Cost of Living Comparison Between Naples and Bergamo Cost of Living Comparison Between Naples and Bergamo

Monthly Cost of Living

Monthly costs for one person with rent: $1,895 in Naples versus $1,670 in Bergamo.

Estimated couple costs with rent: $2,868 in Naples versus $2,554 in Bergamo.

Monthly costs for a family of three with rent: $3,841 in Naples versus $3,438 in Bergamo.

Living in Naples is roughly 13% more expensive than in Bergamo, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naples 38% above, Bergamo 22% above.

Meal at Budget Restaurant

$17.52 €15.07

$16.52 €14.22

6.05%

Three-Course Dinner for Two, Mid-Range

$81.1 €69.8

$87.3 €75.1

-7.04%

Fast Food Meal (McDonalds, etc)

$11.57 €9.96

$11.43 €9.84

1.22%

Cappuccino

$2.37 €2.04

$1.92 €1.65

23.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 €2.07

$3.42 €2.94

-29.82%

Water (0.33 liter bottle)

$1.27 €1.09

$1.39 €1.19

-8.63%

Local Beer (0.5 liter draught)

$5.91 €5.08

$5.76 €4.95

2.60%

Imported Beer (0.33 liter bottle)

$4.89 €4.21

$5.78 €4.97

-15.40%

Milk (1 liter)

$1.95 €1.68

$1.47 €1.27

32.65%

White Bread (500g)

$1.89 €1.63

$2.20 €1.89

-14.09%

Rice (white) (1kg)

$3.28 €2.83

$3.21 €2.76

2.18%

Eggs

$4.34 €3.73

$3.90 €3.35

11.28%

Local Cheese (1kg)

$15.98 €13.75

$15.55 €13.38

2.77%

Chicken Fillets (1kg)

$12.78 €11.00

$12.23 €10.52

4.50%

Beef Round Steak (1kg)

$20.81 €17.91

$17.25 €14.84

20.64%

Apples (1kg)

$2.44 €2.10

$2.25 €1.94

8.44%

Banana (1kg)

$2.10 €1.80

$1.78 €1.54

17.98%

Oranges (1kg)

$2.31 €1.99

$2.46 €2.11

-6.10%

Tomato (1kg)

$3.70 €3.18

$2.79 €2.40

32.62%

Potato (1kg)

$1.75 €1.51

$1.80 €1.55

-2.78%

Onion (1kg)

$1.71 €1.47

$2.24 €1.93

-23.66%

Lettuce (1 head)

$1.33 €1.14

$1.86 €1.60

-28.49%

Water (1.5 liter bottle)

$0.57 €0.49

$0.50 €0.43

14.00%

Cigarettes 20 Pack (Marlboro, Camel)

$7.07 €6.08

$7.74 €6.66

-8.66%

Wine (Bottle)

$7.42 €6.38

$4.47 €3.85

66.00%

Local Beer (0.5 liter bottle)

$1.83 €1.58

$1.24 €1.07

47.58%

Imported Beer (0.33 liter bottle)

$3.14 €2.70

$1.86 €1.60

68.82%

One-way Ticket (Public Transport)

$1.79 €1.54

$1.94 €1.67

-7.73%

Public Transport Monthly Pass (Regular Price)

$48.22 €41.49

$46.38 €39.91

3.97%

Taxi Start (Normal Tariff)

$4.71 €4.05

$10.61 €9.13

-55.61%

Taxi (Normal Tariff) (1km)

$1.30 €1.12

$2.38 €2.04

-45.38%

Taxi 1hour Waiting (Normal Tariff)

$24.25 €20.87

$40.45 €34.81

-40.05%

Gasoline (1 liter)

$2.08 €1.79

$2.03 €1.74

2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K €32.3K

-0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K €31.8K

$35.9K €30.9K

3.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 €180

$200 €172

4.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 €8.58

$8.78 €7.56

13.55%

Internet (50+ Mbps, Unlimited Data)

$31.69 €27.27

$29.92 €25.74

5.92%

Gym Membership (Monthly)

$61.6 €53.0

$33.39 €28.73

84.55%

Tennis Court (1 Hour on Weekend)

$20.30 €17.47

$23.83 €20.50

-14.81%

Cinema Ticket

$11.83 €10.18

$11.75 €10.11

0.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$464 €399

$586 €504

-20.72%

International Primary School, 1 Child (Yearly)

$8,282 €7,127

$14.6K €12.5K

-43.16%

Jeans (Levis 501 Or Similar)

$99.3 €85.5

$78.2 €67.3

27.04%

Summer Dress (H&M, Zara, etc)

$43.83 €37.72

$33.77 €29.06

29.79%

Sport Shoes (Adidas, Nike)

$107 €91.9

$91.5 €78.8

16.66%

Men's Leather Business Shoes

$128 €110

$109 €93.8

17.30%

1-bedroom Apartment, City Center (Monthly)

$1,036 €891

$770 €662

34.55%

1-bedroom Apartment, Outside City Center (Monthly)

$690 €594

$612 €527

12.76%

3-bedroom Apartment, City Center (Monthly)

$2,001 €1,722

$1,405 €1,209

42.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,139 €980

$941 €810

21.02%

Buy Apartment in City Center (m2)

$5,026 €4,325

$3,718 €3,199

35.20%

Buy Apartment Outside City Center (m2)

$2,265 €1,949

$2,647 €2,278

-14.43%

Average Monthly Net Salary (After Tax)

$1,941 €1,670

$2,441 €2,100

-20.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.09

3.06

0.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples: August 29, 2026

Last update for Bergamo: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,036 in Naples and $770 in Bergamo. Housing cost is often the main lever when comparing two cities.

Bergamo pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Naples vs $87.0 in Bergamo. Groceries flip the comparison at $347 vs $313, with Bergamo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples vs Bergamo: Cost of Living - Frequently Asked Questions

Naples and Bergamo differ by about 13% in total monthly costs ($1,895 vs $1,670 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 26% lower in Bergamo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,036 in Naples versus $770 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $87.0 versus $81.0 in Naples. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,895 per month in Naples versus $1,670 in Bergamo – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,670 in Bergamo versus $1,895 in Naples, a $3,000 budget is realistic in Bergamo but tight or insufficient in Naples. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naples and Bergamo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 13% less than in Naples. Beyond cost, consider language, visa policies, and how big the international community is in each city.