Cost of Living Comparison Between Naga and Chiang Mai Cost of Living Comparison Between Naga and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

Monthly Cost of Living

A single person spends $779 per month in Naga vs $852 in Chiang Mai, rent included.

A couple spends around $1,145 per month in Naga vs $1,360 in Chiang Mai, rent included.

A family of three spends $1,510 per month in Naga vs $1,867 in Chiang Mai, rent included.

Naga is about 9% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Naga and Chiang Mai are more affordable than the global median – Naga 41% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$3.45 ₱212

$2.04 ฿68.4

69.12%

Three-Course Dinner for Two, Mid-Range

$18.03 ₱1,107

$18.71 ฿626

-3.63%

Fast Food Meal (McDonalds, etc)

$3.29 ₱202

$7.86 ฿263

-58.14%

Cappuccino

$2.46 ₱151

$2.03 ฿67.9

21.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ₱50.9

$0.80 ฿26.71

3.75%

Water (0.33 liter bottle)

$0.37 ₱22.43

$0.35 ฿11.71

5.71%

Local Beer (0.5 liter draught)

$1.36 ₱83.6

$2.14 ฿71.7

-36.45%

Imported Beer (0.33 liter bottle)

$2.17 ₱133

$3.67 ฿123

-40.87%

Milk (1 liter)

$1.90 ₱117

$1.73 ฿57.8

9.83%

White Bread (500g)

$1.27 ₱77.9

$1.57 ฿52.5

-19.11%

Rice (white) (1kg)

$0.86 ₱52.9

$1.20 ฿40.10

-28.33%

Eggs

$1.72 ₱105

$1.97 ฿66.0

-12.69%

Local Cheese (1kg)

$8.23 ₱506

$16.23 ฿543

-49.29%

Chicken Fillets (1kg)

$4.20 ₱258

$3.06 ฿102

37.25%

Beef Round Steak (1kg)

$7.50 ₱460

$10.80 ฿361

-30.56%

Apples (1kg)

$2.90 ₱178

$2.77 ฿92.6

4.69%

Banana (1kg)

$1.57 ₱96.6

$1.17 ฿39.05

34.19%

Oranges (1kg)

$2.70 ₱166

$1.71 ฿57.1

57.89%

Tomato (1kg)

$1.55 ₱95.4

$1.59 ฿53.3

-2.52%

Potato (1kg)

$2.32 ₱142

$1.39 ฿46.63

66.91%

Onion (1kg)

$2.54 ₱156

$1.16 ฿38.67

118.97%

Lettuce (1 head)

$1.06 ₱65.1

$0.66 ฿22.11

60.61%

Water (1.5 liter bottle)

$0.76 ₱46.86

$0.52 ฿17.35

46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱159

$4.65 ฿155

-44.09%

Wine (Bottle)

$3.85 ₱237

$17.78 ฿595

-78.35%

Local Beer (0.5 liter bottle)

$1.21 ₱74.2

$1.79 ฿59.8

-32.40%

Imported Beer (0.33 liter bottle)

$1.97 ₱121

$3.34 ฿112

-41.02%

One-way Ticket (Public Transport)

$0.28 ₱17.38

$0.91 ฿30.35

-69.23%

Public Transport Monthly Pass (Regular Price)

$18.64 ฿624

Taxi Start (Normal Tariff)

$0.81 ₱49.87

$1.41 ฿47.17

-42.55%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.47

$1.34 ฿44.82

-83.58%

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱128

$8.11 ฿271

-74.35%

Gasoline (1 liter)

$1.11 ₱67.9

$1.23 ฿41.27

-9.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ₱1.7M

$21.4K ฿717.0K

25.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$21.8K ฿730.0K

-7.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₱6,937

$71.3 ฿2,386

58.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.32 ₱1,985

$14.01 ฿469

130.69%

Internet (50+ Mbps, Unlimited Data)

$26.39 ₱1,620

$17.93 ฿600

47.18%

Gym Membership (Monthly)

$34.42 ₱2,114

$40.82 ฿1,365

-15.68%

Tennis Court (1 Hour on Weekend)

$6.88 ฿230

Cinema Ticket

$5.76 ₱354

$5.72 ฿191

0.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$153 ₱9,418

$308 ฿10.3K

-50.25%

International Primary School, 1 Child (Yearly)

$4,369 ₱268.2K

$14.7K ฿491.0K

-70.24%

Jeans (Levis 501 Or Similar)

$45.11 ₱2,770

$55.8 ฿1,865

-19.11%

Summer Dress (H&M, Zara, etc)

$27.01 ₱1,659

$26.04 ฿871

3.73%

Sport Shoes (Adidas, Nike)

$75.4 ₱4,630

$84.8 ฿2,837

-11.08%

Men's Leather Business Shoes

$53.7 ₱3,299

$71.0 ฿2,375

-24.31%

1-bedroom Apartment, City Center (Monthly)

$267 ₱16.4K

$423 ฿14.2K

-37.01%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.6K

$242 ฿8,110

-28.52%

3-bedroom Apartment, City Center (Monthly)

$323 ₱19.8K

$797 ฿26.7K

-59.45%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₱16.3K

$507 ฿17.0K

-47.50%

Buy Apartment in City Center (m2)

$1,918 ฿64.2K

Buy Apartment Outside City Center (m2)

$1,464 ฿49.0K

Average Monthly Net Salary (After Tax)

$147 ₱9,033

$595 ฿19.9K

-75.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

33.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: July 26, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

A central one-bedroom costs $267 in Naga versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 304% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Naga versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $196 vs $244 – making Naga the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naga vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 9% more than Naga, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,168 per month in Naga and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Naga and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 25% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,200 covers both cities comfortably – all-in costs are $779 in Naga and $852 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Naga costs $779 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.