Cost of Living Comparison Between Ubud, Bali and Nagasaki Cost of Living Comparison Between Ubud, Bali and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,212 in Nagasaki.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,912 in Nagasaki.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,611 in Nagasaki.

Living in Ubud, Bali is roughly 16% more expensive than Nagasaki, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 4% above, Nagasaki is 10% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$5.46 ¥874

-34.62%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$21.08 ¥3,372

54.17%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.56 ¥890

-12.59%

Cappuccino

$2.75 Rp 49.2K

$3.03 ¥485

-9.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.04 ¥166

26.92%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.74 ¥119

-5.41%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.50 ¥400

16.40%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.39 ¥382

58.58%

Milk (1 liter)

$1.71 Rp 30.6K

$1.55 ¥248

10.32%

White Bread (500g)

$2.47 Rp 44.3K

$1.23 ¥197

100.81%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.05 ¥648

-70.37%

Eggs

$2.44 Rp 43.8K

$2.22 ¥355

9.91%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.48 ¥1,677

37.21%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.48 ¥557

23.85%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$20.73 ¥3,315

-41.10%

Apples (1kg)

$3.68 Rp 66.0K

$3.06 ¥489

20.26%

Banana (1kg)

$1.55 Rp 27.8K

$1.43 ¥228

8.39%

Oranges (1kg)

$2.79 Rp 49.9K

$1.35 ¥216

106.67%

Tomato (1kg)

$2.33 Rp 41.8K

$5.94 ¥950

-60.77%

Potato (1kg)

$1.97 Rp 35.3K

$2.82 ¥450

-30.14%

Onion (1kg)

$2.31 Rp 41.4K

$3.27 ¥523

-29.36%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.92 ¥147

15.22%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.53 ¥84.6

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.86 ¥617

-15.03%

Wine (Bottle)

$22.79 Rp 408.4K

$6.19 ¥990

268.17%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.92 ¥307

46.35%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.06 ¥330

34.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.01 ¥162

-71.29%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$115 ¥18.3K

-92.97%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$4.02 ¥644

-88.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.96 ¥473

-84.80%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$19.97 ¥3,193

-68.75%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.20 ¥192

-29.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$23.5K ¥3.8M

10.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$20.3K ¥3.3M

55.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$219 ¥35.1K

-63.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$27.32 ¥4,370

-85.14%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$36.23 ¥5,794

-32.60%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$55.3 ¥8,843

76.65%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.05 ¥2,247

-54.09%

Cinema Ticket

$4.04 Rp 72.4K

$13.79 ¥2,206

-70.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$260 ¥41.6K

16.87%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$13.3K ¥2.1M

-50.22%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$44.07 ¥7,049

23.05%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$29.14 ¥4,660

33.08%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$67.1 ¥10.7K

28.45%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$60.6 ¥9,685

26.62%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$316 ¥50.5K

211.87%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$205 ¥32.7K

221.39%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$852 ¥136.3K

295.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$668 ¥106.8K

209.35%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,621 ¥739.1K

-40.68%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$2,324 ¥371.7K

-4.16%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.67

695.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Nagasaki: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $316 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $297 vs $274 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,106 in Ubud, Bali and $1,818 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $316 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nagasaki – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,212 in Nagasaki versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 16% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.