Last update: Oct 2026

Cost of Living Comparison Between Naga and Dhaka

For one person, living is cheaper in Dhaka: $406 a month against $558 in Naga, rent and utilities included – about $1,800 less a year. Rent and utilities account for about half of the difference.

Naga
🇵🇭 Philippines
$558
/mo nomad
Dhaka
🇧🇩 Bangladesh
$406
/mo nomad
Monthly Cost of Living

How much you'll spend in Naga and in Dhaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naga and in Dhaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $558 in Naga versus $406 in Dhaka.

  • Naga $558
  • Dhaka $406

Estimated couple costs with rent: $852 in Naga versus $687 in Dhaka.

  • Naga $852
  • Dhaka $687

Monthly costs for a family of three with rent: $1,147 in Naga versus $969 in Dhaka.

  • Naga $1,147
  • Dhaka $969

Living in Naga is roughly 37% more expensive than in Dhaka, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Naga 59% lower, Dhaka 70% lower.

Currency
🍽 Eating Out
Naga
Dhaka
Difference
Meal at Budget Restaurant
$5.26 ₱331
$2.28 ৳282
130.70%
Three-Course Dinner for Two, Mid-Range
$13.42 ₱845
$12.33 ৳1,523
8.84%
Fast Food Meal (McDonalds, etc)
$2.70 ₱170
$3.95 ৳488
-31.65%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$4.48 ৳554
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.13 ৳510
-
Cappuccino
$2.67 ₱168
$2.28 ৳281
17.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 ₱44.50
$0.33 ৳40.88
115.15%
Water (0.33 liter bottle)
$0.25 ₱15.80
$0.16 ৳19.86
56.25%
Local Beer (0.5 liter draught)
$1.32 ₱83.3
-
-
Imported Beer (0.33 liter bottle)
$3.14 ₱197
-
-
🛒 Groceries & Markets
Naga
Dhaka
Difference
Milk (1 liter)
$1.95 ₱123
$0.85 ৳104
129.41%
White Bread (500g)
$0.85 ₱53.3
$0.60 ৳74.5
41.67%
Rice (white) (1kg)
$0.82 ₱51.7
$0.69 ৳85.4
18.84%
Eggs
$1.70 ₱107
$1.23 ৳152
38.21%
Local Cheese (1kg)
$10.19 ₱642
$8.80 ৳1,087
15.80%
Chicken Fillets (1kg)
$4.07 ₱256
$3.33 ৳412
22.22%
Beef Round Steak (1kg)
$6.99 ₱440
$6.63 ৳819
5.43%
Apples (1kg)
$1.98 ₱125
$2.85 ৳352
-30.53%
Banana (1kg)
$1.63 ₱102
$0.90 ৳111
81.11%
Oranges (1kg)
$2.44 ₱154
$2.34 ৳289
4.27%
Tomato (1kg)
$2.43 ₱153
$0.63 ৳78.4
285.71%
Potato (1kg)
$2.57 ₱162
$0.24 ৳29.59
970.83%
Onion (1kg)
$2.22 ₱140
$0.46 ৳57.3
382.61%
Lettuce (1 head)
$4.76 ₱300
$0.35 ৳42.79
1260.00%
Water (1.5 liter bottle)
$0.62 ₱39.28
$0.28 ৳34.24
121.43%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$12.11 ৳1,496
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$5.31 ৳656
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$6.42 ৳794
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.89 ₱182
$3.28 ৳405
-11.89%
Wine (Bottle)
$3.77 ₱237
-
-
Local Beer (0.5 liter bottle)
$1.61 ₱101
-
-
🚌 Getting Around
Naga
Dhaka
Difference
One-way Ticket (Public Transport)
-
$0.42 ৳52.3
-
Public Transport Monthly Pass (Regular Price)
-
$22.43 ৳2,772
-
Taxi Start (Normal Tariff)
$0.57 ₱36.08
$1.19 ৳147
-52.10%
Taxi (Normal Tariff) (1km)
-
$0.39 ৳48.71
-
Taxi 1hour Waiting (Normal Tariff)
-
$3.28 ৳406
-
Gasoline (1 liter)
$1.26 ₱79.4
$1.10 ৳136
14.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$29.4K ৳3.6M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.2K ৳4.0M
-
🧾 Monthly Utilities & Internet
Naga
Dhaka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.1 ₱6,242
$38.28 ৳4,729
158.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 ₱1,474
$4.09 ৳506
472.37%
Internet (50+ Mbps, Unlimited Data)
$26.23 ₱1,651
$9.02 ৳1,114
190.80%
🎉 Sport & Entertainment
Naga
Dhaka
Difference
Gym Membership (Monthly)
$8.07 ₱508
$13.66 ৳1,688
-40.92%
Tennis Court (1 Hour on Weekend)
-
$10.21 ৳1,261
-
Cinema Ticket
$4.80 ₱302
$4.11 ৳508
16.79%
🧸 Childcare & Education
Naga
Dhaka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$90.7 ৳11.2K
-
International Primary School, 1 Child (Yearly)
$8,052 ₱507.0K
$2,591 ৳320.2K
210.75%
👕👟 Clothing & Footwear
Naga
Dhaka
Difference
Jeans (Levis 501 Or Similar)
-
$17.06 ৳2,108
-
Summer Dress (H&M, Zara, etc)
-
$21.38 ৳2,641
-
Sport Shoes (Adidas, Nike)
-
$51.4 ৳6,355
-
Men's Leather Business Shoes
-
$36.78 ৳4,545
-
🏠 Accommodation & Living
Naga
Dhaka
Difference
1-bedroom Apartment, City Center (Monthly)
$158 ₱9,919
$133 ৳16.4K
18.45%
1-bedroom Apartment, Outside City Center (Monthly)
$85.9 ₱5,411
$65.1 ৳8,041
32.05%
3-bedroom Apartment, City Center (Monthly)
$251 ₱15.8K
$377 ৳46.6K
-33.42%
3-bedroom Apartment, Outside City Center (Monthly)
$194 ₱12.2K
$192 ৳23.8K
0.63%
Buy Apartment in City Center (m2)
-
$1,621 ৳200.3K
-
Buy Apartment Outside City Center (m2)
-
$760 ৳93.9K
-
💵 Salaries & Financials
Naga
Dhaka
Difference
Average Monthly Net Salary (After Tax)
$145 ₱9,126
$246 ৳30.4K
-41.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
10.48
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 12, 2026

Last update for Dhaka: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Naga
$206 *
Dhaka
$124 39.9% $82
Monthly Utilities & Internet
Naga
$149
Dhaka
$51 65.5% $97
Eating Out
Naga
$99
Dhaka
$59 40% $40
Accommodation & Living
Naga
$86
Dhaka
$65 24.3% $21
Sport & Entertainment
Naga
$18
Dhaka
$22 23.9% $4.2
Getting Around
Naga
$0.6 *
Dhaka
$27 4688% $27
Clothing & Footwear
Naga
- *
Dhaka
$57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $158 in Naga and $133 in Dhaka. Housing cost is often the main lever when comparing two cities.

Dhaka pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Naga vs $12.00 in Dhaka for a mid-range dinner for two. Groceries echo the gap at $206 vs $124 per month, with Dhaka cheaper across the board.

Good to know
🇵🇭 Naga
🇧🇩 Dhaka
🕒 Local time
21:54 9:54 PM
19:54 7:54 PM
2 h behind Naga
🌤 Weather
👥 Population
115,750
21,741,000 Capital
💱 Currency
Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bangladeshi Taka exchange rates as of October 19, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

On the map
Between locations
  • Naga Dhaka 3,620 km ≈ 5 h nonstop flight
From you
  • Naga
  • Dhaka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Naga vs Dhaka: Cost of Living - Frequently Asked Questions
Is Dhaka cheaper than Naga?
Dhaka is cheaper overall, especially in groceries, eating out, and utilities. The 37% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Naga or Dhaka?
On paper, salaries run 70% lower in Dhaka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Naga and Dhaka?
Rent for a central apartment: $158 in Naga versus $133 in Dhaka. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Naga and in Dhaka?
Supermarket bills run roughly 66% higher in Naga. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in Naga or in Dhaka?
Dining out is cheaper in Dhaka – a meal for two runs $12.00 versus $13.00 in Naga. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 enough for either Naga or Dhaka?
Either city works on $1,000 a month, though Dhaka gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Naga or in Dhaka?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Naga or Dhaka?
Safety-wise, Naga and Dhaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Dhaka gentler on the wallet – expenses run 37% less than in Naga. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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