Last update: Oct 2026

Cost of Living Comparison Between Nago, Okinawa and Bali

For one person, living costs are similar in Nago, Okinawa and in Bali: $1,231 and $1,229 a month, rent and utilities included.

60

Cost of Living Index in Nago, Okinawa
Learn more

Nago, Okinawa Living Index
59

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Nago, Okinawa

🇯🇵 Japan

$1,231

/mo nomad

Bali

🇮🇩 Indonesia

$1,229

/mo nomad

Monthly Cost of Living

How much you'll spend in Nago, Okinawa and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nago, Okinawa and in Bali actually costs, broken down by who's living it.

A single person spends $1,231 per month in Nago, Okinawa vs $1,229 in Bali, rent included.

Nago, Okinawa $1,231
Bali $1,229

A couple spends around $1,923 per month in Nago, Okinawa vs $2,053 in Bali, rent included.

Nago, Okinawa $1,923
Bali $2,053

A family of three spends $2,614 per month in Nago, Okinawa vs $2,877 in Bali, rent included.

Nago, Okinawa $2,614
Bali $2,877

Nago, Okinawa and Bali have comparable living costs – the differences are in the details.

Both Nago, Okinawa and Bali are more affordable than the global median – Nago, Okinawa 9% lower, Bali 9% lower.

Meal at Budget Restaurant

$6.82 ¥1,077

$2.75 Rp 49.5K

148.00%

Three-Course Dinner for Two, Mid-Range

$35.35 ¥5,586

$29.09 Rp 523.7K

21.52%

Fast Food Meal (McDonalds, etc)

$5.68 ¥898

$4.66 Rp 83.9K

21.89%

Cappuccino

$3.03 ¥479

$2.31 Rp 41.5K

31.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥173

$1.42 Rp 25.6K

-22.54%

Water (0.33 liter bottle)

$0.76 ¥121

$0.64 Rp 11.4K

18.75%

Local Beer (0.5 liter draught)

$2.10 ¥332

$2.23 Rp 40.2K

-5.83%

Imported Beer (0.33 liter bottle)

$3.05 ¥482

$3.61 Rp 64.9K

-15.51%

Milk (1 liter)

$1.52 ¥239

$1.43 Rp 25.8K

6.29%

White Bread (500g)

$1.64 ¥259

$2.11 Rp 38.0K

-22.27%

Rice (white) (1kg)

$4.67 ¥738

$1.15 Rp 20.6K

306.09%

Eggs

$2.28 ¥361

$1.96 Rp 35.3K

16.33%

Local Cheese (1kg)

$10.13 ¥1,601

$16.38 Rp 294.8K

-38.16%

Chicken Fillets (1kg)

$6.15 ¥971

$3.60 Rp 64.7K

70.83%

Beef Round Steak (1kg)

$15.49 ¥2,448

$11.70 Rp 210.6K

32.39%

Apples (1kg)

$5.36 ¥847

$3.48 Rp 62.7K

54.02%

Banana (1kg)

$2.55 ¥402

$1.46 Rp 26.4K

74.66%

Oranges (1kg)

$4.13 ¥652

$2.21 Rp 39.8K

86.88%

Tomato (1kg)

$4.53 ¥716

$1.90 Rp 34.3K

138.42%

Potato (1kg)

$3.24 ¥511

$1.72 Rp 30.9K

88.37%

Onion (1kg)

$2.56 ¥404

$2.19 Rp 39.4K

16.89%

Lettuce (1 head)

$1.38 ¥217

$1.00 Rp 17.9K

38.00%

Water (1.5 liter bottle)

$0.88 ¥140

$0.51 Rp 9,256

72.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ¥674

$2.08 Rp 37.4K

104.81%

Wine (Bottle)

$6.50 ¥1,027

$21.20 Rp 381.6K

-69.34%

Local Beer (0.5 liter bottle)

$1.91 ¥302

$2.18 Rp 39.2K

-12.39%

Imported Beer (0.33 liter bottle)

$2.37 ¥375

$2.88 Rp 51.9K

-17.71%

One-way Ticket (Public Transport)

$1.58 ¥250

$0.23 Rp 4,137

586.96%

Public Transport Monthly Pass (Regular Price)

$56.0 ¥8,840

$8.27 Rp 148.8K

576.54%

Taxi Start (Normal Tariff)

$3.43 ¥542

$0.45 Rp 8,030

662.22%

Taxi (Normal Tariff) (1km)

$2.87 ¥454

$0.47 Rp 8,471

510.64%

Taxi 1hour Waiting (Normal Tariff)

$21.07 ¥3,329

$5.42 Rp 97.6K

288.75%

Gasoline (1 liter)

$1.23 ¥194

$0.83 Rp 14.9K

48.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ¥3.7M

$24.0K Rp 431.7M

-2.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥2.7M

$31.9K Rp 573.5M

-47.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥21.9K

$79.4 Rp 1.4M

74.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.18 ¥4,294

$6.46 Rp 116.3K

320.74%

Internet (50+ Mbps, Unlimited Data)

$34.51 ¥5,452

$18.69 Rp 336.4K

84.64%

Gym Membership (Monthly)

$57.1 ¥9,012

$45.96 Rp 827.2K

24.13%

Tennis Court (1 Hour on Weekend)

$13.97 ¥2,207

$14.87 Rp 267.7K

-6.05%

Cinema Ticket

$13.04 ¥2,061

$3.67 Rp 66.1K

255.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 ¥45.0K

$443 Rp 8.0M

-35.67%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.1M

$5,164 Rp 93.0M

162.02%

Jeans (Levis 501 Or Similar)

$43.95 ¥6,944

$43.58 Rp 784.5K

0.85%

Summer Dress (H&M, Zara, etc)

$28.96 ¥4,575

$32.98 Rp 593.7K

-12.19%

Sport Shoes (Adidas, Nike)

$59.0 ¥9,328

$75.0 Rp 1.3M

-21.26%

Men's Leather Business Shoes

$92.2 ¥14.6K

$75.0 Rp 1.3M

22.99%

1-bedroom Apartment, City Center (Monthly)

$461 ¥72.8K

$975 Rp 17.5M

-52.71%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$593 Rp 10.7M

-44.67%

3-bedroom Apartment, City Center (Monthly)

$878 ¥138.6K

$3,065 Rp 55.2M

-71.37%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥104.1K

$1,463 Rp 26.3M

-54.95%

Buy Apartment in City Center (m2)

$2,826 ¥446.5K

$2,391 Rp 43.0M

18.22%

Buy Apartment Outside City Center (m2)

$1,726 ¥272.6K

$1,945 Rp 35.0M

-11.27%

Average Monthly Net Salary (After Tax)

$216 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

13.78

-86.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nago, Okinawa: October 19, 2026

Last update for Bali: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nago, Okinawa

$328 26.7%

Bali

$593 48.3% 80.7% $265

Groceries & Markets

Nago, Okinawa

$306 24.9%

Bali

$273 22.3% 10.8% $33

Monthly Utilities & Internet

Nago, Okinawa

$200 16.3%

Bali

$105 8.5% 47.8% $96

Eating Out

Nago, Okinawa

$132 10.7%

Bali

$90 7.3% 31.6% $42

Clothing & Footwear

Nago, Okinawa

$101 8.2%

Bali

$102 8.3% 1.1% $1.1

Sport & Entertainment

Nago, Okinawa

$83 6.8%

Bali

$53 4.3% 35.9% $30

Getting Around

Nago, Okinawa

$80 6.5%

Bali

$12 1% 85% $68

Cost Breakdown

A central one-bedroom costs $461 in Nago, Okinawa versus $975 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Nago, Okinawa versus $29.00 in Bali. Monthly groceries follow the same trend: $306 vs $273 – making Bali the more affordable choice for daily food spending.

Good to know

🇯🇵 Nago, Okinawa

🇮🇩 Bali

🕒 Local time

02:02 2:02 AM

01:02 1:02 AM

1 h behind Nago, Okinawa

🌤 Weather

👥 Population

63,554

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 20, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Nago, Okinawa Bali 4,130 km ≈ 6 h nonstop flight

From you

Nago, Okinawa
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nago, Okinawa vs Bali: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $1,847 per month in Nago, Okinawa and $1,843 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 12% more in Nago, Okinawa, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Kindergarten costs $285 per month in Nago, Okinawa and $443 in Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,229, than in Nago, Okinawa at $1,231. In Bali it covers expenses comfortably, while in Nago, Okinawa it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,229 versus $1,231 in Nago, Okinawa. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nago, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.