Cost of Living Comparison Between Mumbai (Bombay) and Setif Cost of Living Comparison Between Mumbai (Bombay) and Setif

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $452 in Setif.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $762 in Setif.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $1,071 in Setif.

Living in Mumbai (Bombay) is roughly 69% more expensive than in Setif, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Setif 66% lower.

Meal at Budget Restaurant

$5.17 ₹499

$2.28 DZD 303

126.75%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,170

$16.12 DZD 2,136

39.58%

Fast Food Meal (McDonalds, etc)

$4.70 ₹453

$3.91 DZD 519

20.20%

Cappuccino

$2.60 ₹251

$0.67 DZD 89.2

288.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.66

$0.60 DZD 79.9

-16.67%

Water (0.33 liter bottle)

$0.19 ₹18.25

$0.21 DZD 27.74

-9.52%

Local Beer (0.5 liter draught)

$2.33 ₹225

$1.48 DZD 196

57.43%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.12 DZD 281

97.17%

Milk (1 liter)

$0.73 ₹70.2

$0.70 DZD 93.3

4.29%

White Bread (500g)

$0.48 ₹46.57

$0.14 DZD 18.16

242.86%

Rice (white) (1kg)

$0.82 ₹79.4

$1.07 DZD 142

-23.36%

Eggs

$1.05 ₹101

$1.85 DZD 246

-43.24%

Local Cheese (1kg)

$6.87 ₹662

$6.69 DZD 887

2.69%

Chicken Fillets (1kg)

$3.89 ₹375

$5.09 DZD 674

-23.58%

Beef Round Steak (1kg)

$14.07 DZD 1,864

Apples (1kg)

$2.29 ₹221

$2.82 DZD 374

-18.79%

Banana (1kg)

$0.83 ₹79.9

$2.97 DZD 393

-72.05%

Oranges (1kg)

$1.30 ₹125

$1.50 DZD 198

-13.33%

Tomato (1kg)

$0.65 ₹63.1

$0.76 DZD 101

-14.47%

Potato (1kg)

$0.57 ₹54.9

$0.52 DZD 69.0

9.62%

Onion (1kg)

$0.58 ₹56.4

$0.50 DZD 66.5

16.00%

Lettuce (1 head)

$0.64 ₹62.0

$0.45 DZD 59.9

42.22%

Water (1.5 liter bottle)

$0.35 ₹33.87

$0.28 DZD 36.66

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹407

$2.81 DZD 373

50.18%

Wine (Bottle)

$8.18 ₹789

$5.33 DZD 707

53.47%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.34 DZD 178

55.22%

Imported Beer (0.33 liter bottle)

$3.27 ₹316

$2.11 DZD 280

54.98%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹673

One-way Ticket (Public Transport)

$0.22 ₹21.20

$0.16 DZD 20.85

37.50%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹452

$5.89 DZD 781

-20.37%

Taxi Start (Normal Tariff)

$0.37 ₹35.29

$0.71 DZD 93.8

-47.89%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.94

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$5.11 DZD 677

-73.19%

Gasoline (1 liter)

$1.18 ₹114

$0.37 DZD 48.47

218.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$29.0K DZD 3.8M

-40.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$20.9K DZD 2.8M

18.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,841

$38.53 DZD 5,106

30.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹490

$9.25 DZD 1,226

-45.08%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹831

$13.15 DZD 1,743

-34.45%

Gym Membership (Monthly)

$23.20 ₹2,238

$18.16 DZD 2,406

27.75%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,143

$5.69 DZD 754

108.26%

Cinema Ticket

$4.70 ₹453

$5.59 DZD 741

-15.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$93.8 DZD 12.4K

26.12%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.8K

$3,669 DZD 486.2K

-7.90%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,817

$24.41 DZD 3,235

19.66%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,008

$26.82 DZD 3,554

16.29%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,453

$44.78 DZD 5,935

26.28%

Men's Leather Business Shoes

$40.55 ₹3,910

$56.4 DZD 7,473

-28.09%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.2K

$74.8 DZD 9,911

831.46%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.5K

$54.9 DZD 7,281

550.31%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹172.0K

$182 DZD 24.1K

879.92%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.4K

$153 DZD 20.2K

453.43%

Buy Apartment in City Center (m2)

$6,047 ₹583.1K

$922 DZD 122.2K

555.83%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.8K

$386 DZD 51.2K

551.37%

Average Monthly Net Salary (After Tax)

$787 ₹75.9K

$299 DZD 39.7K

162.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

5.42

70.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Setif: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $74.8 in Setif. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 163% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $16.00 in Setif. Groceries flip the comparison at $127 vs $179, with Mumbai (Bombay) cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Setif: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Setif differ by about 69% in total monthly costs ($763 vs $452 including rent). Setif is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 163% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $74.8 in Setif. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Mumbai (Bombay) pay roughly 40% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Setif – a meal for two runs $16.00 versus $23.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $452 in Setif versus $763 in Mumbai (Bombay), a $2,000 budget is realistic in Setif but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Setif the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Setif are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Setif gentler on the wallet – expenses run 69% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.