Cost of Living Comparison Between Bergamo and Naples Cost of Living Comparison Between Bergamo and Naples

Monthly Cost of Living

Monthly costs for one person with rent: $1,909 in Bergamo versus $1,838 in Naples.

Estimated couple costs with rent: $2,823 in Bergamo versus $2,848 in Naples.

Monthly costs for a family of three with rent: $3,736 in Bergamo versus $3,857 in Naples.

Living in Bergamo is roughly 4% more expensive than Naples, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Bergamo 42% above, Naples 37% above.

Meal at Budget Restaurant

$18.66 €16.05

$17.54 €15.09

6.39%

Three-Course Dinner for Two, Mid-Range

$92.7 €79.7

$69.0 €59.4

34.30%

Fast Food Meal (McDonalds, etc)

$11.80 €10.15

$11.38 €9.79

3.69%

Cappuccino

$2.01 €1.73

$2.20 €1.89

-8.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 €2.80

$2.10 €1.81

55.24%

Water (0.33 liter bottle)

$1.53 €1.32

$1.07 €0.92

42.99%

Local Beer (0.5 liter draught)

$5.67 €4.88

$4.75 €4.08

19.37%

Imported Beer (0.33 liter bottle)

$5.62 €4.84

$4.57 €3.94

22.98%

Milk (1 liter)

$1.87 €1.61

$2.00 €1.72

-6.50%

White Bread (500g)

$1.84 €1.58

$1.79 €1.54

2.79%

Rice (white) (1kg)

$3.89 €3.34

$2.81 €2.42

38.43%

Eggs

$4.87 €4.19

$4.12 €3.54

18.20%

Local Cheese (1kg)

$16.68 €14.35

$14.83 €12.76

12.47%

Chicken Fillets (1kg)

$11.86 €10.20

$10.31 €8.87

15.03%

Beef Round Steak (1kg)

$19.58 €16.85

$16.42 €14.12

19.24%

Apples (1kg)

$2.93 €2.52

$2.91 €2.50

0.69%

Banana (1kg)

$2.10 €1.81

$2.18 €1.87

-3.67%

Oranges (1kg)

$3.26 €2.80

$2.59 €2.23

25.87%

Tomato (1kg)

$3.71 €3.19

$3.60 €3.10

3.06%

Potato (1kg)

$2.46 €2.12

$1.98 €1.70

24.24%

Onion (1kg)

$1.87 €1.61

$1.91 €1.65

-2.09%

Lettuce (1 head)

$2.52 €2.17

$1.51 €1.30

66.89%

Water (1.5 liter bottle)

$0.71 €0.61

$0.68 €0.58

4.41%

Cigarettes 20 Pack (Marlboro, Camel)

$7.10 €6.11

$7.04 €6.06

0.85%

Wine (Bottle)

$4.32 €3.72

$8.26 €7.10

-47.70%

Local Beer (0.5 liter bottle)

$1.88 €1.62

$2.72 €2.34

-30.88%

Imported Beer (0.33 liter bottle)

$2.66 €2.29

$3.50 €3.01

-24.00%

One-way Ticket (Public Transport)

$1.93 €1.66

$1.71 €1.47

12.87%

Public Transport Monthly Pass (Regular Price)

$51.6 €44.36

$48.91 €42.08

5.44%

Taxi Start (Normal Tariff)

$9.19 €7.91

$5.75 €4.94

59.83%

Taxi (Normal Tariff) (1km)

$2.08 €1.79

$2.15 €1.85

-3.26%

Taxi 1hour Waiting (Normal Tariff)

$40.36 €34.72

$34.66 €29.81

16.45%

Gasoline (1 liter)

$2.00 €1.72

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €28.6K

$35.3K €30.3K

-5.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K €29.7K

$36.1K €31.0K

-4.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 €207

$226 €194

6.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 €12.04

$12.98 €11.17

7.86%

Internet (50+ Mbps, Unlimited Data)

$31.55 €27.14

$34.23 €29.44

-7.83%

Gym Membership (Monthly)

$40.51 €34.85

$56.6 €48.65

-28.38%

Tennis Court (1 Hour on Weekend)

$23.51 €20.23

$33.21 €28.57

-29.21%

Cinema Ticket

$12.63 €10.86

$11.73 €10.09

7.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$710 €611

$384 €330

84.92%

International Primary School, 1 Child (Yearly)

$13.2K €11.4K

$6,118 €5,263

116.51%

Jeans (Levis 501 Or Similar)

$82.0 €70.5

$105 €90.2

-21.86%

Summer Dress (H&M, Zara, etc)

$41.54 €35.73

$44.38 €38.17

-6.40%

Sport Shoes (Adidas, Nike)

$87.2 €75.0

$103 €88.8

-15.50%

Men's Leather Business Shoes

$117 €101

$147 €126

-20.14%

1-bedroom Apartment, City Center (Monthly)

$870 €749

$951 €818

-8.45%

1-bedroom Apartment, Outside City Center (Monthly)

$679 €584

$699 €601

-2.77%

3-bedroom Apartment, City Center (Monthly)

$1,998 €1,719

$1,903 €1,637

4.99%

3-bedroom Apartment, Outside City Center (Monthly)

$883 €759

$1,150 €989

-23.26%

Buy Apartment in City Center (m2)

$3,592 €3,090

$4,885 €4,202

-26.47%

Buy Apartment Outside City Center (m2)

$2,584 €2,223

$2,316 €1,992

11.60%

Average Monthly Net Salary (After Tax)

$2,464 €2,120

$1,898 €1,632

29.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.27

4.04

5.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: May 31, 2026

Last update for Naples: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $870 in Bergamo and $951 in Naples. Housing cost is often the main lever when comparing two cities.

Bergamo pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Bergamo vs $69.0 in Naples for a mid-range dinner for two. Groceries echo the gap at $352 vs $328 per month, with Naples cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Naples: Cost of Living - Frequently Asked Questions

Bergamo and Naples differ by about 4% in total monthly costs ($1,909 vs $1,838 including rent). Naples is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Bergamo pays 30% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $870 in Bergamo versus $951 in Naples. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naples – a meal for two runs $69.0 versus $93.0 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,909 per month in Bergamo versus $1,838 in Naples – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,838 in Naples versus $1,909 in Bergamo, a $2,000 budget is realistic in Naples but tight or insufficient in Bergamo. The gap between the two cities makes Naples the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Naples are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naples gentler on the wallet – expenses run 4% less than in Bergamo. Beyond cost, consider language, visa policies, and how big the international community is in each city.