Last update: Oct 2026

Cost of Living Comparison Between Nador and Cebu

For one person, living is cheaper in Nador: $607 a month against $915 in Cebu, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Nador
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Nador Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Nador

🇲🇦 Morocco

$607

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Nador and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nador and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $607 in Nador versus $915 in Cebu.

Nador $607
Cebu $915

Estimated couple costs with rent: $934 in Nador versus $1,418 in Cebu.

Nador $934
Cebu $1,418

Monthly costs for a family of three with rent: $1,260 in Nador versus $1,921 in Cebu.

Nador $1,260
Cebu $1,921

Living in Nador costs roughly 34% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nador 55% lower, Cebu 33% lower.

Meal at Budget Restaurant

$3.04 MAD 29.67

$3.05 ₱192

-0.33%

Three-Course Dinner for Two, Mid-Range

$17.56 MAD 171

$24.00 ₱1,511

-26.83%

Fast Food Meal (McDonalds, etc)

$6.50 MAD 63.4

$3.99 ₱251

62.91%

Cappuccino

$1.81 MAD 17.64

$2.50 ₱157

-27.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.53 MAD 5.16

$1.54 ₱97.1

-65.58%

Water (0.33 liter bottle)

$0.25 MAD 2.41

$0.50 ₱31.37

-50.00%

Local Beer (0.5 liter draught)

$6.78 MAD 66.1

$1.78 ₱112

280.90%

Imported Beer (0.33 liter bottle)

$2.98 MAD 29.04

$2.17 ₱136

37.33%

Milk (1 liter)

$0.88 MAD 8.62

$2.00 ₱126

-56.00%

White Bread (500g)

$0.17 MAD 1.62

$1.37 ₱86.2

-87.59%

Rice (white) (1kg)

$1.88 MAD 18.30

$1.03 ₱64.9

82.52%

Eggs

$1.57 MAD 15.35

$2.03 ₱128

-22.66%

Local Cheese (1kg)

$4.97 MAD 48.49

$10.20 ₱642

-51.27%

Chicken Fillets (1kg)

$3.59 MAD 35.01

$4.45 ₱280

-19.33%

Beef Round Steak (1kg)

$10.04 MAD 97.9

$7.67 ₱483

30.90%

Apples (1kg)

$1.36 MAD 13.28

$3.31 ₱208

-58.91%

Banana (1kg)

$1.24 MAD 12.04

$1.46 ₱91.8

-15.07%

Oranges (1kg)

$0.91 MAD 8.88

$2.32 ₱146

-60.78%

Tomato (1kg)

$0.75 MAD 7.30

$1.49 ₱94.0

-49.66%

Potato (1kg)

$0.72 MAD 7.01

$2.34 ₱147

-69.23%

Onion (1kg)

$0.72 MAD 7.03

$1.94 ₱122

-62.89%

Lettuce (1 head)

$0.57 MAD 5.60

$1.16 ₱73.0

-50.86%

Water (1.5 liter bottle)

$0.53 MAD 5.19

$0.68 ₱42.89

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 MAD 35.39

$2.99 ₱188

21.40%

Wine (Bottle)

$8.32 MAD 81.1

$6.24 ₱393

33.33%

Local Beer (0.5 liter bottle)

$2.18 MAD 21.28

$1.23 ₱77.3

77.24%

Imported Beer (0.33 liter bottle)

$2.45 MAD 23.84

$1.73 ₱109

41.62%

One-way Ticket (Public Transport)

$0.50 MAD 4.85

$0.23 ₱14.36

117.39%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.75 MAD 7.35

$0.79 ₱49.96

-5.06%

Taxi (Normal Tariff) (1km)

$0.78 MAD 7.65

$0.22 ₱13.86

254.55%

Taxi 1hour Waiting (Normal Tariff)

$3.28 MAD 32.02

$4.54 ₱286

-27.75%

Gasoline (1 liter)

$1.48 MAD 14.44

$1.32 ₱82.9

12.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K MAD 327.7K

$21.0K ₱1.3M

59.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K MAD 293.5K

$19.4K ₱1.2M

55.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.01 MAD 468

$119 ₱7,464

-59.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.74 MAD 94.9

$14.22 ₱896

-31.50%

Internet (50+ Mbps, Unlimited Data)

$41.96 MAD 409

$27.47 ₱1,730

52.75%

Gym Membership (Monthly)

$25.50 MAD 249

$32.31 ₱2,034

-21.08%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$3.42 MAD 33.36

$5.40 ₱340

-36.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.54 MAD 454

$276 ₱17.4K

-83.14%

International Primary School, 1 Child (Yearly)

$1,243 MAD 12.1K

$7,866 ₱495.3K

-84.20%

Jeans (Levis 501 Or Similar)

$17.61 MAD 172

$49.37 ₱3,108

-64.33%

Summer Dress (H&M, Zara, etc)

$46.35 MAD 452

$24.58 ₱1,548

88.57%

Sport Shoes (Adidas, Nike)

$55.6 MAD 542

$76.6 ₱4,825

-27.51%

Men's Leather Business Shoes

$65.2 MAD 635

$58.9 ₱3,706

10.72%

1-bedroom Apartment, City Center (Monthly)

$165 MAD 1,610

$503 ₱31.7K

-67.21%

1-bedroom Apartment, Outside City Center (Monthly)

$123 MAD 1,202

$305 ₱19.2K

-59.51%

3-bedroom Apartment, City Center (Monthly)

$293 MAD 2,859

$1,075 ₱67.7K

-72.72%

3-bedroom Apartment, Outside City Center (Monthly)

$253 MAD 2,462

$632 ₱39.8K

-60.05%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$341 MAD 3,324

$1,877 ₱118.2K

-81.84%

Average Monthly Net Salary (After Tax)

$354 MAD 3,448

$336 ₱21.1K

5.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-58.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nador: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nador

$154 25.3%

Cebu

$210 22.9% 36.4% $56

Accommodation & Living

Nador

$123 20.3%

Cebu

$305 33.3% 147% $181

Eating Out

Nador

$109 17.9%

Cebu

$88 9.6% 19.1% $21

Monthly Utilities & Internet

Nador

$100 16.4%

Cebu

$160 17.5% 60.7% $61

Clothing & Footwear

Nador

$83 13.7%

Cebu

$94 10.3% 13.4% $11

Sport & Entertainment

Nador

$32 5.3%

Cebu

$43 4.7% 33.2% $11

Getting Around

Nador

$6.7 * 1.1%

Cebu

$15 1.7% 127% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $165 in Nador and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Nador pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Nador vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $154 vs $210 per month, with Nador cheaper across the board.

Good to know

🇲🇦 Nador

🇵🇭 Cebu

🕒 Local time

23:38 11:38 PM

06:38 6:38 AM

7 h ahead of Nador

🌤 Weather

👥 Population

161,726

964,169

💱 Currency

Moroccan Dirham MAD د.م.

Philippine Peso PHP ₱

📈 Exchange rate

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 20, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to MAD in detail →

On the map

Lowest

Highest

Between locations

Nador Cebu 12,490 km ≈ 16 h nonstop flight

From you

Nador
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nador vs Cebu: Cost of Living - Frequently Asked Questions

Nador is cheaper overall, especially in groceries, clothing, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Nador, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $165 in Nador versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $607 per month in Nador versus $915 in Cebu – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nador gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nador is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nador and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nador gentler on the wallet – expenses run 51% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.