Last update: Oct 2026

Cost of Living Comparison Between Mudgee and Sydney

For one person, living is cheaper in Mudgee: $2,667 a month against $3,267 in Sydney, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Mudgee
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Mudgee Living Index
157

Cost of Living Index in Sydney
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Sydney Living Index

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Mudgee

🇦🇺 Australia

$2,667

/mo nomad

Sydney

🇦🇺 Australia

$3,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Mudgee and in Sydney

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mudgee and in Sydney actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,667 in Mudgee versus $3,267 in Sydney.

Mudgee $2,667
Sydney $3,267

Estimated couple costs with rent: $3,586 in Mudgee versus $4,847 in Sydney.

Mudgee $3,586
Sydney $4,847

Monthly costs for a family of three with rent: $4,505 in Mudgee versus $6,428 in Sydney.

Mudgee $4,505
Sydney $6,428

Living in Mudgee costs roughly 18% less than in Sydney, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Mudgee 96% above, Sydney 140% above.

Meal at Budget Restaurant

$16.96 A$24.11

$17.50 A$24.88

-3.09%

Three-Course Dinner for Two, Mid-Range

$83.9 A$119

$90.4 A$128

-7.20%

Fast Food Meal (McDonalds, etc)

$9.39 A$13.35

$11.96 A$17.00

-21.49%

Cappuccino

$3.58 A$5.09

$4.00 A$5.69

-10.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 A$3.46

$2.81 A$4.00

-13.17%

Water (0.33 liter bottle)

$2.08 A$2.96

$2.22 A$3.16

-6.31%

Local Beer (0.5 liter draught)

$7.11 A$10.11

$8.13 A$11.57

-12.55%

Imported Beer (0.33 liter bottle)

$7.12 A$10.13

$7.20 A$10.24

-1.11%

Milk (1 liter)

$1.16 A$1.64

$1.70 A$2.42

-31.76%

White Bread (500g)

$2.86 A$4.07

$2.94 A$4.18

-2.72%

Rice (white) (1kg)

$2.11 A$3.00

$2.51 A$3.58

-15.94%

Eggs

$4.00 A$5.69

$5.66 A$8.05

-29.33%

Local Cheese (1kg)

$8.60 A$12.22

$12.22 A$17.37

-29.62%

Chicken Fillets (1kg)

$7.39 A$10.51

$9.31 A$13.24

-20.62%

Beef Round Steak (1kg)

$8.61 A$12.24

$16.87 A$23.99

-48.96%

Apples (1kg)

$2.95 A$4.19

$3.90 A$5.55

-24.36%

Banana (1kg)

$2.48 A$3.53

$3.22 A$4.58

-22.98%

Oranges (1kg)

$3.35 A$4.77

$3.43 A$4.88

-2.33%

Tomato (1kg)

$4.09 A$5.82

$4.33 A$6.16

-5.54%

Potato (1kg)

$2.32 A$3.30

$3.35 A$4.76

-30.75%

Onion (1kg)

$2.56 A$3.64

$2.40 A$3.41

6.67%

Lettuce (1 head)

$2.60 A$3.70

$2.34 A$3.33

11.11%

Water (1.5 liter bottle)

$1.82 A$2.59

$1.16 A$1.65

56.90%

Cigarettes 20 Pack (Marlboro, Camel)

$45.13 A$64.2

$45.47 A$64.7

-0.75%

Wine (Bottle)

$14.14 A$20.10

$13.99 A$19.89

1.07%

Local Beer (0.5 liter bottle)

$4.50 A$6.39

$4.11 A$5.84

9.49%

Imported Beer (0.33 liter bottle)

$4.11 A$5.84

$4.18 A$5.94

-1.67%

One-way Ticket (Public Transport)

$2.64 A$3.76

$3.12 A$4.44

-15.38%

Public Transport Monthly Pass (Regular Price)

$74.3 A$106

$152 A$216

-51.03%

Taxi Start (Normal Tariff)

$3.55 A$5.04

$3.46 A$4.92

2.60%

Taxi (Normal Tariff) (1km)

$1.62 A$2.30

$1.56 A$2.22

3.85%

Taxi 1hour Waiting (Normal Tariff)

$44.92 A$63.9

$39.54 A$56.2

13.61%

Gasoline (1 liter)

$1.31 A$1.87

$1.45 A$2.06

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K A$41.1K

$29.9K A$42.5K

-3.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K A$34.7K

$27.5K A$39.1K

-11.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$235 A$334

$251 A$357

-6.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.19 A$45.77

$27.76 A$39.47

15.96%

Internet (50+ Mbps, Unlimited Data)

$50.6 A$72.0

$58.0 A$82.5

-12.73%

Gym Membership (Monthly)

$57.2 A$81.3

$70.7 A$100

-19.13%

Tennis Court (1 Hour on Weekend)

$16.99 A$24.16

$23.25 A$33.06

-26.92%

Cinema Ticket

$13.36 A$19.00

$17.83 A$25.35

-25.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,201 A$3,130

$2,358 A$3,353

-6.66%

International Primary School, 1 Child (Yearly)

$19.3K A$27.5K

$27.2K A$38.7K

-28.86%

Jeans (Levis 501 Or Similar)

$69.9 A$99.4

$80.5 A$114

-13.16%

Summer Dress (H&M, Zara, etc)

$63.2 A$89.8

$69.3 A$98.5

-8.85%

Sport Shoes (Adidas, Nike)

$142 A$202

$111 A$157

28.55%

Men's Leather Business Shoes

$111 A$158

$127 A$181

-12.83%

1-bedroom Apartment, City Center (Monthly)

$1,530 A$2,176

$2,566 A$3,648

-40.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,400 A$1,990

$1,792 A$2,549

-21.91%

3-bedroom Apartment, City Center (Monthly)

$2,409 A$3,425

$5,202 A$7,396

-53.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,704 A$2,423

$3,156 A$4,488

-46.00%

Buy Apartment in City Center (m2)

$6,701 A$9,529

$13.4K A$19.0K

-49.95%

Buy Apartment Outside City Center (m2)

$4,720 A$6,711

$8,727 A$12.4K

-45.91%

Average Monthly Net Salary (After Tax)

$5,594 A$7,955

$4,118 A$5,856

35.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

-15.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mudgee: October 25, 2026

Last update for Sydney: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mudgee

$1.4K 52.5%

Sydney

$1.8K 54.9% 28% $393

Groceries & Markets

Mudgee

$320 12%

Sydney

$382 11.7% 19.4% $62

Monthly Utilities & Internet

Mudgee

$318 11.9%

Sydney

$337 10.3% 5.9% $19

Eating Out

Mudgee

$275 10.3%

Sydney

$299 9.2% 8.9% $24

Clothing & Footwear

Mudgee

$174 6.5%

Sydney

$175 5.3% 0.4% $0.7

Getting Around

Mudgee

$97 3.6%

Sydney

$176 5.4% 81.9% $79

Sport & Entertainment

Mudgee

$84 3.2%

Sydney

$106 3.3% 26.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,530 in Mudgee and $2,566 in Sydney. Housing cost is often the main lever when comparing two cities.

Mudgee pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84 in Mudgee vs $90 in Sydney for a mid-range dinner for two. Groceries echo the gap at $320 vs $382 per month, with Mudgee cheaper across the board.

Good to know

🇦🇺 Mudgee

🇦🇺 Sydney

🕒 Local time

01:02 1:02 AM

Same time as Mudgee

🌤 Weather

👥 Population

11,563

4,840,600

💱 Currency

Australian Dollar AUD $

📈 Exchange rate

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

1 AUD = 0.703 USD

1 AUD = 0.632 EUR

Exchange rates and currency converter

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Mudgee Sydney 210 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mudgee vs Sydney: Cost of Living - Frequently Asked Questions

Mudgee wins on cost – living expenses run 18% lower than in Sydney. Housing and daily spending are where you’ll feel the difference most, making Mudgee the obvious pick if budget is a priority.

Average pay runs 36% higher in Mudgee, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,530 in Mudgee versus $2,566 in Sydney. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,667 per month in Mudgee versus $3,267 in Sydney – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mudgee runs roughly 51% less than in Sydney. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Mudgee is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mudgee and Sydney are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mudgee gentler on the wallet – expenses run 18% less than in Sydney. Beyond cost, consider language, visa policies, and how big the international community is in each city.