🙂Monthly costs for one person with rent: $1,212 in Nagasaki versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,912 in Nagasaki versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,611 in Nagasaki versus $3,694 in Ubud, Bali.
🙂Living in Nagasaki costs roughly 14% less than in Ubud, Bali, driven mainly by Getting Around.
📊The two cities straddle the global median: Nagasaki is 10% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Nagasaki
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.46¥874
$3.57Rp 64.0K
52.94%
Three-Course Dinner for Two, Mid-Range
$21.08¥3,372
$32.50Rp 582.3K
-35.14%
Fast Food Meal(McDonalds, etc)
$5.56¥890
$4.86Rp 87.1K
14.40%
Cappuccino
$3.03¥485
$2.75Rp 49.2K
10.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.04¥166
$1.32Rp 23.7K
-21.21%
Water(0.33 liter bottle)
$0.74¥119
$0.70Rp 12.6K
5.71%
Local Beer(0.5 liter draught)
$2.50¥400
$2.91Rp 52.2K
-14.09%
Imported Beer(0.33 liter bottle)
$2.39¥382
$3.79Rp 68.0K
-36.94%
🛒 Groceries & Markets
Nagasaki
Ubud, Bali
Difference
Milk(1 liter)
$1.55¥248
$1.71Rp 30.6K
-9.36%
White Bread(500g)
$1.23¥197
$2.47Rp 44.3K
-50.20%
Rice(white)(1kg)
$4.05¥648
$1.20Rp 21.5K
237.50%
Eggs
$2.22¥355
$2.44Rp 43.8K
-9.02%
Local Cheese(1kg)
$10.48¥1,677
$14.38Rp 257.7K
-27.12%
Chicken Fillets(1kg)
$3.48¥557
$4.31Rp 77.1K
-19.26%
Beef Round Steak(1kg)
$20.73¥3,315
$12.21Rp 218.7K
69.78%
Apples(1kg)
$3.06¥489
$3.68Rp 66.0K
-16.85%
Banana(1kg)
$1.43¥228
$1.55Rp 27.8K
-7.74%
Oranges(1kg)
$1.35¥216
$2.79Rp 49.9K
-51.61%
Tomato(1kg)
$5.94¥950
$2.33Rp 41.8K
154.94%
Potato(1kg)
$2.82¥450
$1.97Rp 35.3K
43.15%
Onion(1kg)
$3.27¥523
$2.31Rp 41.4K
41.56%
Lettuce(1 head)
$0.92¥147
$1.06Rp 19.1K
-13.21%
Water(1.5 liter bottle)
$0.53¥84.6
$0.73Rp 13.1K
-27.40%
Cigarettes 20 Pack(Marlboro, Camel)
$3.86¥617
$3.28Rp 58.8K
17.68%
Wine(Bottle)
$6.19¥990
$22.79Rp 408.4K
-72.84%
Local Beer(0.5 liter bottle)
$1.92¥307
$2.81Rp 50.3K
-31.67%
Imported Beer(0.33 liter bottle)
$2.06¥330
$2.78Rp 49.9K
-25.90%
🚌 Getting Around
Nagasaki
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.01¥162
$0.29Rp 5,217
248.28%
Public Transport Monthly Pass(Regular Price)
$115¥18.3K
$8.06Rp 144.4K
1322.33%
Taxi Start(Normal Tariff)
$4.02¥644
$0.45Rp 8,047
793.33%
Taxi(Normal Tariff)(1km)
$2.96¥473
$0.45Rp 8,094
557.78%
Taxi 1hour Waiting(Normal Tariff)
$19.97¥3,193
$6.24Rp 111.7K
220.03%
Gasoline(1 liter)
$1.20¥192
$0.85Rp 15.2K
41.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K¥3.8M
$26.0KRp 465.4M
-9.49%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K¥3.3M
$31.7KRp 567.2M
-35.74%
🧾 Monthly Utilities & Internet
Nagasaki
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$219¥35.1K
$80.8Rp 1.4M
171.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.32¥4,370
$4.06Rp 72.7K
572.91%
Internet(50+ Mbps, Unlimited Data)
$36.23¥5,794
$24.42Rp 437.6K
48.36%
🎉 Sport & Entertainment
Nagasaki
Ubud, Bali
Difference
Gym Membership(Monthly)
$55.3¥8,843
$97.7Rp 1.7M
-43.39%
Tennis Court(1 Hour on Weekend)
$14.05¥2,247
$6.45Rp 115.5K
117.83%
Cinema Ticket
$13.79¥2,206
$4.04Rp 72.4K
241.34%
🧸 Childcare & Education
Nagasaki
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$260¥41.6K
$304Rp 5.4M
-14.44%
International Primary School, 1 Child(Yearly)
$13.3K¥2.1M
$6,621Rp 118.6M
100.87%
👕👟 Clothing & Footwear
Nagasaki
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$44.07¥7,049
$54.2Rp 971.7K
-18.74%
Summer Dress(H&M, Zara, etc)
$29.14¥4,660
$38.78Rp 694.7K
-24.86%
Sport Shoes(Adidas, Nike)
$67.1¥10.7K
$86.1Rp 1.5M
-22.15%
Men's Leather Business Shoes
$60.6¥9,685
$76.7Rp 1.4M
-21.03%
🏠 Accommodation & Living
Nagasaki
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$316¥50.5K
$986Rp 17.7M
-67.94%
1-bedroom Apartment, Outside City Center(Monthly)
$205¥32.7K
$658Rp 11.8M
-68.89%
3-bedroom Apartment, City Center(Monthly)
$852¥136.3K
$3,369Rp 60.4M
-74.71%
3-bedroom Apartment, Outside City Center(Monthly)
$668¥106.8K
$2,066Rp 37.0M
-67.67%
Buy Apartment in City Center(m2)
$4,621¥739.1K
$2,741Rp 49.1M
68.57%
Buy Apartment Outside City Center(m2)
$2,324¥371.7K
$2,228Rp 39.9M
4.34%
💵 Salaries & Financials
Nagasaki
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
1.67
13.28
-87.42%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nagasaki: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $316 in Nagasaki and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $21.00 in Nagasaki vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $274 vs $297 per month, with Nagasaki cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nagasaki vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Nagasaki?
Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,818 in Nagasaki and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Nagasaki and Ubud, Bali?
Rent for a central apartment: $316 in Nagasaki versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Nagasaki and Ubud, Bali?
Supermarket bills run roughly 8% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Nagasaki or Ubud, Bali?
Dining out is cheaper in Nagasaki – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Nagasaki or Ubud, Bali?
At $1,212 in Nagasaki versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.
Is Nagasaki or Ubud, Bali more family-friendly?
For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Nagasaki or Ubud, Bali?
Safety-wise, Nagasaki and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Nagasaki gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.