Last update: Nov 2026

Cost of Living Comparison Between Naples, FL and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $3,274 in Naples, FL, rent and utilities included – about $19,600 less a year. Rent and utilities account for most of the difference.

158

Cost of Living Index in Naples, FL
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Naples, FL Living Index
78

Cost of Living Index in Monterrey
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Monterrey Living Index

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Naples, FL

🇺🇸 United States

$3,274

/mo nomad

Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples, FL and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples, FL and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,274 in Naples, FL versus $1,641 in Monterrey.

Naples, FL $3,274
Monterrey $1,641

Estimated couple costs with rent: $4,678 in Naples, FL versus $2,573 in Monterrey.

Naples, FL $4,678
Monterrey $2,573

Monthly costs for a family of three with rent: $6,081 in Naples, FL versus $3,504 in Monterrey.

Naples, FL $6,081
Monterrey $3,504

Living in Naples, FL is roughly 100% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Naples, FL 142% above, Monterrey 21% above.

Meal at Budget Restaurant

$30.13 $30.13

$13.37 MX$250

125.36%

Three-Course Dinner for Two, Mid-Range

$111 $111

$47.95 MX$897

131.85%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.79 MX$202

11.86%

Cappuccino

$5.47 $5.47

$3.77 MX$70.4

45.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$1.51 MX$28.26

119.21%

Water (0.33 liter bottle)

$2.55 $2.55

$1.03 MX$19.25

147.57%

Local Beer (0.5 liter draught)

$7.10 $7.10

$2.48 MX$46.41

186.29%

Imported Beer (0.33 liter bottle)

$7.01 $7.01

$4.36 MX$81.5

60.78%

Milk (1 liter)

$1.26 $1.26

$1.89 MX$35.43

-33.33%

White Bread (500g)

$4.55 $4.55

$2.85 MX$53.3

59.65%

Rice (white) (1kg)

$5.38 $5.38

$1.86 MX$34.71

189.25%

Eggs

$4.83 $4.83

$2.47 MX$46.12

95.55%

Local Cheese (1kg)

$14.74 $14.74

$11.81 MX$221

24.81%

Chicken Fillets (1kg)

$11.52 $11.52

$8.97 MX$168

28.43%

Beef Round Steak (1kg)

$20.91 $20.91

$12.57 MX$235

66.35%

Apples (1kg)

$5.58 $5.58

$3.20 MX$59.8

74.37%

Banana (1kg)

$1.97 $1.97

$1.50 MX$28.12

31.33%

Oranges (1kg)

$4.17 $4.17

$2.12 MX$39.74

96.70%

Tomato (1kg)

$5.60 $5.60

$2.33 MX$43.64

140.34%

Potato (1kg)

$2.69 $2.69

$2.22 MX$41.58

21.17%

Onion (1kg)

$3.50 $3.50

$2.58 MX$48.34

35.66%

Lettuce (1 head)

$2.44 $2.44

$1.45 MX$27.04

68.28%

Water (1.5 liter bottle)

$2.18 $2.18

$1.22 MX$22.85

78.69%

Cigarettes 20 Pack (Marlboro, Camel)

$9.41 $9.41

$4.80 MX$89.7

96.04%

Wine (Bottle)

$14.83 $14.83

$13.30 MX$249

11.50%

Local Beer (0.5 liter bottle)

$2.13 $2.13

$1.93 MX$36.14

10.36%

Imported Beer (0.33 liter bottle)

$2.14 $2.14

$2.86 MX$53.4

-25.17%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.80 MX$14.94

146.25%

Public Transport Monthly Pass (Regular Price)

$40.01 $40.01

$30.94 MX$579

29.31%

Taxi Start (Normal Tariff)

$2.53 $2.53

$1.83 MX$34.28

38.25%

Taxi (Normal Tariff) (1km)

$2.86 $2.86

$1.06 MX$19.78

169.81%

Taxi 1hour Waiting (Normal Tariff)

$35.19 $35.19

$10.82 MX$202

225.23%

Gasoline (1 liter)

$1.04 $1.04

$1.47 MX$27.54

-29.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.1K MX$450.4K

13.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$23.5K MX$440.2K

11.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$115 MX$2,144

69.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.1 $63.1

$26.37 MX$493

139.14%

Internet (50+ Mbps, Unlimited Data)

$94.7 $94.7

$25.70 MX$481

268.40%

Gym Membership (Monthly)

$47.51 $47.51

$30.53 MX$571

55.62%

Tennis Court (1 Hour on Weekend)

$38.14 $38.14

$21.27 MX$398

79.31%

Cinema Ticket

$20.02 $20.02

$4.96 MX$92.8

303.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$825 $825

$679 MX$12.7K

21.55%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$14.2K MX$265.3K

72.79%

Jeans (Levis 501 Or Similar)

$48.72 $48.72

$72.2 MX$1,350

-32.52%

Summer Dress (H&M, Zara, etc)

$49.03 $49.03

$41.94 MX$784

16.91%

Sport Shoes (Adidas, Nike)

$78.4 $78.4

$107 MX$2,011

-27.05%

Men's Leather Business Shoes

$101 $101

$119 MX$2,219

-14.76%

1-bedroom Apartment, City Center (Monthly)

$2,399 $2,399

$1,018 MX$19.0K

135.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,786 $1,786

$722 MX$13.5K

147.59%

3-bedroom Apartment, City Center (Monthly)

$3,864 $3,864

$1,966 MX$36.8K

96.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,610 $2,610

$1,416 MX$26.5K

84.36%

Buy Apartment in City Center (m2)

$6,989 $6,989

$4,203 MX$78.6K

66.31%

Buy Apartment Outside City Center (m2)

$3,613 $3,613

$2,782 MX$52.0K

29.87%

Average Monthly Net Salary (After Tax)

$4,330 $4,330

$1,096 MX$20.5K

295.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

11.79

-45.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples, FL: November 2, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples, FL

$1.8K 54.6%

Monterrey

$722 44% 59.6% $1.1K

Groceries & Markets

Naples, FL

$444 13.6%

Monterrey

$302 18.4% 31.9% $141

Eating Out

Naples, FL

$416 12.7%

Monterrey

$216 13.2% 48.1% $200

Monthly Utilities & Internet

Naples, FL

$351 10.7%

Monterrey

$167 10.2% 52.6% $185

Clothing & Footwear

Naples, FL

$125 3.8%

Monterrey

$153 9.3% 22.7% $28

Sport & Entertainment

Naples, FL

$88 2.7%

Monterrey

$40 2.5% 53.8% $47

Getting Around

Naples, FL

$65 2%

Monterrey

$41 2.5% 36.2% $23

Cost Breakdown

A one-bedroom apartment in the center runs $2,399 in Naples, FL and $1,018 in Monterrey. Housing cost is often the main lever when comparing two cities.

Naples, FL pays about 4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $111 in Naples, FL vs $48 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $444 vs $302 per month, with Monterrey cheaper across the board.

Good to know

🇺🇸 Naples, FL

🇲🇽 Monterrey

🕒 Local time

15:43 3:43 PM

14:43 2:43 PM

1 h behind Naples, FL

🌤 Weather

👥 Population

19,539

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

MXN to USD in detail →

On the map

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Between locations

Naples, FL Monterrey 1,850 km ≈ 2 h 45 min nonstop flight

From you

Naples, FL
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples, FL vs Monterrey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,274 in Naples, FL and $1,641 in Monterrey, so Monterrey is about 50% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Naples, FL is about 4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,399 in Naples, FL versus $1,018 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $111 in Naples, FL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $3,274 per month in Naples, FL versus $1,641 in Monterrey – Monterrey is about 50% cheaper, which adds up to real savings over time.

At $1,641 in Monterrey versus $3,274 in Naples, FL, a $3,000 budget is realistic in Monterrey but tight or insufficient in Naples, FL. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 50% less than in Naples, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.