Last update: Oct 2026

Cost of Living Comparison Between Nacogdoches, TX and Toronto

For one person, living is cheaper in Nacogdoches, TX: $1,657 a month against $2,561 in Toronto, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Nacogdoches, TX
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Nacogdoches, TX Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Nacogdoches, TX

🇺🇸 United States

$1,657

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Nacogdoches, TX and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nacogdoches, TX and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,657 in Nacogdoches, TX versus $2,561 in Toronto.

Nacogdoches, TX $1,657
Toronto $2,561

Estimated couple costs with rent: $2,393 in Nacogdoches, TX versus $3,694 in Toronto.

Nacogdoches, TX $2,393
Toronto $3,694

Monthly costs for a family of three with rent: $3,129 in Nacogdoches, TX versus $4,826 in Toronto.

Nacogdoches, TX $3,129
Toronto $4,826

Living in Nacogdoches, TX costs roughly 35% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Nacogdoches, TX 23% above, Toronto 90% above.

Meal at Budget Restaurant

$13.73 $13.73

$17.18 CA$24.29

-20.08%

Three-Course Dinner for Two, Mid-Range

$37.48 $37.48

$76.0 CA$107

-50.66%

Fast Food Meal (McDonalds, etc)

$9.21 $9.21

$10.54 CA$14.89

-12.62%

Cappuccino

$4.37 $4.37

$4.02 CA$5.68

8.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 $1.66

$2.12 CA$3.00

-21.70%

Water (0.33 liter bottle)

$1.18 $1.18

$1.75 CA$2.48

-32.57%

Local Beer (0.5 liter draught)

$5.06 $5.06

$6.24 CA$8.83

-18.91%

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$7.09 CA$10.02

-17.21%

Milk (1 liter)

$0.76 $0.76

$2.44 CA$3.45

-68.85%

White Bread (500g)

$2.78 $2.78

$2.68 CA$3.78

3.73%

Rice (white) (1kg)

$3.83 $3.83

$2.24 CA$3.17

70.98%

Eggs

$2.95 $2.95

$3.56 CA$5.03

-17.13%

Local Cheese (1kg)

$11.10 $11.10

$9.09 CA$12.85

22.11%

Chicken Fillets (1kg)

$6.47 $6.47

$11.33 CA$16.01

-42.89%

Beef Round Steak (1kg)

$13.41 $13.41

$14.53 CA$20.55

-7.71%

Apples (1kg)

$4.29 $4.29

$3.62 CA$5.12

18.51%

Banana (1kg)

$1.36 $1.36

$1.21 CA$1.72

12.40%

Oranges (1kg)

$4.48 $4.48

$3.60 CA$5.09

24.44%

Tomato (1kg)

$2.80 $2.80

$4.21 CA$5.96

-33.49%

Potato (1kg)

$2.21 $2.21

$1.79 CA$2.53

23.46%

Onion (1kg)

$1.64 $1.64

$1.59 CA$2.25

3.14%

Lettuce (1 head)

$2.03 $2.03

$2.27 CA$3.21

-10.57%

Water (1.5 liter bottle)

$2.57 $2.57

$1.25 CA$1.77

105.60%

Cigarettes 20 Pack (Marlboro, Camel)

$8.29 $8.29

$13.82 CA$19.53

-40.01%

Wine (Bottle)

$10.30 $10.30

$14.27 CA$20.18

-27.82%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.20 CA$3.10

-23.18%

Imported Beer (0.33 liter bottle)

$4.62 $4.62

$2.43 CA$3.44

90.12%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.39 CA$3.38

-18.83%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$3.13 $3.13

$2.91 CA$4.12

7.56%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.20 CA$1.69

42.50%

Taxi 1hour Waiting (Normal Tariff)

$29.92 $29.92

$21.38 CA$30.23

39.94%

Gasoline (1 liter)

$0.91 $0.91

$1.21 CA$1.71

-24.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K $28.7K

$28.2K CA$39.8K

1.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$20.3K CA$28.6K

21.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$120 CA$170

35.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.18 $25.18

$32.26 CA$45.60

-21.95%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$47.93 CA$67.8

42.85%

Gym Membership (Monthly)

$42.11 $42.11

$38.48 CA$54.4

9.43%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$14.94 $14.94

$12.38 CA$17.50

20.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,417 $1,417

$830 CA$1,173

70.76%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$23.1K CA$32.6K

1.66%

Jeans (Levis 501 Or Similar)

$22.07 $22.07

$50.7 CA$71.7

-56.48%

Summer Dress (H&M, Zara, etc)

$25.19 $25.19

$40.02 CA$56.6

-37.06%

Sport Shoes (Adidas, Nike)

$64.2 $64.2

$98.0 CA$139

-34.46%

Men's Leather Business Shoes

$96.2 $96.2

$121 CA$171

-20.24%

1-bedroom Apartment, City Center (Monthly)

$907 $907

$1,592 CA$2,251

-43.01%

1-bedroom Apartment, Outside City Center (Monthly)

$659 $659

$1,410 CA$1,994

-53.28%

3-bedroom Apartment, City Center (Monthly)

$1,246 $1,246

$2,670 CA$3,775

-53.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 $1,067

$2,152 CA$3,042

-50.39%

Buy Apartment in City Center (m2)

$2,769 $2,769

$7,945 CA$11.2K

-65.14%

Buy Apartment Outside City Center (m2)

$2,436 $2,436

$6,542 CA$9,249

-62.76%

Average Monthly Net Salary (After Tax)

$6,998 $6,998

$3,727 CA$5,269

87.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nacogdoches, TX: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nacogdoches, TX

$659 39.8%

Toronto

$1.4K 55.1% 114% $751

Groceries & Markets

Nacogdoches, TX

$317 19.2%

Toronto

$340 13.3% 7.1% $23

Monthly Utilities & Internet

Nacogdoches, TX

$257 15.5%

Toronto

$201 7.8% 22.1% $57

Eating Out

Nacogdoches, TX

$238 14.4%

Toronto

$278 10.9% 16.8% $40

Clothing & Footwear

Nacogdoches, TX

$93 5.6%

Toronto

$139 5.4% 49% $46

Sport & Entertainment

Nacogdoches, TX

$72 4.4%

Toronto

$63 2.5% 12.2% $8.8

Getting Around

Nacogdoches, TX

$19 * 1.2%

Toronto

$129 5.1% 565% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $907 in Nacogdoches, TX and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Nacogdoches, TX pays 88% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37.00 in Nacogdoches, TX vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $317 vs $340 per month, with Nacogdoches, TX cheaper across the board.

Good to know

🇺🇸 Nacogdoches, TX

🇨🇦 Toronto

🕒 Local time

06:04 6:04 AM

07:04 7:04 AM

1 h ahead of Nacogdoches, TX

🌤 Weather

👥 Population

32,147

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Nacogdoches, TX Toronto 1,890 km ≈ 2 h 45 min nonstop flight

From you

Nacogdoches, TX
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nacogdoches, TX vs Toronto: Cost of Living - Frequently Asked Questions

Nacogdoches, TX and Toronto differ by about 55% in total monthly costs ($1,657 vs $2,561 including rent). Nacogdoches, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 88% higher in Nacogdoches, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $907 in Nacogdoches, TX versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,417 in Nacogdoches, TX versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nacogdoches, TX – a meal for two runs $37.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,657 in Nacogdoches, TX versus $2,561 in Toronto, a $3,000 budget is realistic in Nacogdoches, TX but tight or insufficient in Toronto. The gap between the two cities makes Nacogdoches, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Nacogdoches, TX gentler on the wallet – expenses run 55% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.