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Cost of Living Comparison Between Murmansk and Ubud, Bali Cost of Living Comparison Between Murmansk and Ubud, Bali

๐Ÿ™‚ Solo nomad: Murmansk is 13.4% cheaper than Ubud, Bali without rent, and 29% cheaper with rent.
๐Ÿ˜ Family of 3: Murmansk is 7.8% more expensive than Ubud, Bali without rent, and 44.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Murmansk
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.65 โ‚ฝ752
$3.43 Rpย 58.1K
181.34%
Three-Course Dinner for Two, Mid-Range
$37.55 โ‚ฝ2,930
$32.70 Rpย 553.4K
14.83%
Fast Food Meal (McDonalds, etc)
$5.35 โ‚ฝ417
$5.04 Rpย 85.2K
6.15%
Cappuccino
$1.89 โ‚ฝ147
$2.85 Rpย 48.2K
-33.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.86 โ‚ฝ66.8
$1.34 Rpย 22.8K
-35.82%
Water (0.33 liter bottle)
$0.66 โ‚ฝ51.4
$0.75 Rpย 12.6K
-12.00%
Local Beer (0.5 liter draught)
$1.43 โ‚ฝ112
$2.90 Rpย 49.1K
-50.69%
Imported Beer (0.33 liter bottle)
$2.59 โ‚ฝ202
$3.94 Rpย 66.7K
-34.26%
๐Ÿ›’ Groceries & Markets
Murmansk
Ubud, Bali
Difference
Milk (1 liter)
$1.24 โ‚ฝ96.7
$1.80 Rpย 30.5K
-31.11%
White Bread (500g)
$0.74 โ‚ฝ57.6
$2.55 Rpย 43.2K
-70.98%
Rice (white) (1kg)
$1.56 โ‚ฝ122
$1.19 Rpย 20.2K
31.09%
Eggs
$2.34 โ‚ฝ182
$2.42 Rpย 40.9K
-3.31%
Local Cheese (1kg)
$11.01 โ‚ฝ859
$14.38 Rpย 243.4K
-23.44%
Chicken Fillets (1kg)
$4.97 โ‚ฝ388
$4.21 Rpย 71.2K
18.05%
Beef Round Steak (1kg)
$9.11 โ‚ฝ710
$11.88 Rpย 201.0K
-23.32%
Apples (1kg)
$1.88 โ‚ฝ146
$3.71 Rpย 62.8K
-49.33%
Banana (1kg)
$1.88 โ‚ฝ146
$1.56 Rpย 26.4K
20.51%
Oranges (1kg)
$2.24 โ‚ฝ175
$2.77 Rpย 46.9K
-19.13%
Tomato (1kg)
$4.95 โ‚ฝ387
$2.22 Rpย 37.6K
122.97%
Potato (1kg)
$1.00 โ‚ฝ77.7
$1.99 Rpย 33.8K
-49.75%
Onion (1kg)
$0.71 โ‚ฝ55.2
$2.29 Rpย 38.8K
-69.00%
Lettuce (1 head)
$1.41 โ‚ฝ110
$1.01 Rpย 17.1K
39.60%
Water (1.5 liter bottle)
$1.42 โ‚ฝ111
$0.78 Rpย 13.3K
82.05%
Cigarettes 20 Pack (Marlboro, Camel)
$3.48 โ‚ฝ271
$3.17 Rpย 53.6K
9.78%
Wine (Bottle)
$6.04 โ‚ฝ471
$23.70 Rpย 401.1K
-74.51%
Local Beer (0.5 liter bottle)
$1.02 โ‚ฝ79.6
$2.78 Rpย 47.0K
-63.31%
Imported Beer (0.33 liter bottle)
$1.95 โ‚ฝ152
$2.75 Rpย 46.5K
-29.09%
๐ŸšŒ Getting Around
Murmansk
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.64 โ‚ฝ50.1
$0.27 Rpย 4,514
137.04%
Public Transport Monthly Pass (Regular Price)
$17.22 โ‚ฝ1,344
$8.14 Rpย 137.7K
111.55%
Taxi Start (Normal Tariff)
$1.98 โ‚ฝ155
$0.45 Rpย 7,609
340.00%
Taxi (Normal Tariff) (1km)
$2.06 โ‚ฝ161
$0.42 Rpย 7,192
390.48%
Taxi 1hour Waiting (Normal Tariff)
$4.60 โ‚ฝ359
$6.18 Rpย 104.6K
-25.57%
Gasoline (1 liter)
$0.78 โ‚ฝ60.5
$0.80 Rpย 13.5K
-2.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.9K โ‚ฝ2.6M
$26.2K Rpย 443.1M
29.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0K โ‚ฝ2.7M
$31.6K Rpย 534.8M
10.71%
๐Ÿงพ Monthly Utilities & Internet
Murmansk
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$109 โ‚ฝ8,506
$80.7 Rpย 1.4M
35.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.62 โ‚ฝ438
$4.12 Rpย 69.8K
36.41%
Internet (50+ Mbps, Unlimited Data)
$11.62 โ‚ฝ907
$23.70 Rpย 401.0K
-50.97%
๐ŸŽ‰ Sport & Entertainment
Murmansk
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.10 โ‚ฝ2,816
$96.9 Rpย 1.6M
-62.73%
Tennis Court (1 Hour on Weekend)
-
$6.29 Rpย 106.4K
-
Cinema Ticket
$4.19 โ‚ฝ327
$4.11 Rpย 69.5K
1.95%
๐Ÿงธ Childcare & Education
Murmansk
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$319 โ‚ฝ24.8K
$298 Rpย 5.0M
6.76%
International Primary School, 1 Child (Yearly)
$7,021 โ‚ฝ547.7K
$6,540 Rpย 110.7M
7.36%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Murmansk
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$54.4 โ‚ฝ4,247
$53.4 Rpย 904.2K
1.89%
Summer Dress (H&M, Zara, etc)
$44.91 โ‚ฝ3,503
$38.33 Rpย 648.6K
17.17%
Sport Shoes (Adidas, Nike)
$112 โ‚ฝ8,761
$86.4 Rpย 1.5M
30.02%
Men's Leather Business Shoes
$107 โ‚ฝ8,374
$78.9 Rpย 1.3M
36.03%
๐Ÿ  Accommodation & Living
Murmansk
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$442 โ‚ฝ34.5K
$1,015 Rpย 17.2M
-56.50%
1-bedroom Apartment, Outside City Center (Monthly)
$315 โ‚ฝ24.6K
$669 Rpย 11.3M
-52.88%
3-bedroom Apartment, City Center (Monthly)
$626 โ‚ฝ48.8K
$3,348 Rpย 56.7M
-81.30%
3-bedroom Apartment, Outside City Center (Monthly)
$448 โ‚ฝ35.0K
$2,114 Rpย 35.8M
-78.79%
Buy Apartment in City Center (m2)
-
$3,020 Rpย 51.1M
-
Buy Apartment Outside City Center (m2)
-
$2,334 Rpย 39.5M
-
๐Ÿ’ต Salaries & Financials
Murmansk
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,098 โ‚ฝ85.7K
$178 Rpย 3.0M
515.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.17
13.28
29.29%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Murmansk: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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