Cost of Living Comparison Between Naha and Chiang Mai Cost of Living Comparison Between Naha and Chiang Mai

Monthly Cost of Living

A single person spends $1,220 per month in Naha vs $866 in Chiang Mai, rent included.

A couple spends around $1,896 per month in Naha vs $1,351 in Chiang Mai, rent included.

A family of three spends $2,572 per month in Naha vs $1,835 in Chiang Mai, rent included.

Naha costs about 41% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Naha and Chiang Mai are more affordable than the global median – Naha 9% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$5.40 ¥866

$1.94 ฿63.8

178.35%

Three-Course Dinner for Two, Mid-Range

$30.45 ¥4,881

$18.64 ฿611

63.36%

Fast Food Meal (McDonalds, etc)

$5.26 ¥842

$7.82 ฿256

-32.74%

Cappuccino

$3.19 ¥511

$1.95 ฿64.1

63.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 ¥218

$0.85 ฿27.88

60.00%

Water (0.33 liter bottle)

$0.92 ¥148

$0.35 ฿11.63

162.86%

Local Beer (0.5 liter draught)

$3.56 ¥571

$2.13 ฿69.9

67.14%

Imported Beer (0.33 liter bottle)

$4.24 ¥679

$3.73 ฿122

13.67%

Milk (1 liter)

$1.52 ¥243

$1.71 ฿56.2

-11.11%

White Bread (500g)

$1.59 ¥255

$1.63 ฿53.4

-2.45%

Rice (white) (1kg)

$4.72 ¥757

$1.14 ฿37.30

314.04%

Eggs

$2.27 ¥365

$1.93 ฿63.4

17.62%

Local Cheese (1kg)

$9.94 ¥1,594

$16.21 ฿532

-38.68%

Chicken Fillets (1kg)

$6.43 ¥1,031

$3.12 ฿102

106.09%

Beef Round Steak (1kg)

$15.19 ¥2,435

$10.90 ฿357

39.36%

Apples (1kg)

$5.43 ¥870

$2.75 ฿90.3

97.45%

Banana (1kg)

$2.55 ¥408

$1.21 ฿39.68

110.74%

Oranges (1kg)

$4.13 ¥661

$1.62 ฿53.2

154.94%

Tomato (1kg)

$5.74 ¥920

$1.59 ฿52.0

261.01%

Potato (1kg)

$3.10 ¥498

$1.40 ฿45.89

121.43%

Onion (1kg)

$2.67 ¥428

$1.17 ฿38.32

128.21%

Lettuce (1 head)

$1.37 ¥220

$0.66 ฿21.69

107.58%

Water (1.5 liter bottle)

$0.88 ¥141

$0.53 ฿17.29

66.04%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ¥679

$4.69 ฿154

-9.59%

Wine (Bottle)

$6.37 ¥1,021

$18.66 ฿612

-65.86%

Local Beer (0.5 liter bottle)

$1.91 ¥307

$1.80 ฿59.0

6.11%

Imported Beer (0.33 liter bottle)

$2.15 ¥344

$3.23 ฿106

-33.44%

One-way Ticket (Public Transport)

$1.61 ¥259

$0.90 ฿29.37

78.89%

Public Transport Monthly Pass (Regular Price)

$55.7 ¥8,927

$19.21 ฿630

189.90%

Taxi Start (Normal Tariff)

$3.37 ¥540

$1.41 ฿46.10

139.01%

Taxi (Normal Tariff) (1km)

$2.93 ¥469

$1.29 ฿42.29

127.13%

Taxi 1hour Waiting (Normal Tariff)

$20.47 ¥3,281

$7.84 ฿257

161.10%

Gasoline (1 liter)

$1.11 ¥179

$1.27 ฿41.75

-12.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.7M

$21.3K ฿697.7K

8.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.8M

$22.2K ฿728.3K

-22.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.6K

$69.1 ฿2,265

104.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.44 ¥4,398

$14.08 ฿462

94.89%

Internet (50+ Mbps, Unlimited Data)

$33.86 ¥5,428

$18.00 ฿590

88.11%

Gym Membership (Monthly)

$56.6 ¥9,077

$41.06 ฿1,346

37.92%

Tennis Court (1 Hour on Weekend)

$13.61 ¥2,182

$6.96 ฿228

95.55%

Cinema Ticket

$12.39 ¥1,987

$5.92 ฿194

109.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 ¥44.7K

$299 ฿9,805

-6.68%

International Primary School, 1 Child (Yearly)

$13.4K ¥2.1M

$15.0K ฿490.3K

-10.47%

Jeans (Levis 501 Or Similar)

$43.84 ¥7,027

$54.7 ฿1,794

-19.85%

Summer Dress (H&M, Zara, etc)

$29.57 ¥4,740

$26.77 ฿878

10.46%

Sport Shoes (Adidas, Nike)

$60.8 ¥9,737

$85.0 ฿2,787

-28.52%

Men's Leather Business Shoes

$91.8 ¥14.7K

$70.6 ฿2,315

29.97%

1-bedroom Apartment, City Center (Monthly)

$460 ¥73.8K

$428 ฿14.0K

7.48%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥53.2K

$237 ฿7,782

39.88%

3-bedroom Apartment, City Center (Monthly)

$1,815 ¥290.9K

$801 ฿26.3K

126.44%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥105.6K

$515 ฿16.9K

27.83%

Buy Apartment in City Center (m2)

$1,975 ฿64.7K

Buy Apartment Outside City Center (m2)

$1,475 ฿48.4K

Average Monthly Net Salary (After Tax)

$936 ¥150.1K

$617 ฿20.2K

51.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

-64.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: May 31, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $460 in Naha versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 52% higher in Naha, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Naha versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $311 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Chiang Mai: Cost of Living - Frequently Asked Questions

Naha costs about 41% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,830 per month in Naha and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $279 per month in Naha and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 26% more in Naha, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $866, than in Naha at $1,220. In Chiang Mai it covers expenses comfortably, while in Naha it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $866 versus $1,220 in Naha. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naha makes more sense. Both are solid long-term options with distinct trade-offs.