Last update: Oct 2026

Cost of Living Comparison Between Naga and Phuket

For one person, living is cheaper in Naga: $552 a month against $1,278 in Phuket, rent and utilities included – about $8,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Phuket
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Phuket Living Index

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Naga

🇵🇭 Philippines

$552

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Naga and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naga and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $552 in Naga versus $1,278 in Phuket.

Naga $552
Phuket $1,278

Estimated couple costs with rent: $845 in Naga versus $2,216 in Phuket.

Naga $845
Phuket $2,216

Monthly costs for a family of three with rent: $1,138 in Naga versus $3,154 in Phuket.

Naga $1,138
Phuket $3,154

Living in Naga costs roughly 57% less than in Phuket, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Naga 59% lower, Phuket 6% lower.

Meal at Budget Restaurant

$5.10 ₱326

$4.47 ฿151

14.09%

Three-Course Dinner for Two, Mid-Range

$13.37 ₱854

$32.41 ฿1,094

-58.75%

Fast Food Meal (McDonalds, etc)

$2.77 ₱177

$8.81 ฿297

-68.56%

Cappuccino

$2.74 ₱175

$2.83 ฿95.5

-3.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱42.90

$0.87 ฿29.43

-22.99%

Water (0.33 liter bottle)

$0.22 ₱14.03

$0.49 ฿16.67

-55.10%

Local Beer (0.5 liter draught)

$1.31 ₱83.4

$2.56 ฿86.4

-48.83%

Imported Beer (0.33 liter bottle)

$3.09 ₱198

$3.68 ฿124

-16.03%

Milk (1 liter)

$1.95 ₱125

$1.66 ฿56.0

17.47%

White Bread (500g)

$0.80 ₱51.1

$1.46 ฿49.35

-45.21%

Rice (white) (1kg)

$0.77 ₱49.27

$1.50 ฿50.6

-48.67%

Eggs

$1.68 ₱107

$2.09 ฿70.5

-19.62%

Local Cheese (1kg)

$10.06 ₱643

$19.07 ฿644

-47.25%

Chicken Fillets (1kg)

$4.12 ₱264

$3.30 ฿111

24.85%

Beef Round Steak (1kg)

$6.84 ₱437

$10.91 ฿368

-37.31%

Apples (1kg)

$1.90 ₱121

$2.93 ฿99.0

-35.15%

Banana (1kg)

$1.66 ₱106

$1.69 ฿57.1

-1.78%

Oranges (1kg)

$2.41 ₱154

$2.25 ฿75.8

7.11%

Tomato (1kg)

$2.37 ₱152

$2.08 ฿70.1

13.94%

Potato (1kg)

$2.53 ₱162

$1.51 ฿51.0

67.55%

Onion (1kg)

$2.21 ₱141

$1.38 ฿46.56

60.14%

Lettuce (1 head)

$4.63 ₱296

$1.07 ฿35.99

332.71%

Water (1.5 liter bottle)

$0.60 ₱38.38

$0.52 ฿17.52

15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.76 ₱176

$4.20 ฿142

-34.29%

Wine (Bottle)

$3.77 ₱241

$18.79 ฿634

-79.94%

Local Beer (0.5 liter bottle)

$1.53 ₱97.6

$1.82 ฿61.5

-15.93%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.9

One-way Ticket (Public Transport)

$1.45 ฿49.03

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

Taxi Start (Normal Tariff)

$0.58 ₱36.83

$3.02 ฿102

-80.79%

Taxi (Normal Tariff) (1km)

$1.02 ฿34.36

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

Gasoline (1 liter)

$1.19 ₱76.0

$1.47 ฿49.81

-19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K ฿904.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K ฿901.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.7 ₱6,243

$96.4 ฿3,254

1.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.84 ₱1,523

$11.26 ฿380

111.72%

Internet (50+ Mbps, Unlimited Data)

$25.59 ₱1,635

$16.85 ฿569

51.87%

Gym Membership (Monthly)

$7.73 ₱494

$67.2 ฿2,270

-88.50%

Tennis Court (1 Hour on Weekend)

$10.73 ฿362

Cinema Ticket

$4.80 ₱307

$7.50 ฿253

-36.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 ฿16.1K

International Primary School, 1 Child (Yearly)

$7,801 ₱498.4K

$11.3K ฿380.4K

-30.74%

Jeans (Levis 501 Or Similar)

$62.4 ฿2,106

Summer Dress (H&M, Zara, etc)

$28.41 ฿959

Sport Shoes (Adidas, Nike)

$94.3 ฿3,184

Men's Leather Business Shoes

$85.8 ฿2,898

1-bedroom Apartment, City Center (Monthly)

$158 ₱10.1K

$716 ฿24.2K

-77.89%

1-bedroom Apartment, Outside City Center (Monthly)

$85.9 ₱5,487

$491 ฿16.6K

-82.50%

3-bedroom Apartment, City Center (Monthly)

$240 ₱15.4K

$1,927 ฿65.1K

-87.53%

3-bedroom Apartment, Outside City Center (Monthly)

$195 ₱12.5K

$1,431 ฿48.3K

-86.35%

Buy Apartment in City Center (m2)

$4,175 ฿141.0K

Buy Apartment Outside City Center (m2)

$3,045 ฿102.8K

Average Monthly Net Salary (After Tax)

$138 ₱8,843

$502 ฿17.0K

-72.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 26, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naga

–

Phuket

$491 38.4%

Groceries & Markets

Naga

–

Phuket

$266 20.8%

Monthly Utilities & Internet

Naga

–

Phuket

$124 9.7%

Clothing & Footwear

Naga

–

Phuket

$122 9.5%

Eating Out

Naga

–

Phuket

$122 9.5%

Sport & Entertainment

Naga

–

Phuket

$82 6.4%

Getting Around

Naga

–

Phuket

$71 5.5%

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Naga and $716 in Phuket. Housing cost is often the main lever when comparing two cities.

Phuket pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $13 in Naga vs $32 in Phuket for a mid-range dinner for two. Groceries echo the gap at $202 vs $266 per month, with Naga cheaper across the board.

Good to know

🇵🇭 Naga

🇹🇭 Phuket

🕒 Local time

04:47 4:47 AM

03:47 3:47 AM

1 h behind Naga

🌤 Weather

👥 Population

115,750

79,308

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Naga Phuket 2,780 km ≈ 4 h nonstop flight

From you

Naga
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Phuket: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $552 in Naga and $1,278 in Phuket, so Naga is about 57% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 72% lower in Naga. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $158 in Naga versus $716 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naga – a meal for two runs $13 versus $32 in Phuket. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $552 per month in Naga versus $1,278 in Phuket – Naga is about 57% cheaper, which adds up to real savings over time.

At $552 in Naga versus $1,278 in Phuket, a $1,200 budget is realistic in Naga but tight or insufficient in Phuket. The gap between the two cities makes Naga the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naga and Phuket are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Naga wins on affordability, Phuket on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.