Cost of Living Comparison Between Okinawa and Naha Cost of Living Comparison Between Okinawa and Naha

Monthly Cost of Living

A single person spends $1,430 per month in Okinawa vs $1,220 in Naha, rent included.

A couple spends around $2,196 per month in Okinawa vs $1,896 in Naha, rent included.

A family of three spends $2,961 per month in Okinawa vs $2,572 in Naha, rent included.

Okinawa costs about 17% more than Naha, driven mainly by Groceries & Markets.

Okinawa sits 7% above the global median, while Naha is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.57 ¥1,373

$5.40 ¥866

58.70%

Three-Course Dinner for Two, Mid-Range

$41.32 ¥6,624

$30.45 ¥4,881

35.70%

Fast Food Meal (McDonalds, etc)

$6.12 ¥981

$5.26 ¥842

16.35%

Cappuccino

$3.31 ¥530

$3.19 ¥511

3.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 ¥211

$1.36 ¥218

-2.94%

Water (0.33 liter bottle)

$0.86 ¥138

$0.92 ¥148

-6.52%

Local Beer (0.5 liter draught)

$3.48 ¥558

$3.56 ¥571

-2.25%

Imported Beer (0.33 liter bottle)

$4.81 ¥770

$4.24 ¥679

13.44%

Milk (1 liter)

$1.87 ¥299

$1.52 ¥243

23.03%

White Bread (500g)

$2.30 ¥368

$1.59 ¥255

44.65%

Rice (white) (1kg)

$4.83 ¥774

$4.72 ¥757

2.33%

Eggs

$2.01 ¥322

$2.27 ¥365

-11.45%

Local Cheese (1kg)

$16.33 ¥2,618

$9.94 ¥1,594

64.29%

Chicken Fillets (1kg)

$11.13 ¥1,784

$6.43 ¥1,031

73.09%

Beef Round Steak (1kg)

$26.95 ¥4,319

$15.19 ¥2,435

77.42%

Apples (1kg)

$5.27 ¥844

$5.43 ¥870

-2.95%

Banana (1kg)

$2.61 ¥419

$2.55 ¥408

2.35%

Oranges (1kg)

$3.03 ¥486

$4.13 ¥661

-26.63%

Tomato (1kg)

$5.65 ¥905

$5.74 ¥920

-1.57%

Potato (1kg)

$3.69 ¥591

$3.10 ¥498

19.03%

Onion (1kg)

$2.90 ¥465

$2.67 ¥428

8.61%

Lettuce (1 head)

$1.60 ¥257

$1.37 ¥220

16.79%

Water (1.5 liter bottle)

$0.94 ¥151

$0.88 ¥141

6.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.82 ¥772

$4.24 ¥679

13.68%

Wine (Bottle)

$6.11 ¥980

$6.37 ¥1,021

-4.08%

Local Beer (0.5 liter bottle)

$1.72 ¥275

$1.91 ¥307

-9.95%

Imported Beer (0.33 liter bottle)

$2.89 ¥462

$2.15 ¥344

34.42%

One-way Ticket (Public Transport)

$1.67 ¥268

$1.61 ¥259

3.73%

Public Transport Monthly Pass (Regular Price)

$35.27 ¥5,654

$55.7 ¥8,927

-36.67%

Taxi Start (Normal Tariff)

$4.19 ¥672

$3.37 ¥540

24.33%

Taxi (Normal Tariff) (1km)

$3.77 ¥605

$2.93 ¥469

28.67%

Taxi 1hour Waiting (Normal Tariff)

$12.74 ¥2,041

$20.47 ¥3,281

-37.76%

Gasoline (1 liter)

$1.20 ¥192

$1.11 ¥179

8.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K ¥3.7M

$23.1K ¥3.7M

-1.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.0K ¥2.7M

$17.2K ¥2.8M

-1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 ¥27.7K

$141 ¥22.6K

22.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.72 ¥4,444

$27.44 ¥4,398

1.02%

Internet (50+ Mbps, Unlimited Data)

$32.51 ¥5,211

$33.86 ¥5,428

-3.99%

Gym Membership (Monthly)

$53.4 ¥8,566

$56.6 ¥9,077

-5.63%

Tennis Court (1 Hour on Weekend)

$6.76 ¥1,084

$13.61 ¥2,182

-50.33%

Cinema Ticket

$12.60 ¥2,020

$12.39 ¥1,987

1.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$347 ¥55.6K

$279 ¥44.7K

24.29%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.2M

$13.4K ¥2.1M

0.95%

Jeans (Levis 501 Or Similar)

$48.84 ¥7,829

$43.84 ¥7,027

11.41%

Summer Dress (H&M, Zara, etc)

$29.28 ¥4,693

$29.57 ¥4,740

-0.98%

Sport Shoes (Adidas, Nike)

$72.9 ¥11.7K

$60.8 ¥9,737

20.02%

Men's Leather Business Shoes

$93.1 ¥14.9K

$91.8 ¥14.7K

1.49%

1-bedroom Apartment, City Center (Monthly)

$437 ¥70.1K

$460 ¥73.8K

-5.01%

1-bedroom Apartment, Outside City Center (Monthly)

$394 ¥63.2K

$332 ¥53.2K

18.82%

3-bedroom Apartment, City Center (Monthly)

$944 ¥151.3K

$1,815 ¥290.9K

-48.00%

3-bedroom Apartment, Outside City Center (Monthly)

$750 ¥120.2K

$659 ¥105.6K

13.78%

Buy Apartment in City Center (m2)

$8,543 ¥1.4M

Buy Apartment Outside City Center (m2)

$1,187 ¥190.2K

Average Monthly Net Salary (After Tax)

$1,292 ¥207.0K

$936 ¥150.1K

37.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.78

12.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: June 1, 2026

Last update for Naha: May 31, 2026

Cost Breakdown

A central one-bedroom costs $437 in Okinawa versus $460 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 38% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Okinawa versus $30.00 in Naha. Monthly groceries follow the same trend: $398 vs $311 – making Naha the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Naha: Cost of Living - Frequently Asked Questions

Okinawa costs about 17% more than Naha, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,145 per month in Okinawa and $1,830 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Okinawa and $30.00 in Naha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,430 in Okinawa and $1,220 in Naha. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Naha, where all-in costs run around $1,220, than in Okinawa at $1,430. In Naha it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

Families tend to lean toward Naha – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.