Last update: Oct 2026

Cost of Living Comparison Between Nalchik and Lisbon

For one person, living is cheaper in Nalchik: $955 a month against $2,202 in Lisbon, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Nalchik
Learn more

Nalchik Living Index
107

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

Jump to prices

Nalchik

🇷🇺 Russia

$955

/mo nomad

Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Monthly Cost of Living

How much you'll spend in Nalchik and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nalchik and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Nalchik versus $2,202 in Lisbon.

Nalchik $955
Lisbon $2,202

Estimated couple costs with rent: $1,474 in Nalchik versus $3,274 in Lisbon.

Nalchik $1,474
Lisbon $3,274

Monthly costs for a family of three with rent: $1,994 in Nalchik versus $4,346 in Lisbon.

Nalchik $1,994
Lisbon $4,346

Living in Nalchik costs roughly 57% less than in Lisbon, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Nalchik is 30% below, Lisbon is 62% above.

Meal at Budget Restaurant

$10.62 ₽854

$17.04 €15.21

-37.68%

Three-Course Dinner for Two, Mid-Range

$43.13 ₽3,469

$62.3 €55.6

-30.76%

Fast Food Meal (McDonalds, etc)

$8.22 ₽661

$11.02 €9.83

-25.41%

Cappuccino

$2.90 ₽233

$3.12 €2.79

-7.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.17 ₽94.5

$2.27 €2.02

-48.46%

Water (0.33 liter bottle)

$0.44 ₽35.26

$1.74 €1.56

-74.71%

Local Beer (0.5 liter draught)

$1.22 ₽98.3

$3.42 €3.06

-64.33%

Imported Beer (0.33 liter bottle)

$1.46 ₽118

$3.74 €3.34

-60.96%

Milk (1 liter)

$1.72 ₽138

$1.17 €1.05

47.01%

White Bread (500g)

$0.38 ₽30.96

$1.86 €1.66

-79.57%

Rice (white) (1kg)

$0.91 ₽73.1

$1.54 €1.38

-40.91%

Eggs

$1.84 ₽148

$4.06 €3.63

-54.68%

Local Cheese (1kg)

$12.91 €11.53

Chicken Fillets (1kg)

$3.66 ₽294

$7.90 €7.05

-53.67%

Beef Round Steak (1kg)

$8.22 ₽662

$17.64 €15.75

-53.40%

Apples (1kg)

$2.37 ₽191

$2.26 €2.02

4.87%

Banana (1kg)

$2.06 ₽166

$1.75 €1.56

17.71%

Oranges (1kg)

$2.12 ₽171

$1.89 €1.69

12.17%

Tomato (1kg)

$2.56 ₽206

$2.56 €2.28

Potato (1kg)

$1.53 ₽123

$1.85 €1.65

-17.30%

Onion (1kg)

$1.23 ₽98.8

$1.97 €1.76

-37.56%

Lettuce (1 head)

$1.48 ₽119

$1.45 €1.29

2.07%

Water (1.5 liter bottle)

$0.63 ₽50.6

$0.77 €0.69

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.46 ₽198

$6.71 €5.99

-63.34%

Wine (Bottle)

$6.21 ₽500

$5.67 €5.06

9.52%

Local Beer (0.5 liter bottle)

$1.20 ₽96.3

$1.37 €1.22

-12.41%

Imported Beer (0.33 liter bottle)

$1.42 ₽114

$2.11 €1.89

-32.70%

One-way Ticket (Public Transport)

$0.38 ₽30.55

$2.32 €2.07

-83.62%

Public Transport Monthly Pass (Regular Price)

$30.61 ₽2,462

$44.43 €39.65

-31.11%

Taxi Start (Normal Tariff)

$1.70 ₽137

$3.95 €3.52

-56.96%

Taxi (Normal Tariff) (1km)

$1.05 €0.94

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.31

Gasoline (1 liter)

$1.02 ₽82.1

$2.19 €1.96

-53.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.7 ₽5,445

$164 €146

-58.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.71 ₽379

$18.48 €16.49

-74.51%

Internet (50+ Mbps, Unlimited Data)

$12.02 ₽967

$32.96 €29.42

-63.53%

Gym Membership (Monthly)

$12.28 ₽987

$45.87 €40.93

-73.23%

Tennis Court (1 Hour on Weekend)

$18.68 €16.67

Cinema Ticket

$4.27 ₽344

$9.75 €8.70

-56.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$245 ₽19.7K

$684 €611

-64.14%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

Jeans (Levis 501 Or Similar)

$111 ₽8,960

$104 €92.6

7.37%

Summer Dress (H&M, Zara, etc)

$46.19 ₽3,715

$46.20 €41.23

-0.02%

Sport Shoes (Adidas, Nike)

$172 ₽13.9K

$99.7 €89.0

72.76%

Men's Leather Business Shoes

$120 ₽9,637

$125 €111

-3.92%

1-bedroom Apartment, City Center (Monthly)

$369 ₽29.7K

$1,589 €1,418

-76.80%

1-bedroom Apartment, Outside City Center (Monthly)

$291 ₽23.4K

$1,169 €1,043

-75.08%

3-bedroom Apartment, City Center (Monthly)

$534 ₽43.0K

$2,851 €2,544

-81.26%

3-bedroom Apartment, Outside City Center (Monthly)

$422 ₽33.9K

$1,993 €1,779

-78.84%

Buy Apartment in City Center (m2)

$491 ₽39.5K

$7,793 €6,955

-93.70%

Buy Apartment Outside City Center (m2)

$361 ₽29.0K

$4,418 €3,943

-91.83%

Average Monthly Net Salary (After Tax)

$395 ₽31.7K

$1,600 €1,428

-75.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

3.85

354.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nalchik: October 19, 2026

Last update for Lisbon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nalchik

$291 30.5%

Lisbon

$1.2K 53.1% 301% $878

Clothing & Footwear

Nalchik

$202 21.2%

Lisbon

$168 7.7% 16.8% $34

Groceries & Markets

Nalchik

$162 * 17%

Lisbon

$273 12.4% 68.2% $111

Eating Out

Nalchik

$160 16.7%

Lisbon

$247 11.2% 54.8% $88

Monthly Utilities & Internet

Nalchik

$84 8.8%

Lisbon

$215 9.8% 155% $131

Getting Around

Nalchik

$34 * 3.5%

Lisbon

$63 2.9% 86% $29

Sport & Entertainment

Nalchik

$21 2.2%

Lisbon

$65 3% 214% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $369 in Nalchik and $1,589 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Nalchik vs $62.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $162 vs $273 per month, with Nalchik cheaper across the board.

Good to know

🇷🇺 Nalchik

🇵🇹 Lisbon

🕒 Local time

16:29 4:29 PM

13:29 1:29 PM

3 h behind Nalchik

🌤 Weather

👥 Population

239,054

545,923 Capital

💱 Currency

Russian Ruble RUB ₽

Euro EUR €

📈 Exchange rate

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 25, 2026: 1 USD = 80.44 RUB (100 RUB = 1.24 USD). 1 EUR = 90.43 RUB (100 RUB = 1.11 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Nalchik Lisbon 4,380 km ≈ 6 h nonstop flight

From you

Nalchik
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nalchik vs Lisbon: Cost of Living - Frequently Asked Questions

Nalchik and Lisbon differ by about 131% in total monthly costs ($955 vs $2,202 including rent). Nalchik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 305% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $369 in Nalchik versus $1,589 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $245 in Nalchik versus $684 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 68% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $955 in Nalchik versus $2,202 in Lisbon, a $2,000 budget is realistic in Nalchik but tight or insufficient in Lisbon. The gap between the two cities makes Nalchik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nalchik and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nalchik gentler on the wallet – expenses run 131% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.