Last update: Oct 2026

Cost of Living Comparison Between Naantali and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,805 in Naantali, rent and utilities included – about $5,400 less a year. Other living expenses account for most of the difference.

88

Cost of Living Index in Naantali
Learn more

Naantali Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Naantali

🇫🇮 Finland

$1,805

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Naantali and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naantali and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,805 per month in Naantali vs $1,353 in Ubud, Bali, rent included.

Naantali $1,805
Ubud, Bali $1,353

A couple spends around $2,824 per month in Naantali vs $2,297 in Ubud, Bali, rent included.

Naantali $2,824
Ubud, Bali $2,297

A family of three spends $3,843 per month in Naantali vs $3,241 in Ubud, Bali, rent included.

Naantali $3,843
Ubud, Bali $3,241

Naantali costs about 33% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Naantali and Ubud, Bali sit above the global median – Naantali by 33%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$16.07 €14.30

$3.23 Rp 58.1K

397.52%

Three-Course Dinner for Two, Mid-Range

$99.3 €88.3

$34.88 Rp 627.8K

184.55%

Fast Food Meal (McDonalds, etc)

$12.49 €11.11

$5.70 Rp 102.5K

119.12%

Cappuccino

$4.82 €4.29

$2.62 Rp 47.1K

83.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.50

$1.72 Rp 31.0K

63.95%

Water (0.33 liter bottle)

$1.91 €1.70

$0.81 Rp 14.6K

135.80%

Local Beer (0.5 liter draught)

$9.37 €8.34

$2.65 Rp 47.7K

253.58%

Imported Beer (0.33 liter bottle)

$8.90 €7.91

$4.37 Rp 78.6K

103.66%

Milk (1 liter)

$1.31 €1.17

$1.57 Rp 28.3K

-16.56%

White Bread (500g)

$2.48 €2.21

$2.19 Rp 39.5K

13.24%

Rice (white) (1kg)

$2.67 €2.37

$1.18 Rp 21.2K

126.27%

Eggs

$3.69 €3.28

$2.16 Rp 38.8K

70.83%

Local Cheese (1kg)

$7.86 €6.99

$17.65 Rp 317.7K

-55.47%

Chicken Fillets (1kg)

$13.33 €11.86

$3.78 Rp 68.0K

252.65%

Beef Round Steak (1kg)

$18.21 €16.19

$11.95 Rp 215.1K

52.38%

Apples (1kg)

$2.70 €2.40

$3.60 Rp 64.8K

-25.00%

Banana (1kg)

$2.11 €1.88

$1.59 Rp 28.6K

32.70%

Oranges (1kg)

$2.28 €2.03

$2.31 Rp 41.6K

-1.30%

Tomato (1kg)

$3.83 €3.41

$1.91 Rp 34.3K

100.52%

Potato (1kg)

$1.17 €1.05

$1.78 Rp 32.1K

-34.27%

Onion (1kg)

$1.60 €1.43

$2.33 Rp 41.9K

-31.33%

Lettuce (1 head)

$1.95 €1.74

$1.00 Rp 18.0K

95.00%

Water (1.5 liter bottle)

$1.59 €1.42

$0.53 Rp 9,509

200.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.30 €11.83

$2.29 Rp 41.1K

480.79%

Wine (Bottle)

$14.77 €13.13

$22.07 Rp 397.3K

-33.08%

Local Beer (0.5 liter bottle)

$3.89 €3.46

$2.35 Rp 42.2K

65.53%

Imported Beer (0.33 liter bottle)

$3.68 €3.28

$2.98 Rp 53.6K

23.49%

One-way Ticket (Public Transport)

$3.25 €2.89

$0.23 Rp 4,112

1313.04%

Public Transport Monthly Pass (Regular Price)

$64.2 €57.1

$8.90 Rp 160.2K

621.24%

Taxi Start (Normal Tariff)

$8.40 €7.47

$0.47 Rp 8,466

1687.23%

Taxi (Normal Tariff) (1km)

$1.26 €1.12

$0.43 Rp 7,737

193.02%

Taxi 1hour Waiting (Normal Tariff)

$66.8 €59.4

$5.47 Rp 98.4K

1121.39%

Gasoline (1 liter)

$2.27 €2.02

$0.83 Rp 14.9K

173.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €32.9K

$23.9K Rp 429.8M

55.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.2K

$32.8K Rp 590.1M

13.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €119

$80.0 Rp 1.4M

67.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.22 €23.32

$6.56 Rp 118.1K

299.70%

Internet (50+ Mbps, Unlimited Data)

$21.97 €19.54

$18.60 Rp 334.8K

18.12%

Gym Membership (Monthly)

$44.21 €39.32

$54.1 Rp 974.1K

-18.31%

Tennis Court (1 Hour on Weekend)

$22.24 €19.78

$18.28 Rp 329.0K

21.66%

Cinema Ticket

$18.30 €16.28

$4.25 Rp 76.5K

330.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$313 €279

$493 Rp 8.9M

-36.40%

International Primary School, 1 Child (Yearly)

$7,266 €6,464

$5,597 Rp 100.7M

29.83%

Jeans (Levis 501 Or Similar)

$90.3 €80.3

$45.58 Rp 820.4K

98.09%

Summer Dress (H&M, Zara, etc)

$43.88 €39.03

$34.96 Rp 629.4K

25.51%

Sport Shoes (Adidas, Nike)

$104 €92.3

$77.7 Rp 1.4M

33.50%

Men's Leather Business Shoes

$110 €97.8

$78.5 Rp 1.4M

39.99%

1-bedroom Apartment, City Center (Monthly)

$774 €688

$1,131 Rp 20.4M

-31.62%

1-bedroom Apartment, Outside City Center (Monthly)

$633 €563

$673 Rp 12.1M

-5.88%

3-bedroom Apartment, City Center (Monthly)

$1,243 €1,106

$3,613 Rp 65.0M

-65.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,011 €899

$1,702 Rp 30.6M

-40.58%

Buy Apartment in City Center (m2)

$4,047 €3,600

$2,717 Rp 48.9M

48.92%

Buy Apartment Outside City Center (m2)

$2,159 €1,920

$2,241 Rp 40.3M

-3.66%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.61

13.78

-73.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naantali: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naantali

$633 35.1%

Ubud, Bali

$673 49.7% 6.3% $40

Groceries & Markets

Naantali

$353 19.5%

Ubud, Bali

$287 21.2% 18.5% $65

Eating Out

Naantali

$307 17%

Ubud, Bali

$106 7.9% 65.4% $201

Monthly Utilities & Internet

Naantali

$182 10.1%

Ubud, Bali

$105 7.8% 42.2% $77

Clothing & Footwear

Naantali

$157 8.7%

Ubud, Bali

$107 7.9% 31.9% $50

Getting Around

Naantali

$92 5.1%

Ubud, Bali

$12 0.9% 86.5% $79

Sport & Entertainment

Naantali

$81 4.5%

Ubud, Bali

$63 4.6% 22.5% $18

Cost Breakdown

A central one-bedroom costs $774 in Naantali versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $99.0 in Naantali versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $353 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Naantali

🇮🇩 Ubud, Bali

🕒 Local time

11:47 11:47 AM

16:47 4:47 PM

5 h ahead of Naantali

🌤 Weather

👥 Population

19,426

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Naantali Ubud, Bali 11,010 km ≈ 14 h nonstop flight

From you

Naantali
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naantali vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Naantali is pricier by about 33%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,707 per month in Naantali and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,805 in Naantali and $1,353 in Ubud, Bali. That's a gap of about 33%.

Public transport costs about 621% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Naantali at $1,805. In Ubud, Bali it covers expenses comfortably, while in Naantali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naantali makes more sense. Both are solid long-term options with distinct trade-offs.