Last update: Oct 2026

Cost of Living Comparison Between Naples, FL and Austin, TX

For one person, living is cheaper in Austin, TX: $2,663 a month against $3,300 in Naples, FL, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

160

Cost of Living Index in Naples, FL
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Naples, FL Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Naples, FL

🇺🇸 United States

$3,300

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Naples, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naples, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,300 in Naples, FL versus $2,663 in Austin, TX.

Naples, FL $3,300
Austin, TX $2,663

Estimated couple costs with rent: $5,338 in Naples, FL versus $4,133 in Austin, TX.

Naples, FL $5,338
Austin, TX $4,133

Monthly costs for a family of three with rent: $7,376 in Naples, FL versus $5,603 in Austin, TX.

Naples, FL $7,376
Austin, TX $5,603

Living in Naples, FL is roughly 24% more expensive than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Naples, FL 144% above, Austin, TX 97% above.

Meal at Budget Restaurant

$30.25 $30.25

$20.77 $20.77

45.64%

Three-Course Dinner for Two, Mid-Range

$110 $110

$84.6 $84.6

30.43%

Fast Food Meal (McDonalds, etc)

$11.99 $11.99

$12.32 $12.32

-2.68%

Cappuccino

$5.31 $5.31

$5.63 $5.63

-5.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.32 $3.32

$3.72 $3.72

-10.75%

Water (0.33 liter bottle)

$2.43 $2.43

$2.50 $2.50

-2.80%

Local Beer (0.5 liter draught)

$6.99 $6.99

$8.05 $8.05

-13.17%

Imported Beer (0.33 liter bottle)

$7.09 $7.09

$9.01 $9.01

-21.31%

Milk (1 liter)

$1.27 $1.27

$1.12 $1.12

13.39%

White Bread (500g)

$4.44 $4.44

$3.75 $3.75

18.40%

Rice (white) (1kg)

$5.38 $5.38

$3.26 $3.26

65.03%

Eggs

$4.85 $4.85

$4.17 $4.17

16.31%

Local Cheese (1kg)

$14.76 $14.76

$12.90 $12.90

14.42%

Chicken Fillets (1kg)

$11.35 $11.35

$14.16 $14.16

-19.84%

Beef Round Steak (1kg)

$20.58 $20.58

$16.22 $16.22

26.88%

Apples (1kg)

$5.50 $5.50

$4.33 $4.33

27.02%

Banana (1kg)

$1.98 $1.98

$1.46 $1.46

35.62%

Oranges (1kg)

$4.19 $4.19

$4.51 $4.51

-7.10%

Tomato (1kg)

$5.51 $5.51

$4.34 $4.34

26.96%

Potato (1kg)

$2.79 $2.79

$2.58 $2.58

8.14%

Onion (1kg)

$3.38 $3.38

$2.35 $2.35

43.83%

Lettuce (1 head)

$2.31 $2.31

$1.78 $1.78

29.78%

Water (1.5 liter bottle)

$2.24 $2.24

$2.22 $2.22

0.90%

Cigarettes 20 Pack (Marlboro, Camel)

$9.28 $9.28

$9.88 $9.88

-6.07%

Wine (Bottle)

$15.08 $15.08

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.92 $2.92

-28.08%

Imported Beer (0.33 liter bottle)

$2.10 $2.10

$3.46 $3.46

-39.31%

One-way Ticket (Public Transport)

$2.04 $2.04

$1.49 $1.49

36.91%

Public Transport Monthly Pass (Regular Price)

$30.45 $30.45

$41.72 $41.72

-27.01%

Taxi Start (Normal Tariff)

$2.44 $2.44

$2.73 $2.73

-10.62%

Taxi (Normal Tariff) (1km)

$2.77 $2.77

$1.66 $1.66

66.87%

Taxi 1hour Waiting (Normal Tariff)

$34.55 $34.55

$35.30 $35.30

-2.12%

Gasoline (1 liter)

$1.00 $1.00

$0.95 $0.95

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$36.0K $36.0K

1.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$27.1K $27.1K

-5.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$229 $229

-16.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.9 $63.9

$59.4 $59.4

7.53%

Internet (50+ Mbps, Unlimited Data)

$95.1 $95.1

$69.9 $69.9

36.06%

Gym Membership (Monthly)

$60.1 $60.1

$57.2 $57.2

5.01%

Tennis Court (1 Hour on Weekend)

$38.85 $38.85

$16.33 $16.33

137.91%

Cinema Ticket

$19.84 $19.84

$14.28 $14.28

38.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$835 $835

$1,506 $1,506

-44.54%

International Primary School, 1 Child (Yearly)

$37.6K $37.6K

$21.5K $21.5K

75.01%

Jeans (Levis 501 Or Similar)

$49.26 $49.26

$52.8 $52.8

-6.72%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$43.82 $43.82

14.54%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$84.8 $84.8

-5.74%

Men's Leather Business Shoes

$101 $101

$103 $103

-1.95%

1-bedroom Apartment, City Center (Monthly)

$2,513 $2,513

$1,907 $1,907

31.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,813 $1,813

$1,274 $1,274

42.33%

3-bedroom Apartment, City Center (Monthly)

$4,295 $4,295

$3,664 $3,664

17.20%

3-bedroom Apartment, Outside City Center (Monthly)

$3,911 $3,911

$2,538 $2,538

54.07%

Buy Apartment in City Center (m2)

$4,811 $4,811

$7,614 $7,614

-36.82%

Buy Apartment Outside City Center (m2)

$3,696 $3,696

$3,157 $3,157

17.05%

Average Monthly Net Salary (After Tax)

$5,492 $5,492

$5,121 $5,121

7.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.79

-5.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naples, FL: October 12, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naples, FL

$1.8K 55%

Austin, TX

$1.3K 47.8% 29.7% $539

Groceries & Markets

Naples, FL

$441 13.4%

Austin, TX

$405 15.2% 8.2% $36

Eating Out

Naples, FL

$414 12.5%

Austin, TX

$354 13.3% 14.5% $60

Monthly Utilities & Internet

Naples, FL

$351 10.7%

Austin, TX

$358 13.5% 2% $7

Clothing & Footwear

Naples, FL

$126 3.8%

Austin, TX

$128 4.8% 1.4% $1.8

Sport & Entertainment

Naples, FL

$100 3%

Austin, TX

$86 3.2% 14% $14

Getting Around

Naples, FL

$55 1.7%

Austin, TX

$59 2.2% 6.8% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $2,513 in Naples, FL and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Naples, FL pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in Naples, FL vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $441 vs $405 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Naples, FL

🇺🇸 Austin, TX

🕒 Local time

11:51 11:51 AM

10:51 10:51 AM

1 h behind Naples, FL

🌤 Weather

👥 Population

19,539

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Naples, FL Austin, TX 1,630 km ≈ 2 h 30 min nonstop flight

From you

Naples, FL
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naples, FL vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 24% lower than in Naples, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 7% higher in Naples, FL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,513 in Naples, FL versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,300 per month in Naples, FL versus $2,663 in Austin, TX – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 37% less than in Naples, FL. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 24% less than in Naples, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.