Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Moss

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,476 in Moss, rent and utilities included – about $13,300 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
121

Cost of Living Index in Moss
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Moss Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Moss

🇳🇴 Norway

$2,476

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Moss

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Moss actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $2,476 in Moss, rent included.

Ubud, Bali $1,368
Moss $2,476

A couple spends around $2,314 per month in Ubud, Bali vs $3,721 in Moss, rent included.

Ubud, Bali $2,314
Moss $3,721

A family of three spends $3,260 per month in Ubud, Bali vs $4,966 in Moss, rent included.

Ubud, Bali $3,260
Moss $4,966

Ubud, Bali is about 45% cheaper than Moss, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Moss sit above the global median – Ubud, Bali by 1%, Moss by 83%.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$21.02 NOK 198

-84.16%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$78.2 NOK 736

-54.98%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$13.46 NOK 127

-56.91%

Cappuccino

$2.73 Rp 49.1K

$5.11 NOK 48.08

-46.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.13 NOK 29.45

-47.60%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.63 NOK 24.74

-68.44%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$6.67 NOK 62.8

-59.52%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$8.29 NOK 78.1

-48.13%

Milk (1 liter)

$1.50 Rp 27.1K

$2.40 NOK 22.58

-37.50%

White Bread (500g)

$2.30 Rp 41.4K

$3.56 NOK 33.54

-35.39%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.54 NOK 33.35

-66.67%

Eggs

$2.14 Rp 38.6K

$3.42 NOK 32.23

-37.43%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.38 NOK 126

30.64%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$12.92 NOK 122

-68.81%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$27.90 NOK 263

-56.16%

Apples (1kg)

$3.55 Rp 63.9K

$3.38 NOK 31.79

5.03%

Banana (1kg)

$1.57 Rp 28.3K

$2.57 NOK 24.21

-38.91%

Oranges (1kg)

$2.24 Rp 40.2K

$2.95 NOK 27.81

-24.07%

Tomato (1kg)

$1.93 Rp 34.7K

$5.83 NOK 54.9

-66.90%

Potato (1kg)

$1.88 Rp 33.9K

$2.30 NOK 21.69

-18.26%

Onion (1kg)

$2.29 Rp 41.3K

$2.49 NOK 23.47

-8.03%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.53 NOK 23.77

-60.87%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.35 NOK 22.10

-77.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$15.35 NOK 144

-85.15%

Wine (Bottle)

$23.01 Rp 414.2K

$15.77 NOK 148

45.91%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.64 NOK 24.83

-11.36%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.85 NOK 36.27

-24.42%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$4.76 NOK 44.85

-94.96%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$86.5 NOK 814

-89.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$10.43 NOK 98.2

-95.40%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.88 NOK 17.66

-75.53%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$45.81 NOK 431

-88.10%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.30 NOK 21.66

-61.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$42.6K NOK 401.0K

-42.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$41.2K NOK 387.7K

-24.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$299 NOK 2,816

-72.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$33.40 NOK 314

-80.69%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$54.0 NOK 508

-65.62%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$39.52 NOK 372

41.24%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$33.32 NOK 314

-45.65%

Cinema Ticket

$4.38 Rp 78.9K

$18.14 NOK 171

-75.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$235 NOK 2,217

109.35%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$3,756 NOK 35.4K

53.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$97.8 NOK 920

-52.76%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$60.0 NOK 565

-41.11%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$104 NOK 979

-23.94%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$142 NOK 1,332

-44.60%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,218 NOK 11.5K

-6.18%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$912 NOK 8,586

-25.93%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,091 NOK 19.7K

67.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,576 NOK 14.8K

7.88%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,125 NOK 48.2K

-45.68%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,121 NOK 38.8K

-45.63%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$4,341 NOK 40.9K

-96.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Moss: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Moss

$912 36.9% 35% $236

Groceries & Markets

Ubud, Bali

$290 21.2%

Moss

$452 18.3% 55.6% $161

Eating Out

Ubud, Bali

$109 8%

Moss

$343 13.8% 215% $234

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Moss

$387 15.6% 258% $279

Clothing & Footwear

Ubud, Bali

$108 7.9%

Moss

$181 7.3% 68.7% $74

Sport & Entertainment

Ubud, Bali

$65 4.7%

Moss

$76 3.1% 17.4% $11

Getting Around

Ubud, Bali

$13 0.9%

Moss

$125 5.1% 899% $113

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $1,218 in Moss. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2538% higher in Moss, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $78.0 in Moss. Monthly groceries follow the same trend: $290 vs $452 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Moss

🕒 Local time

16:41 4:41 PM

10:41 10:41 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

52,213

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Moss 11,650 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Moss

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moss: Cost of Living - Frequently Asked Questions

Moss costs about 81% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $3,714 in Moss. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $2,476 in Moss. That's a gap of about 81%.

Public transport costs about 881% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Moss at $2,476. In Ubud, Bali it covers expenses comfortably, while in Moss it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $2,476 in Moss. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Moss makes more sense. Both are solid long-term options with distinct trade-offs.