Last update: Oct 2026

Cost of Living Comparison Between Naha and Ubud, Bali

For one person, living costs are similar in Naha and in Ubud, Bali: $1,343 and $1,353 a month, rent and utilities included.

65

Cost of Living Index in Naha
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Naha Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Naha

🇯🇵 Japan

$1,343

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Naha and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naha and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,343 per month in Naha vs $1,353 in Ubud, Bali, rent included.

Naha $1,343
Ubud, Bali $1,353

A couple spends around $2,092 per month in Naha vs $2,297 in Ubud, Bali, rent included.

Naha $2,092
Ubud, Bali $2,297

A family of three spends $2,840 per month in Naha vs $3,241 in Ubud, Bali, rent included.

Naha $2,840
Ubud, Bali $3,241

Naha is about 1% cheaper than Ubud, Bali, and outside of rent the biggest gap is in utilities.

Naha sits 1% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.12 ¥808

$3.23 Rp 58.1K

58.51%

Three-Course Dinner for Two, Mid-Range

$30.17 ¥4,767

$34.88 Rp 627.8K

-13.50%

Fast Food Meal (McDonalds, etc)

$5.20 ¥821

$5.70 Rp 102.5K

-8.77%

Cappuccino

$3.12 ¥493

$2.62 Rp 47.1K

19.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.29 ¥203

$1.72 Rp 31.0K

-25.00%

Water (0.33 liter bottle)

$0.87 ¥137

$0.81 Rp 14.6K

7.41%

Local Beer (0.5 liter draught)

$2.56 ¥405

$2.65 Rp 47.7K

-3.40%

Imported Beer (0.33 liter bottle)

$3.92 ¥619

$4.37 Rp 78.6K

-10.30%

Milk (1 liter)

$1.56 ¥247

$1.57 Rp 28.3K

-0.64%

White Bread (500g)

$2.07 ¥327

$2.19 Rp 39.5K

-5.48%

Rice (white) (1kg)

$3.87 ¥612

$1.18 Rp 21.2K

227.97%

Eggs

$1.74 ¥276

$2.16 Rp 38.8K

-19.44%

Local Cheese (1kg)

$17.91 ¥2,829

$17.65 Rp 317.7K

1.47%

Chicken Fillets (1kg)

$4.80 ¥758

$3.78 Rp 68.0K

26.98%

Beef Round Steak (1kg)

$22.38 ¥3,536

$11.95 Rp 215.1K

87.28%

Apples (1kg)

$3.67 ¥580

$3.60 Rp 64.8K

1.94%

Banana (1kg)

$2.69 ¥425

$1.59 Rp 28.6K

69.18%

Oranges (1kg)

$2.22 ¥351

$2.31 Rp 41.6K

-3.90%

Tomato (1kg)

$5.15 ¥814

$1.91 Rp 34.3K

169.63%

Potato (1kg)

$2.39 ¥377

$1.78 Rp 32.1K

34.27%

Onion (1kg)

$2.47 ¥390

$2.33 Rp 41.9K

6.01%

Lettuce (1 head)

$1.24 ¥196

$1.00 Rp 18.0K

24.00%

Water (1.5 liter bottle)

$0.79 ¥124

$0.53 Rp 9,509

49.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.88 ¥613

$2.29 Rp 41.1K

69.43%

Wine (Bottle)

$6.28 ¥992

$22.07 Rp 397.3K

-71.55%

Local Beer (0.5 liter bottle)

$1.92 ¥304

$2.35 Rp 42.2K

-18.30%

Imported Beer (0.33 liter bottle)

$3.23 ¥510

$2.98 Rp 53.6K

8.39%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.96 ¥626

$0.47 Rp 8,466

742.55%

Taxi (Normal Tariff) (1km)

$3.40 ¥537

$0.43 Rp 7,737

690.70%

Taxi 1hour Waiting (Normal Tariff)

$11.52 ¥1,820

$5.47 Rp 98.4K

110.60%

Gasoline (1 liter)

$1.06 ¥168

$0.83 Rp 14.9K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ¥3.3M

$23.9K Rp 429.8M

-12.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.4M

$32.8K Rp 590.1M

-52.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.0 ¥15.2K

$80.0 Rp 1.4M

20.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.81 ¥3,919

$6.56 Rp 118.1K

278.20%

Internet (50+ Mbps, Unlimited Data)

$52.6 ¥8,305

$18.60 Rp 334.8K

182.63%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$12.17 ¥1,922

$4.25 Rp 76.5K

186.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥52.0K

$493 Rp 8.9M

-33.15%

International Primary School, 1 Child (Yearly)

$5,565 ¥879.2K

$5,597 Rp 100.7M

-0.58%

Jeans (Levis 501 Or Similar)

$49.25 ¥7,782

$45.58 Rp 820.4K

8.05%

Summer Dress (H&M, Zara, etc)

$22.99 ¥3,632

$34.96 Rp 629.4K

-34.24%

Sport Shoes (Adidas, Nike)

$78.8 ¥12.4K

$77.7 Rp 1.4M

1.39%

Men's Leather Business Shoes

$96.3 ¥15.2K

$78.5 Rp 1.4M

22.66%

1-bedroom Apartment, City Center (Monthly)

$717 ¥113.3K

$1,131 Rp 20.4M

-36.65%

1-bedroom Apartment, Outside City Center (Monthly)

$562 ¥88.8K

$673 Rp 12.1M

-16.44%

3-bedroom Apartment, City Center (Monthly)

$1,158 ¥183.0K

$3,613 Rp 65.0M

-67.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,138 ¥179.8K

$1,702 Rp 30.6M

-33.13%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$1,337 ¥211.2K

$166 Rp 3.0M

703.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

13.78

-83.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naha

$562 41.9%

Ubud, Bali

$673 49.7% 19.7% $111

Groceries & Markets

Naha

$328 24.4%

Ubud, Bali

$287 21.2% 12.4% $41

Monthly Utilities & Internet

Naha

$173 12.9%

Ubud, Bali

$105 7.8% 39.4% $68

Eating Out

Naha

$123 9.2%

Ubud, Bali

$106 7.9% 13.6% $17

Clothing & Footwear

Naha

$111 8.3%

Ubud, Bali

$107 7.9% 4.3% $4.8

Sport & Entertainment

Naha

$24 * 1.8%

Ubud, Bali

$63 4.6% 157% $38

Getting Around

Naha

$21 * 1.6%

Ubud, Bali

$12 0.9% 40.7% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $717 in Naha versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 703% higher in Naha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Naha versus $35.00 in Ubud, Bali. Groceries tell a different story – $328 in Naha vs $287 in Ubud, Bali – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇯🇵 Naha

🇮🇩 Ubud, Bali

🕒 Local time

23:24 11:24 PM

22:24 10:24 PM

1 h behind Naha

🌤 Weather

👥 Population

317,625

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

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Highest

Between locations

Naha Ubud, Bali 4,090 km ≈ 6 h nonstop flight

From you

Naha
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1% more than Naha, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,015 per month in Naha and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,343 in Naha and $1,353 in Ubud, Bali. That's a gap of about 1%.

Kindergarten costs $329 per month in Naha and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,343, than in Ubud, Bali at $1,353. In Naha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Naha costs $1,343 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.