Last update: Oct 2026

Cost of Living Comparison Between Cebu and Muzaffarpur

For one person, living is cheaper in Muzaffarpur: $331 a month against $915 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
16

Cost of Living Index in Muzaffarpur
Learn more

Muzaffarpur Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Muzaffarpur

🇮🇳 India

$331

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Muzaffarpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Muzaffarpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $331 in Muzaffarpur.

Cebu $915
Muzaffarpur $331

Estimated couple costs with rent: $1,418 in Cebu versus $516 in Muzaffarpur.

Cebu $1,418
Muzaffarpur $516

Monthly costs for a family of three with rent: $1,921 in Cebu versus $702 in Muzaffarpur.

Cebu $1,921
Muzaffarpur $702

Living in Cebu is roughly 176% more expensive than in Muzaffarpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Muzaffarpur 76% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.54 ₹146

98.05%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$9.35 ₹887

156.68%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$3.08 ₹293

29.55%

Cappuccino

$2.50 ₱157

$1.64 ₹156

52.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.39 ₹36.56

294.87%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.15 ₹14.52

233.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.87 ₹177

-4.81%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$6.04 ₹574

-64.07%

Milk (1 liter)

$2.00 ₱126

$0.53 ₹50.2

277.36%

White Bread (500g)

$1.37 ₱86.2

$0.18 ₹16.97

661.11%

Rice (white) (1kg)

$1.03 ₱64.9

$0.53 ₹50.2

94.34%

Eggs

$2.03 ₱128

$0.85 ₹80.9

138.82%

Local Cheese (1kg)

$10.20 ₱642

$6.72 ₹638

51.79%

Chicken Fillets (1kg)

$4.45 ₱280

$2.27 ₹215

96.04%

Beef Round Steak (1kg)

$7.67 ₱483

Apples (1kg)

$3.31 ₱208

$1.28 ₹121

158.59%

Banana (1kg)

$1.46 ₱91.8

$0.43 ₹41.14

239.53%

Oranges (1kg)

$2.32 ₱146

$0.43 ₹41.12

439.53%

Tomato (1kg)

$1.49 ₱94.0

$0.42 ₹39.69

254.76%

Potato (1kg)

$2.34 ₱147

$0.25 ₹23.54

836.00%

Onion (1kg)

$1.94 ₱122

$0.40 ₹38.32

385.00%

Lettuce (1 head)

$1.16 ₱73.0

$0.47 ₹44.68

146.81%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.27 ₹25.32

151.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$5.00 ₹475

-40.20%

Wine (Bottle)

$6.24 ₱393

$6.29 ₹598

-0.79%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.57 ₹149

-21.66%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.12 ₹202

-18.40%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.22 ₹591

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.25 ₹23.59

-8.00%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$7.55 ₹717

63.44%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.33 ₹126

-40.60%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.18 ₹16.79

22.22%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$2.03 ₹193

123.65%

Gasoline (1 liter)

$1.32 ₱82.9

$1.07 ₹102

23.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$13.5K ₹1.3M

55.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.4K ₹2.6M

-29.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$28.47 ₹2,704

316.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$2.75 ₹261

417.09%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$6.32 ₹600

334.65%

Gym Membership (Monthly)

$32.31 ₱2,034

$14.09 ₹1,338

129.31%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$6.52 ₹619

-0.31%

Cinema Ticket

$5.40 ₱340

$3.44 ₹327

56.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$51.7 ₹4,909

433.99%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$367 ₹34.8K

2045.65%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$23.64 ₹2,245

108.84%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$23.26 ₹2,209

5.67%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$37.72 ₹3,582

103.18%

Men's Leather Business Shoes

$58.9 ₱3,706

$33.72 ₹3,202

74.56%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$69.7 ₹6,614

622.75%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$55.3 ₹5,253

450.55%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$167 ₹15.8K

544.02%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$112 ₹10.7K

463.46%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$961 ₹91.3K

198.56%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$517 ₹49.1K

263.23%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$317 ₹30.1K

5.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Muzaffarpur: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Muzaffarpur

$55 16.7% 81.8% $249

Groceries & Markets

Cebu

$210 22.9%

Muzaffarpur

$88 26.7% 57.9% $121

Monthly Utilities & Internet

Cebu

$160 17.5%

Muzaffarpur

$38 11.4% 76.6% $123

Clothing & Footwear

Cebu

$94 10.3%

Muzaffarpur

$53 16.1% 43.5% $41

Eating Out

Cebu

$88 9.6%

Muzaffarpur

$65 19.6% 26.1% $23

Sport & Entertainment

Cebu

$43 4.7%

Muzaffarpur

$21 6.3% 51.3% $22

Getting Around

Cebu

$15 1.7%

Muzaffarpur

$11 3.3% 29% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $69.7 in Muzaffarpur. Housing cost is often the main lever when comparing two cities.

Cebu pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $9.00 in Muzaffarpur for a mid-range dinner for two. Groceries echo the gap at $210 vs $88.0 per month, with Muzaffarpur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Muzaffarpur

🕒 Local time

03:24 3:24 AM

00:54 12:54 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

100,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Muzaffarpur 4,410 km ≈ 6 h nonstop flight

From you

Cebu
Muzaffarpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Muzaffarpur: Cost of Living - Frequently Asked Questions

Muzaffarpur is cheaper overall, especially in groceries, clothing, and eating out. The 176% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 6% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $69.7 in Muzaffarpur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $331 in Muzaffarpur – a 176% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Muzaffarpur runs roughly 63% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Muzaffarpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Muzaffarpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Muzaffarpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muzaffarpur gentler on the wallet – expenses run 176% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.