Last update: Oct 2026

Cost of Living Comparison Between Nam Dinh and Cebu

For one person, living is cheaper in Nam Dinh: $783 a month against $918 in Cebu, rent and utilities included – about $1,600 less a year. Rent and utilities account for about half of the difference.

38

Cost of Living Index in Nam Dinh
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Nam Dinh Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nam Dinh

🇻🇳 Vietnam

$783

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nam Dinh and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nam Dinh and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $783 in Nam Dinh versus $918 in Cebu.

Nam Dinh $783
Cebu $918

Estimated couple costs with rent: $1,265 in Nam Dinh versus $1,409 in Cebu.

Nam Dinh $1,265
Cebu $1,409

Monthly costs for a family of three with rent: $1,747 in Nam Dinh versus $1,900 in Cebu.

Nam Dinh $1,747
Cebu $1,900

Living in Nam Dinh costs roughly 15% less than in Cebu, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Nam Dinh 42% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.14 ₫55.3K

$3.09 ₱194

-30.74%

Three-Course Dinner for Two, Mid-Range

$22.61 ₫585.4K

$24.22 ₱1,525

-6.65%

Fast Food Meal (McDonalds, etc)

$4.31 ₫111.6K

$3.92 ₱247

9.95%

Cappuccino

$1.89 ₫49.1K

$2.51 ₱158

-24.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₫13.1K

$1.59 ₱100

-67.92%

Water (0.33 liter bottle)

$0.30 ₫7,668

$0.53 ₱33.43

-43.40%

Local Beer (0.5 liter draught)

$1.06 ₫27.5K

$1.78 ₱112

-40.45%

Imported Beer (0.33 liter bottle)

$1.89 ₫48.8K

$2.17 ₱137

-12.90%

Milk (1 liter)

$1.47 ₫37.9K

$1.92 ₱121

-23.44%

White Bread (500g)

$1.06 ₫27.6K

$1.36 ₱85.4

-22.06%

Rice (white) (1kg)

$0.74 ₫19.2K

$1.01 ₱63.5

-26.73%

Eggs

$1.50 ₫38.8K

$2.03 ₱128

-26.11%

Local Cheese (1kg)

$10.21 ₫264.4K

$9.86 ₱621

3.55%

Chicken Fillets (1kg)

$3.80 ₫98.4K

$4.39 ₱277

-13.44%

Beef Round Steak (1kg)

$9.97 ₫258.1K

$7.60 ₱479

31.18%

Apples (1kg)

$3.39 ₫87.8K

$3.30 ₱208

2.73%

Banana (1kg)

$1.04 ₫26.9K

$1.39 ₱87.8

-25.18%

Oranges (1kg)

$1.32 ₫34.2K

$2.33 ₱147

-43.35%

Tomato (1kg)

$1.15 ₫29.7K

$1.50 ₱94.3

-23.33%

Potato (1kg)

$0.92 ₫23.8K

$2.36 ₱149

-61.02%

Onion (1kg)

$1.09 ₫28.1K

$1.90 ₱119

-42.63%

Lettuce (1 head)

$0.55 ₫14.2K

$1.19 ₱74.9

-53.78%

Water (1.5 liter bottle)

$0.52 ₫13.4K

$0.63 ₱39.71

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$1.39 ₫35.9K

$3.00 ₱189

-53.67%

Wine (Bottle)

$12.51 ₫324.0K

$6.03 ₱379

107.46%

Local Beer (0.5 liter bottle)

$0.88 ₫22.8K

$1.23 ₱77.7

-28.46%

Imported Beer (0.33 liter bottle)

$1.74 ₫45.1K

$1.75 ₱110

-0.57%

One-way Ticket (Public Transport)

$0.32 ₫8,215

$0.25 ₱15.86

28.00%

Public Transport Monthly Pass (Regular Price)

$6.71 ₫173.7K

$12.64 ₱796

-46.91%

Taxi Start (Normal Tariff)

$0.74 ₫19.0K

$0.77 ₱48.62

-3.90%

Taxi (Normal Tariff) (1km)

$0.60 ₫15.5K

$0.23 ₱14.53

160.87%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₫61.0K

$4.46 ₱281

-47.09%

Gasoline (1 liter)

$0.88 ₫22.8K

$1.31 ₱82.8

-32.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₫802.2M

$21.2K ₱1.3M

45.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K ₫769.8M

$19.1K ₱1.2M

55.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.6 ₫2.2M

$120 ₱7,569

-28.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.31 ₫137.5K

$14.00 ₱882

-62.07%

Internet (50+ Mbps, Unlimited Data)

$8.66 ₫224.3K

$27.54 ₱1,734

-68.55%

Gym Membership (Monthly)

$22.24 ₫575.8K

$32.33 ₱2,035

-31.21%

Tennis Court (1 Hour on Weekend)

$7.64 ₫197.8K

$6.65 ₱419

14.89%

Cinema Ticket

$4.34 ₫112.3K

$5.65 ₱356

-23.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$161 ₫4.2M

$275 ₱17.3K

-41.37%

International Primary School, 1 Child (Yearly)

$27.7K ₫718.2M

$7,918 ₱498.5K

250.36%

Jeans (Levis 501 Or Similar)

$48.87 ₫1.3M

$49.33 ₱3,106

-0.93%

Summer Dress (H&M, Zara, etc)

$26.46 ₫684.9K

$25.24 ₱1,589

4.83%

Sport Shoes (Adidas, Nike)

$83.5 ₫2.2M

$77.0 ₱4,846

8.43%

Men's Leather Business Shoes

$79.5 ₫2.1M

$57.2 ₱3,601

39.00%

1-bedroom Apartment, City Center (Monthly)

$415 ₫10.7M

$500 ₱31.5K

-16.99%

1-bedroom Apartment, Outside City Center (Monthly)

$274 ₫7.1M

$309 ₱19.4K

-11.31%

3-bedroom Apartment, City Center (Monthly)

$756 ₫19.6M

$1,078 ₱67.9K

-29.83%

3-bedroom Apartment, Outside City Center (Monthly)

$624 ₫16.2M

$615 ₱38.7K

1.40%

Buy Apartment in City Center (m2)

$2,789 ₫72.2M

$2,886 ₱181.7K

-3.37%

Buy Apartment Outside City Center (m2)

$1,323 ₫34.2M

$1,917 ₱120.7K

-30.98%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.28

7.2

15.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nam Dinh: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nam Dinh

$274 35%

Cebu

$309 33.6% 12.8% $35

Groceries & Markets

Nam Dinh

$194 24.8%

Cebu

$206 22.4% 5.9% $12

Clothing & Footwear

Nam Dinh

$107 13.7%

Cebu

$94 10.2% 12.4% $13

Monthly Utilities & Internet

Nam Dinh

$100 12.7%

Cebu

$162 17.6% 62.4% $62

Eating Out

Nam Dinh

$65 8.3%

Cebu

$88 9.6% 35.7% $23

Sport & Entertainment

Nam Dinh

$31 4%

Cebu

$44 4.8% 41.1% $13

Getting Around

Nam Dinh

$12 1.5%

Cebu

$16 1.7% 33% $3.9

Cost Breakdown

A one-bedroom apartment in the center runs $415 in Nam Dinh and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Nam Dinh vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $194 vs $206 per month, with Nam Dinh cheaper across the board.

Good to know

🇻🇳 Nam Dinh

🇵🇭 Cebu

🕒 Local time

20:53 8:53 PM

21:53 9:53 PM

1 h ahead of Nam Dinh

🌤 Weather

👥 Population

179,229

964,169

💱 Currency

Vietnamese Dong VND ₫

Philippine Peso PHP ₱

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to VND in detail →

On the map

Lowest

Highest

Between locations

Nam Dinh Cebu 2,210 km ≈ 3 h 15 min nonstop flight

From you

Nam Dinh
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nam Dinh vs Cebu: Cost of Living - Frequently Asked Questions

Nam Dinh is cheaper overall, especially in groceries, eating out, and leisure. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,174 in Nam Dinh and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $415 in Nam Dinh versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $783 per month in Nam Dinh versus $918 in Cebu – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nam Dinh runs roughly 88% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Nam Dinh gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nam Dinh is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nam Dinh and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nam Dinh gentler on the wallet – expenses run 17% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.