Cost of Living Comparison Between Mumbai (Bombay) and Panaji Cost of Living Comparison Between Mumbai (Bombay) and Panaji

😐 Solo nomad: Mumbai (Bombay) is 2.4% more expensive than Panaji without rent, and 59.8% more expensive with rent.

😐 Family of 3: Mumbai (Bombay) is 35.6% more expensive than Panaji without rent, and 65% more expensive with rent.

Meal at Budget Restaurant

$5.26 ₹484

$3.56 ₹328

47.75%

Three-Course Dinner for Two, Mid-Range

$21.90 ₹2,017

$17.33 ₹1,596

26.37%

Fast Food Meal (McDonalds, etc)

$4.55 ₹419

$3.88 ₹357

17.27%

Cappuccino

$2.64 ₹243

$2.24 ₹206

17.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹43.69

$0.49 ₹45.03

-4.08%

Water (0.33 liter bottle)

$0.17 ₹15.25

$0.18 ₹16.94

-5.56%

Local Beer (0.5 liter draught)

$2.26 ₹208

$1.19 ₹110

89.92%

Imported Beer (0.33 liter bottle)

$3.98 ₹367

$1.98 ₹183

101.01%

Milk (1 liter)

$0.79 ₹72.6

$0.81 ₹74.5

-2.47%

White Bread (500g)

$0.49 ₹45.01

$0.47 ₹42.96

4.26%

Rice (white) (1kg)

$0.82 ₹75.3

$0.82 ₹75.7

Eggs

$1.03 ₹94.8

$1.00 ₹91.7

3.00%

Local Cheese (1kg)

$7.16 ₹660

$5.62 ₹518

27.40%

Chicken Fillets (1kg)

$3.96 ₹365

$3.94 ₹363

0.51%

Apples (1kg)

$2.39 ₹221

$2.47 ₹228

-3.24%

Banana (1kg)

$0.77 ₹71.0

$0.97 ₹88.9

-20.62%

Oranges (1kg)

$1.27 ₹117

$1.34 ₹123

-5.22%

Tomato (1kg)

$0.70 ₹64.6

$0.65 ₹60.2

7.69%

Potato (1kg)

$0.53 ₹48.38

$0.46 ₹42.15

15.22%

Onion (1kg)

$0.63 ₹58.4

$0.45 ₹41.76

40.00%

Lettuce (1 head)

$0.68 ₹62.5

$0.98 ₹89.9

-30.61%

Water (1.5 liter bottle)

$0.35 ₹32.53

$0.35 ₹31.93

Cigarettes 20 Pack (Marlboro, Camel)

$4.15 ₹382

$2.93 ₹270

41.64%

Wine (Bottle)

$7.78 ₹716

$7.46 ₹687

4.29%

Local Beer (0.5 liter bottle)

$2.16 ₹199

$1.00 ₹92.1

116.00%

Imported Beer (0.33 liter bottle)

$3.31 ₹305

$3.58 ₹330

-7.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.18 ₹662

$4.61 ₹424

55.75%

One-way Ticket (Public Transport)

$0.24 ₹22.20

$0.15 ₹13.94

60.00%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹432

$7.06 ₹650

-33.57%

Taxi Start (Normal Tariff)

$0.36 ₹33.20

$0.42 ₹39.04

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹126

$1.43 ₹131

-4.20%

Gasoline (1 liter)

$1.19 ₹110

$1.16 ₹107

2.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$10.7K ₹983.0K

62.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.3M

$23.8K ₹2.2M

4.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,627

$22.96 ₹2,115

118.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.04 ₹465

$4.31 ₹397

16.94%

Internet (50+ Mbps, Unlimited Data)

$8.64 ₹796

$9.75 ₹898

-11.38%

Gym Membership (Monthly)

$22.88 ₹2,108

$35.09 ₹3,232

-34.80%

Tennis Court (1 Hour on Weekend)

$11.97 ₹1,102

$3.41 ₹314

251.03%

Cinema Ticket

$4.61 ₹425

$3.18 ₹293

44.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹10.9K

$61.7 ₹5,686

91.64%

International Primary School, 1 Child (Yearly)

$3,348 ₹308.3K

$1,618 ₹149.0K

106.94%

Jeans (Levis 501 Or Similar)

$30.03 ₹2,766

$40.55 ₹3,735

-25.94%

Summer Dress (H&M, Zara, etc)

$30.73 ₹2,831

$28.82 ₹2,655

6.63%

Sport Shoes (Adidas, Nike)

$55.5 ₹5,115

$23.57 ₹2,171

135.64%

Men's Leather Business Shoes

$40.77 ₹3,755

$17.18 ₹1,583

137.31%

1-bedroom Apartment, City Center (Monthly)

$709 ₹65.4K

$194 ₹17.9K

265.88%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ₹32.2K

$149 ₹13.7K

134.63%

3-bedroom Apartment, City Center (Monthly)

$1,774 ₹163.4K

$387 ₹35.6K

358.26%

3-bedroom Apartment, Outside City Center (Monthly)

$827 ₹76.2K

$291 ₹26.8K

184.50%

Buy Apartment in City Center (m2)

$6,908 ₹636.3K

$931 ₹85.8K

641.99%

Buy Apartment Outside City Center (m2)

$2,614 ₹240.8K

$707 ₹65.1K

269.99%

Average Monthly Net Salary (After Tax)

$746 ₹68.7K

$193 ₹17.8K

286.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.62

-4.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): March 1, 2026

Last update for Panaji: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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