Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nador

For one person, living is cheaper in Nador: $607 a month against $915 in Cebu, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Nador
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Nador Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Nador

🇲🇦 Morocco

$607

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nador

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nador actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $607 in Nador.

Cebu $915
Nador $607

Estimated couple costs with rent: $1,418 in Cebu versus $934 in Nador.

Cebu $1,418
Nador $934

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,260 in Nador.

Cebu $1,921
Nador $1,260

Living in Cebu is roughly 51% more expensive than in Nador, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Nador 55% lower.

Meal at Budget Restaurant

$3.05 ₱192

$3.04 MAD 29.67

0.33%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$17.56 MAD 171

36.67%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$6.50 MAD 63.4

-38.62%

Cappuccino

$2.50 ₱157

$1.81 MAD 17.64

38.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.53 MAD 5.16

190.57%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.25 MAD 2.41

100.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.78 MAD 66.1

-73.75%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.98 MAD 29.04

-27.18%

Milk (1 liter)

$2.00 ₱126

$0.88 MAD 8.62

127.27%

White Bread (500g)

$1.37 ₱86.2

$0.17 MAD 1.62

705.88%

Rice (white) (1kg)

$1.03 ₱64.9

$1.88 MAD 18.30

-45.21%

Eggs

$2.03 ₱128

$1.57 MAD 15.35

29.30%

Local Cheese (1kg)

$10.20 ₱642

$4.97 MAD 48.49

105.23%

Chicken Fillets (1kg)

$4.45 ₱280

$3.59 MAD 35.01

23.96%

Beef Round Steak (1kg)

$7.67 ₱483

$10.04 MAD 97.9

-23.61%

Apples (1kg)

$3.31 ₱208

$1.36 MAD 13.28

143.38%

Banana (1kg)

$1.46 ₱91.8

$1.24 MAD 12.04

17.74%

Oranges (1kg)

$2.32 ₱146

$0.91 MAD 8.88

154.95%

Tomato (1kg)

$1.49 ₱94.0

$0.75 MAD 7.30

98.67%

Potato (1kg)

$2.34 ₱147

$0.72 MAD 7.01

225.00%

Onion (1kg)

$1.94 ₱122

$0.72 MAD 7.03

169.44%

Lettuce (1 head)

$1.16 ₱73.0

$0.57 MAD 5.60

103.51%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.53 MAD 5.19

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.63 MAD 35.39

-17.63%

Wine (Bottle)

$6.24 ₱393

$8.32 MAD 81.1

-25.00%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.18 MAD 21.28

-43.58%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.45 MAD 23.84

-29.39%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.50 MAD 4.85

-54.00%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.75 MAD 7.35

5.33%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.78 MAD 7.65

-71.79%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$3.28 MAD 32.02

38.41%

Gasoline (1 liter)

$1.32 ₱82.9

$1.48 MAD 14.44

-10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$33.6K MAD 327.7K

-37.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.1K MAD 293.5K

-35.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$48.01 MAD 468

146.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$9.74 MAD 94.9

46.00%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$41.96 MAD 409

-34.53%

Gym Membership (Monthly)

$32.31 ₱2,034

$25.50 MAD 249

26.71%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$3.42 MAD 33.36

57.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$46.54 MAD 454

493.08%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$1,243 MAD 12.1K

532.95%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$17.61 MAD 172

180.35%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$46.35 MAD 452

-46.97%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$55.6 MAD 542

37.94%

Men's Leather Business Shoes

$58.9 ₱3,706

$65.2 MAD 635

-9.68%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$165 MAD 1,610

204.97%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$123 MAD 1,202

146.99%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$293 MAD 2,859

266.53%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$253 MAD 2,462

150.33%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$341 MAD 3,324

450.56%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$354 MAD 3,448

-5.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

140.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Nador: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Nador

$123 20.3% 59.5% $181

Groceries & Markets

Cebu

$210 22.9%

Nador

$154 25.3% 26.7% $56

Monthly Utilities & Internet

Cebu

$160 17.5%

Nador

$100 16.4% 37.8% $61

Clothing & Footwear

Cebu

$94 10.3%

Nador

$83 13.7% 11.8% $11

Eating Out

Cebu

$88 9.6%

Nador

$109 17.9% 23.7% $21

Sport & Entertainment

Cebu

$43 4.7%

Nador

$32 5.3% 24.9% $11

Getting Around

Cebu

$15 1.7%

Nador

$6.7 * 1.1% 56% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $165 in Nador. Housing cost is often the main lever when comparing two cities.

Nador pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $18.00 in Nador for a mid-range dinner for two. Groceries echo the gap at $210 vs $154 per month, with Nador cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇦 Nador

🕒 Local time

02:00 2:00 AM

19:00 7:00 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

161,726

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 20, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Nador 12,490 km ≈ 16 h nonstop flight

From you

Cebu
Nador

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nador: Cost of Living - Frequently Asked Questions

Nador is cheaper overall, especially in groceries, clothing, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 5% lower in Nador. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $165 in Nador. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $607 in Nador – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nador gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nador is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nador are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nador gentler on the wallet – expenses run 51% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.