Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Kochi

For one person, living is cheaper in Kochi: $412 a month against $813 in Mumbai (Bombay), rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
20

Cost of Living Index in Kochi
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Kochi Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Kochi

🇮🇳 India

$412

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Kochi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Kochi actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $412 in Kochi, rent included.

Mumbai (Bombay) $813
Kochi $412

A couple spends around $1,352 per month in Mumbai (Bombay) vs $626 in Kochi, rent included.

Mumbai (Bombay) $1,352
Kochi $626

A family of three spends $1,891 per month in Mumbai (Bombay) vs $840 in Kochi, rent included.

Mumbai (Bombay) $1,891
Kochi $840

Mumbai (Bombay) costs about 97% more than Kochi, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Kochi are more affordable than the global median – Mumbai (Bombay) 40% lower, Kochi 70% lower.

Meal at Budget Restaurant

$5.35 ₹508

$1.62 ₹154

230.25%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$8.34 ₹792

150.24%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$3.71 ₹352

9.97%

Cappuccino

$2.78 ₹264

$1.35 ₹128

105.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.23

$0.42 ₹40.00

-4.76%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.15 ₹14.04

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.62 ₹154

62.96%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$2.05 ₹195

107.32%

Milk (1 liter)

$0.74 ₹70.5

$0.60 ₹57.4

23.33%

White Bread (500g)

$0.54 ₹51.3

$0.50 ₹47.05

8.00%

Rice (white) (1kg)

$0.78 ₹74.1

$0.57 ₹54.5

36.84%

Eggs

$1.00 ₹95.1

$0.99 ₹94.2

1.01%

Local Cheese (1kg)

$5.61 ₹533

$7.00 ₹665

-19.86%

Chicken Fillets (1kg)

$3.58 ₹340

$3.69 ₹350

-2.98%

Apples (1kg)

$2.17 ₹206

$2.32 ₹220

-6.47%

Banana (1kg)

$0.69 ₹65.8

$0.69 ₹65.4

Oranges (1kg)

$1.21 ₹114

$1.07 ₹101

13.08%

Tomato (1kg)

$0.49 ₹46.33

$0.52 ₹48.91

-5.77%

Potato (1kg)

$0.33 ₹31.70

$0.40 ₹37.84

-17.50%

Onion (1kg)

$0.37 ₹35.53

$0.48 ₹45.17

-22.92%

Lettuce (1 head)

$0.44 ₹41.78

$0.53 ₹49.86

-16.98%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.29 ₹27.23

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$5.11 ₹485

-2.15%

Wine (Bottle)

$8.34 ₹792

$8.09 ₹768

3.09%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.66 ₹158

19.88%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.43 ₹231

28.40%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$5.03 ₹477

19.48%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.20 ₹18.94

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$6.28 ₹597

9.87%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.75 ₹71.4

-58.67%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.31 ₹29.43

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$1.30 ₹123

23.85%

Gasoline (1 liter)

$1.10 ₹105

$1.09 ₹104

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.3K ₹1.1M

37.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$18.0K ₹1.7M

24.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,872

$32.93 ₹3,126

87.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.35 ₹318

34.93%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$6.98 ₹663

28.51%

Gym Membership (Monthly)

$37.11 ₹3,524

$16.79 ₹1,594

121.02%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$9.25 ₹879

52.54%

Cinema Ticket

$5.01 ₹475

$1.94 ₹184

158.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$55.4 ₹5,259

114.82%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,859 ₹176.5K

166.22%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$25.95 ₹2,464

40.15%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$17.73 ₹1,683

118.33%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$36.07 ₹3,425

51.73%

Men's Leather Business Shoes

$48.03 ₹4,560

$26.66 ₹2,531

80.16%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$191 ₹18.1K

235.64%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$120 ₹11.4K

209.65%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$452 ₹42.9K

362.77%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$217 ₹20.6K

325.97%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

$1,125 ₹106.8K

407.36%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

$676 ₹64.2K

278.42%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$421 ₹40.0K

79.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.6

-3.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Kochi: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Kochi

$120 29.1% 67.7% $252

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Kochi

$116 28.2% 0.7% $0.8

Eating Out

Mumbai (Bombay)

$112 13.8%

Kochi

$55 13.3% 51.2% $57

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Kochi

$48 11.6% 40.2% $32

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Kochi

$43 10.5% 42.6% $32

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Kochi

$21 5% 56.2% $26

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Kochi

$9.4 2.3% 1.9% $0.2

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $191 in Kochi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $8 in Kochi. Monthly groceries follow the same trend: $117 vs $116 – making Kochi the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Kochi

🕒 Local time

19:14 7:14 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

677,381

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Kochi 1,070 km ≈ 1 h 45 min nonstop flight

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Mumbai (Bombay)
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kochi: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 97%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $618 in Kochi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kochi, especially for central apartments: a one-bedroom in the center costs $191 there versus $640 in Mumbai (Bombay).

Monthly expenses with rent come to $813 in Mumbai (Bombay) and $412 in Kochi. That makes Kochi about 49% cheaper.

Kindergarten costs $119 per month in Mumbai (Bombay) and $55 in Kochi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $412 in Kochi, leaving budget for savings and extras in both cases.

Families tend to lean toward Kochi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kochi. If higher salaries or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.