Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Nalchik

For one person, living is cheaper in Nalchik: $955 a month against $2,202 in Lisbon, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
46

Cost of Living Index in Nalchik
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Nalchik Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Nalchik

🇷🇺 Russia

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Nalchik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Nalchik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $955 in Nalchik.

Lisbon $2,202
Nalchik $955

Estimated couple costs with rent: $3,274 in Lisbon versus $1,474 in Nalchik.

Lisbon $3,274
Nalchik $1,474

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $1,994 in Nalchik.

Lisbon $4,346
Nalchik $1,994

Living in Lisbon is roughly 131% more expensive than in Nalchik, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lisbon is 62% above, Nalchik is 30% below.

Meal at Budget Restaurant

$17.04 €15.21

$10.62 ₽854

60.45%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.6

$43.13 ₽3,469

44.42%

Fast Food Meal (McDonalds, etc)

$11.02 €9.83

$8.22 ₽661

34.06%

Cappuccino

$3.12 €2.79

$2.90 ₽233

7.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$1.17 ₽94.5

94.02%

Water (0.33 liter bottle)

$1.74 €1.56

$0.44 ₽35.26

295.45%

Local Beer (0.5 liter draught)

$3.42 €3.06

$1.22 ₽98.3

180.33%

Imported Beer (0.33 liter bottle)

$3.74 €3.34

$1.46 ₽118

156.16%

Milk (1 liter)

$1.17 €1.05

$1.72 ₽138

-31.98%

White Bread (500g)

$1.86 €1.66

$0.38 ₽30.96

389.47%

Rice (white) (1kg)

$1.54 €1.38

$0.91 ₽73.1

69.23%

Eggs

$4.06 €3.63

$1.84 ₽148

120.65%

Local Cheese (1kg)

$12.91 €11.53

Chicken Fillets (1kg)

$7.90 €7.05

$3.66 ₽294

115.85%

Beef Round Steak (1kg)

$17.64 €15.75

$8.22 ₽662

114.60%

Apples (1kg)

$2.26 €2.02

$2.37 ₽191

-4.64%

Banana (1kg)

$1.75 €1.56

$2.06 ₽166

-15.05%

Oranges (1kg)

$1.89 €1.69

$2.12 ₽171

-10.85%

Tomato (1kg)

$2.56 €2.28

$2.56 ₽206

Potato (1kg)

$1.85 €1.65

$1.53 ₽123

20.92%

Onion (1kg)

$1.97 €1.76

$1.23 ₽98.8

60.16%

Lettuce (1 head)

$1.45 €1.29

$1.48 ₽119

-2.03%

Water (1.5 liter bottle)

$0.77 €0.69

$0.63 ₽50.6

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.99

$2.46 ₽198

172.76%

Wine (Bottle)

$5.67 €5.06

$6.21 ₽500

-8.70%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.20 ₽96.3

14.17%

Imported Beer (0.33 liter bottle)

$2.11 €1.89

$1.42 ₽114

48.59%

One-way Ticket (Public Transport)

$2.32 €2.07

$0.38 ₽30.55

510.53%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.65

$30.61 ₽2,462

45.15%

Taxi Start (Normal Tariff)

$3.95 €3.52

$1.70 ₽137

132.35%

Taxi (Normal Tariff) (1km)

$1.05 €0.94

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.31

Gasoline (1 liter)

$2.19 €1.96

$1.02 ₽82.1

114.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$67.7 ₽5,445

142.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.49

$4.71 ₽379

292.36%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.42

$12.02 ₽967

174.21%

Gym Membership (Monthly)

$45.87 €40.93

$12.28 ₽987

273.53%

Tennis Court (1 Hour on Weekend)

$18.68 €16.67

Cinema Ticket

$9.75 €8.70

$4.27 ₽344

128.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €611

$245 ₽19.7K

178.83%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

Jeans (Levis 501 Or Similar)

$104 €92.6

$111 ₽8,960

-6.87%

Summer Dress (H&M, Zara, etc)

$46.20 €41.23

$46.19 ₽3,715

0.02%

Sport Shoes (Adidas, Nike)

$99.7 €89.0

$172 ₽13.9K

-42.12%

Men's Leather Business Shoes

$125 €111

$120 ₽9,637

4.08%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,418

$369 ₽29.7K

331.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,043

$291 ₽23.4K

301.26%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,544

$534 ₽43.0K

433.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,779

$422 ₽33.9K

372.63%

Buy Apartment in City Center (m2)

$7,793 €6,955

$491 ₽39.5K

1486.62%

Buy Apartment Outside City Center (m2)

$4,418 €3,943

$361 ₽29.0K

1123.37%

Average Monthly Net Salary (After Tax)

$1,600 €1,428

$395 ₽31.7K

305.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

17.5

-78.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Nalchik: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Nalchik

$291 30.5% 75.1% $878

Groceries & Markets

Lisbon

$273 12.4%

Nalchik

$162 * 17% 40.6% $111

Eating Out

Lisbon

$247 11.2%

Nalchik

$160 16.7% 35.4% $88

Monthly Utilities & Internet

Lisbon

$215 9.8%

Nalchik

$84 8.8% 60.8% $131

Clothing & Footwear

Lisbon

$168 7.7%

Nalchik

$202 21.2% 20.1% $34

Sport & Entertainment

Lisbon

$65 3%

Nalchik

$21 2.2% 68.2% $45

Getting Around

Lisbon

$63 2.9%

Nalchik

$34 * 3.5% 46.2% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $369 in Nalchik. Housing cost is often the main lever when comparing two cities.

Lisbon pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Lisbon vs $43.00 in Nalchik for a mid-range dinner for two. Groceries echo the gap at $273 vs $162 per month, with Nalchik cheaper across the board.

Good to know

🇵🇹 Lisbon

🇷🇺 Nalchik

🕒 Local time

14:24 2:24 PM

17:24 5:24 PM

3 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

239,054

💱 Currency

Euro EUR €

Russian Ruble RUB ₽

📈 Exchange rate

1 EUR = 1.12 USD

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Russian Ruble exchange rates as of October 25, 2026: 1 USD = 80.44 RUB (100 RUB = 1.24 USD). 1 EUR = 90.43 RUB (100 RUB = 1.11 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Nalchik 4,380 km ≈ 6 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Nalchik: Cost of Living - Frequently Asked Questions

Lisbon and Nalchik differ by about 131% in total monthly costs ($2,202 vs $955 including rent). Nalchik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 305% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,589 in Lisbon versus $369 in Nalchik. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $684 in Lisbon versus $245 in Nalchik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 68% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $955 in Nalchik versus $2,202 in Lisbon, a $2,000 budget is realistic in Nalchik but tight or insufficient in Lisbon. The gap between the two cities makes Nalchik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Nalchik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nalchik gentler on the wallet – expenses run 131% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.