Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Setif

For one person, living is cheaper in Setif: $412 a month against $785 in Mumbai (Bombay), rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
20

Cost of Living Index in Setif
Learn more

Setif Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Setif

🇩🇿 Algeria

$412

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Setif

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Setif actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Mumbai (Bombay) versus $412 in Setif.

Mumbai (Bombay) $785
Setif $412

Estimated couple costs with rent: $1,308 in Mumbai (Bombay) versus $683 in Setif.

Mumbai (Bombay) $1,308
Setif $683

Monthly costs for a family of three with rent: $1,831 in Mumbai (Bombay) versus $953 in Setif.

Mumbai (Bombay) $1,831
Setif $953

Living in Mumbai (Bombay) is roughly 90% more expensive than in Setif, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Setif 70% lower.

Meal at Budget Restaurant

$5.18 ₹492

$3.11 DZD 416

66.56%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$15.82 DZD 2,118

30.47%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$3.54 DZD 474

16.10%

Cappuccino

$2.68 ₹254

$0.58 DZD 78.0

362.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.64 DZD 85.9

-40.63%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.17 DZD 23.39

-23.53%

Local Beer (0.5 liter draught)

$2.56 ₹243

$1.37 DZD 184

86.86%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$2.12 DZD 284

100.00%

Milk (1 liter)

$0.72 ₹68.1

$0.73 DZD 97.1

-1.37%

White Bread (500g)

$0.51 ₹48.64

$0.15 DZD 19.48

240.00%

Rice (white) (1kg)

$0.78 ₹73.6

$1.04 DZD 139

-25.00%

Eggs

$1.04 ₹98.7

$0.84 DZD 113

23.81%

Local Cheese (1kg)

$5.41 ₹514

$6.46 DZD 865

-16.25%

Chicken Fillets (1kg)

$3.57 ₹339

$4.00 DZD 535

-10.75%

Beef Round Steak (1kg)

$14.51 DZD 1,943

Apples (1kg)

$2.24 ₹213

$2.03 DZD 271

10.34%

Banana (1kg)

$0.74 ₹70.0

$2.81 DZD 376

-73.67%

Oranges (1kg)

$1.21 ₹115

$1.13 DZD 151

7.08%

Tomato (1kg)

$0.48 ₹45.69

$0.81 DZD 108

-40.74%

Potato (1kg)

$0.35 ₹33.12

$0.48 DZD 64.9

-27.08%

Onion (1kg)

$0.38 ₹35.70

$0.45 DZD 60.7

-15.56%

Lettuce (1 head)

$0.40 ₹38.40

$0.41 DZD 54.3

-2.44%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.20 DZD 26.95

55.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$2.66 DZD 356

87.22%

Wine (Bottle)

$8.46 ₹803

$5.34 DZD 715

58.43%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$1.27 DZD 170

55.91%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$1.95 DZD 262

62.56%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.12 DZD 15.86

83.33%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

$5.64 DZD 755

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$0.58 DZD 77.8

-39.66%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.36 DZD 48.66

-13.89%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$4.81 DZD 644

-67.98%

Gasoline (1 liter)

$1.11 ₹105

$0.32 DZD 43.41

246.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$28.2K DZD 3.8M

-43.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$20.1K DZD 2.7M

10.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$35.09 DZD 4,698

77.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$9.61 DZD 1,287

-52.34%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$12.55 DZD 1,680

-24.86%

Gym Membership (Monthly)

$27.93 ₹2,652

$17.42 DZD 2,332

60.33%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

$5.64 DZD 755

145.92%

Cinema Ticket

$4.97 ₹472

$4.56 DZD 610

8.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$551 DZD 73.7K

-78.50%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$6,358 DZD 851.2K

-23.81%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$17.14 DZD 2,295

105.83%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$15.41 DZD 2,063

151.72%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$33.52 DZD 4,488

66.23%

Men's Leather Business Shoes

$46.65 ₹4,429

$56.0 DZD 7,491

-16.62%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$67.6 DZD 9,047

802.07%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$46.38 DZD 6,209

670.38%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$129 DZD 17.3K

1350.06%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$112 DZD 15.0K

699.02%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$337 DZD 45.1K

1646.96%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

$294 DZD 39.3K

157.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

5.3

56.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Setif: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Setif

$46 11.2% 87% $311

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Setif

$162 39.3% 38.6% $45

Eating Out

Mumbai (Bombay)

$109 13.9%

Setif

$57 13.8% 47.9% $52

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Setif

$55 13.3% 30.8% $24

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Setif

$57 13.9% 24.9% $19

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Setif

$27 6.4% 30% $11

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Setif

$8.5 2.1% 1.3% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $610 in Mumbai (Bombay) and $67.6 in Setif. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 157% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Setif. Groceries flip the comparison at $117 vs $162, with Mumbai (Bombay) cheaper for home cooking.

Good to know

🇮🇳 Mumbai (Bombay)

🇩🇿 Setif

🕒 Local time

21:34 9:34 PM

17:04 5:04 PM

4 h 30 min behind Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

288,461

💱 Currency

Indian Rupee INR ₹

Algerian Dinar DZD د.ج

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.64 EUR

Exchange rates and currency converter

DZD, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Algerian Dinar exchange rates as of October 20, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 151 DZD (1,000 DZD = 6.64 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Setif 6,780 km ≈ 9 h nonstop flight

From you

Mumbai (Bombay)
Setif

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Setif: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Setif differ by about 90% in total monthly costs ($785 vs $412 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 157% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $610 in Mumbai (Bombay) versus $67.6 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 39% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Setif – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Setif gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 90% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.