Last update: Oct 2026

Cost of Living Comparison Between Muzaffarpur and Cebu

For one person, living is cheaper in Muzaffarpur: $331 a month against $915 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Muzaffarpur
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Muzaffarpur Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Muzaffarpur

🇮🇳 India

$331

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Muzaffarpur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muzaffarpur and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $331 in Muzaffarpur versus $915 in Cebu.

Muzaffarpur $331
Cebu $915

Estimated couple costs with rent: $516 in Muzaffarpur versus $1,418 in Cebu.

Muzaffarpur $516
Cebu $1,418

Monthly costs for a family of three with rent: $702 in Muzaffarpur versus $1,921 in Cebu.

Muzaffarpur $702
Cebu $1,921

Living in Muzaffarpur costs roughly 64% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Muzaffarpur 76% lower, Cebu 33% lower.

Meal at Budget Restaurant

$1.54 ₹146

$3.05 ₱192

-49.51%

Three-Course Dinner for Two, Mid-Range

$9.35 ₹887

$24.00 ₱1,511

-61.04%

Fast Food Meal (McDonalds, etc)

$3.08 ₹293

$3.99 ₱251

-22.81%

Cappuccino

$1.64 ₹156

$2.50 ₱157

-34.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹36.56

$1.54 ₱97.1

-74.68%

Water (0.33 liter bottle)

$0.15 ₹14.52

$0.50 ₱31.37

-70.00%

Local Beer (0.5 liter draught)

$1.87 ₹177

$1.78 ₱112

5.06%

Imported Beer (0.33 liter bottle)

$6.04 ₹574

$2.17 ₱136

178.34%

Milk (1 liter)

$0.53 ₹50.2

$2.00 ₱126

-73.50%

White Bread (500g)

$0.18 ₹16.97

$1.37 ₱86.2

-86.86%

Rice (white) (1kg)

$0.53 ₹50.2

$1.03 ₱64.9

-48.54%

Eggs

$0.85 ₹80.9

$2.03 ₱128

-58.13%

Local Cheese (1kg)

$6.72 ₹638

$10.20 ₱642

-34.12%

Chicken Fillets (1kg)

$2.27 ₹215

$4.45 ₱280

-48.99%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$1.28 ₹121

$3.31 ₱208

-61.33%

Banana (1kg)

$0.43 ₹41.14

$1.46 ₱91.8

-70.55%

Oranges (1kg)

$0.43 ₹41.12

$2.32 ₱146

-81.47%

Tomato (1kg)

$0.42 ₹39.69

$1.49 ₱94.0

-71.81%

Potato (1kg)

$0.25 ₹23.54

$2.34 ₱147

-89.32%

Onion (1kg)

$0.40 ₹38.32

$1.94 ₱122

-79.38%

Lettuce (1 head)

$0.47 ₹44.68

$1.16 ₱73.0

-59.48%

Water (1.5 liter bottle)

$0.27 ₹25.32

$0.68 ₱42.89

-60.29%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$2.99 ₱188

67.22%

Wine (Bottle)

$6.29 ₹598

$6.24 ₱393

0.80%

Local Beer (0.5 liter bottle)

$1.57 ₹149

$1.23 ₱77.3

27.64%

Imported Beer (0.33 liter bottle)

$2.12 ₹202

$1.73 ₱109

22.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹591

One-way Ticket (Public Transport)

$0.25 ₹23.59

$0.23 ₱14.36

8.70%

Public Transport Monthly Pass (Regular Price)

$7.55 ₹717

$12.34 ₱777

-38.82%

Taxi Start (Normal Tariff)

$1.33 ₹126

$0.79 ₱49.96

68.35%

Taxi (Normal Tariff) (1km)

$0.18 ₹16.79

$0.22 ₱13.86

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$2.03 ₹193

$4.54 ₱286

-55.29%

Gasoline (1 liter)

$1.07 ₹102

$1.32 ₱82.9

-18.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.5K ₹1.3M

$21.0K ₱1.3M

-35.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₹2.6M

$19.4K ₱1.2M

41.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$28.47 ₹2,704

$119 ₱7,464

-75.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.75 ₹261

$14.22 ₱896

-80.66%

Internet (50+ Mbps, Unlimited Data)

$6.32 ₹600

$27.47 ₱1,730

-76.99%

Gym Membership (Monthly)

$14.09 ₹1,338

$32.31 ₱2,034

-56.39%

Tennis Court (1 Hour on Weekend)

$6.52 ₹619

$6.50 ₱409

0.31%

Cinema Ticket

$3.44 ₹327

$5.40 ₱340

-36.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$51.7 ₹4,909

$276 ₱17.4K

-81.27%

International Primary School, 1 Child (Yearly)

$367 ₹34.8K

$7,866 ₱495.3K

-95.34%

Jeans (Levis 501 Or Similar)

$23.64 ₹2,245

$49.37 ₱3,108

-52.12%

Summer Dress (H&M, Zara, etc)

$23.26 ₹2,209

$24.58 ₱1,548

-5.37%

Sport Shoes (Adidas, Nike)

$37.72 ₹3,582

$76.6 ₱4,825

-50.78%

Men's Leather Business Shoes

$33.72 ₹3,202

$58.9 ₱3,706

-42.71%

1-bedroom Apartment, City Center (Monthly)

$69.7 ₹6,614

$503 ₱31.7K

-86.16%

1-bedroom Apartment, Outside City Center (Monthly)

$55.3 ₹5,253

$305 ₱19.2K

-81.84%

3-bedroom Apartment, City Center (Monthly)

$167 ₹15.8K

$1,075 ₱67.7K

-84.47%

3-bedroom Apartment, Outside City Center (Monthly)

$112 ₹10.7K

$632 ₱39.8K

-82.25%

Buy Apartment in City Center (m2)

$961 ₹91.3K

$2,870 ₱180.7K

-66.51%

Buy Apartment Outside City Center (m2)

$517 ₹49.1K

$1,877 ₱118.2K

-72.47%

Average Monthly Net Salary (After Tax)

$317 ₹30.1K

$336 ₱21.1K

-5.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.46

7.2

31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarpur: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Muzaffarpur

$88 26.7%

Cebu

$210 22.9% 138% $121

Eating Out

Muzaffarpur

$65 19.6%

Cebu

$88 9.6% 35.4% $23

Accommodation & Living

Muzaffarpur

$55 16.7%

Cebu

$305 33.3% 451% $249

Clothing & Footwear

Muzaffarpur

$53 16.1%

Cebu

$94 10.3% 77% $41

Monthly Utilities & Internet

Muzaffarpur

$38 11.4%

Cebu

$160 17.5% 327% $123

Sport & Entertainment

Muzaffarpur

$21 6.3%

Cebu

$43 4.7% 106% $22

Getting Around

Muzaffarpur

$11 3.3%

Cebu

$15 1.7% 40.8% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $69.7 in Muzaffarpur and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $9.00 in Muzaffarpur vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $88.0 vs $210 per month, with Muzaffarpur cheaper across the board.

Good to know

🇮🇳 Muzaffarpur

🇵🇭 Cebu

🕒 Local time

00:02 12:02 AM

02:32 2:32 AM

2 h 30 min ahead of Muzaffarpur

🌤 Weather

👥 Population

100,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Muzaffarpur Cebu 4,410 km ≈ 6 h nonstop flight

From you

Muzaffarpur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muzaffarpur vs Cebu: Cost of Living - Frequently Asked Questions

Muzaffarpur is cheaper overall, especially in groceries, eating out, and clothing. The 176% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 6% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $69.7 in Muzaffarpur versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $331 per month in Muzaffarpur versus $915 in Cebu – a 176% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Muzaffarpur runs roughly 63% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Muzaffarpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Muzaffarpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Muzaffarpur and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarpur gentler on the wallet – expenses run 176% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.