Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Naantali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,806 in Naantali, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Naantali
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Naantali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Naantali

🇫🇮 Finland

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Naantali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Naantali actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,806 in Naantali, rent included.

Ubud, Bali $1,368
Naantali $1,806

A couple spends around $2,314 per month in Ubud, Bali vs $2,851 in Naantali, rent included.

Ubud, Bali $2,314
Naantali $2,851

A family of three spends $3,260 per month in Ubud, Bali vs $3,896 in Naantali, rent included.

Ubud, Bali $3,260
Naantali $3,896

Ubud, Bali is about 24% cheaper than Naantali, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Naantali sit above the global median – Ubud, Bali by 1%, Naantali by 34%.

Meal at Budget Restaurant

$3.33 Rp 59.8K

$15.89 €14.17

-79.04%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 631.2K

$101 €90.5

-65.32%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$12.51 €11.16

-53.64%

Cappuccino

$2.73 Rp 49.0K

$4.65 €4.15

-41.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$2.92 €2.61

-43.84%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$1.85 €1.65

-55.14%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$9.40 €8.38

-71.28%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$8.73 €7.78

-50.74%

Milk (1 liter)

$1.50 Rp 27.0K

$1.32 €1.17

13.64%

White Bread (500g)

$2.30 Rp 41.2K

$2.57 €2.29

-10.51%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.55 €2.27

-53.73%

Eggs

$2.14 Rp 38.5K

$3.62 €3.23

-40.88%

Local Cheese (1kg)

$17.48 Rp 313.6K

$7.69 €6.85

127.31%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$13.24 €11.80

-69.56%

Beef Round Steak (1kg)

$12.23 Rp 219.4K

$18.70 €16.68

-34.60%

Apples (1kg)

$3.55 Rp 63.7K

$2.81 €2.50

26.33%

Banana (1kg)

$1.57 Rp 28.2K

$2.14 €1.91

-26.64%

Oranges (1kg)

$2.24 Rp 40.1K

$2.20 €1.96

1.82%

Tomato (1kg)

$1.93 Rp 34.6K

$3.84 €3.42

-49.74%

Potato (1kg)

$1.88 Rp 33.8K

$1.25 €1.11

50.40%

Onion (1kg)

$2.29 Rp 41.1K

$1.53 €1.36

49.67%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.01 €1.79

-50.75%

Water (1.5 liter bottle)

$0.53 Rp 9,445

$1.67 €1.49

-68.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$13.13 €11.70

-82.64%

Wine (Bottle)

$23.01 Rp 412.9K

$14.98 €13.35

53.60%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$3.88 €3.46

-39.69%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$3.55 €3.17

-18.03%

One-way Ticket (Public Transport)

$0.24 Rp 4,301

$3.34 €2.97

-92.81%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

$66.8 €59.6

-86.80%

Taxi Start (Normal Tariff)

$0.48 Rp 8,657

$8.69 €7.75

-94.48%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,207

$1.29 €1.15

-64.34%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

$66.0 €58.8

-91.74%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.30 €2.05

-61.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.8M

$37.0K €33.0K

-33.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.6M

$36.9K €32.9K

-15.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$132 €118

-37.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.7K

$25.91 €23.10

-75.11%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 333.1K

$21.60 €19.26

-14.03%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$46.19 €41.18

20.85%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.9K

$24.60 €21.93

-26.38%

Cinema Ticket

$4.38 Rp 78.6K

$18.35 €16.36

-76.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$315 €281

56.56%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

$7,161 €6,385

-19.65%

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.8K

$91.8 €81.8

-49.67%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

$42.84 €38.20

-17.53%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$102 €91.1

-22.60%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$113 €101

-30.54%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$782 €698

46.01%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$632 €564

6.90%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.9M

$1,241 €1,107

182.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$1,043 €930

63.01%

Buy Apartment in City Center (m2)

$2,784 Rp 50.0M

$4,451 €3,969

-37.45%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$2,170 €1,935

3.24%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.61

281.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Naantali: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Naantali

$632 35% 6.5% $44

Groceries & Markets

Ubud, Bali

$290 21.2%

Naantali

$355 19.7% 22.2% $65

Eating Out

Ubud, Bali

$109 8%

Naantali

$304 16.8% 180% $195

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Naantali

$180 9.9% 66.3% $72

Clothing & Footwear

Ubud, Bali

$108 7.9%

Naantali

$157 8.7% 46.3% $50

Sport & Entertainment

Ubud, Bali

$65 4.7%

Naantali

$83 4.6% 28.4% $18

Getting Around

Ubud, Bali

$13 0.9%

Naantali

$95 5.3% 659% $83

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $782 in Naantali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $101 in Naantali. Monthly groceries follow the same trend: $290 vs $355 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Naantali

🕒 Local time

08:28 8:28 AM

03:28 3:28 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,426

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.57 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,115 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Naantali 11,010 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Naantali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Naantali: Cost of Living - Frequently Asked Questions

Yes – Naantali is pricier by about 32%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,709 in Naantali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,806 in Naantali. That's a gap of about 32%.

Public transport costs about 657% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Naantali at $1,806. In Ubud, Bali it covers expenses comfortably, while in Naantali it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Naantali makes more sense. Both are solid long-term options with distinct trade-offs.