Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Nagasaki

For one person, living is cheaper in Nagasaki: $1,287 a month against $1,349 in Ubud, Bali, rent and utilities included – about $740 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Nagasaki
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Nagasaki Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Nagasaki

🇯🇵 Japan

$1,287

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Nagasaki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Nagasaki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,287 in Nagasaki.

Ubud, Bali $1,349
Nagasaki $1,287

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,907 in Nagasaki.

Ubud, Bali $2,305
Nagasaki $1,907

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,527 in Nagasaki.

Ubud, Bali $3,261
Nagasaki $2,527

Living in Ubud, Bali is roughly 5% more expensive than in Nagasaki, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.03 ¥793

-34.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$19.07 ¥3,007

86.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.10 ¥803

8.43%

Cappuccino

$2.72 Rp 49.3K

$3.63 ¥572

-25.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.04 ¥164

63.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.76 ¥120

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.16 ¥341

22.69%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.26 ¥356

93.81%

Milk (1 liter)

$1.49 Rp 27.0K

$1.55 ¥245

-3.87%

White Bread (500g)

$2.28 Rp 41.3K

$1.84 ¥291

23.91%

Rice (white) (1kg)

$1.19 Rp 21.6K

$6.21 ¥980

-80.84%

Eggs

$2.04 Rp 36.9K

$2.03 ¥321

0.49%

Local Cheese (1kg)

$17.70 Rp 321.1K

$9.36 ¥1,477

89.10%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.21 ¥506

23.36%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$19.33 ¥3,048

-36.94%

Apples (1kg)

$3.66 Rp 66.3K

$3.56 ¥561

2.81%

Banana (1kg)

$1.52 Rp 27.5K

$1.83 ¥288

-16.94%

Oranges (1kg)

$2.23 Rp 40.4K

$2.88 ¥454

-22.57%

Tomato (1kg)

$1.97 Rp 35.8K

$3.26 ¥514

-39.57%

Potato (1kg)

$1.85 Rp 33.5K

$2.24 ¥353

-17.41%

Onion (1kg)

$2.42 Rp 44.0K

$2.65 ¥418

-8.68%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.04 ¥163

-4.81%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.97 ¥153

-47.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.87 ¥609

-42.64%

Wine (Bottle)

$22.24 Rp 403.4K

$6.50 ¥1,025

242.15%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.71 ¥269

32.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.85 ¥292

60.54%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.27 ¥200

-80.31%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$56.4 ¥8,898

-86.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.12 ¥649

-89.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$2.40 ¥378

-82.08%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$17.66 ¥2,785

-69.37%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 ¥170

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$22.8K ¥3.6M

4.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$15.5K ¥2.4M

105.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$215 ¥33.8K

-63.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$24.77 ¥3,906

-73.96%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$33.03 ¥5,208

-43.75%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$52.3 ¥8,251

-5.45%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$12.66 ¥1,997

-66.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$706 ¥111.3K

-30.52%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$12.4K ¥2.0M

-54.37%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$48.40 ¥7,632

-7.77%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$25.87 ¥4,079

35.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$67.7 ¥10.7K

17.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$46.74 ¥7,370

69.92%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$550 ¥86.7K

104.48%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$374 ¥59.0K

79.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,085 ¥171.1K

228.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$743 ¥117.1K

131.98%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,205 ¥663.0K

-35.04%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,287 ¥360.6K

-0.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.97

599.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Nagasaki: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Nagasaki

$374 29.1% 44.3% $297

Groceries & Markets

Ubud, Bali

$288 21.4%

Nagasaki

$279 21.7% 3.4% $9.8

Eating Out

Ubud, Bali

$108 8%

Nagasaki

$122 9.5% 12.9% $14

Clothing & Footwear

Ubud, Bali

$108 8%

Nagasaki

$85 6.6% 21% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Nagasaki

$272 21.2% 162% $168

Sport & Entertainment

Ubud, Bali

$58 4.3%

Nagasaki

$78 6% 33.8% $20

Getting Around

Ubud, Bali

$11 0.9%

Nagasaki

$78 6% 580% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $550 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $19 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $288 vs $279 per month, with Nagasaki cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Nagasaki

🕒 Local time

09:07 9:07 AM

10:07 10:07 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

409,118

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.34 USD

1,000 JPY = 5.68 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.34 USD). 1 EUR = 176 JPY (1,000 JPY = 5.68 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Nagasaki 4,840 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Nagasaki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is about 5% cheaper overall, especially in clothing and groceries. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $1,931 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $550 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nagasaki – a meal for two runs $19 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Nagasaki gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Nagasaki are both considered safe, so it’s unlikely to be the deciding factor between them.