Last update: Oct 2026

Cost of Living Comparison Between Naga and Delhi

For one person, living is cheaper in Delhi: $522 a month against $558 in Naga, rent and utilities included – about $430 less a year. The total is higher in Naga despite lower rent and utilities.

38

Cost of Living Index in Naga
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Naga Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

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Naga

🇵🇭 Philippines

$558

/mo nomad

Delhi

🇮🇳 India

$522

/mo nomad

Monthly Cost of Living

How much you'll spend in Naga and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naga and in Delhi actually costs, broken down by who's living it.

A single person spends $558 per month in Naga vs $522 in Delhi, rent included.

Naga $558
Delhi $522

A couple spends around $852 per month in Naga vs $872 in Delhi, rent included.

Naga $852
Delhi $872

A family of three spends $1,147 per month in Naga vs $1,222 in Delhi, rent included.

Naga $1,147
Delhi $1,222

Naga costs about 7% more than Delhi, and outside of rent the biggest gap is in groceries.

Both Naga and Delhi are more affordable than the global median – Naga 59% lower, Delhi 61% lower.

Meal at Budget Restaurant

$5.26 ₱331

$3.70 ₹351

42.16%

Three-Course Dinner for Two, Mid-Range

$13.42 ₱845

$21.05 ₹1,999

-36.25%

Fast Food Meal (McDonalds, etc)

$2.70 ₱170

$3.73 ₹354

-27.61%

Cappuccino

$2.67 ₱168

$2.35 ₹223

13.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 ₱44.50

$0.37 ₹35.21

91.89%

Water (0.33 liter bottle)

$0.25 ₱15.80

$0.15 ₹13.93

66.67%

Local Beer (0.5 liter draught)

$1.32 ₱83.3

$2.14 ₹203

-38.32%

Imported Beer (0.33 liter bottle)

$3.14 ₱197

$3.06 ₹291

2.61%

Milk (1 liter)

$1.95 ₱123

$0.69 ₹65.1

182.61%

White Bread (500g)

$0.85 ₱53.3

$0.53 ₹50.0

60.38%

Rice (white) (1kg)

$0.82 ₱51.7

$0.77 ₹73.1

6.49%

Eggs

$1.70 ₱107

$1.11 ₹105

53.15%

Local Cheese (1kg)

$10.19 ₱642

$4.63 ₹440

120.09%

Chicken Fillets (1kg)

$4.07 ₱256

$3.52 ₹334

15.63%

Beef Round Steak (1kg)

$6.99 ₱440

Apples (1kg)

$1.98 ₱125

$2.00 ₹190

-1.00%

Banana (1kg)

$1.63 ₱102

$0.74 ₹70.5

120.27%

Oranges (1kg)

$2.44 ₱154

$0.97 ₹92.6

151.55%

Tomato (1kg)

$2.43 ₱153

$0.53 ₹49.92

358.49%

Potato (1kg)

$2.57 ₱162

$0.30 ₹28.61

756.67%

Onion (1kg)

$2.22 ₱140

$0.40 ₹37.82

455.00%

Lettuce (1 head)

$4.76 ₱300

$0.42 ₹39.62

1033.33%

Water (1.5 liter bottle)

$0.62 ₱39.28

$0.31 ₹29.81

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$4.94 ₹469

-41.50%

Wine (Bottle)

$3.77 ₱237

$8.21 ₹779

-54.08%

Local Beer (0.5 liter bottle)

$1.61 ₱101

$1.58 ₹150

1.90%

Imported Beer (0.33 liter bottle)

$2.69 ₹255

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.19 ₹588

One-way Ticket (Public Transport)

$0.46 ₹43.46

Public Transport Monthly Pass (Regular Price)

$15.78 ₹1,498

Taxi Start (Normal Tariff)

$0.57 ₱36.08

$1.07 ₹102

-46.73%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.66

Taxi 1hour Waiting (Normal Tariff)

$1.58 ₹150

Gasoline (1 liter)

$1.26 ₱79.4

$1.07 ₹101

17.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K ₹1.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.1 ₱6,242

$42.37 ₹4,024

133.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.41 ₱1,474

$4.03 ₹383

480.89%

Internet (50+ Mbps, Unlimited Data)

$26.23 ₱1,651

$6.95 ₹660

277.41%

Gym Membership (Monthly)

$8.07 ₱508

$19.18 ₹1,821

-57.92%

Tennis Court (1 Hour on Weekend)

$7.92 ₹752

Cinema Ticket

$4.80 ₱302

$5.27 ₹500

-8.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$100 ₹9,525

International Primary School, 1 Child (Yearly)

$8,052 ₱507.0K

$2,247 ₹213.4K

258.36%

Jeans (Levis 501 Or Similar)

$24.11 ₹2,290

Summer Dress (H&M, Zara, etc)

$27.85 ₹2,645

Sport Shoes (Adidas, Nike)

$52.4 ₹4,977

Men's Leather Business Shoes

$42.90 ₹4,074

1-bedroom Apartment, City Center (Monthly)

$158 ₱9,919

$267 ₹25.4K

-41.07%

1-bedroom Apartment, Outside City Center (Monthly)

$85.9 ₱5,411

$156 ₹14.8K

-44.88%

3-bedroom Apartment, City Center (Monthly)

$251 ₱15.8K

$734 ₹69.7K

-65.79%

3-bedroom Apartment, Outside City Center (Monthly)

$194 ₱12.2K

$394 ₹37.5K

-50.90%

Buy Apartment in City Center (m2)

$2,507 ₹238.0K

Buy Apartment Outside City Center (m2)

$1,020 ₹96.8K

Average Monthly Net Salary (After Tax)

$145 ₱9,126

$608 ₹57.7K

-76.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 12, 2026

Last update for Delhi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Naga

$206 * 36.9%

Delhi

$109 20.9% 47.1% $97

Monthly Utilities & Internet

Naga

$149 26.7%

Delhi

$53 10.2% 64.1% $95

Eating Out

Naga

$99 17.7%

Delhi

$88 16.8% 11.2% $11

Accommodation & Living

Naga

$86 15.4%

Delhi

$156 29.9% 81.4% $70

Sport & Entertainment

Naga

$18 3.2%

Delhi

$30 5.7% 68.1% $12

Getting Around

Naga

$0.6 * 0.1%

Delhi

$20 3.8% 3414% $19

Clothing & Footwear

Naga

- * 0%

Delhi

$66 12.7%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $158 in Naga versus $267 in Delhi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 319% higher in Delhi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Naga versus $21.00 in Delhi. Groceries tell a different story – $206 in Naga vs $109 in Delhi – so Delhi wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Naga

🇮🇳 Delhi

🕒 Local time

22:29 10:29 PM

19:59 7:59 PM

2 h 30 min behind Naga

🌤 Weather

👥 Population

115,750

16,787,941 Capital

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Naga Delhi 5,020 km ≈ 7 h nonstop flight

From you

Naga
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Delhi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $558 in Naga, $522 in Delhi – roughly 7% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $837 per month in Naga and $783 in Delhi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delhi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Naga and $21.00 in Delhi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $558 in Naga and $522 in Delhi. That's a gap of about 7%.

$1,200 covers both cities comfortably – all-in costs are $558 in Naga and $522 in Delhi, leaving budget for savings and extras in both cases.

Families tend to lean toward Delhi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Delhi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naga makes more sense. Both are solid long-term options with distinct trade-offs.