Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Naha

For one person, living costs are similar in Okinawa and in Naha: $1,388 and $1,357 a month, rent and utilities included.

66

Cost of Living Index in Okinawa
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Okinawa Living Index
65

Cost of Living Index in Naha
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Naha Living Index

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Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Naha

🇯🇵 Japan

$1,357

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Naha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Naha actually costs, broken down by who's living it.

A single person spends $1,388 per month in Okinawa vs $1,357 in Naha, rent included.

Okinawa $1,388
Naha $1,357

A couple spends around $2,184 per month in Okinawa vs $2,090 in Naha, rent included.

Okinawa $2,184
Naha $2,090

A family of three spends $2,980 per month in Okinawa vs $2,822 in Naha, rent included.

Okinawa $2,980
Naha $2,822

Okinawa and Naha have comparable living costs – the differences are in the details.

Meal at Budget Restaurant

$10.12 ¥1,598

$4.94 ¥779

104.86%

Three-Course Dinner for Two, Mid-Range

$40.24 ¥6,353

$30.03 ¥4,741

34.00%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,112

$5.10 ¥805

38.04%

Cappuccino

$4.11 ¥649

$3.03 ¥479

35.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ¥221

$1.32 ¥209

6.06%

Water (0.33 liter bottle)

$0.92 ¥145

$0.90 ¥142

2.22%

Local Beer (0.5 liter draught)

$2.51 ¥396

$2.65 ¥418

-5.28%

Imported Beer (0.33 liter bottle)

$5.27 ¥832

$4.01 ¥634

31.42%

Milk (1 liter)

$1.58 ¥249

$1.62 ¥256

-2.47%

White Bread (500g)

$2.05 ¥324

$2.14 ¥338

-4.21%

Rice (white) (1kg)

$3.76 ¥594

Eggs

$1.84 ¥290

$1.86 ¥294

-1.08%

Local Cheese (1kg)

$17.99 ¥2,841

$17.66 ¥2,788

1.87%

Chicken Fillets (1kg)

$4.79 ¥757

$4.74 ¥748

1.05%

Beef Round Steak (1kg)

$22.45 ¥3,545

$22.27 ¥3,516

0.81%

Apples (1kg)

$3.81 ¥602

$3.65 ¥577

4.38%

Banana (1kg)

$2.62 ¥413

$2.60 ¥410

0.77%

Oranges (1kg)

$2.20 ¥347

$2.24 ¥353

-1.79%

Tomato (1kg)

$5.26 ¥831

$5.01 ¥791

4.99%

Potato (1kg)

$2.39 ¥377

$2.36 ¥373

1.27%

Onion (1kg)

$2.56 ¥404

Lettuce (1 head)

$1.28 ¥201

$1.33 ¥210

-3.76%

Water (1.5 liter bottle)

$0.77 ¥122

$0.75 ¥118

2.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 ¥617

$4.02 ¥635

-2.99%

Wine (Bottle)

$6.40 ¥1,011

$6.41 ¥1,013

-0.16%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$1.90 ¥300

2.63%

Imported Beer (0.33 liter bottle)

$3.34 ¥528

One-way Ticket (Public Transport)

$1.44 ¥227

Public Transport Monthly Pass (Regular Price)

$65.1 ¥10.3K

Taxi Start (Normal Tariff)

$3.82 ¥603

$3.81 ¥601

0.26%

Taxi (Normal Tariff) (1km)

$3.54 ¥559

Taxi 1hour Waiting (Normal Tariff)

$11.23 ¥1,772

$11.37 ¥1,795

-1.23%

Gasoline (1 liter)

$1.11 ¥175

$1.04 ¥164

6.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ¥3.3M

$20.8K ¥3.3M

0.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.5M

$15.1K ¥2.4M

2.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 ¥25.7K

$95.6 ¥15.1K

70.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.35 ¥4,003

$24.73 ¥3,905

2.51%

Internet (50+ Mbps, Unlimited Data)

$53.1 ¥8,379

$52.7 ¥8,327

0.63%

Gym Membership (Monthly)

$73.0 ¥11.5K

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,670

Cinema Ticket

$11.98 ¥1,892

$12.18 ¥1,923

-1.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.7K

$329 ¥51.9K

-0.49%

International Primary School, 1 Child (Yearly)

$5,668 ¥894.9K

$5,677 ¥896.3K

-0.16%

Jeans (Levis 501 Or Similar)

$48.88 ¥7,718

$49.58 ¥7,829

-1.41%

Summer Dress (H&M, Zara, etc)

$23.35 ¥3,687

$23.56 ¥3,719

-0.89%

Sport Shoes (Adidas, Nike)

$81.2 ¥12.8K

$81.8 ¥12.9K

-0.68%

Men's Leather Business Shoes

$95.7 ¥15.1K

$97.9 ¥15.5K

-2.28%

1-bedroom Apartment, City Center (Monthly)

$411 ¥64.9K

$744 ¥117.4K

-44.69%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥52.4K

$576 ¥90.9K

-42.38%

3-bedroom Apartment, City Center (Monthly)

$852 ¥134.6K

$1,125 ¥177.7K

-24.26%

3-bedroom Apartment, Outside City Center (Monthly)

$678 ¥107.0K

$1,121 ¥177.1K

-39.54%

Buy Apartment in City Center (m2)

$8,422 ¥1.3M

Buy Apartment Outside City Center (m2)

$1,185 ¥187.1K

Average Monthly Net Salary (After Tax)

$1,798 ¥283.8K

$1,340 ¥211.6K

34.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 26, 2026

Last update for Naha: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Okinawa

$332 23.9%

Naha

$576 42.5% 73.6% $244

Groceries & Markets

Okinawa

$330 23.8%

Naha

$327 24.1% 0.9% $2.8

Monthly Utilities & Internet

Okinawa

$241 17.4%

Naha

$173 12.8% 28.3% $68

Eating Out

Okinawa

$184 13.2%

Naha

$121 8.9% 34% $62

Clothing & Footwear

Okinawa

$112 8.1%

Naha

$114 8.4% 1.5% $1.7

Sport & Entertainment

Okinawa

$97 7%

Naha

$24 * 1.8% 74.9% $73

Getting Around

Okinawa

$92 6.7%

Naha

$22 * 1.6% 76.7% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $411 in Okinawa versus $744 in Naha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Okinawa. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40 in Okinawa versus $30 in Naha. Monthly groceries follow the same trend: $330 vs $327 – making Naha the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇯🇵 Naha

🕒 Local time

07:05 7:05 AM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

317,625

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Naha: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,082 per month in Okinawa and $2,035 in Naha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments: a one-bedroom in the center costs $411 there versus $744 in Naha.

A mid-range dinner for two costs $40 in Okinawa and $30 in Naha. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Kindergarten costs $327 per month in Okinawa and $329 in Naha. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,388 in Okinawa and $1,357 in Naha. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Naha. If higher salaries or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.