Cost of Living Comparison Between Naha and Okinawa Cost of Living Comparison Between Naha and Okinawa

Monthly Cost of Living

A single person spends $1,220 per month in Naha vs $1,430 in Okinawa, rent included.

A couple spends around $1,896 per month in Naha vs $2,196 in Okinawa, rent included.

A family of three spends $2,572 per month in Naha vs $2,961 in Okinawa, rent included.

Naha is about 15% cheaper than Okinawa, driven mainly by Groceries & Markets.

Naha sits 9% below the global median, while Okinawa is 7% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.40 ¥866

$8.57 ¥1,373

-36.99%

Three-Course Dinner for Two, Mid-Range

$30.45 ¥4,881

$41.32 ¥6,624

-26.31%

Fast Food Meal (McDonalds, etc)

$5.26 ¥842

$6.12 ¥981

-14.05%

Cappuccino

$3.19 ¥511

$3.31 ¥530

-3.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.36 ¥218

$1.32 ¥211

3.03%

Water (0.33 liter bottle)

$0.92 ¥148

$0.86 ¥138

6.98%

Local Beer (0.5 liter draught)

$3.56 ¥571

$3.48 ¥558

2.30%

Imported Beer (0.33 liter bottle)

$4.24 ¥679

$4.81 ¥770

-11.85%

Milk (1 liter)

$1.52 ¥243

$1.87 ¥299

-18.72%

White Bread (500g)

$1.59 ¥255

$2.30 ¥368

-30.87%

Rice (white) (1kg)

$4.72 ¥757

$4.83 ¥774

-2.28%

Eggs

$2.27 ¥365

$2.01 ¥322

12.94%

Local Cheese (1kg)

$9.94 ¥1,594

$16.33 ¥2,618

-39.13%

Chicken Fillets (1kg)

$6.43 ¥1,031

$11.13 ¥1,784

-42.23%

Beef Round Steak (1kg)

$15.19 ¥2,435

$26.95 ¥4,319

-43.64%

Apples (1kg)

$5.43 ¥870

$5.27 ¥844

3.04%

Banana (1kg)

$2.55 ¥408

$2.61 ¥419

-2.30%

Oranges (1kg)

$4.13 ¥661

$3.03 ¥486

36.30%

Tomato (1kg)

$5.74 ¥920

$5.65 ¥905

1.59%

Potato (1kg)

$3.10 ¥498

$3.69 ¥591

-15.99%

Onion (1kg)

$2.67 ¥428

$2.90 ¥465

-7.93%

Lettuce (1 head)

$1.37 ¥220

$1.60 ¥257

-14.37%

Water (1.5 liter bottle)

$0.88 ¥141

$0.94 ¥151

-6.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ¥679

$4.82 ¥772

-12.03%

Wine (Bottle)

$6.37 ¥1,021

$6.11 ¥980

4.26%

Local Beer (0.5 liter bottle)

$1.91 ¥307

$1.72 ¥275

11.05%

Imported Beer (0.33 liter bottle)

$2.15 ¥344

$2.89 ¥462

-25.61%

One-way Ticket (Public Transport)

$1.61 ¥259

$1.67 ¥268

-3.59%

Public Transport Monthly Pass (Regular Price)

$55.7 ¥8,927

$35.27 ¥5,654

57.90%

Taxi Start (Normal Tariff)

$3.37 ¥540

$4.19 ¥672

-19.57%

Taxi (Normal Tariff) (1km)

$2.93 ¥469

$3.77 ¥605

-22.28%

Taxi 1hour Waiting (Normal Tariff)

$20.47 ¥3,281

$12.74 ¥2,041

60.68%

Gasoline (1 liter)

$1.11 ¥179

$1.20 ¥192

-7.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.7M

$22.8K ¥3.7M

1.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥2.8M

$17.0K ¥2.7M

1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.6K

$173 ¥27.7K

-18.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.44 ¥4,398

$27.72 ¥4,444

-1.01%

Internet (50+ Mbps, Unlimited Data)

$33.86 ¥5,428

$32.51 ¥5,211

4.15%

Gym Membership (Monthly)

$56.6 ¥9,077

$53.4 ¥8,566

5.97%

Tennis Court (1 Hour on Weekend)

$13.61 ¥2,182

$6.76 ¥1,084

101.33%

Cinema Ticket

$12.39 ¥1,987

$12.60 ¥2,020

-1.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$279 ¥44.7K

$347 ¥55.6K

-19.54%

International Primary School, 1 Child (Yearly)

$13.4K ¥2.1M

$13.5K ¥2.2M

-0.94%

Jeans (Levis 501 Or Similar)

$43.84 ¥7,027

$48.84 ¥7,829

-10.24%

Summer Dress (H&M, Zara, etc)

$29.57 ¥4,740

$29.28 ¥4,693

0.99%

Sport Shoes (Adidas, Nike)

$60.8 ¥9,737

$72.9 ¥11.7K

-16.68%

Men's Leather Business Shoes

$91.8 ¥14.7K

$93.1 ¥14.9K

-1.47%

1-bedroom Apartment, City Center (Monthly)

$460 ¥73.8K

$437 ¥70.1K

5.28%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥53.2K

$394 ¥63.2K

-15.84%

3-bedroom Apartment, City Center (Monthly)

$1,815 ¥290.9K

$944 ¥151.3K

92.30%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥105.6K

$750 ¥120.2K

-12.11%

Buy Apartment in City Center (m2)

$8,543 ¥1.4M

Buy Apartment Outside City Center (m2)

$1,187 ¥190.2K

Average Monthly Net Salary (After Tax)

$936 ¥150.1K

$1,292 ¥207.0K

-27.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

-11.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naha: May 31, 2026

Last update for Okinawa: June 1, 2026

Cost Breakdown

A central one-bedroom costs $460 in Naha versus $437 in Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Naha versus $41.00 in Okinawa. Monthly groceries follow the same trend: $311 vs $398 – making Naha the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naha vs Okinawa: Cost of Living - Frequently Asked Questions

Okinawa costs about 17% more than Naha, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,830 per month in Naha and $2,145 in Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Naha and $41.00 in Okinawa. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,220 in Naha and $1,430 in Okinawa. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,220, than in Okinawa at $1,430. In Naha it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Naha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.