Last update: Nov 2026

Cost of Living Comparison Between Nacogdoches, TX and Lima

For one person, living is cheaper in Lima: $1,042 a month against $1,706 in Nacogdoches, TX, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Nacogdoches, TX
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Nacogdoches, TX Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Nacogdoches, TX

🇺🇸 United States

$1,706

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Nacogdoches, TX and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nacogdoches, TX and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,706 in Nacogdoches, TX versus $1,042 in Lima.

Nacogdoches, TX $1,706
Lima $1,042

Estimated couple costs with rent: $2,464 in Nacogdoches, TX versus $1,651 in Lima.

Nacogdoches, TX $2,464
Lima $1,651

Monthly costs for a family of three with rent: $3,223 in Nacogdoches, TX versus $2,259 in Lima.

Nacogdoches, TX $3,223
Lima $2,259

Living in Nacogdoches, TX is roughly 64% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nacogdoches, TX is 26% above, Lima is 23% below.

Meal at Budget Restaurant

$13.35 $13.35

$4.64 PEN 15.95

187.72%

Three-Course Dinner for Two, Mid-Range

$38.11 $38.11

$34.34 PEN 118

10.98%

Fast Food Meal (McDonalds, etc)

$8.89 $8.89

$7.01 PEN 24.12

26.82%

Cappuccino

$4.15 $4.15

$3.22 PEN 11.09

28.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 $1.66

$1.13 PEN 3.90

46.90%

Water (0.33 liter bottle)

$1.20 $1.20

$0.61 PEN 2.09

96.72%

Local Beer (0.5 liter draught)

$4.96 $4.96

$2.93 PEN 10.08

69.28%

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$4.25 PEN 14.63

41.41%

Milk (1 liter)

$0.79 $0.79

$1.58 PEN 5.44

-50.00%

White Bread (500g)

$2.79 $2.79

$2.61 PEN 8.98

6.90%

Rice (white) (1kg)

$3.81 $3.81

$1.30 PEN 4.47

193.08%

Eggs

$3.01 $3.01

$2.92 PEN 10.05

3.08%

Local Cheese (1kg)

$11.08 $11.08

$9.54 PEN 32.82

16.14%

Chicken Fillets (1kg)

$6.42 $6.42

$5.71 PEN 19.66

12.43%

Beef Round Steak (1kg)

$13.27 $13.27

$9.47 PEN 32.58

40.13%

Apples (1kg)

$4.51 $4.51

$2.01 PEN 6.91

124.38%

Banana (1kg)

$1.35 $1.35

$1.02 PEN 3.52

32.35%

Oranges (1kg)

$4.30 $4.30

$1.45 PEN 4.99

196.55%

Tomato (1kg)

$2.66 $2.66

$1.49 PEN 5.14

78.52%

Potato (1kg)

$2.24 $2.24

$0.91 PEN 3.14

146.15%

Onion (1kg)

$1.70 $1.70

$0.89 PEN 3.07

91.01%

Lettuce (1 head)

$2.03 $2.03

$0.86 PEN 2.97

136.05%

Water (1.5 liter bottle)

$2.44 $2.44

$0.89 PEN 3.06

174.16%

Cigarettes 20 Pack (Marlboro, Camel)

$8.60 $8.60

$5.47 PEN 18.83

57.22%

Wine (Bottle)

$10.63 $10.63

$10.17 PEN 35.00

4.52%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.81 PEN 6.21

-2.21%

Imported Beer (0.33 liter bottle)

$4.46 $4.46

$3.15 PEN 10.84

41.59%

One-way Ticket (Public Transport)

$2.22 $2.22

$0.66 PEN 2.28

236.36%

Public Transport Monthly Pass (Regular Price)

$60.6 $60.6

$31.89 PEN 110

89.97%

Taxi Start (Normal Tariff)

$3.87 $3.87

$3.43 PEN 11.79

12.83%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.98 PEN 6.80

-16.16%

Taxi 1hour Waiting (Normal Tariff)

$34.01 $34.01

$9.60 PEN 33.04

254.27%

Gasoline (1 liter)

$0.91 $0.91

$1.71 PEN 5.89

-46.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$21.9K PEN 75.3K

28.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$29.0K PEN 100.0K

-14.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 $162

$65.8 PEN 227

146.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.57 $24.57

$15.26 PEN 52.5

61.01%

Internet (50+ Mbps, Unlimited Data)

$66.8 $66.8

$26.87 PEN 92.5

148.49%

Gym Membership (Monthly)

$39.62 $39.62

$32.91 PEN 113

20.39%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$15.06 $15.06

$7.12 PEN 24.49

111.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,423 $1,423

$309 PEN 1,064

360.37%

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$21.4K PEN 73.5K

-15.96%

Jeans (Levis 501 Or Similar)

$22.76 $22.76

$52.0 PEN 179

-56.21%

Summer Dress (H&M, Zara, etc)

$24.72 $24.72

$35.69 PEN 123

-30.74%

Sport Shoes (Adidas, Nike)

$64.5 $64.5

$81.8 PEN 281

-21.15%

Men's Leather Business Shoes

$97.6 $97.6

$78.0 PEN 268

25.24%

1-bedroom Apartment, City Center (Monthly)

$873 $873

$727 PEN 2,501

20.13%

1-bedroom Apartment, Outside City Center (Monthly)

$659 $659

$373 PEN 1,284

76.64%

3-bedroom Apartment, City Center (Monthly)

$1,236 $1,236

$1,249 PEN 4,297

-1.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,056 $1,056

$739 PEN 2,544

42.88%

Buy Apartment in City Center (m2)

$2,746 $2,746

$2,380 PEN 8,191

15.36%

Buy Apartment Outside City Center (m2)

$2,563 $2,563

$1,365 PEN 4,697

87.81%

Average Monthly Net Salary (After Tax)

$6,984 $6,984

$650 PEN 2,238

974.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

8.38

-21.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nacogdoches, TX: November 3, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nacogdoches, TX

$659 38.6%

Lima

$373 35.8% 43.4% $286

Groceries & Markets

Nacogdoches, TX

$316 18.5%

Lima

$228 21.9% 27.8% $88

Monthly Utilities & Internet

Nacogdoches, TX

$254 14.9%

Lima

$108 10.4% 57.4% $146

Eating Out

Nacogdoches, TX

$232 13.6%

Lima

$127 12.2% 45.2% $105

Clothing & Footwear

Nacogdoches, TX

$94 5.5%

Lima

$111 10.7% 18% $17

Getting Around

Nacogdoches, TX

$82 4.8%

Lima

$48 4.6% 41.4% $34

Sport & Entertainment

Nacogdoches, TX

$70 4.1%

Lima

$47 4.5% 32.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $873 in Nacogdoches, TX and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Nacogdoches, TX pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Nacogdoches, TX vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $316 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Nacogdoches, TX

🇵🇪 Lima

🕒 Local time

21:55 9:55 PM

22:55 10:55 PM

1 h ahead of Nacogdoches, TX

🌤 Weather

👥 Population

32,147

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.891 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Between locations

Nacogdoches, TX Lima 5,210 km ≈ 7 h nonstop flight

From you

Nacogdoches, TX
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nacogdoches, TX vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,706 in Nacogdoches, TX and $1,042 in Lima, so Lima is about 39% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Nacogdoches, TX is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $873 in Nacogdoches, TX versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,423 in Nacogdoches, TX versus $309 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Nacogdoches, TX. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Lima gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lima gentler on the wallet – expenses run 39% less than in Nacogdoches, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.