Last update: Oct 2026

Cost of Living Comparison Between Mosul and Cebu

For one person, living is cheaper in Mosul: $566 a month against $918 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Mosul
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Mosul Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Mosul

🇮🇶 Iraq

$566

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mosul and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mosul and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $566 in Mosul versus $918 in Cebu.

Mosul $566
Cebu $918

Estimated couple costs with rent: $893 in Mosul versus $1,409 in Cebu.

Mosul $893
Cebu $1,409

Monthly costs for a family of three with rent: $1,220 in Mosul versus $1,900 in Cebu.

Mosul $1,220
Cebu $1,900

Living in Mosul costs roughly 38% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Mosul 58% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.18 IQD 4,811

$3.09 ₱195

2.91%

Three-Course Dinner for Two, Mid-Range

$16.47 IQD 24.9K

$24.22 ₱1,525

-32.00%

Fast Food Meal (McDonalds, etc)

$5.38 IQD 8,124

$3.92 ₱247

37.24%

Cappuccino

$1.44 IQD 2,173

$2.51 ₱158

-42.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 IQD 555

$1.59 ₱100

-76.73%

Water (0.33 liter bottle)

$0.16 IQD 247

$0.53 ₱33.45

-69.81%

Local Beer (0.5 liter draught)

$1.35 IQD 2,035

$1.78 ₱112

-24.16%

Imported Beer (0.33 liter bottle)

$1.31 IQD 1,975

$2.17 ₱137

-39.63%

Milk (1 liter)

$0.73 IQD 1,097

$1.92 ₱121

-61.98%

White Bread (500g)

$0.67 IQD 1,013

$1.36 ₱85.5

-50.74%

Rice (white) (1kg)

$1.13 IQD 1,708

$1.01 ₱63.6

11.88%

Eggs

$1.30 IQD 1,968

$2.03 ₱128

-35.96%

Local Cheese (1kg)

$3.17 IQD 4,791

$9.86 ₱621

-67.85%

Chicken Fillets (1kg)

$3.64 IQD 5,493

$4.39 ₱277

-17.08%

Beef Round Steak (1kg)

$10.17 IQD 15.4K

$7.60 ₱479

33.82%

Apples (1kg)

$0.59 IQD 898

$3.30 ₱208

-82.12%

Banana (1kg)

$0.93 IQD 1,408

$1.39 ₱87.8

-33.09%

Oranges (1kg)

$0.59 IQD 894

$2.33 ₱147

-74.68%

Tomato (1kg)

$0.46 IQD 694

$1.50 ₱94.3

-69.33%

Potato (1kg)

$0.41 IQD 617

$2.36 ₱149

-82.63%

Onion (1kg)

$0.41 IQD 622

$1.90 ₱119

-78.42%

Lettuce (1 head)

$0.34 IQD 513

$1.19 ₱74.9

-71.43%

Water (1.5 liter bottle)

$0.51 IQD 777

$0.63 ₱39.73

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$1.68 IQD 2,542

$3.00 ₱189

-44.00%

Wine (Bottle)

$6.71 IQD 10.1K

$6.03 ₱380

11.28%

Local Beer (0.5 liter bottle)

$1.41 IQD 2,137

$1.23 ₱77.7

14.63%

Imported Beer (0.33 liter bottle)

$1.69 IQD 2,550

$1.75 ₱110

-3.43%

One-way Ticket (Public Transport)

$0.32 IQD 482

$0.25 ₱15.87

28.00%

Public Transport Monthly Pass (Regular Price)

$73.3 IQD 110.8K

$12.64 ₱796

480.14%

Taxi Start (Normal Tariff)

$1.30 IQD 1,965

$0.77 ₱48.64

68.83%

Taxi (Normal Tariff) (1km)

$1.35 IQD 2,035

$0.23 ₱14.54

486.96%

Taxi 1hour Waiting (Normal Tariff)

$4.07 IQD 6,149

$4.46 ₱281

-8.74%

Gasoline (1 liter)

$0.47 IQD 716

$1.31 ₱82.8

-64.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.6K IQD 22.1M

$21.2K ₱1.3M

-31.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.0K IQD 25.6M

$19.1K ₱1.2M

-11.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.2 IQD 113.7K

$120 ₱7,573

-37.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.88 IQD 17.9K

$14.00 ₱882

-15.14%

Internet (50+ Mbps, Unlimited Data)

$24.08 IQD 36.4K

$27.54 ₱1,735

-12.56%

Gym Membership (Monthly)

$20.96 IQD 31.7K

$32.33 ₱2,036

-35.17%

Tennis Court (1 Hour on Weekend)

$22.55 IQD 34.1K

$6.65 ₱419

239.10%

Cinema Ticket

$8.49 IQD 12.8K

$5.65 ₱356

50.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 IQD 254.0K

$275 ₱17.3K

-38.95%

International Primary School, 1 Child (Yearly)

$2,769 IQD 4.2M

$7,918 ₱498.8K

-65.03%

Jeans (Levis 501 Or Similar)

$10.89 IQD 16.5K

$49.33 ₱3,107

-77.92%

Summer Dress (H&M, Zara, etc)

$16.77 IQD 25.3K

$25.24 ₱1,590

-33.56%

Sport Shoes (Adidas, Nike)

$23.01 IQD 34.8K

$77.0 ₱4,848

-70.10%

Men's Leather Business Shoes

$22.21 IQD 33.6K

$57.2 ₱3,603

-61.17%

1-bedroom Apartment, City Center (Monthly)

$143 IQD 215.7K

$500 ₱31.5K

-71.42%

1-bedroom Apartment, Outside City Center (Monthly)

$103 IQD 155.2K

$309 ₱19.5K

-66.75%

3-bedroom Apartment, City Center (Monthly)

$252 IQD 381.5K

$1,078 ₱67.9K

-76.58%

3-bedroom Apartment, Outside City Center (Monthly)

$247 IQD 373.4K

$615 ₱38.8K

-59.84%

Buy Apartment in City Center (m2)

$722 IQD 1.1M

$2,886 ₱181.8K

-74.98%

Buy Apartment Outside City Center (m2)

$815 IQD 1.2M

$1,917 ₱120.7K

-57.47%

Average Monthly Net Salary (After Tax)

$410 IQD 618.8K

$346 ₱21.8K

18.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

7.2

-64.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosul: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Mosul

$129 22.7%

Cebu

$206 22.4% 60.1% $77

Monthly Utilities & Internet

Mosul

$111 19.6%

Cebu

$162 17.6% 45.5% $51

Accommodation & Living

Mosul

$103 18.1%

Cebu

$309 33.6% 201% $206

Getting Around

Mosul

$83 14.6%

Cebu

$16 1.7% 81.2% $67

Eating Out

Mosul

$70 12.4%

Cebu

$88 9.6% 25.5% $18

Sport & Entertainment

Mosul

$38 6.7%

Cebu

$44 4.8% 15% $5.7

Clothing & Footwear

Mosul

$33 5.8%

Cebu

$94 10.2% 186% $61

Cost Breakdown

A one-bedroom apartment in the center runs $143 in Mosul and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mosul pays 18% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Mosul vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $129 vs $206 per month, with Mosul cheaper across the board.

Good to know

🇮🇶 Mosul

🇵🇭 Cebu

🕒 Local time

10:49 10:49 AM

15:49 3:49 PM

5 h ahead of Mosul

🌤 Weather

👥 Population

1,683,000

964,169

💱 Currency

Iraqi Dinar IQD ع.د

Philippine Peso PHP ₱

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.88 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,701 IQD (10,000 IQD = 5.88 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Mosul Cebu 8,510 km ≈ 11 h nonstop flight

From you

Mosul
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosul vs Cebu: Cost of Living - Frequently Asked Questions

Mosul is cheaper overall, especially in groceries, eating out, and leisure. The 62% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Mosul, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $143 in Mosul versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $566 per month in Mosul versus $918 in Cebu – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mosul runs roughly 480% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Mosul gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mosul is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mosul and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mosul gentler on the wallet – expenses run 62% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.