Cost of Living Comparison Between Lisbon and Nalchik Cost of Living Comparison Between Lisbon and Nalchik

Monthly Cost of Living

Monthly costs for one person with rent: $2,268 in Lisbon versus $922 in Nalchik.

Estimated couple costs with rent: $3,348 in Lisbon versus $1,417 in Nalchik.

Monthly costs for a family of three with rent: $4,429 in Lisbon versus $1,912 in Nalchik.

Living in Lisbon is roughly 146% more expensive than in Nalchik, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lisbon is 64% above, Nalchik is 33% below.

Meal at Budget Restaurant

$17.55 €15.08

$11.53 ₽983

52.21%

Three-Course Dinner for Two, Mid-Range

$64.5 €55.4

$40.58 ₽3,459

58.92%

Fast Food Meal (McDonalds, etc)

$11.65 €10.01

$8.94 ₽762

30.31%

Cappuccino

$3.26 €2.80

$3.22 ₽275

1.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.14

$1.04 ₽88.5

139.42%

Water (0.33 liter bottle)

$1.67 €1.44

$0.63 ₽54.0

165.08%

Local Beer (0.5 liter draught)

$3.47 €2.98

$1.41 ₽120

146.10%

Imported Beer (0.33 liter bottle)

$3.58 €3.07

$1.44 ₽122

148.61%

Milk (1 liter)

$1.18 €1.02

$1.57 ₽134

-24.84%

White Bread (500g)

$1.95 €1.67

$0.53 ₽45.59

267.92%

Rice (white) (1kg)

$1.56 €1.34

$0.83 ₽70.5

87.95%

Eggs

$4.01 €3.44

$1.89 ₽161

112.17%

Local Cheese (1kg)

$13.27 €11.41

Chicken Fillets (1kg)

$8.42 €7.23

$3.20 ₽273

163.13%

Beef Round Steak (1kg)

$18.23 €15.67

$7.92 ₽675

130.18%

Apples (1kg)

$2.32 €2.00

$2.22 ₽190

4.50%

Banana (1kg)

$1.73 €1.48

$1.95 ₽166

-11.28%

Oranges (1kg)

$1.93 €1.66

$1.64 ₽140

17.68%

Tomato (1kg)

$2.64 €2.27

$2.32 ₽198

13.79%

Potato (1kg)

$1.90 €1.63

$1.55 ₽132

22.58%

Onion (1kg)

$2.11 €1.81

$1.13 ₽95.9

86.73%

Lettuce (1 head)

$1.44 €1.24

$1.38 ₽118

4.35%

Water (1.5 liter bottle)

$0.80 €0.69

$0.56 ₽47.93

42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$7.01 €6.02

$2.95 ₽252

137.63%

Wine (Bottle)

$5.92 €5.09

$6.51 ₽555

-9.06%

Local Beer (0.5 liter bottle)

$1.36 €1.17

$1.03 ₽87.6

32.04%

Imported Beer (0.33 liter bottle)

$2.15 €1.85

$1.44 ₽123

49.31%

One-way Ticket (Public Transport)

$2.38 €2.04

$0.45 ₽38.40

428.89%

Public Transport Monthly Pass (Regular Price)

$46.22 €39.72

$28.94 ₽2,466

59.71%

Taxi Start (Normal Tariff)

$4.19 €3.60

$1.61 ₽137

160.25%

Taxi (Normal Tariff) (1km)

$1.10 €0.94

$0.85 ₽72.2

29.41%

Taxi 1hour Waiting (Normal Tariff)

$17.26 €14.83

Gasoline (1 liter)

$2.25 €1.93

$1.00 ₽84.9

125.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €29.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K €35.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 €147

$63.6 ₽5,422

168.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.01 €16.33

$4.53 ₽386

319.65%

Internet (50+ Mbps, Unlimited Data)

$34.28 €29.46

$11.59 ₽988

195.77%

Gym Membership (Monthly)

$49.65 €42.66

$20.07 ₽1,710

147.38%

Tennis Court (1 Hour on Weekend)

$19.51 €16.76

Cinema Ticket

$10.10 €8.68

$3.71 ₽316

172.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$699 €601

$237 ₽20.2K

194.61%

International Primary School, 1 Child (Yearly)

$17.8K €15.3K

Jeans (Levis 501 Or Similar)

$105 €89.9

$87.8 ₽7,484

19.12%

Summer Dress (H&M, Zara, etc)

$47.97 €41.22

$43.49 ₽3,706

10.30%

Sport Shoes (Adidas, Nike)

$102 €87.5

$112 ₽9,547

-9.04%

Men's Leather Business Shoes

$128 €110

$116 ₽9,920

10.23%

1-bedroom Apartment, City Center (Monthly)

$1,661 €1,428

$348 ₽29.7K

377.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,228 €1,055

$280 ₽23.8K

338.99%

3-bedroom Apartment, City Center (Monthly)

$2,915 €2,505

$533 ₽45.5K

446.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,023 €1,739

$403 ₽34.4K

401.83%

Buy Apartment in City Center (m2)

$8,129 €6,985

$458 ₽39.1K

1672.97%

Buy Apartment Outside City Center (m2)

$4,635 €3,983

$348 ₽29.7K

1231.80%

Average Monthly Net Salary (After Tax)

$1,619 €1,391

$384 ₽32.7K

321.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

17.5

-78.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 5, 2026

Last update for Nalchik: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,661 in Lisbon and $348 in Nalchik. Housing cost is often the main lever when comparing two cities.

Lisbon pays 322% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Lisbon vs $41.00 in Nalchik for a mid-range dinner for two. Groceries echo the gap at $281 vs $153 per month, with Nalchik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Nalchik: Cost of Living - Frequently Asked Questions

Lisbon and Nalchik differ by about 146% in total monthly costs ($2,268 vs $922 including rent). Nalchik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 322% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,661 in Lisbon versus $348 in Nalchik. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $699 in Lisbon versus $237 in Nalchik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 84% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $922 in Nalchik versus $2,268 in Lisbon, a $2,000 budget is realistic in Nalchik but tight or insufficient in Lisbon. The gap between the two cities makes Nalchik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Nalchik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nalchik gentler on the wallet – expenses run 146% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.