Last update: Nov 2026

Cost of Living Comparison Between Muskogee, OK and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,808 in Muskogee, OK, rent and utilities included – about $5,700 less a year. Other living expenses account for most of the difference.

87

Cost of Living Index in Muskogee, OK
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Muskogee, OK Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Muskogee, OK

🇺🇸 United States

$1,808

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Muskogee, OK and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muskogee, OK and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,808 in Muskogee, OK versus $1,331 in Ubud, Bali.

Muskogee, OK $1,808
Ubud, Bali $1,331

Estimated couple costs with rent: $2,672 in Muskogee, OK versus $2,255 in Ubud, Bali.

Muskogee, OK $2,672
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $3,536 in Muskogee, OK versus $3,180 in Ubud, Bali.

Muskogee, OK $3,536
Ubud, Bali $3,180

Living in Muskogee, OK is roughly 36% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Muskogee, OK is 34% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$10.02 $10.02

$3.38 Rp 61.0K

196.45%

Three-Course Dinner for Two, Mid-Range

$59.3 $59.3

$34.65 Rp 626.3K

71.23%

Fast Food Meal (McDonalds, etc)

$11.07 $11.07

$5.57 Rp 100.7K

98.74%

Cappuccino

$4.94 $4.94

$2.62 Rp 47.3K

88.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$1.54 Rp 27.8K

48.70%

Water (0.33 liter bottle)

$1.72 $1.72

$0.64 Rp 11.6K

168.75%

Local Beer (0.5 liter draught)

$5.88 $5.88

$2.67 Rp 48.2K

120.22%

Imported Beer (0.33 liter bottle)

$9.11 $9.11

$4.26 Rp 77.1K

113.85%

Milk (1 liter)

$0.95 $0.95

$1.46 Rp 26.4K

-34.93%

White Bread (500g)

$2.73 $2.73

$2.29 Rp 41.4K

19.21%

Rice (white) (1kg)

$2.32 $2.32

$1.11 Rp 20.0K

109.01%

Eggs

$2.45 $2.45

$2.10 Rp 38.0K

16.67%

Local Cheese (1kg)

$10.36 $10.36

$15.94 Rp 288.1K

-35.01%

Chicken Fillets (1kg)

$15.62 $15.62

$3.88 Rp 70.2K

302.58%

Beef Round Steak (1kg)

$16.89 $16.89

$11.40 Rp 206.1K

48.16%

Apples (1kg)

$3.18 $3.18

$3.55 Rp 64.2K

-10.42%

Banana (1kg)

$1.44 $1.44

$1.54 Rp 27.8K

-6.49%

Oranges (1kg)

$3.00 $3.00

$2.23 Rp 40.3K

34.53%

Tomato (1kg)

$2.52 $2.52

$1.97 Rp 35.6K

27.92%

Potato (1kg)

$2.19 $2.19

$1.86 Rp 33.6K

17.74%

Onion (1kg)

$1.99 $1.99

$2.42 Rp 43.7K

-17.77%

Lettuce (1 head)

$1.79 $1.79

$1.02 Rp 18.5K

75.49%

Water (1.5 liter bottle)

$2.93 $2.93

$0.52 Rp 9,441

463.46%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 $10.80

$2.20 Rp 39.7K

390.91%

Wine (Bottle)

$12.13 $12.13

$21.79 Rp 393.8K

-44.33%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$2.33 Rp 42.0K

-4.29%

Imported Beer (0.33 liter bottle)

$3.69 $3.69

$2.97 Rp 53.7K

24.24%

One-way Ticket (Public Transport)

$1.99 $1.99

$0.25 Rp 4,526

696.00%

Public Transport Monthly Pass (Regular Price)

$62.8 $62.8

$8.17 Rp 147.8K

668.91%

Taxi Start (Normal Tariff)

$3.87 $3.87

$0.44 Rp 7,912

779.55%

Taxi (Normal Tariff) (1km)

$1.96 $1.96

$0.47 Rp 8,458

317.02%

Taxi 1hour Waiting (Normal Tariff)

$25.58 $25.58

$5.60 Rp 101.2K

356.79%

Gasoline (1 liter)

$0.94 $0.94

$0.83 Rp 15.0K

13.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$24.4K Rp 441.9M

13.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$31.7K Rp 572.9M

-23.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$77.5 Rp 1.4M

107.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$87.4 $87.4

$6.14 Rp 111.1K

1323.13%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$18.92 Rp 341.9K

241.28%

Gym Membership (Monthly)

$40.21 $40.21

$51.0 Rp 921.7K

-21.14%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$11.78 $11.78

$4.38 Rp 79.2K

168.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,768 $1,768

$492 Rp 8.9M

259.04%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$12.2K Rp 220.9M

81.24%

Jeans (Levis 501 Or Similar)

$25.85 $25.85

$45.16 Rp 816.3K

-42.76%

Summer Dress (H&M, Zara, etc)

$24.95 $24.95

$34.89 Rp 630.6K

-28.49%

Sport Shoes (Adidas, Nike)

$55.9 $55.9

$78.3 Rp 1.4M

-28.61%

Men's Leather Business Shoes

$40.66 $40.66

$77.9 Rp 1.4M

-47.78%

1-bedroom Apartment, City Center (Monthly)

$819 $819

$1,078 Rp 19.5M

-24.03%

1-bedroom Apartment, Outside City Center (Monthly)

$684 $684

$665 Rp 12.0M

2.82%

3-bedroom Apartment, City Center (Monthly)

$1,275 $1,275

$3,510 Rp 63.4M

-63.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,110 $1,110

$1,671 Rp 30.2M

-33.60%

Buy Apartment in City Center (m2)

$3,210 $3,210

$2,340 Rp 42.3M

37.18%

Buy Apartment Outside City Center (m2)

$2,623 $2,623

$2,236 Rp 40.4M

17.31%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muskogee, OK: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Muskogee, OK

$684 37.8%

Ubud, Bali

$665 50% 2.7% $19

Groceries & Markets

Muskogee, OK

$361 19.9%

Ubud, Bali

$279 21% 22.5% $81

Monthly Utilities & Internet

Muskogee, OK

$313 17.3%

Ubud, Bali

$103 7.7% 67.2% $210

Eating Out

Muskogee, OK

$236 13.1%

Ubud, Bali

$106 8% 55.3% $131

Getting Around

Muskogee, OK

$84 4.7%

Ubud, Bali

$12 0.9% 85.8% $73

Clothing & Footwear

Muskogee, OK

$66 3.7%

Ubud, Bali

$106 8% 60.3% $40

Sport & Entertainment

Muskogee, OK

$64 3.5%

Ubud, Bali

$60 4.5% 6.3% $4

Cost Breakdown

A one-bedroom apartment in the center runs $819 in Muskogee, OK and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $59 in Muskogee, OK vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $361 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Muskogee, OK

🇮🇩 Ubud, Bali

🕒 Local time

07:10 7:10 AM

21:10 9:10 PM

14 h ahead of Muskogee, OK

🌤 Weather

👥 Population

37,113

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Muskogee, OK Ubud, Bali 15,680 km ≈ 20 h nonstop flight

From you

Muskogee, OK
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muskogee, OK vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,808 in Muskogee, OK and $1,331 in Ubud, Bali, so Ubud, Bali is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,712 in Muskogee, OK and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $819 in Muskogee, OK versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,808 per month in Muskogee, OK versus $1,331 in Ubud, Bali – Ubud, Bali is about 26% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 87% less than in Muskogee, OK. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.