Last update: Nov 2026

Cost of Living Comparison Between Bergamo and Naples

For one person, living is cheaper in Bergamo: $1,610 a month against $1,832 in Naples, rent and utilities included – about $2,700 less a year. Rent and utilities account for about half of the difference.

77

Cost of Living Index in Bergamo
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Bergamo Living Index
88

Cost of Living Index in Naples
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Naples Living Index

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Bergamo

🇮🇹 Italy

$1,610

/mo nomad

Naples

🇮🇹 Italy

$1,832

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergamo and in Naples

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergamo and in Naples actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,610 in Bergamo versus $1,832 in Naples.

Bergamo $1,610
Naples $1,832

Estimated couple costs with rent: $2,458 in Bergamo versus $2,787 in Naples.

Bergamo $2,458
Naples $2,787

Monthly costs for a family of three with rent: $3,306 in Bergamo versus $3,742 in Naples.

Bergamo $3,306
Naples $3,742

Living in Bergamo costs roughly 12% less than in Naples, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Bergamo 19% above, Naples 35% above.

Meal at Budget Restaurant

$15.51 €13.82

$16.53 €14.73

-6.17%

Three-Course Dinner for Two, Mid-Range

$85.2 €75.9

$75.6 €67.4

12.72%

Fast Food Meal (McDonalds, etc)

$11.32 €10.08

$11.37 €10.13

-0.44%

Cappuccino

$1.86 €1.66

$2.24 €2.00

-16.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.83

$2.45 €2.19

29.39%

Water (0.33 liter bottle)

$1.28 €1.14

$1.31 €1.16

-2.29%

Local Beer (0.5 liter draught)

$5.60 €4.99

$5.48 €4.88

2.19%

Imported Beer (0.33 liter bottle)

$5.47 €4.88

$5.45 €4.86

0.37%

Milk (1 liter)

$1.41 €1.25

$2.00 €1.79

-29.50%

White Bread (500g)

$2.04 €1.81

$1.93 €1.72

5.70%

Rice (white) (1kg)

$2.94 €2.62

$3.03 €2.70

-2.97%

Eggs

$3.67 €3.27

$4.46 €3.97

-17.71%

Local Cheese (1kg)

$14.90 €13.27

$16.64 €14.82

-10.46%

Chicken Fillets (1kg)

$11.40 €10.15

$12.22 €10.88

-6.71%

Beef Round Steak (1kg)

$16.10 €14.34

$20.76 €18.49

-22.45%

Apples (1kg)

$2.18 €1.94

$2.57 €2.29

-15.18%

Banana (1kg)

$1.65 €1.47

$2.17 €1.93

-23.96%

Oranges (1kg)

$2.34 €2.08

$2.24 €2.00

4.46%

Tomato (1kg)

$2.52 €2.24

$3.64 €3.25

-30.77%

Potato (1kg)

$1.76 €1.57

$1.80 €1.60

-2.22%

Onion (1kg)

$2.22 €1.97

$1.77 €1.58

25.42%

Lettuce (1 head)

$1.86 €1.66

$1.35 €1.20

37.78%

Water (1.5 liter bottle)

$0.45 €0.40

$0.59 €0.52

-23.73%

Cigarettes 20 Pack (Marlboro, Camel)

$7.06 €6.29

$6.84 €6.10

3.22%

Wine (Bottle)

$4.23 €3.77

$6.35 €5.65

-33.39%

Local Beer (0.5 liter bottle)

$1.20 €1.07

$1.86 €1.66

-35.48%

Imported Beer (0.33 liter bottle)

$1.76 €1.56

$3.15 €2.81

-44.13%

One-way Ticket (Public Transport)

$1.86 €1.66

$1.64 €1.46

13.41%

Public Transport Monthly Pass (Regular Price)

$42.89 €38.21

$39.58 €35.26

8.36%

Taxi Start (Normal Tariff)

$10.37 €9.24

$4.36 €3.88

137.84%

Taxi (Normal Tariff) (1km)

$2.19 €1.95

$1.29 €1.15

69.77%

Taxi 1hour Waiting (Normal Tariff)

$39.52 €35.20

$23.12 €20.60

70.93%

Gasoline (1 liter)

$2.08 €1.85

$2.14 €1.91

-2.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.7K

$36.0K €32.1K

-1.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €31.8K

$37.3K €33.3K

-4.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 €174

$201 €179

-2.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.90 €7.93

$9.54 €8.50

-6.71%

Internet (50+ Mbps, Unlimited Data)

$28.45 €25.34

$30.83 €27.46

-7.72%

Gym Membership (Monthly)

$30.03 €26.75

$56.1 €49.95

-46.45%

Tennis Court (1 Hour on Weekend)

$22.96 €20.45

$21.27 €18.95

7.95%

Cinema Ticket

$10.97 €9.77

$10.12 €9.01

8.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 €516

$440 €392

31.82%

International Primary School, 1 Child (Yearly)

$16.2K €14.5K

$7,953 €7,084

104.20%

Jeans (Levis 501 Or Similar)

$71.3 €63.5

$94.8 €84.5

-24.78%

Summer Dress (H&M, Zara, etc)

$32.53 €28.98

$42.35 €37.73

-23.19%

Sport Shoes (Adidas, Nike)

$86.4 €77.0

$102 €91.3

-15.68%

Men's Leather Business Shoes

$103 €91.8

$137 €122

-24.58%

1-bedroom Apartment, City Center (Monthly)

$732 €652

$955 €851

-23.38%

1-bedroom Apartment, Outside City Center (Monthly)

$590 €525

$696 €620

-15.22%

3-bedroom Apartment, City Center (Monthly)

$1,374 €1,224

$1,849 €1,647

-25.69%

3-bedroom Apartment, Outside City Center (Monthly)

$897 €799

$1,129 €1,005

-20.56%

Buy Apartment in City Center (m2)

$3,535 €3,149

$4,416 €3,934

-19.95%

Buy Apartment Outside City Center (m2)

$2,616 €2,330

$2,360 €2,102

10.84%

Average Monthly Net Salary (After Tax)

$2,361 €2,104

$1,872 €1,668

26.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

3.08

-0.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: November 1, 2026

Last update for Naples: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergamo

$590 36.6%

Naples

$696 38% 18% $106

Groceries & Markets

Bergamo

$294 18.3%

Naples

$345 18.9% 17.4% $51

Eating Out

Bergamo

$237 14.7%

Naples

$247 13.5% 4% $9.4

Monthly Utilities & Internet

Bergamo

$233 14.5%

Naples

$242 13.2% 3.6% $8.4

Clothing & Footwear

Bergamo

$132 8.2%

Naples

$169 9.2% 28.3% $37

Getting Around

Bergamo

$72 4.5%

Naples

$57 3.1% 20.5% $15

Sport & Entertainment

Bergamo

$52 3.2%

Naples

$76 4.2% 46.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $732 in Bergamo and $955 in Naples. Housing cost is often the main lever when comparing two cities.

Bergamo pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Bergamo vs $76 in Naples. Groceries flip the comparison at $294 vs $345, with Bergamo cheaper for home cooking.

Good to know

🇮🇹 Bergamo

🇮🇹 Naples

🕒 Local time

21:55 9:55 PM

Same time as Bergamo

🌤 Weather

👥 Population

120,569

972,212

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Bergamo Naples 650 km ≈ 1 h 15 min nonstop flight

From you

Bergamo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Naples: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,610 in Bergamo and $1,832 in Naples, so Bergamo is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 26% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $732 in Bergamo versus $955 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naples – a meal for two runs $76 versus $85 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,610 per month in Bergamo versus $1,832 in Naples – Bergamo is about 12% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Bergamo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.