Cost of Living Comparison Between Muzaffarabad and Karachi Cost of Living Comparison Between Muzaffarabad and Karachi

🙂 Solo nomad: Muzaffarabad is 15.4% cheaper than Karachi without rent, and 41.2% cheaper with rent.
🙂 Family of 3: Muzaffarabad is 26.3% cheaper than Karachi without rent, and 27.9% cheaper with rent.
Currency
🍽 Eating Out
Muzaffarabad
Karachi
Difference
Meal at Budget Restaurant
$1.44 PKR 408
$2.08 PKR 588
-30.77%
Three-Course Dinner for Two, Mid-Range
$14.19 PKR 4,006
$12.27 PKR 3,465
15.65%
Fast Food Meal (McDonalds, etc)
$2.17 PKR 614
$4.07 PKR 1,149
-46.68%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.39 PKR 394
$2 PKR 565
-30.50%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.4 PKR 959
$5.14 PKR 1,453
-33.85%
Cappuccino
$1.04 PKR 294
$1.84 PKR 519
-43.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.32 PKR 89.8
$0.37 PKR 104
-13.51%
Water (0.33 liter bottle)
$0.21 PKR 59.1
$0.23 PKR 65.2
-8.70%
🛒 Groceries & Markets
Muzaffarabad
Karachi
Difference
Milk (1 liter)
$0.78 PKR 222
$0.8 PKR 225
-2.50%
White Bread (500g)
$0.56 PKR 159
$0.55 PKR 155
1.82%
Rice (white) (1kg)
$1.25 PKR 354
$1.13 PKR 319
10.62%
Eggs
$1.13 PKR 319
$1.18 PKR 332
-4.24%
Local Cheese (1kg)
$6.02 PKR 1,699
$6.54 PKR 1,846
-7.95%
Chicken Fillets (1kg)
$2.69 PKR 761
$3.24 PKR 915
-16.98%
Beef Round Steak (1kg)
$2.98 PKR 842
$5.08 PKR 1,435
-41.34%
Apples (1kg)
$1.03 PKR 290
$1.08 PKR 306
-4.63%
Banana (1kg)
$0.68 PKR 191
$0.55 PKR 155
23.64%
Oranges (1kg)
$0.55 PKR 155
$0.89 PKR 250
-38.20%
Tomato (1kg)
$0.44 PKR 123
$0.54 PKR 152
-18.52%
Potato (1kg)
$0.33 PKR 94.1
$0.38 PKR 108
-13.16%
Onion (1kg)
$0.46 PKR 130
$0.47 PKR 133
-2.13%
Lettuce (1 head)
$0.24 PKR 67.4
$0.36 PKR 100
-33.33%
Water (1.5 liter bottle)
$0.34 PKR 95.4
$0.44 PKR 124
-22.73%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.38 PKR 391
$1.22 PKR 344
13.11%
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.99 PKR 280
$1.31 PKR 371
-24.43%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.27 PKR 642
$2.12 PKR 599
7.08%
Cigarettes 20 Pack (Marlboro, Camel)
$1.43 PKR 405
$2.18 PKR 616
-34.40%
🚌 Getting Around
Muzaffarabad
Karachi
Difference
One-way Ticket (Public Transport)
$0.33 PKR 94.2
$0.37 PKR 103
-10.81%
Public Transport Monthly Pass (Regular Price)
$7.27 PKR 2,052
$6.28 PKR 1,772
15.76%
Taxi Start (Normal Tariff)
$0.9 PKR 255
$0.7 PKR 197
28.57%
Taxi (Normal Tariff) (1km)
$0.36 PKR 101
$0.66 PKR 187
-45.45%
Taxi 1hour Waiting (Normal Tariff)
$2.55 PKR 721
$1.72 PKR 485
48.26%
Gasoline (1 liter)
$0.89 PKR 250
$0.93 PKR 263
-4.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18K PKR 5.1M
$16.8K PKR 4.7M
7.42%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8K PKR 6.4M
$25K PKR 7.1M
-8.66%
🧾 Monthly Utilities & Internet
Muzaffarabad
Karachi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.7 PKR 15.2K
$136 PKR 38.3K
-60.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.03 PKR 1,139
$4.88 PKR 1,379
-17.42%
Internet (50+ Mbps, Unlimited Data)
$11.71 PKR 3,307
$13.36 PKR 3,775
-12.35%
🎉 Sport & Entertainment
Muzaffarabad
Karachi
Difference
Gym Membership (Monthly)
$7.16 PKR 2,022
$15.31 PKR 4,325
-53.23%
Tennis Court (1 Hour on Weekend)
$5.39 PKR 1,523
$14.22 PKR 4,016
-62.10%
Cinema Ticket
$3.52 PKR 994
$4.35 PKR 1,230
-19.08%
🧸 Childcare & Education
Muzaffarabad
Karachi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.66 PKR 6,965
$57.7 PKR 16.3K
-57.25%
International Primary School, 1 Child (Yearly)
$967 PKR 273.2K
$1,350 PKR 381.3K
-28.36%
👕👟 Clothing & Footwear
Muzaffarabad
Karachi
Difference
Jeans (Levis 501 Or Similar)
$5.27 PKR 1,489
$17.87 PKR 5,047
-70.51%
Summer Dress (H&M, Zara, etc)
$9.04 PKR 2,555
$25.27 PKR 7,138
-64.23%
Sport Shoes (Adidas, Nike)
$88.4 PKR 25K
$65.4 PKR 18.5K
35.28%
Men's Leather Business Shoes
$10.78 PKR 3,046
$35.61 PKR 10.1K
-69.73%
🏠 Accommodation & Living
Muzaffarabad
Karachi
Difference
1-bedroom Apartment, City Center (Monthly)
$59.2 PKR 16.7K
$121 PKR 34.2K
-51.01%
1-bedroom Apartment, Outside City Center (Monthly)
$26.73 PKR 7,551
$75.9 PKR 21.4K
-64.77%
3-bedroom Apartment, City Center (Monthly)
$141 PKR 39.9K
$321 PKR 90.7K
-56.08%
3-bedroom Apartment, Outside City Center (Monthly)
$108 PKR 30.6K
$182 PKR 51.4K
-40.54%
Buy Apartment in City Center (m2)
$523 PKR 147.8K
$576 PKR 162.7K
-9.15%
Buy Apartment Outside City Center (m2)
$507 PKR 143.1K
$365 PKR 103.2K
38.62%
💵 Salaries & Financials
Muzaffarabad
Karachi
Difference
Average Monthly Net Salary (After Tax)
$167 PKR 47.3K
$190 PKR 53.8K
-12.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
17.8
6.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: October 28, 2025

Last update for Karachi: October 27, 2025

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