Cost of Living Comparison Between Naha and Osaka Cost of Living Comparison Between Naha and Osaka

Monthly Cost of Living

A single person spends $1,485 per month in Naha vs $1,393 in Osaka, rent included.

A couple spends around $2,086 per month in Naha vs $2,070 in Osaka, rent included.

A family of three spends $2,688 per month in Naha vs $2,747 in Osaka, rent included.

Naha costs about 7% more than Osaka, driven mainly by Getting Around.

Both Naha and Osaka sit above the global median – Naha by 9%, Osaka by 2%.

Meal at Budget Restaurant

$5.33 ¥835

$6.65 ¥1,044

-19.85%

Three-Course Dinner for Two, Mid-Range

$29.77 ¥4,670

$32.08 ¥5,032

-7.20%

Fast Food Meal (McDonalds, etc)

$5.03 ¥790

$5.25 ¥823

-4.19%

Cappuccino

$3.07 ¥481

$3.05 ¥478

0.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 ¥203

$1.41 ¥221

-7.80%

Water (0.33 liter bottle)

$0.85 ¥133

$0.70 ¥109

21.43%

Local Beer (0.5 liter draught)

$2.03 ¥319

$2.79 ¥438

-27.24%

Imported Beer (0.33 liter bottle)

$3.95 ¥620

$3.88 ¥608

1.80%

Milk (1 liter)

$1.68 ¥263

$1.48 ¥232

13.51%

White Bread (500g)

$2.17 ¥340

$1.31 ¥206

65.65%

Rice (white) (1kg)

$3.96 ¥621

$5.49 ¥862

-27.87%

Eggs

$1.87 ¥293

$2.07 ¥325

-9.66%

Local Cheese (1kg)

$17.71 ¥2,777

$9.84 ¥1,543

79.98%

Chicken Fillets (1kg)

$5.09 ¥799

$9.68 ¥1,518

-47.42%

Beef Round Steak (1kg)

$22.85 ¥3,583

$18.58 ¥2,915

22.98%

Apples (1kg)

$3.82 ¥598

$3.43 ¥538

11.37%

Banana (1kg)

$2.63 ¥413

$2.04 ¥320

28.92%

Oranges (1kg)

$2.22 ¥348

$2.13 ¥333

4.23%

Tomato (1kg)

$5.24 ¥823

$4.18 ¥655

25.36%

Potato (1kg)

$2.50 ¥392

$1.60 ¥251

56.25%

Onion (1kg)

$2.55 ¥400

$1.21 ¥190

110.74%

Lettuce (1 head)

$1.29 ¥202

$1.36 ¥213

-5.15%

Water (1.5 liter bottle)

$0.81 ¥128

$0.80 ¥126

1.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.98 ¥624

$4.00 ¥628

-0.50%

Wine (Bottle)

$6.51 ¥1,021

$9.49 ¥1,488

-31.40%

Local Beer (0.5 liter bottle)

$1.94 ¥304

$2.00 ¥314

-3.00%

Imported Beer (0.33 liter bottle)

$3.30 ¥518

$3.20 ¥502

3.12%

One-way Ticket (Public Transport)

$1.50 ¥236

$1.41 ¥221

6.38%

Public Transport Monthly Pass (Regular Price)

$61.8 ¥9,698

$32.84 ¥5,151

88.28%

Taxi Start (Normal Tariff)

$4.00 ¥628

$3.93 ¥617

1.78%

Taxi (Normal Tariff) (1km)

$3.57 ¥561

$3.20 ¥502

11.56%

Taxi 1hour Waiting (Normal Tariff)

$11.49 ¥1,803

$22.17 ¥3,477

-48.17%

Gasoline (1 liter)

$1.03 ¥161

$1.13 ¥177

-8.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K ¥3.5M

$22.4K ¥3.5M

-1.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.7K ¥2.5M

$15.6K ¥2.4M

1.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.6 ¥15.5K

$140 ¥21.9K

-29.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.91 ¥4,064

$24.68 ¥3,872

4.98%

Internet (50+ Mbps, Unlimited Data)

$54.3 ¥8,523

$31.03 ¥4,868

75.09%

Gym Membership (Monthly)

$49.41 ¥7,750

$53.1 ¥8,326

-6.91%

Tennis Court (1 Hour on Weekend)

$19.04 ¥2,986

Cinema Ticket

$12.30 ¥1,929

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$342 ¥53.6K

$529 ¥83.0K

-35.40%

International Primary School, 1 Child (Yearly)

$5,823 ¥913.3K

$13.3K ¥2.1M

-56.12%

Jeans (Levis 501 Or Similar)

$50.9 ¥7,991

$48.93 ¥7,676

4.11%

Summer Dress (H&M, Zara, etc)

$24.03 ¥3,769

$31.85 ¥4,996

-24.55%

Sport Shoes (Adidas, Nike)

$81.0 ¥12.7K

$76.1 ¥11.9K

6.49%

Men's Leather Business Shoes

$97.8 ¥15.3K

$94.3 ¥14.8K

3.73%

1-bedroom Apartment, City Center (Monthly)

$748 ¥117.3K

$728 ¥114.2K

2.70%

1-bedroom Apartment, Outside City Center (Monthly)

$588 ¥92.3K

$512 ¥80.3K

14.96%

3-bedroom Apartment, City Center (Monthly)

$1,022 ¥160.4K

$1,753 ¥274.9K

-41.67%

3-bedroom Apartment, Outside City Center (Monthly)

$753 ¥118.1K

$778 ¥122.1K

-3.24%

Buy Apartment in City Center (m2)

$4,336 ¥680.1K

$6,376 ¥1.0M

-31.99%

Buy Apartment Outside City Center (m2)

$1,625 ¥254.9K

$1,959 ¥307.2K

-17.04%

Average Monthly Net Salary (After Tax)

$953 ¥149.5K

$2,342 ¥367.3K

-59.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

2.21

0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: September 14, 2026

Last update for Osaka: September 13, 2026

Cost Breakdown

A central one-bedroom costs $748 in Naha versus $728 in Osaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 146% higher in Osaka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Naha versus $32.00 in Osaka. Groceries tell a different story – $336 in Naha vs $308 in Osaka – so Osaka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Osaka: Cost of Living - Frequently Asked Questions

Naha costs about 7% more than Osaka, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,227 per month in Naha and $2,089 in Osaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Naha and $32.00 in Osaka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,485 in Naha and $1,393 in Osaka. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Osaka, where all-in costs run around $1,393, than in Naha at $1,485. In Osaka it covers expenses comfortably, while in Naha it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Osaka costs $1,393 versus $1,485 in Naha. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naha makes more sense. Both are solid long-term options with distinct trade-offs.