Cost of Living Comparison Between Moss and Ubud, Bali Cost of Living Comparison Between Moss and Ubud, Bali

Monthly Cost of Living

A single person spends $2,530 per month in Moss vs $1,396 in Ubud, Bali, rent included.

A couple spends around $3,841 per month in Moss vs $2,334 in Ubud, Bali, rent included.

A family of three spends $5,152 per month in Moss vs $3,273 in Ubud, Bali, rent included.

Moss costs about 81% more than Ubud, Bali, driven mainly by Eating Out.

Both Moss and Ubud, Bali sit above the global median – Moss by 84%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$21.05 NOK 196

$3.37 Rp 59.5K

524.63%

Three-Course Dinner for Two, Mid-Range

$81.0 NOK 753

$38.59 Rp 680.3K

109.95%

Fast Food Meal (McDonalds, etc)

$14.00 NOK 130

$5.52 Rp 97.3K

153.62%

Cappuccino

$5.05 NOK 46.93

$2.64 Rp 46.6K

91.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 NOK 31.02

$1.67 Rp 29.5K

100.00%

Water (0.33 liter bottle)

$2.70 NOK 25.12

$0.77 Rp 13.6K

250.65%

Local Beer (0.5 liter draught)

$6.99 NOK 65.0

$2.63 Rp 46.4K

165.78%

Imported Beer (0.33 liter bottle)

$8.45 NOK 78.6

$4.28 Rp 75.5K

97.43%

Milk (1 liter)

$2.46 NOK 22.84

$1.55 Rp 27.3K

58.71%

White Bread (500g)

$3.82 NOK 35.50

$2.22 Rp 39.2K

72.07%

Rice (white) (1kg)

$3.76 NOK 35.00

$1.13 Rp 19.8K

232.74%

Eggs

$3.51 NOK 32.68

$2.09 Rp 36.8K

67.94%

Local Cheese (1kg)

$13.30 NOK 124

$17.39 Rp 306.6K

-23.52%

Chicken Fillets (1kg)

$13.21 NOK 123

$3.87 Rp 68.2K

241.34%

Beef Round Steak (1kg)

$27.65 NOK 257

$12.55 Rp 221.2K

120.32%

Apples (1kg)

$3.45 NOK 32.05

$3.62 Rp 63.8K

-4.70%

Banana (1kg)

$2.52 NOK 23.46

$1.56 Rp 27.5K

61.54%

Oranges (1kg)

$2.99 NOK 27.84

$2.35 Rp 41.5K

27.23%

Tomato (1kg)

$5.95 NOK 55.3

$2.06 Rp 36.2K

188.83%

Potato (1kg)

$2.29 NOK 21.25

$1.90 Rp 33.5K

20.53%

Onion (1kg)

$2.54 NOK 23.66

$2.34 Rp 41.2K

8.55%

Lettuce (1 head)

$2.62 NOK 24.35

$1.03 Rp 18.2K

154.37%

Water (1.5 liter bottle)

$2.52 NOK 23.41

$0.55 Rp 9,779

358.18%

Cigarettes 20 Pack (Marlboro, Camel)

$15.26 NOK 142

$2.25 Rp 39.7K

578.22%

Wine (Bottle)

$16.05 NOK 149

$23.81 Rp 419.7K

-32.59%

Local Beer (0.5 liter bottle)

$2.70 NOK 25.06

$2.31 Rp 40.8K

16.88%

Imported Beer (0.33 liter bottle)

$3.85 NOK 35.78

$2.80 Rp 49.4K

37.50%

One-way Ticket (Public Transport)

$4.75 NOK 44.13

$0.27 Rp 4,802

1659.26%

Public Transport Monthly Pass (Regular Price)

$88.8 NOK 826

$8.66 Rp 152.7K

925.29%

Taxi Start (Normal Tariff)

$10.74 NOK 99.9

$0.48 Rp 8,489

2137.50%

Taxi (Normal Tariff) (1km)

$1.85 NOK 17.20

$0.45 Rp 7,863

311.11%

Taxi 1hour Waiting (Normal Tariff)

$47.21 NOK 439

$5.72 Rp 100.8K

725.35%

Gasoline (1 liter)

$2.33 NOK 21.67

$0.76 Rp 13.4K

206.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.1K NOK 400.8K

$24.5K Rp 431.6M

76.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.7K NOK 387.8K

$32.1K Rp 566.3M

29.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$309 NOK 2,869

$83.6 Rp 1.5M

269.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.42 NOK 311

$6.46 Rp 113.8K

417.34%

Internet (50+ Mbps, Unlimited Data)

$56.6 NOK 526

$18.99 Rp 334.8K

197.79%

Gym Membership (Monthly)

$40.47 NOK 376

$56.0 Rp 986.8K

-27.69%

Tennis Court (1 Hour on Weekend)

$35.40 NOK 329

$18.62 Rp 328.2K

90.12%

Cinema Ticket

$19.07 NOK 177

$4.28 Rp 75.5K

345.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 NOK 2,350

$487 Rp 8.6M

-48.05%

International Primary School, 1 Child (Yearly)

$3,762 NOK 35.0K

$5,856 Rp 103.2M

-35.75%

Jeans (Levis 501 Or Similar)

$101 NOK 940

$45.56 Rp 803.2K

122.01%

Summer Dress (H&M, Zara, etc)

$61.2 NOK 569

$36.38 Rp 641.4K

68.09%

Sport Shoes (Adidas, Nike)

$108 NOK 1,002

$82.0 Rp 1.4M

31.47%

Men's Leather Business Shoes

$142 NOK 1,320

$80.4 Rp 1.4M

76.59%

1-bedroom Apartment, City Center (Monthly)

$1,245 NOK 11.6K

$1,117 Rp 19.7M

11.49%

1-bedroom Apartment, Outside City Center (Monthly)

$955 NOK 8,879

$701 Rp 12.4M

36.21%

3-bedroom Apartment, City Center (Monthly)

$2,158 NOK 20.1K

$3,537 Rp 62.4M

-38.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,626 NOK 15.1K

$1,762 Rp 31.1M

-7.72%

Buy Apartment in City Center (m2)

$5,271 NOK 49.0K

$2,826 Rp 49.8M

86.51%

Buy Apartment Outside City Center (m2)

$4,133 NOK 38.4K

$2,292 Rp 40.4M

80.32%

Average Monthly Net Salary (After Tax)

$4,506 NOK 41.9K

$170 Rp 3.0M

2554.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.96

13.78

-64.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moss: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,245 in Moss versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2554% higher in Moss, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $81.0 in Moss versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $461 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moss vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Moss costs about 81% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,796 per month in Moss and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,530 in Moss and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 925% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Moss at $2,530. In Ubud, Bali it covers expenses comfortably, while in Moss it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $2,530 in Moss. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Moss makes more sense. Both are solid long-term options with distinct trade-offs.