Cost of Living Comparison Between Mumbai (Bombay) and Panaji Cost of Living Comparison Between Mumbai (Bombay) and Panaji

😐 Solo nomad: Mumbai (Bombay) is 12.2% more expensive than Panaji without rent, and 61.3% more expensive with rent.

😐 Family of 3: Mumbai (Bombay) is 34.9% more expensive than Panaji without rent, and 70.4% more expensive with rent.

Meal at Budget Restaurant

$5.34 ₹485

$3.41 ₹310

56.60%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,029

$17.62 ₹1,600

26.84%

Fast Food Meal (McDonalds, etc)

$4.57 ₹415

$3.86 ₹350

18.39%

Cappuccino

$2.61 ₹237

$2.15 ₹195

21.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹43.32

$0.49 ₹44.06

-2.04%

Water (0.33 liter bottle)

$0.18 ₹15.93

$0.20 ₹18.15

-10.00%

Local Beer (0.5 liter draught)

$2.28 ₹207

$1.19 ₹108

91.60%

Imported Beer (0.33 liter bottle)

$3.98 ₹361

$1.98 ₹180

101.01%

Milk (1 liter)

$0.73 ₹66.5

$0.78 ₹70.7

-6.41%

White Bread (500g)

$0.48 ₹43.73

$0.51 ₹46.29

-5.88%

Rice (white) (1kg)

$0.84 ₹76.2

$0.78 ₹71.0

7.69%

Eggs

$1.03 ₹93.9

$0.99 ₹89.6

4.04%

Local Cheese (1kg)

$6.96 ₹631

$5.73 ₹520

21.47%

Chicken Fillets (1kg)

$3.83 ₹347

$3.88 ₹352

-1.29%

Apples (1kg)

$2.29 ₹207

$2.58 ₹234

-11.24%

Banana (1kg)

$0.82 ₹74.1

$0.92 ₹83.3

-10.87%

Oranges (1kg)

$1.31 ₹119

$1.33 ₹121

-1.50%

Tomato (1kg)

$0.69 ₹62.2

$0.62 ₹56.2

11.29%

Potato (1kg)

$0.57 ₹51.7

$0.42 ₹38.20

35.71%

Onion (1kg)

$0.58 ₹53.0

$0.45 ₹40.65

28.89%

Lettuce (1 head)

$0.68 ₹61.4

$0.91 ₹82.5

-25.27%

Water (1.5 liter bottle)

$0.33 ₹29.90

$0.37 ₹33.97

-10.81%

Cigarettes 20 Pack (Marlboro, Camel)

$4.19 ₹380

$2.97 ₹269

41.08%

Wine (Bottle)

$9.85 ₹894

$7.90 ₹717

24.68%

Local Beer (0.5 liter bottle)

$2.10 ₹190

$1.02 ₹92.6

105.88%

Imported Beer (0.33 liter bottle)

$3.32 ₹301

$3.57 ₹324

-7.00%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.99 ₹634

$4.73 ₹429

47.78%

One-way Ticket (Public Transport)

$0.24 ₹21.92

$0.18 ₹16.16

33.33%

Public Transport Monthly Pass (Regular Price)

$4.75 ₹431

$6.92 ₹628

-31.36%

Taxi Start (Normal Tariff)

$0.36 ₹33.02

$0.46 ₹41.83

-21.74%

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹127

$1.47 ₹134

-4.76%

Gasoline (1 liter)

$1.20 ₹109

$1.14 ₹103

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$10.8K ₹983.2K

58.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.3M

$24.4K ₹2.2M

1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.62 ₹4,504

$23.19 ₹2,105

113.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.93 ₹448

$4.27 ₹388

15.46%

Internet (50+ Mbps, Unlimited Data)

$8.96 ₹814

$9.84 ₹893

-8.94%

Gym Membership (Monthly)

$22.59 ₹2,051

$34.59 ₹3,140

-34.69%

Tennis Court (1 Hour on Weekend)

$11.94 ₹1,084

$3.47 ₹315

244.09%

Cinema Ticket

$4.76 ₹432

$3.12 ₹283

52.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.0K

$60.1 ₹5,451

101.98%

International Primary School, 1 Child (Yearly)

$3,399 ₹308.6K

$1,631 ₹148.0K

108.44%

Jeans (Levis 501 Or Similar)

$29.36 ₹2,665

$41.35 ₹3,753

-29.00%

Summer Dress (H&M, Zara, etc)

$30.40 ₹2,759

$29.47 ₹2,675

3.16%

Sport Shoes (Adidas, Nike)

$55.4 ₹5,025

$23.58 ₹2,140

134.78%

Men's Leather Business Shoes

$40.31 ₹3,659

$17.36 ₹1,576

132.20%

1-bedroom Apartment, City Center (Monthly)

$688 ₹62.5K

$197 ₹17.9K

249.28%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹31.8K

$149 ₹13.5K

135.90%

3-bedroom Apartment, City Center (Monthly)

$1,831 ₹166.2K

$392 ₹35.6K

366.78%

3-bedroom Apartment, Outside City Center (Monthly)

$843 ₹76.5K

$289 ₹26.2K

191.39%

Buy Apartment in City Center (m2)

$6,394 ₹580.4K

$954 ₹86.6K

570.27%

Buy Apartment Outside City Center (m2)

$2,732 ₹247.9K

$710 ₹64.5K

284.55%

Average Monthly Net Salary (After Tax)

$736 ₹66.8K

$202 ₹18.3K

264.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.62

-4.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): January 12, 2026

Last update for Panaji: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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