle)

$1.11 €0.97

$1.52 €1.33

-26.97%

Local Beer (0.5 liter draught)

$4.58 €4.00

$5.68 €4.97

-19.37%

Imported Beer (0.33 liter bottle)

$4.53 €3.97

$5.85 €5.12

-22.56%

Milk (1 liter)

$2.00 €1.75

$1.95 €1.70

2.56%

White Bread (500g)

$1.72 €1.51

$1.85 €1.62

-7.03%

Rice (white) (1kg)

$2.96 €2.59

$4.04 €3.53

-26.73%

Eggs

$4.12 €3.60

$4.87 €4.26

-15.40%

Local Cheese (1kg)

$14.73 €12.89

$16.98 €14.86

-13.25%

Chicken Fillets (1kg)

$10.37 €9.07

$12.07 €10.56

-14.08%

Beef Round Steak (1kg)

$16.17 €14.15

$19.29 €16.87

-16.17%

Apples (1kg)

$2.83 €2.47

$2.90 €2.54

-2.41%

Banana (1kg)

$2.27 €1.98

$2.19 €1.92

3.65%

Oranges (1kg)

$2.73 €2.39

$3.37 €2.95

-18.99%

Tomato (1kg)

$3.64 €3.19

$3.72 €3.25

-2.15%

Potato (1kg)

$1.93 €1.69

$2.36 €2.06

-18.22%

Onion (1kg)

$1.92 €1.68

$1.90 €1.66

1.05%

Lettuce (1 head)

$1.52 €1.33

$2.50 €2.19

-39.20%

Water (1.5 liter bottle)

$0.69 €0.60

$0.65 €0.57

6.15%

Cigarettes 20 Pack (Marlboro, Camel)

$6.96 €6.09

$6.85 €6.00

1.61%

Wine (Bottle)

$7.58 €6.63

$4.50 €3.94

68.44%

Local Beer (0.5 liter bottle)

$2.76 €2.41

$1.85 €1.62

49.19%

Imported Beer (0.33 liter bottle)

$3.39 €2.97

$2.69 €2.35

26.02%

One-way Ticket (Public Transport)

$1.70 €1.49

$2.01 €1.76

-15.42%

Public Transport Monthly Pass (Regular Price)

$47.76 €41.78

$51.4 €44.99

-7.14%

Taxi Start (Normal Tariff)

$5.89 €5.15

$9.14 €7.99

-35.56%

Taxi (Normal Tariff) (1km)

$2.17 €1.90

$2.11 €1.85

2.84%

Taxi 1hour Waiting (Normal Tariff)

$34.18 €29.90

$41.05 €35.91

-16.74%

Gasoline (1 liter)

$2.01 €1.76

$2.11 €1.85

-4.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K €31.2K

$33.0K €28.9K

8.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.3K

$34.4K €30.1K

3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 €195

$247 €216

-9.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.16 €11.51

$13.92 €12.17

-5.46%

Internet (50+ Mbps, Unlimited Data)

$33.29 €29.12

$31.94 €27.94

4.23%

Gym Membership (Monthly)

$57.8 €50.6

$40.22 €35.19

43.76%

Tennis Court (1 Hour on Weekend)

$33.09 €28.95

$23.57 €20.62

40.39%

Cinema Ticket

$11.55 €10.10

$12.48 €10.92

-7.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$394 €344

$702 €614

-43.92%

International Primary School, 1 Child (Yearly)

$6,120 €5,354

$13.3K €11.6K

-53.85%

Jeans (Levis 501 Or Similar)

$103 €90.5

$83.5 €73.0

23.82%

Summer Dress (H&M, Zara, etc)

$43.41 €37.98

$42.49 €37.17

2.17%

Sport Shoes (Adidas, Nike)

$100 €87.7

$85.0 €74.4

17.91%

Men's Leather Business Shoes

$144 €126

$118 €103

22.31%

1-bedroom Apartment, City Center (Monthly)

$943 €825

$859 €752

9.75%

1-bedroom Apartment, Outside City Center (Monthly)

$696 €609

$665 €582

4.73%

3-bedroom Apartment, City Center (Monthly)

$1,931 €1,690

$2,030 €1,776

-4.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,136 €994

$913 €799

24.46%

Buy Apartment in City Center (m2)

$4,575 €4,003

$3,437 €3,007

33.12%

Buy Apartment Outside City Center (m2)

$2,201 €1,925

$2,505 €2,192

-12.16%

Average Monthly Net Salary (After Tax)

$1,885 €1,649

$2,374 €2,077

-20.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.04

4.27

-5.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: July 13, 2026

Last update for Bergamo: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $943 in Naples and $859 in Bergamo. Housing cost is often the main lever when comparing two cities.

Bergamo pays 26% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $70.0 in Naples vs $94.0 in Bergamo for a mid-range dinner for two. Groceries echo the gap at $327 vs $355 per month, with Naples cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Bergamo: Cost of Living - Frequently Asked Questions

On paper, salaries run 26% lower in Bergamo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $943 in Naples versus $859 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Bergamo runs roughly 8% less than in Naples. Both cities have functional networks, but the price difference matters if you're watching your budget.

Shoppers in Naples pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,846 in Bergamo versus $1,850 in Naples, a $3,000 budget is realistic in Bergamo but tight or insufficient in Naples. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naples and Bergamo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bergamo wins on affordability, Naples on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.