Last update: Oct 2026

Cost of Living Comparison Between Moss and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,476 in Moss, rent and utilities included – about $13,300 less a year. Other living expenses account for most of the difference.

Moss
🇳🇴 Norway
$2,476
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Moss and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moss and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,476 per month in Moss vs $1,368 in Ubud, Bali, rent included.

  • Moss $2,476
  • Ubud, Bali $1,368

A couple spends around $3,721 per month in Moss vs $2,314 in Ubud, Bali, rent included.

  • Moss $3,721
  • Ubud, Bali $2,314

A family of three spends $4,966 per month in Moss vs $3,260 in Ubud, Bali, rent included.

  • Moss $4,966
  • Ubud, Bali $3,260

Moss costs about 81% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Moss and Ubud, Bali sit above the global median – Moss by 83%, Ubud, Bali by 1%.

Currency
🍽 Eating Out
Moss
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.02 NOK 198
$3.33 Rp 59.9K
531.23%
Three-Course Dinner for Two, Mid-Range
$78.2 NOK 736
$35.18 Rp 633.2K
122.14%
Fast Food Meal (McDonalds, etc)
$13.46 NOK 127
$5.80 Rp 104.5K
132.07%
Cappuccino
$5.11 NOK 48.08
$2.73 Rp 49.1K
87.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.13 NOK 29.45
$1.64 Rp 29.5K
90.85%
Water (0.33 liter bottle)
$2.63 NOK 24.74
$0.83 Rp 15.0K
216.87%
Local Beer (0.5 liter draught)
$6.67 NOK 62.8
$2.70 Rp 48.6K
147.04%
Imported Beer (0.33 liter bottle)
$8.29 NOK 78.1
$4.30 Rp 77.4K
92.79%
🛒 Groceries & Markets
Moss
Ubud, Bali
Difference
Milk (1 liter)
$2.40 NOK 22.58
$1.50 Rp 27.1K
60.00%
White Bread (500g)
$3.56 NOK 33.54
$2.30 Rp 41.4K
54.78%
Rice (white) (1kg)
$3.54 NOK 33.35
$1.18 Rp 21.2K
200.00%
Eggs
$3.42 NOK 32.23
$2.14 Rp 38.6K
59.81%
Local Cheese (1kg)
$13.38 NOK 126
$17.48 Rp 314.6K
-23.46%
Chicken Fillets (1kg)
$12.92 NOK 122
$4.03 Rp 72.5K
220.60%
Beef Round Steak (1kg)
$27.90 NOK 263
$12.23 Rp 220.1K
128.13%
Apples (1kg)
$3.38 NOK 31.79
$3.55 Rp 63.9K
-4.79%
Banana (1kg)
$2.57 NOK 24.21
$1.57 Rp 28.3K
63.69%
Oranges (1kg)
$2.95 NOK 27.81
$2.24 Rp 40.2K
31.70%
Tomato (1kg)
$5.83 NOK 54.9
$1.93 Rp 34.7K
202.07%
Potato (1kg)
$2.30 NOK 21.69
$1.88 Rp 33.9K
22.34%
Onion (1kg)
$2.49 NOK 23.47
$2.29 Rp 41.3K
8.73%
Lettuce (1 head)
$2.53 NOK 23.77
$0.99 Rp 17.9K
155.56%
Water (1.5 liter bottle)
$2.35 NOK 22.10
$0.53 Rp 9,475
343.40%
Cigarettes 20 Pack (Marlboro, Camel)
$15.35 NOK 144
$2.28 Rp 41.1K
573.25%
Wine (Bottle)
$15.77 NOK 148
$23.01 Rp 414.2K
-31.46%
Local Beer (0.5 liter bottle)
$2.64 NOK 24.83
$2.34 Rp 42.2K
12.82%
Imported Beer (0.33 liter bottle)
$3.85 NOK 36.27
$2.91 Rp 52.4K
32.30%
🚌 Getting Around
Moss
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.76 NOK 44.85
$0.24 Rp 4,315
1883.33%
Public Transport Monthly Pass (Regular Price)
$86.5 NOK 814
$8.82 Rp 158.7K
880.95%
Taxi Start (Normal Tariff)
$10.43 NOK 98.2
$0.48 Rp 8,684
2072.92%
Taxi (Normal Tariff) (1km)
$1.88 NOK 17.66
$0.46 Rp 8,233
308.70%
Taxi 1hour Waiting (Normal Tariff)
$45.81 NOK 431
$5.45 Rp 98.2K
740.55%
Gasoline (1 liter)
$2.30 NOK 21.66
$0.88 Rp 15.9K
161.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.6K NOK 401.0K
$24.6K Rp 442.2M
73.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.2K NOK 387.7K
$31.2K Rp 561.4M
32.06%
🧾 Monthly Utilities & Internet
Moss
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 NOK 2,816
$83.0 Rp 1.5M
260.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.40 NOK 314
$6.45 Rp 116.0K
417.83%
Internet (50+ Mbps, Unlimited Data)
$54.0 NOK 508
$18.57 Rp 334.2K
190.85%
🎉 Sport & Entertainment
Moss
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.52 NOK 372
$55.8 Rp 1.0M
-29.20%
Tennis Court (1 Hour on Weekend)
$33.32 NOK 314
$18.11 Rp 326.0K
83.99%
Cinema Ticket
$18.14 NOK 171
$4.38 Rp 78.9K
314.16%
🧸 Childcare & Education
Moss
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 NOK 2,217
$493 Rp 8.9M
-52.23%
International Primary School, 1 Child (Yearly)
$3,756 NOK 35.4K
$5,754 Rp 103.6M
-34.71%
👕👟 Clothing & Footwear
Moss
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$97.8 NOK 920
$46.19 Rp 831.4K
111.67%
Summer Dress (H&M, Zara, etc)
$60.0 NOK 565
$35.33 Rp 636.0K
69.80%
Sport Shoes (Adidas, Nike)
$104 NOK 979
$79.1 Rp 1.4M
31.48%
Men's Leather Business Shoes
$142 NOK 1,332
$78.4 Rp 1.4M
80.52%
🏠 Accommodation & Living
Moss
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,218 NOK 11.5K
$1,142 Rp 20.6M
6.59%
1-bedroom Apartment, Outside City Center (Monthly)
$912 NOK 8,586
$676 Rp 12.2M
35.00%
3-bedroom Apartment, City Center (Monthly)
$2,091 NOK 19.7K
$3,503 Rp 63.1M
-40.31%
3-bedroom Apartment, Outside City Center (Monthly)
$1,576 NOK 14.8K
$1,700 Rp 30.6M
-7.30%
Buy Apartment in City Center (m2)
$5,125 NOK 48.2K
$2,784 Rp 50.1M
84.08%
Buy Apartment Outside City Center (m2)
$4,121 NOK 38.8K
$2,241 Rp 40.3M
83.91%
💵 Salaries & Financials
Moss
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,341 NOK 40.9K
$165 Rp 3.0M
2538.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.94
13.78
-64.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moss: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Moss
$912
Ubud, Bali
$676 25.9% $236
Groceries & Markets
Moss
$452
Ubud, Bali
$290 35.7% $161
Monthly Utilities & Internet
Moss
$387
Ubud, Bali
$108 72.1% $279
Eating Out
Moss
$343
Ubud, Bali
$109 68.3% $234
Clothing & Footwear
Moss
$181
Ubud, Bali
$108 40.7% $74
Getting Around
Moss
$125
Ubud, Bali
$13 90% $113
Sport & Entertainment
Moss
$76
Ubud, Bali
$65 14.8% $11

Cost Breakdown

A central one-bedroom costs $1,218 in Moss versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2538% higher in Moss, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78.0 in Moss versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $452 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇳🇴 Moss
🇮🇩 Ubud, Bali
🕒 Local time
09:39 9:39 AM
15:39 3:39 PM
6 h ahead of Moss
🌤 Weather
👥 Population
52,213
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Moss Ubud, Bali 11,650 km ≈ 15 h nonstop flight
From you
  • Moss
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moss vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Moss or Ubud, Bali?
Moss costs about 81% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Moss and in Ubud, Bali?
For a comfortable life, plan on about $3,714 per month in Moss and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Moss or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Moss compared to Ubud, Bali?
Monthly expenses with rent come to $2,476 in Moss and $1,368 in Ubud, Bali. That's a gap of about 81%.
How expensive is transport in Moss compared to Ubud, Bali?
Public transport costs about 881% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Can you live on $1,000/month in Moss or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Moss at $2,476. In Ubud, Bali it covers expenses comfortably, while in Moss it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Moss or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,476 in Moss. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Moss compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Moss or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Moss makes more sense. Both are solid long-term options with distinct trade-offs.

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