Cost of Living Comparison Between Mumbai (Bombay) and Panaji Cost of Living Comparison Between Mumbai (Bombay) and Panaji

😐 Solo nomad: Mumbai (Bombay) is 4.1% more expensive than Panaji without rent, and 64.6% more expensive with rent.

😐 Family of 3: Mumbai (Bombay) is 31.1% more expensive than Panaji without rent, and 71.1% more expensive with rent.

Meal at Budget Restaurant

$5.35 ₹458

$3.58 ₹306

49.44%

Three-Course Dinner for Two, Mid-Range

$22.26 ₹1,904

$17.2 ₹1,471

29.42%

Fast Food Meal (McDonalds, etc)

$4.57 ₹391

$4.02 ₹344

13.68%

Cappuccino

$2.55 ₹218

$2.2 ₹188

15.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹39.86

$0.49 ₹42.12

-4.08%

Water (0.33 liter bottle)

$0.18 ₹15.64

$0.21 ₹18.15

-14.29%

Local Beer (0.5 liter draught)

$2.28 ₹195

$1.19 ₹102

91.60%

Imported Beer (0.33 liter bottle)

$4.17 ₹357

$2.03 ₹173

105.42%

Milk (1 liter)

$0.75 ₹64.1

$0.77 ₹66.2

-2.60%

White Bread (500g)

$0.48 ₹40.88

$0.51 ₹43.96

-5.88%

Rice (white) (1kg)

$0.79 ₹67.4

$0.84 ₹71.5

-5.95%

Eggs

$1.07 ₹91.8

$1 ₹85.5

7.00%

Local Cheese (1kg)

$7.14 ₹610

$5.6 ₹479

27.50%

Chicken Fillets (1kg)

$3.94 ₹337

$3.77 ₹322

4.51%

Apples (1kg)

$2.35 ₹201

$2.46 ₹211

-4.47%

Banana (1kg)

$0.75 ₹64.5

$0.91 ₹77.9

-17.58%

Oranges (1kg)

$1.31 ₹112

$1.28 ₹110

2.34%

Tomato (1kg)

$0.7 ₹59.5

$0.62 ₹52.7

12.90%

Potato (1kg)

$0.52 ₹44.76

$0.42 ₹36.19

23.81%

Onion (1kg)

$0.6 ₹51.1

$0.49 ₹42.12

22.45%

Lettuce (1 head)

$0.69 ₹59.2

$0.89 ₹75.8

-22.47%

Water (1.5 liter bottle)

$0.36 ₹30.48

$0.35 ₹29.57

2.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.2 ₹359

$2.89 ₹247

45.33%

Wine (Bottle)

$9.31 ₹796

$8 ₹684

16.38%

Local Beer (0.5 liter bottle)

$2.07 ₹177

$1.05 ₹89.8

97.14%

Imported Beer (0.33 liter bottle)

$3.4 ₹291

$3.51 ₹300

-3.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.24 ₹619

$4.64 ₹397

56.03%

One-way Ticket (Public Transport)

$0.22 ₹18.78

$0.16 ₹13.4

37.50%

Public Transport Monthly Pass (Regular Price)

$4.68 ₹400

$6.84 ₹585

-31.58%

Taxi Start (Normal Tariff)

$0.34 ₹28.97

$0.46 ₹39.26

-26.09%

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹120

$1.44 ₹123

-2.08%

Gasoline (1 liter)

$1.19 ₹102

$1.19 ₹101

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K ₹1.5M

$10.6K ₹908.6K

64.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.1M

$23.8K ₹2M

3.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.5 ₹4,403

$23.23 ₹1,987

121.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.88 ₹418

$4.41 ₹377

10.66%

Internet (50+ Mbps, Unlimited Data)

$8.88 ₹759

$9.35 ₹800

-5.03%

Gym Membership (Monthly)

$23.36 ₹1,998

$35.06 ₹2,999

-33.37%

Tennis Court (1 Hour on Weekend)

$12.2 ₹1,043

$3.43 ₹293

255.69%

Cinema Ticket

$4.71 ₹403

$3.16 ₹271

49.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹10.1K

$60.2 ₹5,147

96.51%

International Primary School, 1 Child (Yearly)

$3,391 ₹290K

$1,608 ₹137.6K

110.84%

Jeans (Levis 501 Or Similar)

$30.2 ₹2,583

$40.95 ₹3,502

-26.25%

Summer Dress (H&M, Zara, etc)

$30.5 ₹2,609

$29.32 ₹2,507

4.02%

Sport Shoes (Adidas, Nike)

$55 ₹4,707

$23.52 ₹2,012

133.97%

Men's Leather Business Shoes

$40.77 ₹3,487

$17.65 ₹1,510

130.99%

1-bedroom Apartment, City Center (Monthly)

$710 ₹60.8K

$191 ₹16.3K

272.56%

1-bedroom Apartment, Outside City Center (Monthly)

$351 ₹30K

$149 ₹12.8K

135.07%

3-bedroom Apartment, City Center (Monthly)

$1,820 ₹155.6K

$392 ₹33.5K

364.79%

3-bedroom Apartment, Outside City Center (Monthly)

$828 ₹70.8K

$287 ₹24.5K

188.62%

Buy Apartment in City Center (m2)

$6,975 ₹596.6K

$967 ₹82.7K

621.06%

Buy Apartment Outside City Center (m2)

$3,092 ₹264.5K

$733 ₹62.7K

322.07%

Average Monthly Net Salary (After Tax)

$787 ₹67.3K

$203 ₹17.3K

288.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.62

-4.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 28, 2025

Last update for Panaji: October 26, 2025

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