😐Monthly costs for one person with rent: $781 in Mumbai (Bombay) versus $378 in Varkala.
😐Estimated couple costs with rent: $1,281 in Mumbai (Bombay) versus $606 in Varkala.
😐Monthly costs for a family of three with rent: $1,781 in Mumbai (Bombay) versus $834 in Varkala.
😐Living in Mumbai (Bombay) is roughly 107% more expensive than Varkala, driven mainly by Eating Out.
📊Both cities sit below the global median: Mumbai (Bombay)42% lower, Varkala72% lower.
Currency
🍽 Eating Out
Mumbai (Bombay)
Varkala
Difference
Meal at Budget Restaurant
$5.13₹489
$2.31₹220
122.08%
Three-Course Dinner for Two, Mid-Range
$22.35₹2,131
$10.58₹1,009
111.25%
Fast Food Meal(McDonalds, etc)
$4.69₹447
$3.46₹330
35.55%
Cappuccino
$2.65₹253
$1.57₹150
68.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.47₹44.67
$0.41₹38.81
14.63%
Water(0.33 liter bottle)
$0.19₹18.23
$0.16₹15.07
18.75%
Local Beer(0.5 liter draught)
$2.28₹217
$1.69₹161
34.91%
Imported Beer(0.33 liter bottle)
$4.12₹393
$3.02₹288
36.42%
🛒 Groceries & Markets
Mumbai (Bombay)
Varkala
Difference
Milk(1 liter)
$0.74₹70.4
$0.66₹62.7
12.12%
White Bread(500g)
$0.52₹49.68
$0.45₹42.80
15.56%
Rice(white)(1kg)
$0.84₹79.7
$0.66₹62.9
27.27%
Eggs
$1.07₹102
$0.90₹85.7
18.89%
Local Cheese(1kg)
$7.05₹672
$4.86₹463
45.06%
Chicken Fillets(1kg)
$3.93₹375
$3.03₹289
29.70%
Apples(1kg)
$2.34₹223
$1.97₹188
18.78%
Banana(1kg)
$0.77₹73.3
$0.69₹65.9
11.59%
Oranges(1kg)
$1.31₹125
$0.95₹90.2
37.89%
Tomato(1kg)
$0.64₹60.8
$0.53₹50.9
20.75%
Potato(1kg)
$0.53₹50.1
$0.38₹36.69
39.47%
Onion(1kg)
$0.63₹59.8
$0.46₹43.99
36.96%
Lettuce(1 head)
$0.69₹65.9
$0.49₹47.03
40.82%
Water(1.5 liter bottle)
$0.35₹33.55
$0.35₹32.99
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.16₹397
$3.94₹375
5.58%
Wine(Bottle)
$8.59₹819
$7.38₹704
16.40%
Local Beer(0.5 liter bottle)
$2.14₹204
$1.79₹170
19.55%
Imported Beer(0.33 liter bottle)
$3.24₹309
$2.78₹265
16.55%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
$7.22₹688
$5.58₹532
29.39%
🚌 Getting Around
Mumbai (Bombay)
Varkala
Difference
One-way Ticket(Public Transport)
$0.24₹23.02
$0.30₹28.94
-20.00%
Public Transport Monthly Pass(Regular Price)
$4.73₹451
$8.83₹842
-46.43%
Taxi Start(Normal Tariff)
$0.37₹35.01
$0.84₹80.1
-55.95%
Taxi(Normal Tariff)(1km)
-
$0.25₹23.79
-
Taxi 1hour Waiting(Normal Tariff)
$1.43₹136
$1.43₹136
-
Gasoline(1 liter)
$1.22₹117
$1.22₹116
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.4K₹1.7M
$13.9K₹1.3M
24.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K₹2.4M
$21.9K₹2.1M
16.22%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Varkala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$51.2₹4,877
$38.78₹3,697
31.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.03₹479
$3.55₹338
41.69%
Internet(50+ Mbps, Unlimited Data)
$8.65₹825
$7.46₹711
15.95%
🎉 Sport & Entertainment
Mumbai (Bombay)
Varkala
Difference
Gym Membership(Monthly)
$22.99₹2,192
$16.09₹1,534
42.88%
Tennis Court(1 Hour on Weekend)
$11.83₹1,128
$6.98₹666
69.48%
Cinema Ticket
$4.53₹432
$2.97₹283
52.53%
🧸 Childcare & Education
Mumbai (Bombay)
Varkala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$121₹11.6K
$52.3₹4,989
131.89%
International Primary School, 1 Child(Yearly)
$3,356₹320.0K
$1,561₹148.8K
114.97%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Varkala
Difference
Jeans(Levis 501 Or Similar)
$29.19₹2,783
$24.20₹2,307
20.62%
Summer Dress(H&M, Zara, etc)
$30.76₹2,933
$25.54₹2,435
20.44%
Sport Shoes(Adidas, Nike)
$56.6₹5,399
$42.00₹4,004
34.83%
Men's Leather Business Shoes
$41.02₹3,911
$29.96₹2,856
36.92%
🏠 Accommodation & Living
Mumbai (Bombay)
Varkala
Difference
1-bedroom Apartment, City Center(Monthly)
$695₹66.3K
$122₹11.7K
468.56%
1-bedroom Apartment, Outside City Center(Monthly)
$350₹33.4K
$77.7₹7,408
350.19%
3-bedroom Apartment, City Center(Monthly)
$1,778₹169.6K
$274₹26.1K
548.52%
3-bedroom Apartment, Outside City Center(Monthly)
$835₹79.6K
$181₹17.3K
360.44%
Buy Apartment in City Center(m2)
$6,331₹603.6K
$1,043₹99.4K
507.26%
Buy Apartment Outside City Center(m2)
$2,639₹251.6K
$604₹57.6K
336.91%
💵 Salaries & Financials
Mumbai (Bombay)
Varkala
Difference
Average Monthly Net Salary(After Tax)
$737₹70.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.22
8.67
6.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mumbai (Bombay): June 7, 2026
Last update for Varkala: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $695 in Mumbai (Bombay) and $122 in Varkala. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $22.00 in Mumbai (Bombay) vs $11.00 in Varkala for a mid-range dinner for two. Groceries echo the gap at $130 vs $105 per month, with Varkala cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Varkala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and Varkala?
Mumbai (Bombay) and Varkala differ by about 107% in total monthly costs ($781 vs $378 including rent). Varkala is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Mumbai (Bombay) compared to Varkala?
You'd need roughly $1,171 in Mumbai (Bombay) and $566 in Varkala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Mumbai (Bombay) and Varkala?
Rent for a central apartment: $695 in Mumbai (Bombay) versus $122 in Varkala. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 24% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Varkala – a meal for two runs $11.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $378 in Varkala versus $781 in Mumbai (Bombay), a $2,000 budget is realistic in Varkala but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Varkala the clear choice for anyone on this budget.
How does quality of life compare between Mumbai (Bombay) and Varkala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Mumbai (Bombay) or Varkala safer for residents?
Safety-wise, Mumbai (Bombay) and Varkala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Mumbai (Bombay) or Varkala?
Expats usually find Varkala gentler on the wallet – expenses run 107% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.
Mumbai (Bombay) vs other spots: cost of living compared