Last update: Oct 2026

Cost of Living Comparison Between Toronto and Nacogdoches, TX

For one person, living is cheaper in Nacogdoches, TX: $1,657 a month against $2,561 in Toronto, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
80

Cost of Living Index in Nacogdoches, TX
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Nacogdoches, TX Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Nacogdoches, TX

🇺🇸 United States

$1,657

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Nacogdoches, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Nacogdoches, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $1,657 in Nacogdoches, TX.

Toronto $2,561
Nacogdoches, TX $1,657

Estimated couple costs with rent: $3,694 in Toronto versus $2,393 in Nacogdoches, TX.

Toronto $3,694
Nacogdoches, TX $2,393

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,129 in Nacogdoches, TX.

Toronto $4,826
Nacogdoches, TX $3,129

Living in Toronto is roughly 55% more expensive than in Nacogdoches, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Nacogdoches, TX 23% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$13.73 $13.73

25.13%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$37.48 $37.48

102.69%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.21 $9.21

14.44%

Cappuccino

$4.02 CA$5.68

$4.37 $4.37

-8.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.66 $1.66

27.71%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.18 $1.18

48.31%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.06 $5.06

23.32%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.87 $5.87

20.78%

Milk (1 liter)

$2.44 CA$3.45

$0.76 $0.76

221.05%

White Bread (500g)

$2.68 CA$3.78

$2.78 $2.78

-3.60%

Rice (white) (1kg)

$2.24 CA$3.17

$3.83 $3.83

-41.51%

Eggs

$3.56 CA$5.03

$2.95 $2.95

20.68%

Local Cheese (1kg)

$9.09 CA$12.85

$11.10 $11.10

-18.11%

Chicken Fillets (1kg)

$11.33 CA$16.01

$6.47 $6.47

75.12%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.41 $13.41

8.35%

Apples (1kg)

$3.62 CA$5.12

$4.29 $4.29

-15.62%

Banana (1kg)

$1.21 CA$1.72

$1.36 $1.36

-11.03%

Oranges (1kg)

$3.60 CA$5.09

$4.48 $4.48

-19.64%

Tomato (1kg)

$4.21 CA$5.96

$2.80 $2.80

50.36%

Potato (1kg)

$1.79 CA$2.53

$2.21 $2.21

-19.00%

Onion (1kg)

$1.59 CA$2.25

$1.64 $1.64

-3.05%

Lettuce (1 head)

$2.27 CA$3.21

$2.03 $2.03

11.82%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.57 $2.57

-51.36%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$8.29 $8.29

66.71%

Wine (Bottle)

$14.27 CA$20.18

$10.30 $10.30

38.54%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.69 $1.69

30.18%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$4.62 $4.62

-47.40%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.94 $1.94

23.20%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.13 $3.13

-7.03%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.71 $1.71

-29.82%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$29.92 $29.92

-28.54%

Gasoline (1 liter)

$1.21 CA$1.71

$0.91 $0.91

32.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$28.7K $28.7K

-1.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$24.5K $24.5K

-17.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$164 $164

-26.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$25.18 $25.18

28.12%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$68.5 $68.5

-30.00%

Gym Membership (Monthly)

$38.48 CA$54.4

$42.11 $42.11

-8.62%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$14.94 $14.94

-17.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,417 $1,417

-41.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$23.5K $23.5K

-1.64%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$22.07 $22.07

129.77%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$25.19 $25.19

58.87%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$64.2 $64.2

52.58%

Men's Leather Business Shoes

$121 CA$171

$96.2 $96.2

25.38%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$907 $907

75.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$659 $659

114.06%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,246 $1,246

114.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,067 $1,067

101.56%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,769 $2,769

186.90%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,436 $2,436

168.52%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$6,998 $6,998

-46.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.62

-32.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Nacogdoches, TX: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Nacogdoches, TX

$659 39.8% 53.3% $751

Groceries & Markets

Toronto

$340 13.3%

Nacogdoches, TX

$317 19.2% 6.6% $23

Eating Out

Toronto

$278 10.9%

Nacogdoches, TX

$238 14.4% 14.4% $40

Monthly Utilities & Internet

Toronto

$201 7.8%

Nacogdoches, TX

$257 15.5% 28.3% $57

Clothing & Footwear

Toronto

$139 5.4%

Nacogdoches, TX

$93 5.6% 32.9% $46

Getting Around

Toronto

$129 5.1%

Nacogdoches, TX

$19 * 1.2% 85% $110

Sport & Entertainment

Toronto

$63 2.5%

Nacogdoches, TX

$72 4.4% 13.9% $8.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $907 in Nacogdoches, TX. Housing cost is often the main lever when comparing two cities.

Nacogdoches, TX pays 88% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in Toronto vs $37.00 in Nacogdoches, TX for a mid-range dinner for two. Groceries echo the gap at $340 vs $317 per month, with Nacogdoches, TX cheaper across the board.

Good to know

🇨🇦 Toronto

🇺🇸 Nacogdoches, TX

🕒 Local time

07:58 7:58 AM

06:58 6:58 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

32,147

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Toronto Nacogdoches, TX 1,890 km ≈ 2 h 45 min nonstop flight

From you

Toronto
Nacogdoches, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Nacogdoches, TX: Cost of Living - Frequently Asked Questions

Toronto and Nacogdoches, TX differ by about 55% in total monthly costs ($2,561 vs $1,657 including rent). Nacogdoches, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 88% lower in Nacogdoches, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $907 in Nacogdoches, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $830 in Toronto versus $1,417 in Nacogdoches, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Nacogdoches, TX – a meal for two runs $37.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,657 in Nacogdoches, TX versus $2,561 in Toronto, a $3,000 budget is realistic in Nacogdoches, TX but tight or insufficient in Toronto. The gap between the two cities makes Nacogdoches, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Nacogdoches, TX gentler on the wallet – expenses run 55% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.