Cost of Living Comparison Between Naha and Okinawa Cost of Living Comparison Between Naha and Okinawa

Monthly Cost of Living

A single person spends $1,460 per month in Naha vs $1,436 in Okinawa, rent included.

A couple spends around $2,073 per month in Naha vs $2,236 in Okinawa, rent included.

A family of three spends $2,685 per month in Naha vs $3,037 in Okinawa, rent included.

Naha costs about 2% more than Okinawa, driven mainly by Eating Out.

Both Naha and Okinawa sit above the global median – Naha by 6%, Okinawa by 4%.

Meal at Budget Restaurant

$4.96 ¥762

$10.17 ¥1,562

-51.23%

Three-Course Dinner for Two, Mid-Range

$29.83 ¥4,580

$42.22 ¥6,483

-29.35%

Fast Food Meal (McDonalds, etc)

$4.96 ¥762

$7.25 ¥1,113

-31.59%

Cappuccino

$3.11 ¥478

$4.20 ¥644

-25.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.25 ¥192

$1.52 ¥233

-17.76%

Water (0.33 liter bottle)

$0.85 ¥130

$0.97 ¥149

-12.37%

Local Beer (0.5 liter draught)

$1.98 ¥304

$2.11 ¥324

-6.16%

Imported Beer (0.33 liter bottle)

$4.01 ¥616

$4.62 ¥709

-13.20%

Milk (1 liter)

$1.62 ¥249

$1.66 ¥256

-2.41%

White Bread (500g)

$2.12 ¥325

$2.10 ¥322

0.95%

Rice (white) (1kg)

$3.69 ¥567

$4.00 ¥615

-7.75%

Eggs

$1.81 ¥278

$1.87 ¥288

-3.21%

Local Cheese (1kg)

$18.03 ¥2,769

$18.33 ¥2,815

-1.64%

Chicken Fillets (1kg)

$4.68 ¥718

$5.08 ¥781

-7.87%

Beef Round Steak (1kg)

$22.14 ¥3,400

$22.99 ¥3,531

-3.70%

Apples (1kg)

$3.61 ¥554

$3.76 ¥577

-3.99%

Banana (1kg)

$2.56 ¥394

$2.68 ¥412

-4.48%

Oranges (1kg)

$2.16 ¥332

$2.27 ¥349

-4.85%

Tomato (1kg)

$5.07 ¥779

$5.38 ¥827

-5.76%

Potato (1kg)

$2.45 ¥376

$2.55 ¥391

-3.92%

Onion (1kg)

$2.52 ¥387

$2.53 ¥388

-0.40%

Lettuce (1 head)

$1.24 ¥190

$1.34 ¥205

-7.46%

Water (1.5 liter bottle)

$0.72 ¥110

$0.81 ¥125

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.86 ¥593

$3.99 ¥612

-3.26%

Wine (Bottle)

$6.14 ¥942

$6.33 ¥972

-3.00%

Local Beer (0.5 liter bottle)

$1.96 ¥300

$2.01 ¥309

-2.49%

Imported Beer (0.33 liter bottle)

$3.20 ¥491

$3.43 ¥527

-6.71%

One-way Ticket (Public Transport)

$1.49 ¥229

$1.51 ¥232

-1.32%

Public Transport Monthly Pass (Regular Price)

$56.5 ¥8,674

$67.6 ¥10.4K

-16.42%

Taxi Start (Normal Tariff)

$3.84 ¥590

$3.79 ¥582

1.32%

Taxi (Normal Tariff) (1km)

$3.53 ¥543

$3.47 ¥532

1.73%

Taxi 1hour Waiting (Normal Tariff)

$11.34 ¥1,741

$11.86 ¥1,821

-4.38%

Gasoline (1 liter)

$1.07 ¥164

$1.14 ¥175

-6.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ¥3.1M

$21.7K ¥3.3M

-5.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.8K ¥2.3M

$15.5K ¥2.4M

-4.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.5 ¥14.5K

$166 ¥25.5K

-43.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.33 ¥3,735

$25.25 ¥3,877

-3.64%

Internet (50+ Mbps, Unlimited Data)

$53.1 ¥8,146

$54.3 ¥8,344

-2.37%

Gym Membership (Monthly)

$50.2 ¥7,714

$73.6 ¥11.3K

-31.73%

Tennis Court (1 Hour on Weekend)

$57.5 ¥8,832

Cinema Ticket

$11.90 ¥1,827

$12.27 ¥1,885

-3.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$334 ¥51.2K

$346 ¥53.1K

-3.44%

International Primary School, 1 Child (Yearly)

$5,554 ¥852.8K

$5,652 ¥867.9K

-1.75%

Jeans (Levis 501 Or Similar)

$48.70 ¥7,478

$50.8 ¥7,795

-4.06%

Summer Dress (H&M, Zara, etc)

$22.92 ¥3,520

$24.35 ¥3,739

-5.87%

Sport Shoes (Adidas, Nike)

$80.2 ¥12.3K

$84.1 ¥12.9K

-4.67%

Men's Leather Business Shoes

$94.2 ¥14.5K

$97.5 ¥15.0K

-3.38%

1-bedroom Apartment, City Center (Monthly)

$711 ¥109.2K

$409 ¥62.9K

73.76%

1-bedroom Apartment, Outside City Center (Monthly)

$567 ¥87.0K

$331 ¥50.9K

71.06%

3-bedroom Apartment, City Center (Monthly)

$1,080 ¥165.9K

$862 ¥132.4K

25.34%

3-bedroom Apartment, Outside City Center (Monthly)

$736 ¥113.1K

$698 ¥107.2K

5.49%

Buy Apartment in City Center (m2)

$4,270 ¥655.7K

$8,819 ¥1.4M

-51.58%

Buy Apartment Outside City Center (m2)

$1,915 ¥294.0K

$1,241 ¥190.5K

54.35%

Average Monthly Net Salary (After Tax)

$925 ¥142.0K

$1,890 ¥290.2K

-51.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: September 7, 2026

Last update for Okinawa: September 5, 2026

Cost Breakdown

A central one-bedroom costs $711 in Naha versus $409 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 104% higher in Okinawa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Naha versus $42.00 in Okinawa. Monthly groceries follow the same trend: $325 vs $339 – making Naha the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Okinawa: Cost of Living - Frequently Asked Questions

Naha costs about 2% more than Okinawa, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,190 per month in Naha and $2,153 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Naha and $42.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,460 in Naha and $1,436 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Okinawa, where all-in costs run around $1,436, than in Naha at $1,460. In Okinawa it covers expenses comfortably, while in Naha it requires careful planning or may not stretch far enough.

Families tend to lean toward Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naha makes more sense. Both are solid long-term options with distinct trade-offs.