Cost of Living Comparison Between Muzaffarabad and Karachi Cost of Living Comparison Between Muzaffarabad and Karachi

🙂 Solo nomad: Muzaffarabad is 27.1% cheaper than Karachi without rent, and 40.5% cheaper with rent.
🙂 Family of 3: Muzaffarabad is 19.3% cheaper than Karachi without rent, and 29% cheaper with rent.
Currency
🍽 Eating Out
Muzaffarabad
Karachi
Difference
Meal at Budget Restaurant
$1.43 PKR 399
$2.09 PKR 584
-31.58%
Three-Course Dinner for Two, Mid-Range
$14.25 PKR 3,986
$12.54 PKR 3,507
13.64%
Fast Food Meal (McDonalds, etc)
$2.18 PKR 610
$4.18 PKR 1,169
-47.85%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.45 PKR 406
$1.99 PKR 556
-27.14%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.47 PKR 969
$5.15 PKR 1,441
-32.62%
Cappuccino
$1.03 PKR 289
$1.90 PKR 532
-45.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.32 PKR 89.0
$0.37 PKR 103
-13.51%
Water (0.33 liter bottle)
$0.23 PKR 64.5
$0.23 PKR 64.5
-
🛒 Groceries & Markets
Muzaffarabad
Karachi
Difference
Milk (1 liter)
$0.78 PKR 220
$0.86 PKR 240
-9.30%
White Bread (500g)
$0.55 PKR 155
$0.55 PKR 153
-
Rice (white) (1kg)
$1.23 PKR 343
$1.17 PKR 328
5.13%
Eggs
$1.12 PKR 313
$1.17 PKR 327
-4.27%
Local Cheese (1kg)
$6.25 PKR 1,749
$6.40 PKR 1,790
-2.34%
Chicken Fillets (1kg)
$2.63 PKR 735
$3.26 PKR 911
-19.33%
Beef Round Steak (1kg)
$2.90 PKR 810
$5.01 PKR 1,402
-42.12%
Apples (1kg)
$0.94 PKR 264
$1.08 PKR 301
-12.96%
Banana (1kg)
$0.65 PKR 181
$0.55 PKR 155
18.18%
Oranges (1kg)
$0.55 PKR 154
$0.88 PKR 246
-37.50%
Tomato (1kg)
$0.47 PKR 130
$0.54 PKR 150
-12.96%
Potato (1kg)
$0.33 PKR 93.1
$0.35 PKR 98.6
-5.71%
Onion (1kg)
$0.47 PKR 131
$0.48 PKR 133
-2.08%
Lettuce (1 head)
$0.24 PKR 67.0
$0.35 PKR 98.9
-31.43%
Water (1.5 liter bottle)
$0.36 PKR 101
$0.43 PKR 121
-16.28%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.41 PKR 393
$1.44 PKR 403
-2.08%
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.99 PKR 277
$1.32 PKR 368
-25.00%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.27 PKR 636
$2.13 PKR 594
6.57%
Cigarettes 20 Pack (Marlboro, Camel)
$1.45 PKR 404
$2.16 PKR 603
-32.87%
🚌 Getting Around
Muzaffarabad
Karachi
Difference
One-way Ticket (Public Transport)
$0.34 PKR 94.1
$0.34 PKR 94.1
-
Public Transport Monthly Pass (Regular Price)
$7.24 PKR 2,025
$6.20 PKR 1,735
16.77%
Taxi Start (Normal Tariff)
$0.86 PKR 240
$0.68 PKR 190
26.47%
Taxi (Normal Tariff) (1km)
$0.33 PKR 91.8
$0.67 PKR 188
-50.75%
Taxi 1hour Waiting (Normal Tariff)
$2.61 PKR 729
$1.75 PKR 488
49.14%
Gasoline (1 liter)
$0.92 PKR 256
$0.87 PKR 242
5.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.8K PKR 5.0M
$16.3K PKR 4.6M
9.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K PKR 6.5M
$25.0K PKR 7.0M
-7.92%
🧾 Monthly Utilities & Internet
Muzaffarabad
Karachi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.2 PKR 14.9K
$133 PKR 37.1K
-59.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.96 PKR 1,107
$4.83 PKR 1,350
-18.01%
Internet (50+ Mbps, Unlimited Data)
$11.69 PKR 3,268
$13.44 PKR 3,758
-13.02%
🎉 Sport & Entertainment
Muzaffarabad
Karachi
Difference
Gym Membership (Monthly)
$7.24 PKR 2,024
$15.83 PKR 4,428
-54.26%
Tennis Court (1 Hour on Weekend)
$5.34 PKR 1,493
$14.50 PKR 4,056
-63.17%
Cinema Ticket
$3.49 PKR 976
$4.14 PKR 1,157
-15.70%
🧸 Childcare & Education
Muzaffarabad
Karachi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.55 PKR 6,865
$57.7 PKR 16.1K
-57.48%
International Primary School, 1 Child (Yearly)
$956 PKR 267.3K
$1,378 PKR 385.3K
-30.62%
👕👟 Clothing & Footwear
Muzaffarabad
Karachi
Difference
Jeans (Levis 501 Or Similar)
$5.36 PKR 1,500
$17.74 PKR 4,961
-69.79%
Summer Dress (H&M, Zara, etc)
$8.99 PKR 2,514
$25.73 PKR 7,194
-65.06%
Sport Shoes (Adidas, Nike)
$86.8 PKR 24.3K
$63.8 PKR 17.8K
36.14%
Men's Leather Business Shoes
$10.65 PKR 2,979
$36.69 PKR 10.3K
-70.97%
🏠 Accommodation & Living
Muzaffarabad
Karachi
Difference
1-bedroom Apartment, City Center (Monthly)
$58.1 PKR 16.3K
$119 PKR 33.2K
-51.07%
1-bedroom Apartment, Outside City Center (Monthly)
$26.63 PKR 7,448
$76.2 PKR 21.3K
-65.05%
3-bedroom Apartment, City Center (Monthly)
$141 PKR 39.4K
$321 PKR 89.7K
-56.13%
3-bedroom Apartment, Outside City Center (Monthly)
$112 PKR 31.2K
$181 PKR 50.5K
-38.22%
Buy Apartment in City Center (m2)
$778 PKR 217.5K
$764 PKR 213.6K
1.84%
Buy Apartment Outside City Center (m2)
$537 PKR 150.2K
$461 PKR 128.9K
16.51%
💵 Salaries & Financials
Muzaffarabad
Karachi
Difference
Average Monthly Net Salary (After Tax)
$172 PKR 48.2K
$171 PKR 47.8K
0.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
17.8
6.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: February 28, 2026

Last update for Karachi: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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