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Cost of Living Comparison Between Muzaffarabad and Karachi Cost of Living Comparison Between Muzaffarabad and Karachi

๐Ÿ™‚ Solo nomad: Muzaffarabad is 33.1% cheaper than Karachi without rent, and 38% cheaper with rent.
๐Ÿ™‚ Family of 3: Muzaffarabad is 26.8% cheaper than Karachi without rent, and 29.3% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Muzaffarabad
Karachi
Difference
Meal at Budget Restaurant
$1.38 PKRย 388
$2.17 PKRย 611
-36.41%
Three-Course Dinner for Two, Mid-Range
$14.38 PKRย 4,054
$12.19 PKRย 3,438
17.97%
Fast Food Meal (McDonalds, etc)
$2.10 PKRย 591
$4.15 PKRย 1,171
-49.40%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.38 PKRย 390
$2.00 PKRย 563
-31.00%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.49 PKRย 984
$5.33 PKRย 1,503
-34.52%
Cappuccino
$1.05 PKRย 295
$1.90 PKRย 535
-44.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.34 PKRย 96.0
$0.34 PKRย 95.4
-
Water (0.33 liter bottle)
$0.23 PKRย 64.9
$0.23 PKRย 65.1
-
๐Ÿ›’ Groceries & Markets
Muzaffarabad
Karachi
Difference
Milk (1 liter)
$0.79 PKRย 222
$0.85 PKRย 240
-7.06%
White Bread (500g)
$0.52 PKRย 147
$0.58 PKRย 163
-10.34%
Rice (white) (1kg)
$1.22 PKRย 345
$1.17 PKRย 329
4.27%
Eggs
$1.12 PKRย 316
$1.16 PKRย 327
-3.45%
Local Cheese (1kg)
$6.17 PKRย 1,739
$6.31 PKRย 1,781
-2.22%
Chicken Fillets (1kg)
$2.61 PKRย 736
$3.27 PKRย 922
-20.18%
Beef Round Steak (1kg)
$2.97 PKRย 838
$5.11 PKRย 1,441
-41.88%
Apples (1kg)
$0.96 PKRย 272
$1.08 PKRย 306
-11.11%
Banana (1kg)
$0.69 PKRย 194
$0.55 PKRย 154
25.45%
Oranges (1kg)
$0.54 PKRย 153
$0.88 PKRย 249
-38.64%
Tomato (1kg)
$0.44 PKRย 123
$0.53 PKRย 150
-16.98%
Potato (1kg)
$0.37 PKRย 103
$0.38 PKRย 108
-2.63%
Onion (1kg)
$0.43 PKRย 122
$0.48 PKRย 135
-10.42%
Lettuce (1 head)
$0.26 PKRย 74.0
$0.35 PKRย 99.2
-25.71%
Water (1.5 liter bottle)
$0.34 PKRย 94.5
$0.41 PKRย 115
-17.07%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.50 PKRย 422
$1.56 PKRย 440
-3.85%
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.03 PKRย 291
$1.25 PKRย 354
-17.60%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.38 PKRย 670
$2.08 PKRย 587
14.42%
Cigarettes 20 Pack (Marlboro, Camel)
$1.45 PKRย 409
$2.07 PKRย 584
-29.95%
๐ŸšŒ Getting Around
Muzaffarabad
Karachi
Difference
One-way Ticket (Public Transport)
$0.36 PKRย 102
$0.36 PKRย 103
-
Public Transport Monthly Pass (Regular Price)
$7.27 PKRย 2,051
$6.46 PKRย 1,821
12.54%
Taxi Start (Normal Tariff)
$0.89 PKRย 252
$0.70 PKRย 197
27.14%
Taxi (Normal Tariff) (1km)
$0.32 PKRย 91.5
$0.66 PKRย 185
-51.52%
Taxi 1hour Waiting (Normal Tariff)
$2.66 PKRย 750
$1.80 PKRย 507
47.78%
Gasoline (1 liter)
$0.91 PKRย 258
$0.92 PKRย 260
-1.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.0K PKRย 5.1M
$16.5K PKRย 4.7M
8.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K PKRย 6.5M
$25.4K PKRย 7.2M
-9.09%
๐Ÿงพ Monthly Utilities & Internet
Muzaffarabad
Karachi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.8 PKRย 15.2K
$136 PKRย 38.4K
-60.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.16 PKRย 1,172
$4.85 PKRย 1,368
-14.23%
Internet (50+ Mbps, Unlimited Data)
$11.65 PKRย 3,285
$13.74 PKRย 3,873
-15.21%
๐ŸŽ‰ Sport & Entertainment
Muzaffarabad
Karachi
Difference
Gym Membership (Monthly)
$7.23 PKRย 2,039
$15.46 PKRย 4,360
-53.23%
Tennis Court (1 Hour on Weekend)
$5.16 PKRย 1,456
$14.14 PKRย 3,987
-63.51%
Cinema Ticket
$3.48 PKRย 982
$4.32 PKRย 1,220
-19.44%
๐Ÿงธ Childcare & Education
Muzaffarabad
Karachi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$24.44 PKRย 6,891
$56.7 PKRย 16.0K
-56.92%
International Primary School, 1 Child (Yearly)
$962 PKRย 271.4K
$1,388 PKRย 391.4K
-30.66%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Muzaffarabad
Karachi
Difference
Jeans (Levis 501 Or Similar)
$5.16 PKRย 1,456
$17.33 PKRย 4,887
-70.23%
Summer Dress (H&M, Zara, etc)
$8.66 PKRย 2,442
$25.38 PKRย 7,156
-65.88%
Sport Shoes (Adidas, Nike)
$87.9 PKRย 24.8K
$64.8 PKRย 18.3K
35.62%
Men's Leather Business Shoes
$10.71 PKRย 3,019
$35.62 PKRย 10.0K
-69.93%
๐Ÿ  Accommodation & Living
Muzaffarabad
Karachi
Difference
1-bedroom Apartment, City Center (Monthly)
$59.2 PKRย 16.7K
$119 PKRย 33.5K
-50.14%
1-bedroom Apartment, Outside City Center (Monthly)
$26.76 PKRย 7,545
$73.6 PKRย 20.7K
-63.63%
3-bedroom Apartment, City Center (Monthly)
$141 PKRย 39.9K
$317 PKRย 89.4K
-55.39%
3-bedroom Apartment, Outside City Center (Monthly)
$108 PKRย 30.5K
$178 PKRย 50.3K
-39.32%
Buy Apartment in City Center (m2)
$647 PKRย 182.5K
$726 PKRย 204.6K
-10.82%
Buy Apartment Outside City Center (m2)
$591 PKRย 166.7K
$435 PKRย 122.6K
35.94%
๐Ÿ’ต Salaries & Financials
Muzaffarabad
Karachi
Difference
Average Monthly Net Salary (After Tax)
$170 PKRย 47.8K
$176 PKRย 49.5K
-3.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
19
17.8
6.74%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Muzaffarabad: January 11, 2026

Last update for Karachi: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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