Cost of Living Comparison Between Nagasaki and Ubud, Bali Cost of Living Comparison Between Nagasaki and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,185 in Nagasaki versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $1,905 in Nagasaki versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,625 in Nagasaki versus $3,723 in Ubud, Bali.

Living in Nagasaki costs roughly 15% less than in Ubud, Bali, driven mainly by Getting Around.

The two cities straddle the global median: Nagasaki is 11% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Nagasaki
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.61 ¥884
$3.57 Rp 64.5K
57.14%
Three-Course Dinner for Two, Mid-Range
$20.62 ¥3,250
$32.32 Rp 583.4K
-36.20%
Fast Food Meal (McDonalds, etc)
$5.72 ¥901
$5.01 Rp 90.4K
14.17%
Cappuccino
$3.10 ¥488
$2.82 Rp 51.0K
9.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 ¥171
$1.35 Rp 24.4K
-19.26%
Water (0.33 liter bottle)
$0.80 ¥125
$0.73 Rp 13.2K
9.59%
Local Beer (0.5 liter draught)
$2.50 ¥393
$2.93 Rp 53.0K
-14.68%
Imported Beer (0.33 liter bottle)
$2.39 ¥377
$3.94 Rp 71.1K
-39.34%
🛒 Groceries & Markets
Nagasaki
Ubud, Bali
Difference
Milk (1 liter)
$1.59 ¥250
$1.78 Rp 32.1K
-10.67%
White Bread (500g)
$1.28 ¥201
$2.45 Rp 44.2K
-47.76%
Rice (white) (1kg)
$4.14 ¥652
$1.15 Rp 20.7K
260.00%
Eggs
$2.28 ¥359
$2.41 Rp 43.6K
-5.39%
Local Cheese (1kg)
$10.20 ¥1,608
$14.33 Rp 258.7K
-28.82%
Chicken Fillets (1kg)
$3.54 ¥557
$4.19 Rp 75.6K
-15.51%
Beef Round Steak (1kg)
$20.71 ¥3,263
$12.06 Rp 217.7K
71.72%
Apples (1kg)
$3.06 ¥482
$3.64 Rp 65.7K
-15.93%
Banana (1kg)
$1.35 ¥213
$1.57 Rp 28.3K
-14.01%
Oranges (1kg)
$1.42 ¥224
$2.79 Rp 50.3K
-49.10%
Tomato (1kg)
$5.92 ¥932
$2.24 Rp 40.5K
164.29%
Potato (1kg)
$2.84 ¥447
$1.98 Rp 35.7K
43.43%
Onion (1kg)
$3.17 ¥499
$2.28 Rp 41.1K
39.04%
Lettuce (1 head)
$0.98 ¥154
$1.05 Rp 19.0K
-6.67%
Water (1.5 liter bottle)
$0.57 ¥89.5
$0.79 Rp 14.2K
-27.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.84 ¥605
$3.19 Rp 57.6K
20.38%
Wine (Bottle)
$6.25 ¥984
$23.49 Rp 424.1K
-73.39%
Local Beer (0.5 liter bottle)
$1.99 ¥313
$2.90 Rp 52.3K
-31.38%
Imported Beer (0.33 liter bottle)
$2.13 ¥336
$2.76 Rp 49.7K
-22.83%
🚌 Getting Around
Nagasaki
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.93 ¥146
$0.27 Rp 4,813
244.44%
Public Transport Monthly Pass (Regular Price)
$113 ¥17.8K
$8.37 Rp 151.1K
1249.22%
Taxi Start (Normal Tariff)
$4.10 ¥646
$0.45 Rp 8,167
811.11%
Taxi (Normal Tariff) (1km)
$2.91 ¥458
$0.46 Rp 8,298
532.61%
Taxi 1hour Waiting (Normal Tariff)
$19.65 ¥3,097
$6.07 Rp 109.6K
223.72%
Gasoline (1 liter)
$1.15 ¥181
$0.86 Rp 15.6K
33.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.2K ¥3.6M
$26.6K Rp 480.0M
-12.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K ¥3.2M
$32.5K Rp 587.6M
-37.38%
🧾 Monthly Utilities & Internet
Nagasaki
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 ¥33.9K
$79.0 Rp 1.4M
171.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.15 ¥4,278
$4.09 Rp 73.9K
563.81%
Internet (50+ Mbps, Unlimited Data)
$35.72 ¥5,629
$23.85 Rp 430.5K
49.77%
🎉 Sport & Entertainment
Nagasaki
Ubud, Bali
Difference
Gym Membership (Monthly)
$55.6 ¥8,759
$98.8 Rp 1.8M
-43.72%
Tennis Court (1 Hour on Weekend)
$13.80 ¥2,175
$6.35 Rp 114.7K
117.32%
Cinema Ticket
$14.13 ¥2,227
$4.01 Rp 72.3K
252.37%
🧸 Childcare & Education
Nagasaki
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$259 ¥40.9K
$297 Rp 5.4M
-12.77%
International Primary School, 1 Child (Yearly)
$13.4K ¥2.1M
$6,602 Rp 119.2M
102.65%
👕👟 Clothing & Footwear
Nagasaki
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$43.40 ¥6,839
$53.4 Rp 964.5K
-18.77%
Summer Dress (H&M, Zara, etc)
$29.96 ¥4,720
$38.11 Rp 688.1K
-21.39%
Sport Shoes (Adidas, Nike)
$66.6 ¥10.5K
$88.7 Rp 1.6M
-24.93%
Men's Leather Business Shoes
$60.1 ¥9,463
$76.6 Rp 1.4M
-21.61%
🏠 Accommodation & Living
Nagasaki
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$309 ¥48.7K
$1,020 Rp 18.4M
-69.67%
1-bedroom Apartment, Outside City Center (Monthly)
$208 ¥32.7K
$680 Rp 12.3M
-69.47%
3-bedroom Apartment, City Center (Monthly)
$857 ¥135.1K
$3,469 Rp 62.6M
-75.29%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ¥103.8K
$2,090 Rp 37.7M
-68.48%
Buy Apartment in City Center (m2)
$4,346 ¥684.8K
$2,729 Rp 49.3M
59.25%
Buy Apartment Outside City Center (m2)
$2,051 ¥323.2K
$2,295 Rp 41.4M
-10.65%
💵 Salaries & Financials
Nagasaki
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
1.67
13.28
-87.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagasaki: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $309 in Nagasaki and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Nagasaki vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $276 vs $298 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nagasaki vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nagasaki?
Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 17% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,778 in Nagasaki and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nagasaki and Ubud, Bali?
Rent for a central apartment: $309 in Nagasaki versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nagasaki and in Ubud, Bali?
Supermarket bills run roughly 8% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Nagasaki or in Ubud, Bali?
Dining out is cheaper in Nagasaki – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Nagasaki or in Ubud, Bali?
At $1,185 in Nagasaki versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.
Is Nagasaki or Ubud, Bali more family-friendly?
For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nagasaki or Ubud, Bali?
Safety-wise, Nagasaki and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nagasaki gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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