Cost of Living Comparison Between Naha and Osaka Cost of Living Comparison Between Naha and Osaka

Monthly Cost of Living

A single person spends $1,220 per month in Naha vs $1,371 in Osaka, rent included.

A couple spends around $1,896 per month in Naha vs $2,038 in Osaka, rent included.

A family of three spends $2,572 per month in Naha vs $2,705 in Osaka, rent included.

Naha is about 11% cheaper than Osaka, driven mainly by Getting Around.

Naha sits 9% below the global median, while Osaka is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.40 ¥866

$6.95 ¥1,115

-22.30%

Three-Course Dinner for Two, Mid-Range

$30.45 ¥4,881

$34.58 ¥5,543

-11.94%

Fast Food Meal (McDonalds, etc)

$5.26 ¥842

$4.98 ¥798

5.62%

Cappuccino

$3.19 ¥511

$3.33 ¥533

-4.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 ¥218

$1.08 ¥173

25.93%

Water (0.33 liter bottle)

$0.92 ¥148

$0.76 ¥122

21.05%

Local Beer (0.5 liter draught)

$3.56 ¥571

$2.74 ¥439

29.93%

Imported Beer (0.33 liter bottle)

$4.24 ¥679

$4.35 ¥697

-2.53%

Milk (1 liter)

$1.52 ¥243

$1.61 ¥257

-5.59%

White Bread (500g)

$1.59 ¥255

$1.43 ¥229

11.19%

Rice (white) (1kg)

$4.72 ¥757

$4.86 ¥779

-2.88%

Eggs

$2.27 ¥365

$2.46 ¥394

-7.72%

Local Cheese (1kg)

$9.94 ¥1,594

$10.43 ¥1,672

-4.70%

Chicken Fillets (1kg)

$6.43 ¥1,031

$6.38 ¥1,023

0.78%

Beef Round Steak (1kg)

$15.19 ¥2,435

$18.61 ¥2,984

-18.38%

Apples (1kg)

$5.43 ¥870

$3.53 ¥565

53.82%

Banana (1kg)

$2.55 ¥408

$2.19 ¥350

16.44%

Oranges (1kg)

$4.13 ¥661

$2.48 ¥398

66.53%

Tomato (1kg)

$5.74 ¥920

$4.31 ¥691

33.18%

Potato (1kg)

$3.10 ¥498

$1.69 ¥272

83.43%

Onion (1kg)

$2.67 ¥428

$1.28 ¥206

108.59%

Lettuce (1 head)

$1.37 ¥220

$1.39 ¥222

-1.44%

Water (1.5 liter bottle)

$0.88 ¥141

$0.85 ¥136

3.53%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ¥679

$3.93 ¥631

7.89%

Wine (Bottle)

$6.37 ¥1,021

$9.27 ¥1,486

-31.28%

Local Beer (0.5 liter bottle)

$1.91 ¥307

$2.13 ¥341

-10.33%

Imported Beer (0.33 liter bottle)

$2.15 ¥344

$2.99 ¥480

-28.09%

One-way Ticket (Public Transport)

$1.61 ¥259

$1.61 ¥258

Public Transport Monthly Pass (Regular Price)

$55.7 ¥8,927

$36.32 ¥5,823

53.33%

Taxi Start (Normal Tariff)

$3.37 ¥540

$4.56 ¥731

-26.10%

Taxi (Normal Tariff) (1km)

$2.93 ¥469

$3.31 ¥531

-11.48%

Taxi 1hour Waiting (Normal Tariff)

$20.47 ¥3,281

$23.95 ¥3,839

-14.53%

Gasoline (1 liter)

$1.11 ¥179

$1.19 ¥191

-6.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.7M

$23.6K ¥3.8M

-1.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.8M

$16.9K ¥2.7M

1.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.6K

$135 ¥21.6K

4.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.44 ¥4,398

$27.60 ¥4,424

-0.58%

Internet (50+ Mbps, Unlimited Data)

$33.86 ¥5,428

$30.37 ¥4,868

11.49%

Gym Membership (Monthly)

$56.6 ¥9,077

$59.1 ¥9,480

-4.24%

Tennis Court (1 Hour on Weekend)

$13.61 ¥2,182

$20.39 ¥3,269

-33.25%

Cinema Ticket

$12.39 ¥1,987

$12.36 ¥1,982

0.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 ¥44.7K

$68.1 ¥10.9K

309.72%

International Primary School, 1 Child (Yearly)

$13.4K ¥2.1M

$10.5K ¥1.7M

27.01%

Jeans (Levis 501 Or Similar)

$43.84 ¥7,027

$44.08 ¥7,065

-0.54%

Summer Dress (H&M, Zara, etc)

$29.57 ¥4,740

$29.47 ¥4,723

0.34%

Sport Shoes (Adidas, Nike)

$60.8 ¥9,737

$67.2 ¥10.8K

-9.64%

Men's Leather Business Shoes

$91.8 ¥14.7K

$94.8 ¥15.2K

-3.23%

1-bedroom Apartment, City Center (Monthly)

$460 ¥73.8K

$717 ¥115.0K

-35.84%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥53.2K

$483 ¥77.4K

-31.23%

3-bedroom Apartment, City Center (Monthly)

$1,815 ¥290.9K

$1,311 ¥210.1K

38.46%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥105.6K

$807 ¥129.3K

-18.29%

Buy Apartment in City Center (m2)

$5,951 ¥953.9K

Buy Apartment Outside City Center (m2)

$2,055 ¥329.3K

Average Monthly Net Salary (After Tax)

$936 ¥150.1K

$1,944 ¥311.5K

-51.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

1.81

-1.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: May 31, 2026

Last update for Osaka: May 30, 2026

Cost Breakdown

A central one-bedroom costs $460 in Naha versus $717 in Osaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 108% higher in Osaka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Naha versus $35.00 in Osaka. Groceries tell a different story – $311 in Naha vs $299 in Osaka – so Osaka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Osaka: Cost of Living - Frequently Asked Questions

Osaka costs about 12% more than Naha, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,830 per month in Naha and $2,057 in Osaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Naha and $35.00 in Osaka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,220 in Naha and $1,371 in Osaka. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,220, than in Osaka at $1,371. In Naha it covers expenses comfortably, while in Osaka it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Naha costs $1,220 versus $1,371 in Osaka. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Osaka makes more sense. Both are solid long-term options with distinct trade-offs.