Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Naha

For one person, living costs are similar in Ubud, Bali and in Naha: $1,353 and $1,343 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
65

Cost of Living Index in Naha
Learn more

Naha Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Naha

🇯🇵 Japan

$1,343

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naha actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,343 in Naha, rent included.

Ubud, Bali $1,353
Naha $1,343

A couple spends around $2,297 per month in Ubud, Bali vs $2,092 in Naha, rent included.

Ubud, Bali $2,297
Naha $2,092

A family of three spends $3,241 per month in Ubud, Bali vs $2,840 in Naha, rent included.

Ubud, Bali $3,241
Naha $2,840

Ubud, Bali costs about 1% more than Naha, and outside of rent the biggest gap is in utilities.

Ubud, Bali sits 0% above the global median, while Naha is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$5.12 ¥808

-36.91%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$30.17 ¥4,767

15.61%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.20 ¥821

9.62%

Cappuccino

$2.62 Rp 47.1K

$3.12 ¥493

-16.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.29 ¥203

33.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.87 ¥137

-6.90%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.56 ¥405

3.52%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.92 ¥619

11.48%

Milk (1 liter)

$1.57 Rp 28.3K

$1.56 ¥247

0.64%

White Bread (500g)

$2.19 Rp 39.5K

$2.07 ¥327

5.80%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.87 ¥612

-69.51%

Eggs

$2.16 Rp 38.8K

$1.74 ¥276

24.14%

Local Cheese (1kg)

$17.65 Rp 317.7K

$17.91 ¥2,829

-1.45%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.80 ¥758

-21.25%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$22.38 ¥3,536

-46.60%

Apples (1kg)

$3.60 Rp 64.8K

$3.67 ¥580

-1.91%

Banana (1kg)

$1.59 Rp 28.6K

$2.69 ¥425

-40.89%

Oranges (1kg)

$2.31 Rp 41.6K

$2.22 ¥351

4.05%

Tomato (1kg)

$1.91 Rp 34.3K

$5.15 ¥814

-62.91%

Potato (1kg)

$1.78 Rp 32.1K

$2.39 ¥377

-25.52%

Onion (1kg)

$2.33 Rp 41.9K

$2.47 ¥390

-5.67%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.24 ¥196

-19.35%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.79 ¥124

-32.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.88 ¥613

-40.98%

Wine (Bottle)

$22.07 Rp 397.3K

$6.28 ¥992

251.43%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.92 ¥304

22.40%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$3.23 ¥510

-7.74%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.96 ¥626

-88.13%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$3.40 ¥537

-87.35%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$11.52 ¥1,820

-52.52%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.06 ¥168

-21.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$21.0K ¥3.3M

13.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$15.5K ¥2.4M

112.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$96.0 ¥15.2K

-16.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.81 ¥3,919

-73.56%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$52.6 ¥8,305

-64.62%

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$12.17 ¥1,922

-65.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$329 ¥52.0K

49.59%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,565 ¥879.2K

0.58%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$49.25 ¥7,782

-7.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$22.99 ¥3,632

52.07%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$78.8 ¥12.4K

-1.37%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$96.3 ¥15.2K

-18.47%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$717 ¥113.3K

57.84%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$562 ¥88.8K

19.68%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,158 ¥183.0K

211.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,138 ¥179.8K

49.54%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,337 ¥211.2K

-87.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.23

517.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Naha: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Naha

$562 41.9% 16.4% $111

Groceries & Markets

Ubud, Bali

$287 21.2%

Naha

$328 24.4% 14.2% $41

Clothing & Footwear

Ubud, Bali

$107 7.9%

Naha

$111 8.3% 4.5% $4.8

Eating Out

Ubud, Bali

$106 7.9%

Naha

$123 9.2% 15.8% $17

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Naha

$173 12.9% 64.9% $68

Sport & Entertainment

Ubud, Bali

$63 4.6%

Naha

$24 * 1.8% 61.1% $38

Getting Around

Ubud, Bali

$12 0.9%

Naha

$21 * 1.6% 68.7% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $717 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 703% higher in Naha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $30.00 in Naha. Groceries tell a different story – $287 in Ubud, Bali vs $328 in Naha – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Naha

🕒 Local time

01:00 1:00 AM

02:00 2:00 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

317,625

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Naha 4,090 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Naha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naha: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1% more than Naha, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,015 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,343 in Naha. That's a gap of about 1%.

Kindergarten costs $493 per month in Ubud, Bali and $329 in Naha. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,343, than in Ubud, Bali at $1,353. In Naha it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Naha costs $1,343 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.