Cost of Living Comparison Between Mumbai (Bombay) and Setif Cost of Living Comparison Between Mumbai (Bombay) and Setif

Monthly Cost of Living

Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $435 in Setif.

Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $705 in Setif.

Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $974 in Setif.

Living in Mumbai (Bombay) is roughly 83% more expensive than in Setif, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Setif 68% lower.

Meal at Budget Restaurant

$5.30 ₹501

$3.21 DZD 425

65.11%

Three-Course Dinner for Two, Mid-Range

$21.42 ₹2,023

$16.36 DZD 2,168

30.93%

Fast Food Meal (McDonalds, etc)

$4.29 ₹405

$3.76 DZD 498

14.10%

Cappuccino

$2.61 ₹246

$0.60 DZD 79.8

335.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.29

$0.67 DZD 88.5

-38.81%

Water (0.33 liter bottle)

$0.14 ₹13.06

$0.20 DZD 26.51

-30.00%

Local Beer (0.5 liter draught)

$2.59 ₹245

$1.49 DZD 198

73.83%

Imported Beer (0.33 liter bottle)

$4.16 ₹393

$2.18 DZD 289

90.83%

Milk (1 liter)

$0.69 ₹65.7

$0.74 DZD 97.8

-6.76%

White Bread (500g)

$0.49 ₹46.06

$0.13 DZD 17.00

276.92%

Rice (white) (1kg)

$0.73 ₹68.9

$1.05 DZD 139

-30.48%

Eggs

$0.95 ₹89.6

$0.87 DZD 116

9.20%

Local Cheese (1kg)

$5.69 ₹537

$6.53 DZD 866

-12.86%

Chicken Fillets (1kg)

$3.48 ₹329

$4.20 DZD 557

-17.14%

Beef Round Steak (1kg)

$15.01 DZD 1,990

Apples (1kg)

$2.34 ₹222

$2.15 DZD 285

8.84%

Banana (1kg)

$0.67 ₹63.4

$2.79 DZD 370

-75.99%

Oranges (1kg)

$1.20 ₹114

$1.16 DZD 154

3.45%

Tomato (1kg)

$0.50 ₹47.21

$0.86 DZD 114

-41.86%

Potato (1kg)

$0.38 ₹35.57

$0.55 DZD 72.3

-30.91%

Onion (1kg)

$0.40 ₹38.18

$0.48 DZD 63.1

-16.67%

Lettuce (1 head)

$0.49 ₹46.17

$0.42 DZD 56.3

16.67%

Water (1.5 liter bottle)

$0.29 ₹27.01

$0.21 DZD 28.33

38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹470

$2.72 DZD 361

83.09%

Wine (Bottle)

$8.23 ₹777

$5.71 DZD 756

44.13%

Local Beer (0.5 liter bottle)

$2.10 ₹199

$1.26 DZD 167

66.67%

Imported Beer (0.33 liter bottle)

$3.15 ₹298

$2.03 DZD 270

55.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.95 ₹562

One-way Ticket (Public Transport)

$0.20 ₹18.87

$0.13 DZD 17.13

53.85%

Public Transport Monthly Pass (Regular Price)

$5.88 ₹556

$5.77 DZD 764

1.91%

Taxi Start (Normal Tariff)

$0.31 ₹29.07

$0.57 DZD 75.4

-45.61%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.28

$0.41 DZD 54.6

-19.51%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹146

$5.13 DZD 680

-69.79%

Gasoline (1 liter)

$1.10 ₹104

$0.36 DZD 48.21

205.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K ₹1.5M

$29.3K DZD 3.9M

-44.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$21.0K DZD 2.8M

7.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.1 ₹5,584

$36.86 DZD 4,886

60.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.38 ₹414

$10.76 DZD 1,427

-59.29%

Internet (50+ Mbps, Unlimited Data)

$9.34 ₹883

$12.97 DZD 1,720

-27.99%

Gym Membership (Monthly)

$27.20 ₹2,570

$18.14 DZD 2,405

49.94%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,334

$5.84 DZD 774

141.61%

Cinema Ticket

$4.62 ₹437

$4.51 DZD 598

2.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$574 DZD 76.1K

-79.50%

International Primary School, 1 Child (Yearly)

$4,947 ₹467.4K

$6,503 DZD 862.0K

-23.92%

Jeans (Levis 501 Or Similar)

$33.63 ₹3,178

$17.19 DZD 2,279

95.64%

Summer Dress (H&M, Zara, etc)

$38.59 ₹3,646

$15.44 DZD 2,047

149.94%

Sport Shoes (Adidas, Nike)

$59.8 ₹5,648

$35.47 DZD 4,702

68.54%

Men's Leather Business Shoes

$48.89 ₹4,619

$57.5 DZD 7,616

-14.90%

1-bedroom Apartment, City Center (Monthly)

$652 ₹61.6K

$69.4 DZD 9,196

839.99%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₹33.6K

$49.21 DZD 6,524

623.13%

3-bedroom Apartment, City Center (Monthly)

$1,907 ₹180.2K

$138 DZD 18.3K

1281.53%

3-bedroom Apartment, Outside City Center (Monthly)

$863 ₹81.5K

$117 DZD 15.5K

638.95%

Buy Apartment in City Center (m2)

$6,242 ₹589.8K

$343 DZD 45.5K

1719.26%

Buy Apartment Outside City Center (m2)

$2,324 ₹219.5K

Average Monthly Net Salary (After Tax)

$804 ₹75.9K

$310 DZD 41.1K

159.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

5.3

57.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Setif: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $69.4 in Setif. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 159% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Setif. Groceries flip the comparison at $117 vs $167, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Setif: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Setif differ by about 83% in total monthly costs ($795 vs $435 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 159% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $652 in Mumbai (Bombay) versus $69.4 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 43% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Setif – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $435 in Setif versus $795 in Mumbai (Bombay), a $2,000 budget is realistic in Setif but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 83% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.