Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Vellore

For one person, living is cheaper in Vellore: $259 a month against $782 in Mumbai (Bombay), rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
13

Cost of Living Index in Vellore
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Vellore Living Index

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Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Vellore

🇮🇳 India

$259

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Vellore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Vellore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $782 in Mumbai (Bombay) versus $259 in Vellore.

Mumbai (Bombay) $782
Vellore $259

Estimated couple costs with rent: $1,299 in Mumbai (Bombay) versus $447 in Vellore.

Mumbai (Bombay) $1,299
Vellore $447

Monthly costs for a family of three with rent: $1,816 in Mumbai (Bombay) versus $636 in Vellore.

Mumbai (Bombay) $1,816
Vellore $636

Living in Mumbai (Bombay) is roughly 202% more expensive than in Vellore, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Vellore 81% lower.

Meal at Budget Restaurant

$5.38 ₹511

$1.28 ₹122

320.31%

Three-Course Dinner for Two, Mid-Range

$20.76 ₹1,971

$6.99 ₹664

197.00%

Fast Food Meal (McDonalds, etc)

$4.19 ₹398

$2.08 ₹197

101.44%

Cappuccino

$2.74 ₹260

$2.01 ₹191

36.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.77

$0.36 ₹34.03

13.89%

Water (0.33 liter bottle)

$0.16 ₹15.04

$0.14 ₹13.16

14.29%

Local Beer (0.5 liter draught)

$2.59 ₹246

$1.54 ₹146

68.18%

Imported Beer (0.33 liter bottle)

$4.17 ₹396

$3.05 ₹290

36.72%

Milk (1 liter)

$0.75 ₹71.2

$0.48 ₹45.41

56.25%

White Bread (500g)

$0.53 ₹50.5

$0.55 ₹52.2

-3.64%

Rice (white) (1kg)

$0.73 ₹69.6

$0.60 ₹57.0

21.67%

Eggs

$0.96 ₹91.4

$0.78 ₹73.8

23.08%

Local Cheese (1kg)

$5.52 ₹524

$1.93 ₹184

186.01%

Chicken Fillets (1kg)

$3.58 ₹340

$2.31 ₹219

54.98%

Apples (1kg)

$2.14 ₹203

$1.60 ₹152

33.75%

Banana (1kg)

$0.69 ₹65.5

$0.72 ₹68.3

-4.17%

Oranges (1kg)

$1.23 ₹116

$0.89 ₹84.8

38.20%

Tomato (1kg)

$0.46 ₹43.77

$0.29 ₹27.89

58.62%

Potato (1kg)

$0.36 ₹34.24

$0.30 ₹28.15

20.00%

Onion (1kg)

$0.39 ₹37.12

$0.38 ₹36.22

2.63%

Lettuce (1 head)

$0.40 ₹38.05

$0.30 ₹28.04

33.33%

Water (1.5 liter bottle)

$0.31 ₹29.46

$0.26 ₹24.49

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹485

$1.60 ₹152

218.75%

Wine (Bottle)

$8.12 ₹771

$3.83 ₹364

112.01%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$1.63 ₹155

19.63%

Imported Beer (0.33 liter bottle)

$3.18 ₹302

$2.56 ₹243

24.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$4.98 ₹473

23.90%

One-way Ticket (Public Transport)

$0.20 ₹18.99

$0.24 ₹22.86

-16.67%

Public Transport Monthly Pass (Regular Price)

$5.39 ₹512

$5.09 ₹484

5.89%

Taxi Start (Normal Tariff)

$0.31 ₹29.39

$0.45 ₹42.48

-31.11%

Taxi (Normal Tariff) (1km)

$0.29 ₹28.01

$0.30 ₹28.49

-3.33%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹151

$1.06 ₹100

50.00%

Gasoline (1 liter)

$1.10 ₹104

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$9,959 ₹945.7K

59.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K ₹2.2M

$14.7K ₹1.4M

54.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.6 ₹5,846

$30.22 ₹2,869

103.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹404

$4.15 ₹394

2.41%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₹855

$4.18 ₹397

115.55%

Gym Membership (Monthly)

$27.24 ₹2,587

$8.39 ₹796

224.67%

Tennis Court (1 Hour on Weekend)

$13.31 ₹1,264

$4.79 ₹454

177.87%

Cinema Ticket

$4.38 ₹416

$2.43 ₹231

80.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 ₹11.0K

$48.80 ₹4,634

136.86%

International Primary School, 1 Child (Yearly)

$4,968 ₹471.7K

$1,394 ₹132.4K

256.37%

Jeans (Levis 501 Or Similar)

$37.16 ₹3,529

$8.47 ₹805

338.72%

Summer Dress (H&M, Zara, etc)

$39.88 ₹3,787

$19.02 ₹1,806

109.67%

Sport Shoes (Adidas, Nike)

$55.9 ₹5,307

$21.40 ₹2,033

161.12%

Men's Leather Business Shoes

$48.19 ₹4,576

$25.27 ₹2,399

90.70%

1-bedroom Apartment, City Center (Monthly)

$611 ₹58.0K

$57.1 ₹5,421

970.17%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ₹33.6K

$31.86 ₹3,026

1011.77%

3-bedroom Apartment, City Center (Monthly)

$1,829 ₹173.7K

$169 ₹16.1K

980.36%

3-bedroom Apartment, Outside City Center (Monthly)

$877 ₹83.3K

$160 ₹15.1K

449.76%

Buy Apartment in City Center (m2)

$5,877 ₹558.0K

$1,099 ₹104.3K

434.82%

Buy Apartment Outside City Center (m2)

$2,448 ₹232.4K

$678 ₹64.4K

261.06%

Average Monthly Net Salary (After Tax)

$758 ₹72.0K

$310 ₹29.4K

144.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

6.5

27.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 12, 2026

Last update for Vellore: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$354 45.3%

Vellore

$32 12.3% 91% $322

Groceries & Markets

Mumbai (Bombay)

$116 14.8%

Vellore

$77 29.9% 33.1% $38

Eating Out

Mumbai (Bombay)

$112 14.3%

Vellore

$56 21.8% 49.7% $56

Clothing & Footwear

Mumbai (Bombay)

$82 10.4%

Vellore

$33 12.9% 59.1% $48

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.6%

Vellore

$39 14.9% 48.5% $36

Sport & Entertainment

Mumbai (Bombay)

$36 4.6%

Vellore

$13 5.1% 63.2% $23

Getting Around

Mumbai (Bombay)

$8 1%

Vellore

$8 3.1% 0.3% $0

Cost Breakdown

A one-bedroom apartment in the center runs $611 in Mumbai (Bombay) and $57.1 in Vellore. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 145% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $7.00 in Vellore for a mid-range dinner for two. Groceries echo the gap at $116 vs $77.0 per month, with Vellore cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Vellore

🕒 Local time

21:23 9:23 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

186,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Vellore 960 km ≈ 1 h 45 min nonstop flight

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Mumbai (Bombay)
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Vellore: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Vellore differ by about 202% in total monthly costs ($782 vs $259 including rent). Vellore is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 145% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $611 in Mumbai (Bombay) versus $57.1 in Vellore. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Vellore – a meal for two runs $7.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Vellore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Vellore gentler on the wallet – expenses run 202% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.