Last update: Oct 2026

Cost of Living Comparison Between Muntinlupa and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Muntinlupa: $742 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Muntinlupa
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Muntinlupa Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Muntinlupa

🇵🇭 Philippines

$742

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Muntinlupa and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muntinlupa and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $742 in Muntinlupa versus $859 in Ho Chi Minh City (Saigon).

Muntinlupa $742
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,173 in Muntinlupa versus $1,395 in Ho Chi Minh City (Saigon).

Muntinlupa $1,173
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,604 in Muntinlupa versus $1,931 in Ho Chi Minh City (Saigon).

Muntinlupa $1,604
Ho Chi Minh City (Saigon) $1,931

Living in Muntinlupa costs roughly 14% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Muntinlupa 45% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$3.94 ₱248

$1.91 ₫49.6K

106.28%

Three-Course Dinner for Two, Mid-Range

$27.36 ₱1,722

$22.84 ₫591.2K

19.79%

Fast Food Meal (McDonalds, etc)

$2.81 ₱177

$4.54 ₫117.6K

-38.11%

Cappuccino

$2.36 ₱149

$1.85 ₫48.0K

27.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 ₱59.7

$0.56 ₫14.6K

69.64%

Water (0.33 liter bottle)

$0.44 ₱27.42

$0.32 ₫8,185

37.50%

Local Beer (0.5 liter draught)

$1.16 ₱72.7

$1.06 ₫27.5K

9.43%

Imported Beer (0.33 liter bottle)

$1.78 ₱112

$1.72 ₫44.5K

3.49%

Milk (1 liter)

$1.64 ₱103

$1.66 ₫42.9K

-1.20%

White Bread (500g)

$1.22 ₱76.6

$1.11 ₫28.7K

9.91%

Rice (white) (1kg)

$1.02 ₱64.3

$1.00 ₫25.9K

2.00%

Eggs

$2.07 ₱130

$1.67 ₫43.1K

23.95%

Local Cheese (1kg)

$5.00 ₱315

$12.08 ₫312.8K

-58.61%

Chicken Fillets (1kg)

$3.78 ₱238

$3.68 ₫95.2K

2.72%

Beef Round Steak (1kg)

$6.93 ₱436

$10.24 ₫265.1K

-32.32%

Apples (1kg)

$2.37 ₱149

$2.96 ₫76.5K

-19.93%

Banana (1kg)

$1.53 ₱96.4

$1.24 ₫32.2K

23.39%

Oranges (1kg)

$2.58 ₱162

$1.56 ₫40.3K

65.38%

Tomato (1kg)

$1.23 ₱77.6

$1.30 ₫33.6K

-5.38%

Potato (1kg)

$1.79 ₱112

$1.23 ₫31.9K

45.53%

Onion (1kg)

$1.93 ₱122

$1.15 ₫29.8K

67.83%

Lettuce (1 head)

$0.98 ₱61.8

$0.74 ₫19.1K

32.43%

Water (1.5 liter bottle)

$0.56 ₱35.06

$0.56 ₫14.4K

Cigarettes 20 Pack (Marlboro, Camel)

$2.90 ₱183

$1.24 ₫32.1K

133.87%

Wine (Bottle)

$8.68 ₱547

$12.60 ₫326.1K

-31.11%

Local Beer (0.5 liter bottle)

$1.28 ₱80.9

$0.96 ₫24.9K

33.33%

Imported Beer (0.33 liter bottle)

$2.09 ₱132

$1.53 ₫39.6K

36.60%

One-way Ticket (Public Transport)

$0.26 ₱16.62

$0.26 ₫6,694

Public Transport Monthly Pass (Regular Price)

$12.39 ₱780

$11.51 ₫297.9K

7.65%

Taxi Start (Normal Tariff)

$0.74 ₱46.66

$0.75 ₫19.5K

-1.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.67 ₫17.4K

-65.67%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$3.03 ₫78.5K

-35.97%

Gasoline (1 liter)

$1.22 ₱76.6

$0.96 ₫24.8K

27.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$31.1K ₫804.3M

-32.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$30.4K ₫785.9M

-36.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ₱7,728

$102 ₫2.6M

20.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.06 ₱1,011

$5.89 ₫152.5K

172.67%

Internet (50+ Mbps, Unlimited Data)

$23.97 ₱1,509

$10.49 ₫271.6K

128.50%

Gym Membership (Monthly)

$32.71 ₱2,059

$25.54 ₫661.2K

28.07%

Tennis Court (1 Hour on Weekend)

$4.82 ₱304

$11.92 ₫308.5K

-59.56%

Cinema Ticket

$5.17 ₱325

$3.53 ₫91.3K

46.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 ₱8,503

$436 ₫11.3M

-69.05%

International Primary School, 1 Child (Yearly)

$8,993 ₱566.2K

$23.3K ₫602.8M

-61.38%

Jeans (Levis 501 Or Similar)

$32.60 ₱2,052

$52.8 ₫1.4M

-38.20%

Summer Dress (H&M, Zara, etc)

$19.70 ₱1,240

$34.15 ₫884.1K

-42.31%

Sport Shoes (Adidas, Nike)

$77.7 ₱4,889

$90.3 ₫2.3M

-13.97%

Men's Leather Business Shoes

$58.6 ₱3,688

$95.0 ₫2.5M

-38.33%

1-bedroom Apartment, City Center (Monthly)

$270 ₱17.0K

$589 ₫15.3M

-54.12%

1-bedroom Apartment, Outside City Center (Monthly)

$172 ₱10.8K

$298 ₫7.7M

-42.30%

3-bedroom Apartment, City Center (Monthly)

$517 ₱32.5K

$1,292 ₫33.5M

-60.02%

3-bedroom Apartment, Outside City Center (Monthly)

$393 ₱24.8K

$711 ₫18.4M

-44.68%

Buy Apartment in City Center (m2)

$2,401 ₱151.1K

$4,676 ₫121.1M

-48.66%

Buy Apartment Outside City Center (m2)

$994 ₱62.6K

$1,904 ₫49.3M

-47.77%

Average Monthly Net Salary (After Tax)

$602 ₱37.9K

$490 ₫12.7M

23.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

8.64

-21.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muntinlupa: October 10, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Muntinlupa

$181 24.4%

Ho Chi Minh City (Saigon)

$207 24.1% 14.6% $26

Accommodation & Living

Muntinlupa

$172 23.2%

Ho Chi Minh City (Saigon)

$298 34.7% 73.3% $126

Monthly Utilities & Internet

Muntinlupa

$163 21.9%

Ho Chi Minh City (Saigon)

$118 13.8% 27.3% $44

Clothing & Footwear

Muntinlupa

$85 11.4%

Ho Chi Minh City (Saigon)

$122 14.3% 44.4% $38

Eating Out

Muntinlupa

$83 11.2%

Ho Chi Minh City (Saigon)

$63 7.4% 23.7% $20

Sport & Entertainment

Muntinlupa

$43 5.8%

Ho Chi Minh City (Saigon)

$33 3.8% 24.3% $10

Getting Around

Muntinlupa

$15 2.1%

Ho Chi Minh City (Saigon)

$17 1.9% 8.5% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Muntinlupa and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Muntinlupa pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Muntinlupa vs $23.00 in Ho Chi Minh City (Saigon). Groceries flip the comparison at $181 vs $207, with Muntinlupa cheaper for home cooking.

Good to know

🇵🇭 Muntinlupa

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

05:31 5:31 AM

04:31 4:31 AM

1 h behind Muntinlupa

🌤 Weather

👥 Population

543,445

9,456,700

💱 Currency

Philippine Peso PHP ₱

Vietnamese Dong VND ₫

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Muntinlupa Ho Chi Minh City (Saigon) 1,610 km ≈ 2 h 30 min nonstop flight

From you

Muntinlupa
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Muntinlupa vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Muntinlupa wins on cost – living expenses run 16% lower than in Ho Chi Minh City (Saigon). Housing and daily spending are where you'll feel the difference most, making Muntinlupa the obvious pick if budget is a priority.

Average pay runs 23% higher in Muntinlupa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $270 in Muntinlupa versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $742 per month in Muntinlupa versus $859 in Ho Chi Minh City (Saigon) – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Muntinlupa runs roughly 8% less than in Ho Chi Minh City (Saigon). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $742 in Muntinlupa versus $859 in Ho Chi Minh City (Saigon), a $1,000 budget is realistic in Muntinlupa but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Muntinlupa the clear choice for anyone on this budget.

Both work as nomad bases, but Muntinlupa delivers better value – similar infrastructure at $742 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Muntinlupa hard to pass up.

Safety-wise, Muntinlupa and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Muntinlupa gentler on the wallet – expenses run 16% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.