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Cost of Living Comparison Between Murmansk and Ubud, Bali Cost of Living Comparison Between Murmansk and Ubud, Bali

😐 Solo nomad: Murmansk is 22.3% more expensive than Ubud, Bali without rent, and 38.2% more expensive with rent.
😐 Family of 3: Murmansk is 4.4% more expensive than Ubud, Bali without rent, and 28.1% more expensive with rent.
Currency
🍽 Eating Out
Murmansk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.25 ₽718
$2.85 Rp 47.5K
224.56%
Three-Course Dinner for Two, Mid-Range
$38.81 ₽3,012
$12.26 Rp 204.3K
216.56%
Fast Food Meal (McDonalds, etc)
$5.26 ₽408
$3.28 Rp 54.6K
60.37%
Cappuccino
$1.91 ₽148
$2.3 Rp 38.3K
-16.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ₽67.6
$1.11 Rp 18.5K
-21.62%
Water (0.33 liter bottle)
$0.68 ₽53
$0.26 Rp 4,324
161.54%
Local Beer (0.5 liter draught)
$1.41 ₽109
$2.4 Rp 40K
-41.25%
Imported Beer (0.33 liter bottle)
$2.48 ₽192
$3.15 Rp 52.5K
-21.27%
🛒 Groceries & Markets
Murmansk
Ubud, Bali
Difference
Milk (1 liter)
$1.25 ₽96.7
$1.49 Rp 24.9K
-16.11%
White Bread (500g)
$0.76 ₽58.8
$1.65 Rp 27.5K
-53.94%
Rice (white) (1kg)
$1.49 ₽116
$1.13 Rp 18.9K
31.86%
Eggs
$2.35 ₽182
$2.33 Rp 38.9K
0.86%
Local Cheese (1kg)
$10.64 ₽826
$13.7 Rp 228.3K
-22.34%
Chicken Fillets (1kg)
$4.81 ₽373
$3.97 Rp 66.2K
21.16%
Beef Round Steak (1kg)
$8.9 ₽691
$11.22 Rp 187K
-20.68%
Apples (1kg)
$1.86 ₽144
$3.48 Rp 57.9K
-46.55%
Banana (1kg)
$1.88 ₽146
$1.5 Rp 25K
25.33%
Oranges (1kg)
$2.3 ₽179
$2.68 Rp 44.6K
-14.18%
Tomato (1kg)
$4.98 ₽386
$1.35 Rp 22.5K
268.89%
Potato (1kg)
$1.03 ₽80.3
$1.57 Rp 26.2K
-34.39%
Onion (1kg)
$0.66 ₽51.6
$2.1 Rp 34.9K
-68.57%
Lettuce (1 head)
$1.42 ₽110
$1.03 Rp 17.1K
37.86%
Water (1.5 liter bottle)
$1.43 ₽111
$0.57 Rp 9,488
150.88%
Cigarettes 20 Pack (Marlboro, Camel)
$3.41 ₽264
$2.31 Rp 38.5K
47.62%
Wine (Bottle)
$5.95 ₽462
$15.21 Rp 253.5K
-60.88%
Local Beer (0.5 liter bottle)
$1.01 ₽78.1
$2.49 Rp 41.5K
-59.44%
Imported Beer (0.33 liter bottle)
$1.88 ₽146
$2.66 Rp 44.3K
-29.32%
🚌 Getting Around
Murmansk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.62 ₽47.82
$0.29 Rp 4,911
113.79%
Public Transport Monthly Pass (Regular Price)
$16.88 ₽1,310
$10.03 Rp 167.1K
68.30%
Taxi Start (Normal Tariff)
$2.04 ₽159
$0.45 Rp 7,480
353.33%
Taxi (Normal Tariff) (1km)
$2.1 ₽163
$0.34 Rp 5,748
517.65%
Taxi 1hour Waiting (Normal Tariff)
$4.48 ₽348
$5.97 Rp 99.4K
-24.96%
Gasoline (1 liter)
$0.79 ₽61.4
$0.75 Rp 12.4K
5.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K ₽2.6M
$25.8K Rp 430.2M
30.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.9K ₽2.7M
$31.7K Rp 528.9M
9.89%
🧾 Monthly Utilities & Internet
Murmansk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 ₽8,530
$64.6 Rp 1.1M
70.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.73 ₽445
$4.14 Rp 69K
38.41%
Internet (50+ Mbps, Unlimited Data)
$11.65 ₽904
$23.99 Rp 399.7K
-51.44%
🎉 Sport & Entertainment
Murmansk
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.85 ₽2,705
$23.29 Rp 388.1K
49.64%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$4.25 ₽330
$3.45 Rp 57.5K
23.19%
🧸 Childcare & Education
Murmansk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$330 ₽25.6K
$91.9 Rp 1.5M
259.13%
International Primary School, 1 Child (Yearly)
$7,042 ₽546.6K
$5,912 Rp 98.5M
19.10%
👕👟 Clothing & Footwear
Murmansk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.3 ₽4,215
$51.5 Rp 857.6K
5.50%
Summer Dress (H&M, Zara, etc)
$44.71 ₽3,471
$24.45 Rp 407.3K
82.86%
Sport Shoes (Adidas, Nike)
$116 ₽8,974
$84.4 Rp 1.4M
37.04%
Men's Leather Business Shoes
$107 ₽8,301
$74.3 Rp 1.2M
43.91%
🏠 Accommodation & Living
Murmansk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$450 ₽34.9K
$261 Rp 4.4M
72.08%
1-bedroom Apartment, Outside City Center (Monthly)
$313 ₽24.3K
$160 Rp 2.7M
95.93%
3-bedroom Apartment, City Center (Monthly)
$644 ₽50K
$585 Rp 9.7M
10.09%
3-bedroom Apartment, Outside City Center (Monthly)
$453 ₽35.2K
$328 Rp 5.5M
37.92%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Murmansk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,097 ₽85.2K
$178 Rp 3M
516.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.17
13.28
29.29%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Murmansk: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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