Cost of Living Comparison Between Ubud, Bali and Nagasaki Cost of Living Comparison Between Ubud, Bali and Nagasaki

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,185 in Nagasaki.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,905 in Nagasaki.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,625 in Nagasaki.

Living in Ubud, Bali is roughly 17% more expensive than in Nagasaki, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Nagasaki is 11% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$5.61 ¥884

-36.36%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$20.62 ¥3,250

56.74%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.72 ¥901

-12.41%

Cappuccino

$2.82 Rp 51.0K

$3.10 ¥488

-9.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.09 ¥171

23.85%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.80 ¥125

-8.75%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.50 ¥393

17.20%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.39 ¥377

64.85%

Milk (1 liter)

$1.78 Rp 32.1K

$1.59 ¥250

11.95%

White Bread (500g)

$2.45 Rp 44.2K

$1.28 ¥201

91.41%

Rice (white) (1kg)

$1.15 Rp 20.7K

$4.14 ¥652

-72.22%

Eggs

$2.41 Rp 43.6K

$2.28 ¥359

5.70%

Local Cheese (1kg)

$14.33 Rp 258.7K

$10.20 ¥1,608

40.49%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.54 ¥557

18.36%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$20.71 ¥3,263

-41.77%

Apples (1kg)

$3.64 Rp 65.7K

$3.06 ¥482

18.95%

Banana (1kg)

$1.57 Rp 28.3K

$1.35 ¥213

16.30%

Oranges (1kg)

$2.79 Rp 50.3K

$1.42 ¥224

96.48%

Tomato (1kg)

$2.24 Rp 40.5K

$5.92 ¥932

-62.16%

Potato (1kg)

$1.98 Rp 35.7K

$2.84 ¥447

-30.28%

Onion (1kg)

$2.28 Rp 41.1K

$3.17 ¥499

-28.08%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.98 ¥154

7.14%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.57 ¥89.5

38.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.84 ¥605

-16.93%

Wine (Bottle)

$23.49 Rp 424.1K

$6.25 ¥984

275.84%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.99 ¥313

45.73%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.13 ¥336

29.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.93 ¥146

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$113 ¥17.8K

-92.59%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$4.10 ¥646

-89.02%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.91 ¥458

-84.19%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$19.65 ¥3,097

-69.11%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.15 ¥181

-25.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.2K ¥3.6M

14.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$20.4K ¥3.2M

59.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$215 ¥33.9K

-63.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$27.15 ¥4,278

-84.94%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$35.72 ¥5,629

-33.23%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$55.6 ¥8,759

77.69%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$13.80 ¥2,175

-53.99%

Cinema Ticket

$4.01 Rp 72.3K

$14.13 ¥2,227

-71.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$259 ¥40.9K

14.64%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$13.4K ¥2.1M

-50.65%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$43.40 ¥6,839

23.11%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$29.96 ¥4,720

27.20%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$66.6 ¥10.5K

33.21%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$60.1 ¥9,463

27.57%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$309 ¥48.7K

229.70%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$208 ¥32.7K

227.50%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$857 ¥135.1K

304.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$659 ¥103.8K

217.23%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$4,346 ¥684.8K

-37.21%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,051 ¥323.2K

11.92%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.67

695.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Nagasaki: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $309 in Nagasaki. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Nagasaki for a mid-range dinner for two. Groceries echo the gap at $298 vs $276 per month, with Nagasaki cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Nagasaki: Cost of Living - Frequently Asked Questions

Nagasaki is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,088 in Ubud, Bali and $1,778 in Nagasaki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $309 in Nagasaki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nagasaki – a meal for two runs $21.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,185 in Nagasaki versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Nagasaki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Nagasaki the clear choice for anyone on this budget.

For families, Nagasaki is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Nagasaki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nagasaki gentler on the wallet – expenses run 17% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.