Cost of Living Comparison Between Mumbai (Bombay) and Setif Cost of Living Comparison Between Mumbai (Bombay) and Setif

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $462 in Setif.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $776 in Setif.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $1,089 in Setif.

Living in Mumbai (Bombay) is roughly 69% more expensive than Setif, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Setif 66% lower.

Meal at Budget Restaurant

$5.32 ₹509

$2.38 DZD 315

123.53%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,143

$16.25 DZD 2,157

37.85%

Fast Food Meal (McDonalds, etc)

$4.63 ₹443

$3.88 DZD 515

19.33%

Cappuccino

$2.52 ₹241

$0.63 DZD 83.8

300.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.47

$0.58 DZD 76.5

-12.07%

Water (0.33 liter bottle)

$0.15 ₹14.71

$0.23 DZD 30.58

-34.78%

Local Beer (0.5 liter draught)

$2.28 ₹218

$1.42 DZD 189

60.56%

Imported Beer (0.33 liter bottle)

$3.95 ₹378

$2.20 DZD 292

79.55%

Milk (1 liter)

$0.75 ₹71.4

$0.74 DZD 97.8

1.35%

White Bread (500g)

$0.51 ₹49.04

$0.14 DZD 19.00

264.29%

Rice (white) (1kg)

$0.77 ₹74.0

$1.03 DZD 136

-25.24%

Eggs

$1.08 ₹103

$1.81 DZD 240

-40.33%

Local Cheese (1kg)

$7.14 ₹683

$6.50 DZD 862

9.85%

Chicken Fillets (1kg)

$3.88 ₹372

$5.10 DZD 676

-23.92%

Beef Round Steak (1kg)

$14.50 DZD 1,924

Apples (1kg)

$2.30 ₹220

$2.76 DZD 366

-16.67%

Banana (1kg)

$0.81 ₹77.7

$2.92 DZD 388

-72.26%

Oranges (1kg)

$1.26 ₹121

$1.46 DZD 193

-13.70%

Tomato (1kg)

$0.64 ₹61.0

$0.78 DZD 103

-17.95%

Potato (1kg)

$0.58 ₹55.1

$0.52 DZD 69.2

11.54%

Onion (1kg)

$0.63 ₹60.4

$0.47 DZD 62.2

34.04%

Lettuce (1 head)

$0.64 ₹61.3

$0.46 DZD 60.6

39.13%

Water (1.5 liter bottle)

$0.33 ₹31.14

$0.28 DZD 36.64

17.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹402

$2.79 DZD 370

50.54%

Wine (Bottle)

$8.25 ₹790

$5.41 DZD 718

52.50%

Local Beer (0.5 liter bottle)

$2.17 ₹208

$1.35 DZD 179

60.74%

Imported Beer (0.33 liter bottle)

$3.40 ₹325

$2.01 DZD 267

69.15%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹673

One-way Ticket (Public Transport)

$0.24 ₹23.08

$0.17 DZD 22.40

41.18%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹432

$5.69 DZD 755

-20.74%

Taxi Start (Normal Tariff)

$0.37 ₹35.03

$0.71 DZD 94.2

-47.89%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.53

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$4.95 DZD 657

-71.52%

Gasoline (1 liter)

$1.19 ₹114

$0.33 DZD 44.35

260.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$28.4K DZD 3.8M

-38.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$20.4K DZD 2.7M

20.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,860

$39.44 DZD 5,234

28.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹460

$9.56 DZD 1,269

-49.69%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹837

$13.34 DZD 1,771

-34.41%

Gym Membership (Monthly)

$23.11 ₹2,211

$18.43 DZD 2,445

25.39%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,147

$5.65 DZD 750

112.21%

Cinema Ticket

$4.71 ₹450

$5.57 DZD 739

-15.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$93.5 DZD 12.4K

29.95%

International Primary School, 1 Child (Yearly)

$3,393 ₹324.7K

$3,549 DZD 470.9K

-4.37%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,789

$24.93 DZD 3,309

16.89%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,929

$26.95 DZD 3,576

13.58%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,277

$44.23 DZD 5,871

24.69%

Men's Leather Business Shoes

$39.74 ₹3,803

$55.0 DZD 7,295

-27.71%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.4K

$74.8 DZD 9,931

841.98%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.1K

$56.2 DZD 7,458

534.63%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹171.5K

$179 DZD 23.8K

900.15%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹79.0K

$155 DZD 20.5K

433.60%

Buy Apartment in City Center (m2)

$6,436 ₹615.9K

$957 DZD 127.1K

572.33%

Buy Apartment Outside City Center (m2)

$2,627 ₹251.4K

$383 DZD 50.9K

585.30%

Average Monthly Net Salary (After Tax)

$744 ₹71.2K

$304 DZD 40.3K

145.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

5.42

70.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Setif: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $74.8 in Setif. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 145% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $16.00 in Setif. Groceries flip the comparison at $129 vs $179, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Setif: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Setif differ by about 69% in total monthly costs ($779 vs $462 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 145% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $74.8 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 39% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Setif – a meal for two runs $16.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $462 in Setif versus $779 in Mumbai (Bombay), a $2,000 budget is realistic in Setif but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 69% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.