Cost of Living Comparison Between Osaka and Naha Cost of Living Comparison Between Osaka and Naha

Monthly Cost of Living

A single person spends $1,393 per month in Osaka vs $1,485 in Naha, rent included.

A couple spends around $2,070 per month in Osaka vs $2,086 in Naha, rent included.

A family of three spends $2,747 per month in Osaka vs $2,688 in Naha, rent included.

Osaka is about 6% cheaper than Naha, driven mainly by Getting Around.

Both Osaka and Naha sit above the global median – Osaka by 2%, Naha by 9%.

Meal at Budget Restaurant

$6.65 ¥1,044

$5.33 ¥835

24.77%

Three-Course Dinner for Two, Mid-Range

$32.08 ¥5,032

$29.77 ¥4,670

7.76%

Fast Food Meal (McDonalds, etc)

$5.25 ¥823

$5.03 ¥790

4.37%

Cappuccino

$3.05 ¥478

$3.07 ¥481

-0.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 ¥221

$1.30 ¥203

8.46%

Water (0.33 liter bottle)

$0.70 ¥109

$0.85 ¥133

-17.65%

Local Beer (0.5 liter draught)

$2.79 ¥438

$2.03 ¥319

37.44%

Imported Beer (0.33 liter bottle)

$3.88 ¥608

$3.95 ¥620

-1.77%

Milk (1 liter)

$1.48 ¥232

$1.68 ¥263

-11.90%

White Bread (500g)

$1.31 ¥206

$2.17 ¥340

-39.63%

Rice (white) (1kg)

$5.49 ¥862

$3.96 ¥621

38.64%

Eggs

$2.07 ¥325

$1.87 ¥293

10.70%

Local Cheese (1kg)

$9.84 ¥1,543

$17.71 ¥2,777

-44.44%

Chicken Fillets (1kg)

$9.68 ¥1,518

$5.09 ¥799

90.18%

Beef Round Steak (1kg)

$18.58 ¥2,915

$22.85 ¥3,583

-18.69%

Apples (1kg)

$3.43 ¥538

$3.82 ¥598

-10.21%

Banana (1kg)

$2.04 ¥320

$2.63 ¥413

-22.43%

Oranges (1kg)

$2.13 ¥333

$2.22 ¥348

-4.05%

Tomato (1kg)

$4.18 ¥655

$5.24 ¥823

-20.23%

Potato (1kg)

$1.60 ¥251

$2.50 ¥392

-36.00%

Onion (1kg)

$1.21 ¥190

$2.55 ¥400

-52.55%

Lettuce (1 head)

$1.36 ¥213

$1.29 ¥202

5.43%

Water (1.5 liter bottle)

$0.80 ¥126

$0.81 ¥128

-1.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ¥628

$3.98 ¥624

0.50%

Wine (Bottle)

$9.49 ¥1,488

$6.51 ¥1,021

45.78%

Local Beer (0.5 liter bottle)

$2.00 ¥314

$1.94 ¥304

3.09%

Imported Beer (0.33 liter bottle)

$3.20 ¥502

$3.30 ¥518

-3.03%

One-way Ticket (Public Transport)

$1.41 ¥221

$1.50 ¥236

-6.00%

Public Transport Monthly Pass (Regular Price)

$32.84 ¥5,151

$61.8 ¥9,698

-46.89%

Taxi Start (Normal Tariff)

$3.93 ¥617

$4.00 ¥628

-1.75%

Taxi (Normal Tariff) (1km)

$3.20 ¥502

$3.57 ¥561

-10.36%

Taxi 1hour Waiting (Normal Tariff)

$22.17 ¥3,477

$11.49 ¥1,803

92.95%

Gasoline (1 liter)

$1.13 ¥177

$1.03 ¥161

9.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.4K ¥3.5M

$22.0K ¥3.5M

1.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.6K ¥2.4M

$15.7K ¥2.5M

-1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 ¥21.9K

$98.6 ¥15.5K

41.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.68 ¥3,872

$25.91 ¥4,064

-4.75%

Internet (50+ Mbps, Unlimited Data)

$31.03 ¥4,868

$54.3 ¥8,523

-42.89%

Gym Membership (Monthly)

$53.1 ¥8,326

$49.41 ¥7,750

7.43%

Tennis Court (1 Hour on Weekend)

$19.04 ¥2,986

Cinema Ticket

$12.30 ¥1,929

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$529 ¥83.0K

$342 ¥53.6K

54.79%

International Primary School, 1 Child (Yearly)

$13.3K ¥2.1M

$5,823 ¥913.3K

127.87%

Jeans (Levis 501 Or Similar)

$48.93 ¥7,676

$50.9 ¥7,991

-3.95%

Summer Dress (H&M, Zara, etc)

$31.85 ¥4,996

$24.03 ¥3,769

32.54%

Sport Shoes (Adidas, Nike)

$76.1 ¥11.9K

$81.0 ¥12.7K

-6.10%

Men's Leather Business Shoes

$94.3 ¥14.8K

$97.8 ¥15.3K

-3.60%

1-bedroom Apartment, City Center (Monthly)

$728 ¥114.2K

$748 ¥117.3K

-2.63%

1-bedroom Apartment, Outside City Center (Monthly)

$512 ¥80.3K

$588 ¥92.3K

-13.01%

3-bedroom Apartment, City Center (Monthly)

$1,753 ¥274.9K

$1,022 ¥160.4K

71.43%

3-bedroom Apartment, Outside City Center (Monthly)

$778 ¥122.1K

$753 ¥118.1K

3.34%

Buy Apartment in City Center (m2)

$6,376 ¥1.0M

$4,336 ¥680.1K

47.04%

Buy Apartment Outside City Center (m2)

$1,959 ¥307.2K

$1,625 ¥254.9K

20.54%

Average Monthly Net Salary (After Tax)

$2,342 ¥367.3K

$953 ¥149.5K

145.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.23

-0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: September 13, 2026

Last update for Naha: September 14, 2026

Cost Breakdown

A central one-bedroom costs $728 in Osaka versus $748 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 146% higher in Osaka, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Osaka versus $30.00 in Naha. Groceries tell a different story – $308 in Osaka vs $336 in Naha – so Osaka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Naha: Cost of Living - Frequently Asked Questions

Naha costs about 7% more than Osaka, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,089 per month in Osaka and $2,227 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osaka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Osaka and $30.00 in Naha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,393 in Osaka and $1,485 in Naha. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Osaka, where all-in costs run around $1,393, than in Naha at $1,485. In Osaka it covers expenses comfortably, while in Naha it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Osaka costs $1,393 versus $1,485 in Naha. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osaka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naha makes more sense. Both are solid long-term options with distinct trade-offs.