Cost of Living Comparison Between Ubud, Bali and Nagasaki Cost of Living Comparison Between Ubud, Bali and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,218 in Nagasaki.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,844 in Nagasaki.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,470 in Nagasaki.

Living in Ubud, Bali is roughly 12% more expensive than in Nagasaki, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 0% above, Nagasaki is 11% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$5.21 ¥813

-33.97%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$19.09 ¥2,979

90.20%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.08 ¥792

12.40%

Cappuccino

$2.67 Rp 47.3K

$3.41 ¥532

-21.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.02 ¥159

71.57%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.65 ¥101

33.85%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.23 ¥347

32.29%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.33 ¥363

93.99%

Milk (1 liter)

$1.62 Rp 28.7K

$1.57 ¥245

3.18%

White Bread (500g)

$2.33 Rp 41.3K

$1.97 ¥307

18.27%

Rice (white) (1kg)

$1.11 Rp 19.6K

$6.30 ¥982

-82.38%

Eggs

$2.20 Rp 39.0K

$2.15 ¥335

2.33%

Local Cheese (1kg)

$17.69 Rp 313.3K

$9.77 ¥1,524

81.06%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.21 ¥501

27.73%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$19.61 ¥3,059

-37.89%

Apples (1kg)

$3.71 Rp 65.6K

$3.70 ¥577

0.27%

Banana (1kg)

$1.59 Rp 28.1K

$1.84 ¥286

-13.59%

Oranges (1kg)

$2.28 Rp 40.4K

$3.00 ¥467

-24.00%

Tomato (1kg)

$1.95 Rp 34.6K

$3.34 ¥522

-41.62%

Potato (1kg)

$1.91 Rp 33.7K

$2.30 ¥358

-16.96%

Onion (1kg)

$2.33 Rp 41.3K

$2.56 ¥399

-8.98%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.11 ¥173

-9.01%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.01 ¥158

-45.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.05 ¥633

-44.94%

Wine (Bottle)

$23.07 Rp 408.6K

$6.36 ¥993

262.74%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.78 ¥277

35.96%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.94 ¥303

54.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.35 ¥210

-80.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$58.5 ¥9,125

-84.64%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$3.96 ¥618

-87.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.09 ¥326

-79.43%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$18.67 ¥2,912

-69.79%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.13 ¥176

-29.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$22.4K ¥3.5M

11.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$17.9K ¥2.8M

77.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$195 ¥30.4K

-58.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$25.63 ¥3,999

-74.68%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$34.84 ¥5,437

-46.13%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$48.26 ¥7,531

17.84%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$11.25 ¥1,756

-59.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$130 ¥20.3K

269.92%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$12.4K ¥1.9M

-53.90%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$38.36 ¥5,986

18.67%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$24.70 ¥3,854

45.26%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$61.0 ¥9,522

31.72%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$48.40 ¥7,552

62.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$506 ¥78.9K

120.32%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$312 ¥48.7K

123.32%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,033 ¥161.1K

252.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$776 ¥121.1K

123.86%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,749 ¥584.9K

-25.73%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,816 ¥283.4K

26.07%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.85

644.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Nagasaki: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $506 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $19.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $295 vs $286 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear. The 12% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,052 in Ubud, Bali and $1,827 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $506 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 3% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nagasaki – a meal for two runs $19.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,218 in Nagasaki versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.