🙂Monthly costs for one person with rent: $1,218 in Nagasaki versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,844 in Nagasaki versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,470 in Nagasaki versus $3,327 in Ubud, Bali.
🌍Living in Nagasaki costs roughly 11% less than in Ubud, Bali, driven mainly by Getting Around.
📊The two cities straddle the global median: Nagasaki is 11% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Nagasaki
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.21¥813
$3.44Rp 60.9K
51.45%
Three-Course Dinner for Two, Mid-Range
$19.09¥2,979
$36.31Rp 643.0K
-47.42%
Fast Food Meal(McDonalds, etc)
$5.08¥792
$5.71Rp 101.0K
-11.03%
Cappuccino
$3.41¥532
$2.67Rp 47.3K
27.72%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02¥159
$1.75Rp 31.0K
-41.71%
Water(0.33 liter bottle)
$0.65¥101
$0.87Rp 15.4K
-25.29%
Local Beer(0.5 liter draught)
$2.23¥347
$2.95Rp 52.3K
-24.41%
Imported Beer(0.33 liter bottle)
$2.33¥363
$4.52Rp 80.0K
-48.45%
🛒 Groceries & Markets
Nagasaki
Ubud, Bali
Difference
Milk(1 liter)
$1.57¥245
$1.62Rp 28.7K
-3.09%
White Bread(500g)
$1.97¥307
$2.33Rp 41.3K
-15.45%
Rice(white)(1kg)
$6.30¥982
$1.11Rp 19.6K
467.57%
Eggs
$2.15¥335
$2.20Rp 39.0K
-2.27%
Local Cheese(1kg)
$9.77¥1,524
$17.69Rp 313.3K
-44.77%
Chicken Fillets(1kg)
$3.21¥501
$4.10Rp 72.5K
-21.71%
Beef Round Steak(1kg)
$19.61¥3,059
$12.18Rp 215.6K
61.00%
Apples(1kg)
$3.70¥577
$3.71Rp 65.6K
-0.27%
Banana(1kg)
$1.84¥286
$1.59Rp 28.1K
15.72%
Oranges(1kg)
$3.00¥467
$2.28Rp 40.4K
31.58%
Tomato(1kg)
$3.34¥522
$1.95Rp 34.6K
71.28%
Potato(1kg)
$2.30¥358
$1.91Rp 33.7K
20.42%
Onion(1kg)
$2.56¥399
$2.33Rp 41.3K
9.87%
Lettuce(1 head)
$1.11¥173
$1.01Rp 17.8K
9.90%
Water(1.5 liter bottle)
$1.01¥158
$0.55Rp 9,773
83.64%
Cigarettes 20 Pack(Marlboro, Camel)
$4.05¥633
$2.23Rp 39.5K
81.61%
Wine(Bottle)
$6.36¥993
$23.07Rp 408.6K
-72.43%
Local Beer(0.5 liter bottle)
$1.78¥277
$2.42Rp 42.8K
-26.45%
Imported Beer(0.33 liter bottle)
$1.94¥303
$3.00Rp 53.1K
-35.33%
🚌 Getting Around
Nagasaki
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.35¥210
$0.27Rp 4,814
400.00%
Public Transport Monthly Pass(Regular Price)
$58.5¥9,125
$8.98Rp 159.1K
551.22%
Taxi Start(Normal Tariff)
$3.96¥618
$0.48Rp 8,566
725.00%
Taxi(Normal Tariff)(1km)
$2.09¥326
$0.43Rp 7,679
386.05%
Taxi 1hour Waiting(Normal Tariff)
$18.67¥2,912
$5.64Rp 99.9K
231.03%
Gasoline(1 liter)
$1.13¥176
$0.80Rp 14.2K
41.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.4K¥3.5M
$24.9KRp 441.7M
-10.23%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.9K¥2.8M
$31.7KRp 561.5M
-43.50%
🧾 Monthly Utilities & Internet
Nagasaki
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$195¥30.4K
$81.5Rp 1.4M
139.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.63¥3,999
$6.49Rp 115.0K
294.92%
Internet(50+ Mbps, Unlimited Data)
$34.84¥5,437
$18.77Rp 332.4K
85.62%
🎉 Sport & Entertainment
Nagasaki
Ubud, Bali
Difference
Gym Membership(Monthly)
$48.26¥7,531
$56.9Rp 1.0M
-15.14%
Tennis Court(1 Hour on Weekend)
-
$18.73Rp 331.7K
-
Cinema Ticket
$11.25¥1,756
$4.54Rp 80.4K
147.80%
🧸 Childcare & Education
Nagasaki
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$130¥20.3K
$481Rp 8.5M
-72.97%
International Primary School, 1 Child(Yearly)
$12.4K¥1.9M
$5,711Rp 101.1M
116.91%
👕👟 Clothing & Footwear
Nagasaki
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$38.36¥5,986
$45.52Rp 806.0K
-15.73%
Summer Dress(H&M, Zara, etc)
$24.70¥3,854
$35.88Rp 635.4K
-31.16%
Sport Shoes(Adidas, Nike)
$61.0¥9,522
$80.4Rp 1.4M
-24.08%
Men's Leather Business Shoes
$48.40¥7,552
$78.7Rp 1.4M
-38.48%
🏠 Accommodation & Living
Nagasaki
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$506¥78.9K
$1,115Rp 19.7M
-54.61%
1-bedroom Apartment, Outside City Center(Monthly)
$312¥48.7K
$698Rp 12.4M
-55.22%
3-bedroom Apartment, City Center(Monthly)
$1,033¥161.1K
$3,637Rp 64.4M
-71.61%
3-bedroom Apartment, Outside City Center(Monthly)
$776¥121.1K
$1,737Rp 30.8M
-55.33%
Buy Apartment in City Center(m2)
$3,749¥584.9K
$2,784Rp 49.3M
34.64%
Buy Apartment Outside City Center(m2)
$1,816¥283.4K
$2,290Rp 40.5M
-20.68%
💵 Salaries & Financials
Nagasaki
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
1.85
13.78
-86.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nagasaki: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $506 in Nagasaki and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $19.00 in Nagasaki vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $286 vs $295 per month, with Nagasaki cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nagasaki vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nagasaki?
Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 12% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,827 in Nagasaki and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nagasaki and Ubud, Bali?
Rent for a central apartment: $506 in Nagasaki versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nagasaki and in Ubud, Bali?
Supermarket bills run roughly 3% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Nagasaki or in Ubud, Bali?
Dining out is cheaper in Nagasaki – a meal for two runs $19.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Nagasaki or in Ubud, Bali?
At $1,218 in Nagasaki versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.
Is Nagasaki or Ubud, Bali more family-friendly?
For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nagasaki or Ubud, Bali?
Safety-wise, Nagasaki and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nagasaki gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.