Cost of Living Comparison Between Okinawa and Naha Cost of Living Comparison Between Okinawa and Naha

Monthly Cost of Living

A single person spends $1,436 per month in Okinawa vs $1,460 in Naha, rent included.

A couple spends around $2,236 per month in Okinawa vs $2,073 in Naha, rent included.

A family of three spends $3,037 per month in Okinawa vs $2,685 in Naha, rent included.

Okinawa is about 2% cheaper than Naha, driven mainly by Eating Out.

Both Okinawa and Naha sit above the global median – Okinawa by 4%, Naha by 6%.

Meal at Budget Restaurant

$10.17 ¥1,562

$4.96 ¥762

105.04%

Three-Course Dinner for Two, Mid-Range

$42.22 ¥6,483

$29.83 ¥4,580

41.54%

Fast Food Meal (McDonalds, etc)

$7.25 ¥1,113

$4.96 ¥762

46.17%

Cappuccino

$4.20 ¥644

$3.11 ¥478

35.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.52 ¥233

$1.25 ¥192

21.60%

Water (0.33 liter bottle)

$0.97 ¥149

$0.85 ¥130

14.12%

Local Beer (0.5 liter draught)

$2.11 ¥324

$1.98 ¥304

6.57%

Imported Beer (0.33 liter bottle)

$4.62 ¥709

$4.01 ¥616

15.21%

Milk (1 liter)

$1.66 ¥256

$1.62 ¥249

2.47%

White Bread (500g)

$2.10 ¥322

$2.12 ¥325

-0.94%

Rice (white) (1kg)

$4.00 ¥615

$3.69 ¥567

8.40%

Eggs

$1.87 ¥288

$1.81 ¥278

3.31%

Local Cheese (1kg)

$18.33 ¥2,815

$18.03 ¥2,769

1.66%

Chicken Fillets (1kg)

$5.08 ¥781

$4.68 ¥718

8.55%

Beef Round Steak (1kg)

$22.99 ¥3,531

$22.14 ¥3,400

3.84%

Apples (1kg)

$3.76 ¥577

$3.61 ¥554

4.16%

Banana (1kg)

$2.68 ¥412

$2.56 ¥394

4.69%

Oranges (1kg)

$2.27 ¥349

$2.16 ¥332

5.09%

Tomato (1kg)

$5.38 ¥827

$5.07 ¥779

6.11%

Potato (1kg)

$2.55 ¥391

$2.45 ¥376

4.08%

Onion (1kg)

$2.53 ¥388

$2.52 ¥387

0.40%

Lettuce (1 head)

$1.34 ¥205

$1.24 ¥190

8.06%

Water (1.5 liter bottle)

$0.81 ¥125

$0.72 ¥110

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 ¥612

$3.86 ¥593

3.37%

Wine (Bottle)

$6.33 ¥972

$6.14 ¥942

3.09%

Local Beer (0.5 liter bottle)

$2.01 ¥309

$1.96 ¥300

2.55%

Imported Beer (0.33 liter bottle)

$3.43 ¥527

$3.20 ¥491

7.19%

One-way Ticket (Public Transport)

$1.51 ¥232

$1.49 ¥229

1.34%

Public Transport Monthly Pass (Regular Price)

$67.6 ¥10.4K

$56.5 ¥8,674

19.65%

Taxi Start (Normal Tariff)

$3.79 ¥582

$3.84 ¥590

-1.30%

Taxi (Normal Tariff) (1km)

$3.47 ¥532

$3.53 ¥543

-1.70%

Taxi 1hour Waiting (Normal Tariff)

$11.86 ¥1,821

$11.34 ¥1,741

4.59%

Gasoline (1 liter)

$1.14 ¥175

$1.07 ¥164

6.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ¥3.3M

$20.5K ¥3.1M

5.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.4M

$14.8K ¥2.3M

4.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$166 ¥25.5K

$94.5 ¥14.5K

75.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.25 ¥3,877

$24.33 ¥3,735

3.78%

Internet (50+ Mbps, Unlimited Data)

$54.3 ¥8,344

$53.1 ¥8,146

2.43%

Gym Membership (Monthly)

$73.6 ¥11.3K

$50.2 ¥7,714

46.48%

Tennis Court (1 Hour on Weekend)

$57.5 ¥8,832

Cinema Ticket

$12.27 ¥1,885

$11.90 ¥1,827

3.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 ¥53.1K

$334 ¥51.2K

3.56%

International Primary School, 1 Child (Yearly)

$5,652 ¥867.9K

$5,554 ¥852.8K

1.78%

Jeans (Levis 501 Or Similar)

$50.8 ¥7,795

$48.70 ¥7,478

4.23%

Summer Dress (H&M, Zara, etc)

$24.35 ¥3,739

$22.92 ¥3,520

6.24%

Sport Shoes (Adidas, Nike)

$84.1 ¥12.9K

$80.2 ¥12.3K

4.90%

Men's Leather Business Shoes

$97.5 ¥15.0K

$94.2 ¥14.5K

3.50%

1-bedroom Apartment, City Center (Monthly)

$409 ¥62.9K

$711 ¥109.2K

-42.45%

1-bedroom Apartment, Outside City Center (Monthly)

$331 ¥50.9K

$567 ¥87.0K

-41.54%

3-bedroom Apartment, City Center (Monthly)

$862 ¥132.4K

$1,080 ¥165.9K

-20.22%

3-bedroom Apartment, Outside City Center (Monthly)

$698 ¥107.2K

$736 ¥113.1K

-5.21%

Buy Apartment in City Center (m2)

$8,819 ¥1.4M

$4,270 ¥655.7K

106.53%

Buy Apartment Outside City Center (m2)

$1,241 ¥190.5K

$1,915 ¥294.0K

-35.21%

Average Monthly Net Salary (After Tax)

$1,890 ¥290.2K

$925 ¥142.0K

104.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: September 5, 2026

Last update for Naha: September 7, 2026

Cost Breakdown

A central one-bedroom costs $409 in Okinawa versus $711 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 104% higher in Okinawa, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Okinawa versus $30.00 in Naha. Monthly groceries follow the same trend: $339 vs $325 – making Naha the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Naha: Cost of Living - Frequently Asked Questions

Naha costs about 2% more than Okinawa, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,153 per month in Okinawa and $2,190 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $42.00 in Okinawa and $30.00 in Naha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,436 in Okinawa and $1,460 in Naha. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Okinawa, where all-in costs run around $1,436, than in Naha at $1,460. In Okinawa it covers expenses comfortably, while in Naha it requires careful planning or may not stretch far enough.

Families tend to lean toward Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naha makes more sense. Both are solid long-term options with distinct trade-offs.